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Airtm Card

Updated: Sep 11, 2026

The official product name of the Airtm Card is USD Virtual Prepaid Card. It is a Visa virtual prepaid card settled in USD. Users can top up the card from their Airtm balance and use the card number for international online shopping, software subscriptions, digital services and travel spending. After adding it to Apple Pay or Google Pay, it can also be used at physical merchants that support contactless payments. The card does not provide a credit limit, physical card or cash withdrawal functionality, and is mainly intended for freelancers, remote workers and digital service users who need to make payments in USD.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHDAIXLM
Last updated
Sep 11, 2026

Official and company information

Issuer identity and company credentials

Airtm is a U.S.-headquartered fintech service platform focused on providing efficient cross-border payment and payout solutions for distributed workforces, businesses, and digital entrepreneurs globally, particularly in the Global South. The platform includes a digital wallet based on USDC stablecoin, supports over 500 local deposit and withdrawal channels (including bank transfers, mobile wallets, etc.), and offers users USD virtual cards and U.S. virtual bank accounts, helping cross-border workers avoid high fees and regional restrictions of traditional offshore payments.
Company / issuer
Airtm
Legal name
Airtm Inc.
Registered region
United States (US)
Headquarters
Dover, Delaware, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The USD Virtual Prepaid Card is applied for and managed through the Airtm app. Users can view the card number, expiration date, CVV, balance, and transaction history in the card dashboard, and top up the card from their USDC balance in Airtm. After top-up, funds form a separate USD prepaid card balance, and purchases are deducted directly from this balance, without creating overdrafts or credit liabilities. The card supports local and international online shopping, recurring subscriptions, digital advertising, travel bookings, and gaming platforms, and can also be used for contactless payments in-store via Apple Pay or Google Pay. Card balances cannot be withdrawn via ATM; to transfer the balance back to Airtm, the card must be deleted and the entire remaining balance transferred at once. Merchants in gambling, firearms, drugs, adult services, and financial services are restricted.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Airtm USD Virtual Prepaid Card
Card formVirtual card
Fees
Monthly fee
0 USD
$1 charged if no activity for 30 days
Card issuance fee
Free
First card created free
ATM fee—
Foreign exchange fee
0%
No foreign exchange fee on international transactions
Top-up fee
1%
Up to 2 USDC per month, only for the first $200 per month
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
10 USDC
First top-up of 50 in Argentina and two other countries
Referral bonus—
Limits
Daily spending limit
2,000 USD
Spending limit calculated per calendar day
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

15
ArgentinaARMexicoMXParaguayPYColombiaCOChileCLDominican RepublicDOEcuadorECGuatemalaGTUnited StatesUSPanamaPACosta RicaCRPeruPEBrazilBRBoliviaBOUruguayUY
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

12
SudanSDNorth KoreaKPMyanmar (Burma)MMCubaCUSpecific Sanctioned Regions of UkraineHong KongHKMacaoMORussiaRUTaiwanTWIranIRBelarusBYChinaCN
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,Applicants must be 18+ and pass Airtm/Bridge identity verification; availability excludes restricted U.S. locations, and U.S. users can fund the card only through payouts.

2. United Kingdom:Cannot apply,Can use,The UK is outside Airtm’s currently evidenced card-issuance rollout, but an eligible card issued elsewhere can be used for local purchases.

3. Canada:Cannot apply,Can use,Canada is outside Airtm’s currently evidenced card-issuance rollout, but an eligible existing card can be used locally.

4. Australia:Cannot apply,Can use,Australia is outside Airtm’s currently evidenced card-issuance rollout, but an eligible existing card can be used locally.

5. South Africa:Cannot apply,Can use,South Africa is outside Airtm’s currently evidenced card-issuance rollout, but an eligible existing card can be used locally.

6. New Zealand:Cannot apply,Can use,New Zealand is outside Airtm’s currently evidenced card-issuance rollout, but an eligible existing card can be used locally.

