Card database / Visa / Crypto-friendly bank account card
Updated: Aug 19, 2026
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Compare verified fee records across card forms and tiers
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T Classic physical card | T Virtual card | T Mirror Metal Card | |
|---|---|---|---|
| Card form | Physical card | Virtual card | Metal card |
| Fees | |||
| Monthly fee | Free | Free | Free |
| Card issuance fee | 5 EUR Priced in the issuing market, also available as 20 PLN | Free Free issuance | 50 EUR Priced in the issuing market, also available as 200 PLN |
| ATM fee | 1 EUR Charged when under €100 | — | 1 EUR Charged when below 100 EUR |
| Foreign exchange fee | Free Settled at Visa exchange rate | Free Settled at Visa exchange rate | Free Settled at Visa exchange rate |
| Top-up fee | 1% Varies by region and top-up frequency, fee 0%–1% | — | 1% Varies by region and top-up frequency, range 0%–1% |
| Failed transaction fee | Free No fee for standard transactions | Free No fee for standard transactions | Free No fee for standard transactions |
| Rewards | |||
| Cashback | 2% 1% for cash, 2% for crypto payments | 1% 1% for cash, 2% for crypto payments | 2% 1% for cash, 2% for crypto payments, as Saveback |
| Crypto cashback | — | — | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | — | — | — |
| Limits | |||
| Daily spending limit | — | — | — |
| Monthly spending limit | — | — | — |
| ATM withdrawal limit | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Application status based on public sources, official policy, and user reports. This is not application advice.
Applications or normal card activation are supported
Applications or features are unavailable or restricted
Evidence is insufficient
No records
The source text is retained below.
1、中国大陆：不属于 Trade Republic 开户地区，居民不可直接申请；已持卡用户可在支持境外 Visa 的商户及 ATM 使用，并可按国际卡规则绑定支付宝、微信支付。
2、香港：香港居民不可按本地居民身份申请；已在欧洲合资格地区取得卡片的用户，可在香港支持 Visa 的线上、线下商户及 Visa ATM 正常使用。
3、澳门：澳门居民不可按本地居民身份申请；已发行的 Trade Republic Visa Debit 可在澳门支持 Visa 的商户及 ATM 使用，境外交易按 Visa 汇率结算。
4、台湾：台湾居民不可按本地居民身份申请；已在支持欧洲市场取得卡片的用户，可在台湾 Visa 受理商户和支持 Visa 的 ATM 使用。
Updated: Aug 19, 2026
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAug 19, 2026
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Wallet payments
Aug 19, 2026
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Updated: Aug 19, 2026
No risk factors are available
