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Uglycash Card

Updated: Sep 29, 2026

UGLYCASH Card is a Visa prepaid card offered by UGLYCASH and linked to the platform's stablecoin balance. Available as a virtual card or physical card, it can be used at Visa merchants online and in stores, while the physical card also supports ATM withdrawals. The basic card offers 1% cashback in the RSR crypto asset on purchases, rising to as much as 6% on eligible purchases after joining RIDEX membership. The product also combines US dollar, euro, local bank transfer, and crypto asset features, primarily serving users who receive cross-border payments and make everyday purchases.
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Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
BTCETH
Last updated
Sep 29, 2026

Official and company information

Issuer identity and company credentials

UGLYCASH is a fintech platform for users in the United States, Latin America, and other supported regions, offering stablecoin-based account balances, US/Europe/Mexico virtual accounts, cross-border transfers, card spending and withdrawals, and non-custodial on-chain portfolio features. Its custodial financial services and non-custodial Portfolio product are operated by different legal entities, and service and card availability vary by country and region.
Visit website Application page
Company / issuer
UGLYCASH (Ugly Cash)
Legal name
Best Friend Finance, Inc.
Registered region
United States (US)
Headquarters
San Francisco, California, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

UGLYCASH is a financial services platform, not a bank. User account balances are backed by assets such as USD-denominated stablecoins, and funds can be deposited and withdrawn through bank transfers, stablecoins, and other channels supported by the platform. The current Ugly Visa Card is available in both virtual and physical forms. The virtual card is suited to online spending and digital wallets, while the physical card also supports standard POS purchases and ATM cash withdrawals. The base cashback rate on card purchases is 1%, with rewards issued in Reserve Rights (RSR). RIDEX is a separate paid membership plan, currently priced at USD 20 every 30 days, offering total cashback of up to 6% depending on the applicable tier. The platform is also developing a limited-edition physical metal card.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Ugly Visa Card
Card formVirtual + physical card
Fees
Monthly fee
Free
Basic card has no monthly maintenance fee
Card issuance fee—
ATM fee
2.5 USD
Charged by withdrawal region, plus 1%–2%
Foreign exchange fee—
Top-up fee
Free
No platform fee for crypto deposits
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
6%
RIDEX up to 6% cashback, range 1%–6%
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
15
Paid out according to referral milestones
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

16
GuatemalaGTDominican RepublicDOArgentinaARHondurasHNPeruPEEl SalvadorSVParaguayPYEcuadorECPanamaPAVenezuelaVENigeriaNGChileCLCosta RicaCRUruguayUYMexicoMXColombiaCO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

6
SudanSDSyriaSYRussiaRUCubaCUNorth KoreaKPIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents aged 18 or older can obtain the card through the U.S. program after completing the required account and identity verification.
2. United Kingdom：Cannot apply，Can use，The UK is outside UGLYCASH’s current U.S. and supported international issuance programs, but an eligible card issued elsewhere can be used in the UK.
3. Canada：Cannot apply，Can use，Canada is not included in UGLYCASH’s current card-onboarding regions, while an eligible card issued in a supported country can still be used in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside the current card issuance regions, but cards issued to eligible users elsewhere support international purchases in Australia.
5. South Africa：Cannot apply，Can use，South Africa is not included in UGLYCASH’s current supported card-onboarding regions, while an eligible card issued elsewhere can still be used locally.
6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the current issuance regions, but an eligible UGLYCASH card issued elsewhere can be used in New Zealand.
7. Ireland：Cannot apply，Can use，Ireland is not part of UGLYCASH’s current card issuance regions, while a card issued to an eligible user in a supported country can still be used there.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Government-issued photo ID / Driver's license / Lease agreement / Utility bill

Review time / regional limits

Automated identity verification is usually fast; when documents are abnormal or risk controls are triggered, it is transferred to manual review.