7. Ireland:Cannot apply,Can use,Ireland is outside Airtm’s currently evidenced card-issuance rollout, but an eligible existing card can be used locally.

Updated: Sep 11, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

ID document / Passport / Driver's license

Review time / regional limits

Automated review typically takes 10 to 15 minutes; manual review can take up to about 72 hours.

KYC provider

Persona, Onfido

Updated

Aug 2, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 2, 2026

Wallet payments

Alipay

Not supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Not supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Aug 2, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Not supported

Aug 2, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Quadri Adegbitegoogle_play★ 1 / 5

Airtm Google Play review - 1 star

one of the best app so far but I was highly disappointed as I woke up to see permanent restriction on my Airtm account without any offence nor warnings
Official reply
Hello Quadri, apologies for the inconvenience with the account. Please do contact our support team to better assist you with the process and get the account back to normal. Thanks for your feedback and report.
View original
jonah Kinyuagoogle_play★ 5 / 5

Airtm Google Play review - 5 star

best
View original
Ayub Khangoogle_play★ 1 / 5

Airtm Google Play review - 1 star

Worst app, no support it's been more than a month I'm unable to withdraw my funds. Contacted multiple times on official channel still no response. #3450114
Official reply
Hello Ayub Khan, We are very sorry for the inconveniences you are experiencing with your account. Please wait in the ticket3450114 which is assigne to the correct team. We value your patience!
View original
20UCS148 raju Kumargoogle_play★ 5 / 5

Airtm Google Play review - 5 star

good
View original
Ameh Patiencegoogle_play★ 1 / 5

Airtm Google Play review - 1 star

Very poor customer support experience with AirTM. My transactions was put on hold since June 23. contacted support multiple times. I only get generic automated responses with no real solution. No human agent, no escalation. For a platform that handles money, this level of support is unacceptable. My funds are still locked with no clear timeline. I expected much better. Ticket still unresolved. Until support improves, I cannot recommend AirTM.
Official reply
Hello Ameh, we are sorry for this experience you have shared. Could you please send us the ticket number where your case has been escalated? Thank you!
View original
Shanice Greengoogle_play★ 1 / 5

Airtm Google Play review - 1 star

this app wants me to send my extra money from paypal in order for me to have access to money that they took from me. this app is not has secure
Official reply
Hola Shanice, lamentamos mucho tu experiencia. En Airtm, la seguridad y protección de los fondos de nuestros usuarios son una prioridad. Contáctanos por soporte para revisar tu caso y ayudarte a resolverlo.
View original
Ashish Tayadegoogle_play★ 1 / 5

Airtm Google Play review - 1 star

useless app i did my verification process but they didn't verify my request of identity process and there team management does not cooperating Hi Airtm team, my support ticket number is [#3458237]. Please check and help me resolve the identity verification issue as soon as possible.
Official reply
Hello Ashish, thank you for providing us the ticket number. We have validated and your case is being handled by the appropriate team.
View original
Terdoo Vealumungoogle_play★ 5 / 5

Airtm Google Play review - 5 star

wonderful app, stress free, easy to use and 100% reliable
View original
CHRIST RAMUKAgoogle_play★ 5 / 5

Airtm Google Play review - 5 star

The best app I ever seen.....
View original
Yareduskgoogle_play★ 5 / 5

Airtm Google Play review - 5 star

perfect
View original

Risk factors

Updated: Aug 2, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Airtm Card require KYC?

Our record lists the Airtm Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Airtm Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Airtm Card with?

Our record lists Airtm Card support for: USDT, USDC, BTC, ETH, DAI, and XLM.

Is Airtm Card a virtual or a physical card?

Airtm Card is offered as: Virtual card.

Where is Airtm Card available?

Our record lists 15 countries or regions as available and 12 as restricted. Country-by-country status is in the regions section of this page.

Who issues Airtm Card?

Airtm Card is operated by Airtm on the Visa network.