Available regions
Applications or normal card activation are supported
United StatesUS
- Evidence
- Officially supported
Card database / Mastercard / Crypto-friendly bank account card
V
Venmo Debit Card
Updated: Sep 11, 2026
The Venmo Debit Card is a Mastercard debit card issued by Venmo in partnership with The Bancorp Bank, N.A., allowing users to spend directly from their USD Venmo balance. Once approved, card details are available immediately and can be added to mobile wallets, with the physical card shipped afterward. Cardholders can make purchases at online, in-store, and international Mastercard merchants, earn up to 5% cash back at select merchants through Venmo Stash, and enjoy fee-free ATM withdrawals at MoneyPass ATMs in the United States.
- Card network
- Product type
- Crypto-friendly bank account card
- Card form
- Virtual + physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 80-89
- Supported assets
USDT
USDC
BTC
ETH
SOL
LINK
LTC
BCH
USD- Last updated
- Sep 11, 2026
Official and company information
Issuer identity and company credentials
Venmo is a US mobile payment service provided by PayPal, Inc., responsible for the Venmo account, app interface, rewards crediting, and credit card-related account functions. The actual credit card is issued by Synchrony Bank, which handles credit approval, credit limits, billing, interest, payments, disputes, and cash advances. Visa provides the card network and associated card-level benefits. Cryptocurrency services are provided by PayPal Digital, Inc. under the name Venmo Digital, with related crypto asset custody and trading infrastructure provided by Paxos Trust Company, LLC. Synchrony Bank is not responsible for the cryptocurrency program.
- Company / issuer
- Venmo Credit
- Legal name
- PayPal, Inc. / Venmo
- Registered region
- United States (US)
- Headquarters
- New York City, New York, United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
The Venmo Debit Card does not offer a credit line and cannot directly deduct cryptocurrency held by the user; spending funds come from the USD balance in the Venmo account. The balance can be obtained via bank account, debit card, auto-reload, direct deposit, store cash reload, or payments from other Venmo users. After approval, users can view the card number in the app and add it to Apple Pay or Google Pay. The physical card supports chip, contactless, magnetic stripe, and PIN transactions.
This product offers merchant category cashback through Venmo Stash: 1% by default, increasing to 2% after enabling auto-reload, and increasing to 5% after receiving at least USD 500 in direct deposit per month. The monthly merchant category cashback cap is USD 100. The Venmo account also supports holding and trading select crypto assets, but assets must be sold into USD balance before spending; card settlement cannot be completed directly with crypto assets.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
V Venmo Debit Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free No monthly account maintenance fee |
| Card issuance fee | Free Application and first card free |
| ATM fee | 2.5 USD Free on MoneyPass network; other ATMs $2.50 per transaction; over-the-counter withdrawals additional $3 |
| Foreign exchange fee | Free Settled at Mastercard rate |
| Top-up fee | 3.74 USD Bank, debit card, and direct deposit free; in-store cash $3.74 per transaction; check expedited delivery additional fee |
| Failed transaction fee | — |
| Rewards | |
| Cashback | 5% Cashback rate 1%, 2%, or 5%; up to $100 per month |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | 10 USD $10 each; friend spends $50 within 30 days |
| Limits | |
| Daily spending limit | 3,000 USD Also limited to 30 transactions per day |
| Monthly spending limit | — |
| ATM withdrawal limit | 1,000 USD Includes over-the-counter and purchase cash withdrawals |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
CanadaCAChinaCNUnited KingdomGBMexicoMXTaiwanTWMacaoMOHong KongHKEuropean Economic Area
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Can apply，Can use，Applicants must be 18+, have a U.S.-based phone number, complete identity verification with an SSN or ITIN, and receive card approval.
2. United Kingdom：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in the UK.
3. Canada：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in Canada.
4. Australia：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in Australia.
5. South Africa：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in South Africa.
6. New Zealand：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in New Zealand.
7. Ireland：Cannot apply，Can use，Venmo onboarding requires U.S. physical presence, a U.S.-based phone number and SSN or ITIN; existing cardholders can use the card in Ireland.
Updated: Sep 11, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
US passport / US driver's license / US government-issued ID / DHS document / Tribal ID card / ITIN assignment letter / Social Security number card / Bank statement / Credit card statement / Securities account statement / Utility or communication bill / Pay stub / W-2 form / Residential lease / Vehicle registration document / IRS letter
Review time / regional limits
Automated verification can be completed within minutes; additional documents are usually reviewed within five business days.
KYC provider
Not disclosed
Updated
Aug 2, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 2, 2026
Wallet payments
Alipay
Supported
Aug 2, 2026
Wallet payments
Apple Pay
Supported
Aug 2, 2026
Cash services
ATM withdrawal
Supported
Aug 2, 2026
AI tools
ChatGPT
Not supported
Aug 2, 2026
AI tools
Claude
Not supported
Aug 2, 2026
Wallet payments
Google Pay
Supported
Aug 2, 2026
AI tools
Midjourney
Not supported
Aug 2, 2026
In-person payments
Offline POS
Supported
Aug 2, 2026
Online shopping
Online shopping
Supported
Aug 2, 2026
Wallet payments
PayPal
Supported
Aug 2, 2026
Subscriptions
Subscription payment
Not supported
Aug 2, 2026
Wallet payments
WeChat Pay
Supported
Aug 2, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Venmo Google Play review - 5 star
it was great
View original Venmo Google Play review - 1 star
When I do bank transfers are actually debit card transfers, they don't get there in half an hour like they say, and they charge you the fee, sometimes they don't show up till the next day.And it's not right when they say thirty minutes , when I said it right to another debit card
View original Venmo Google Play review - 2 star
can't sign in because my number isn't verified. can't sign up because I already have a verified number.???
View original Venmo Google Play review - 1 star
There is NO deposit funds into my venmo account. I can only use it to withdraw to my bank.
View original Venmo Google Play review - 5 star
awesome
View original Venmo Google Play review - 5 star
love it!
View original Venmo Google Play review - 5 star
good
View original Venmo Google Play review - 5 star
bought tamales
View original Venmo Google Play review - 5 star
awesome always on point
View original Venmo has some of the worst customer…
Venmo has some of the worst customer service I’ve ever experienced. Representatives don’t listen, repeatedly ask the same questions, read from scripts, and put you on hold for 10+ minutes at a time. After this experience, I’m closing and deleting my account. Absolutely unacceptable customer service.
View original Risk factors
Updated: Aug 2, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Venmo Debit Card require KYC?
Our record lists the Venmo Debit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Venmo Debit Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Venmo Debit Card with?
Our record lists Venmo Debit Card support for: USDT, USDC, BTC, ETH, SOL, LINK, LTC, and BCH (9 in total).
Is Venmo Debit Card a virtual or a physical card?
Venmo Debit Card is offered as: Virtual + physical card.
Where is Venmo Debit Card available?
Our record lists 1 countries or regions as available and 8 as restricted. Country-by-country status is in the regions section of this page.
Who issues Venmo Debit Card?
Venmo Debit Card is operated by Venmo Credit on the Mastercard network.