Available regions
Applications or normal card activation are supported
PhilippinesPH
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
A
AIX Card
Updated: Aug 25, 2026
AIX Card is a stablecoin Visa payment card launched by AIX Pay, with card, payment, virtual asset, and related financial services provided by dtcpay. After completing identity verification, users can top up USDT, USDC, WUSD, or FDUSD from external wallets to AIX Wallet and spend in fiat currency at Visa merchants. The product offers a free virtual card; the physical card supports ATM withdrawals and in-store card payments, and is currently issued only in the Philippines.
Official and company information
Issuer identity and company credentials
AIX Pay is a fintech company focused on digital asset payment scenarios, offering crypto payment cards, multi-currency wallets, and other services. It is not positioned as a traditional bank, but rather as a technology service platform connecting users, payment networks, and licensed financial institutions. Through partners, AIX Pay provides payment accounts, card issuance, and digital asset-related financial services, enabling users to use crypto assets for everyday payments.
- Company / issuer
- AIX Pay
- Legal name
- AIXPAY LIMITED
- Registered region
- Hong Kong (HK)
- Headquarters
- The official headquarters location has not been disclosed.
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
AIX Pay combines external self-custody wallets, AIX Wallet, and a Visa payment card in one app. Users can connect wallets such as MetaMask, Binance Wallet, OKX Wallet, Trust Wallet, and Coinbase Wallet, or set trusted wallet addresses to top up stablecoins. Stablecoin balances are converted to fiat at the time of spending, with dtcpay handling fund custody, virtual asset services, card issuance, and transaction settlement. The virtual card is suitable for online shopping and subscription payments; the physical card can be used at offline Visa merchants and for global ATM withdrawals, with physical card issuance gradually rolling out by region.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
A AIX virtual card | A AIX physical card | |
|---|---|---|
| Card form | Virtual card | Physical card |
| Fees | ||
| Monthly fee | Free No annual fee | Free No annual fee |
| Card issuance fee | Free Free application | — |
| ATM fee | — | — |
| Foreign exchange fee | — | — |
| Top-up fee | — | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | 5 USD Both parties receive a card issuance fee voucher for each referral. | 5 USD Both parties receive a card issuance fee voucher for referrals. |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
IsraelILCambodiaKHUnited KingdomGBMoroccoMAIndiaINEthiopiaETIndonesiaIDBermudaBMNorth KoreaKPCroatiaHRTunisiaTNThailandTHKazakhstanKZAmerican SamoaASUnited StatesUSJapanJPMyanmar (Burma)MMEl SalvadorSVSouth KoreaKRCubaCURussiaRULiberiaLRBelarusBYCentral African RepublicCFSouth SudanSSChinaCNZimbabweZWJerseyJELibyaLYSamoaWSGuinea-BissauGWMontenegroMEIranIRSyriaSYAlgeriaDZBosnia & HerzegovinaBAVenezuelaVELebanonLBGuineaGNNorth MacedoniaMKEgyptEGHaitiHTSomaliaSOColombiaCOBangladeshBDSudanSDU.S. Virgin IslandsVISerbiaRSAlbaniaALBoliviaBORwandaRWGuernseyGGSierra LeoneSLMalaysiaMYIraqIQYemenYEMaliMLCongo - KinshasaCDNigeriaNGNicaraguaNITürkiyeTRSloveniaSIAfghanistanAFUnited Arab EmiratesAE
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：中国大陆居民不能申请 AIX Card，且 dtcpay 不向中国大陆提供相关数字支付代币服务；不能完成有效 KYC、钱包或卡片开通。
2、香港：中国香港不在 AIX 当前实体卡发行地区，不能申请实体 AIX Card；虚拟卡及钱包功能须以应用内的居住地资格审核结果为准，Visa 全球商户通常可使用，包括香港线下及线上 Visa 商户。
3、澳门：中国澳门不在 AIX 当前实体卡发行地区，不能申请实体 AIX Card；虚拟卡及钱包功能须以应用内的居住地资格审核结果为准。
4、台湾：中国台湾不在 AIX 当前实体卡发行地区，不能申请实体 AIX Card；虚拟卡及钱包功能须以应用内的居住地资格审核结果为准。
Updated: Aug 25, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Light KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Passport / National ID card / Driver's license
Review time / regional limits
Standard identity and facial verification usually completes within minutes; risk review or data inconsistencies are escalated to manual processing
KYC provider
dtcpay
Updated
Aug 25, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported7
Not supported5
UpdatedAug 25, 2026
Wallet payments
Alipay
Not supported
Aug 25, 2026
Wallet payments
Apple Pay
Not supported
Aug 25, 2026
Cash services
ATM withdrawal
Supported
Aug 25, 2026
AI tools
ChatGPT
Supported
Aug 25, 2026
AI tools
Claude
Supported
Aug 25, 2026
Wallet payments
Google Pay
Not supported
Aug 25, 2026
AI tools
Midjourney
Supported
Aug 25, 2026
In-person payments
Offline POS
Supported
Aug 25, 2026
Online shopping
Online shopping
Supported
Aug 25, 2026
Wallet payments
PayPal
Not supported
Aug 25, 2026
Subscriptions
Subscription payment
Supported
Aug 25, 2026
Wallet payments
WeChat Pay
Not supported
Aug 25, 2026
User reviews
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Risk factors
Updated: Aug 25, 2026
No risk factors are available