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Card database / Mastercard / Visa / Stablecoin payment card

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AutoCard

Updated: Aug 27, 2026

AutoCard is a crypto asset payment card product operated by ESTARTECH PTE. LTD. After completing KYC, users can top up their accounts with stablecoins such as USDT and USDC, and use the virtual card or physical card for everyday spending. The product currently covers Mastercard and Visa card networks and can be used for online shopping, digital subscriptions, travel, gaming, and physical merchants, with support for mobile payment methods such as Apple Pay and Google Pay.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
40-49
Supported assets
USDT / USDC
Last updated
Aug 27, 2026

Official and company information

Issuer identity and company credentials

AutoCard is a digital asset payment fintech platform operated by Singapore ESTARTECH PTE. LTD., primarily offering virtual and physical payment cards, stablecoin top-ups, card management, and global merchant spending services, enabling users to use digital assets such as USDT and USDC for everyday payments. ESTARTECH PTE. LTD. mainly assumes the technology, brand, and card program operations functions of the AutoCard platform. AutoCard publicly displays Visa and Mastercard card products,
Company / issuer
AutoCard
Legal name
ESTARTECH PTE. LTD.
Registered region
Singapore (SG)
Headquarters
Singapore
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

AutoCard integrates stablecoin top-ups, USD card balances, and traditional bank card payments within a mobile app. After registering and completing Sumsub identity verification, users can apply for a virtual card or physical card, then deposit supported assets such as USDT and USDC into the account and convert them into a balance available for card spending. The official product positioning emphasizes using crypto assets for real-world payments without a traditional bank account, and the card is accepted at over 100 million merchant locations. The virtual card is suitable for online shopping, subscriptions, and digital services, while the physical card further covers offline spending and cash usage scenarios. The app also provides real-time transaction records, multi-card management, custom spending limits, instant notifications, and card activation features.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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AutoCard virtual card
AutoCard physical card
Card formVirtual cardPhysical card
Fees
Monthly fee
Card issuance fee
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network
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Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

18
BoliviaBOJapanJPIndiaINHong KongHKChileCLCanadaCAQatarQAMacaoMOGabonGANew ZealandNZIndonesiaIDSingaporeSGEcuadorECNigeriaNGTaiwanTWAustraliaAULithuaniaLTUnited StatesUS
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

5
SyriaSYCubaCUIranIRChinaCNNorth KoreaKP
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请,当前中国大陆 App Store 未提供稳定的 AutoCard 正式申请入口;境外获批卡可在符合 Visa 或 Mastercard 规则的商户使用。

2、香港:可提交注册和 KYC,AutoCard 已在香港市场提供应用;获批后可使用虚拟或实体卡进行线上及线下消费,并支持兼容移动钱包。

3、澳门:可申请,AutoCard 当前已在澳门 App Store 正常发行;完成 KYC 后可使用对应 Visa 或 Mastercard 卡片进行线上和实体商户消费。

4、台湾:可申请,AutoCard 当前在台湾 App Store 正常发行;完成身份审核后可使用虚拟和实体卡,并通过兼容移动钱包完成支付。

Updated: Aug 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Passport / ID card / Driver's license / Residence permit

Review time / regional limits

Automatic identity verification usually completes within minutes; abnormal profiles are subject to further manual review.

KYC provider

Sumsub

Updated

Aug 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 27, 2026

Wallet payments

Alipay

Not supported

Aug 27, 2026

Wallet payments

Apple Pay

Supported

Aug 27, 2026

Cash services

ATM withdrawal

Supported

Aug 27, 2026

AI tools

ChatGPT

Not supported

Aug 27, 2026

AI tools

Claude

Not supported

Aug 27, 2026

Wallet payments

Google Pay

Supported

Aug 27, 2026

AI tools

Midjourney

Not supported

Aug 27, 2026

In-person payments

Offline POS

Supported

Aug 27, 2026

Online shopping

Online shopping

Supported

Aug 27, 2026

Wallet payments

PayPal

Not supported

Aug 27, 2026

Subscriptions

Subscription payment

Supported

Aug 27, 2026

Wallet payments

WeChat Pay

Not supported

Aug 27, 2026

User reviews

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Risk factors

Updated: Aug 27, 2026

No risk factors are available