KYC provider

Sumsub

Updated

Aug 19, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 19, 2026

Wallet payments

Alipay

Not supported

Aug 19, 2026

Wallet payments

Apple Pay

Not supported

Aug 19, 2026

Cash services

ATM withdrawal

Supported

Aug 19, 2026

AI tools

ChatGPT

Not supported

Aug 19, 2026

AI tools

Claude

Not supported

Aug 19, 2026

Wallet payments

Google Pay

Supported

Aug 19, 2026

AI tools

Midjourney

Not supported

Aug 19, 2026

In-person payments

Offline POS

Supported

Aug 19, 2026

Online shopping

Online shopping

Supported

Aug 19, 2026

Wallet payments

PayPal

Not supported

Aug 19, 2026

Subscriptions

Subscription payment

Supported

Aug 19, 2026

Wallet payments

WeChat Pay

Not supported

Aug 19, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Ndaipori (Asadito)google_play★ 4 / 5

UGLYCASH Google Play review - 4 star

referral rewards doesn't work with crypto, and is not specified.
Official reply
Hi! 👋 we've specified which type of deposit qualifies for the referral program promotion. If you have any questions, please feel free to contact us at support 🙏
View original
Julius Akpotanggoogle_play★ 5 / 5

UGLYCASH Google Play review - 5 star

it perfect I really love it
Official reply
We love you back 😎🤘
View original
Oscar Amarillagoogle_play★ 5 / 5

UGLYCASH Google Play review - 5 star

Perfect for remote workers located in LATAM.
Official reply
Wohooo! That is exactly the intention. Thank you very much for your kind words 🫂❤️‍🔥
View original
Jazmin Fabiola Aguilar Yacgoogle_play★ 1 / 5

UGLYCASH Google Play review - 1 star

i had over 2000 usd in my portfolio section. i never trade, i just put the money there to separate it from my main account and "save" money. but today my funds are gone and no one is giving me a resolution. i want my 2k back please
Official reply
Hi, Jazmin! We sincerely apologize; it was a visual glitch. However, your funds were always there 🙏 We fixed the issue yesterday and noticed that you had withdrawn your funds from your portfolio. Once again, we apologize for the scare.
View original
Eduardo Torresgoogle_play★ 3 / 5

UGLYCASH Google Play review - 3 star

Bug al mirar las transacciones, la pantalla se oscurece y no de puede ver.
View original
Bayardo Dominguezgoogle_play★ 5 / 5

UGLYCASH Google Play review - 5 star

Great
View original
Walter C Carranzagoogle_play★ 4 / 5

UGLYCASH Google Play review - 4 star

Everything good so far! ✌️
Official reply
Wohooo! Thank you so much for all the support ❤️‍🔥
View original
Kit Castgoogle_play★ 1 / 5

UGLYCASH Google Play review - 1 star

No me permite crear una cuenta, ni siquiera el soporte técnico funciona correctamente.
Official reply
Hola! Lamentamos muchísimo que hayas tenido esta experiencia. Nos encantaría poder ayudarte :pray: Para ubicar tu cuenta, sería posible que nos contactes haciendo mediante siguiente formulario? https://airtable.com/appJ5phDLWtBJPoOT/pagr5ujGwMiky4q3i/form
View original
Eliud Medranogoogle_play★ 5 / 5

UGLYCASH Google Play review - 5 star

extremely useful to receive and Transfer money, especially when you receive money through Paypal.
Official reply
We're glad to hear that the app is helping you collect your money easily. Thank you for giving us this opportunity ❤️‍🔥🫂
View original
segun kutigoogle_play★ 2 / 5

UGLYCASH Google Play review - 2 star

I've met all the requirements needed for getting the virtual card, and when I apply for the card it shows we couldn't request for you card?
Official reply
Hello, Segun! Unfortunately, card issuance has been temporarily suspended in your region. We sincerely apologize for any inconvenience this may cause you 🙏
View original

Risk factors

Updated: Aug 19, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Uglycash Card require KYC?

Our record lists the Uglycash Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Uglycash Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Supported.

Which assets can I top up Uglycash Card with?

Our record lists Uglycash Card support for: BTC and ETH.

Is Uglycash Card a virtual or a physical card?

Uglycash Card is offered as: Virtual + physical card.

Where is Uglycash Card available?

Our record lists 16 countries or regions as available and 6 as restricted. Country-by-country status is in the regions section of this page.

Who issues Uglycash Card?

Uglycash Card is operated by UGLYCASH (Ugly Cash) on the Visa network.