Card database / Mastercard / Visa / Stablecoin payment card

Bancus Card

Updated: Sep 29, 2026

Bancus Card is a prepaid payment card product offered by the Bancus platform for crypto asset users. Users deposit funds or stablecoins into their platform account and then top up the card balance for everyday online and in-store spending. Current official products include the digital card Go, the plastic physical card One, and the metal card One Elite, covering mobile wallets, contactless payments, international merchants, and some physical card ATM scenarios. Public platform materials indicate the card program can use the Visa or Mastercard network.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card / Physical card / Metal card
Operating status: Active
KYC level: Light KYC
Commercial relationship: No commercial relationship
Risk score: 30-39

Supported assets: USDTUSDC
Last updated: Sep 29, 2026

Official and company information

Issuer identity and company credentials

Bancus is a digital asset payment fintech platform primarily operated by Desarrollos Tecnológicos Bancus, S.A.P.I. de C.V. in Mexico, offering virtual and physical payment cards such as Bancus Go, One, and One Elite, and integrating crypto asset wallets, cross-border payments, and spending at physical merchants into a unified platform. Bancus primarily handles brand, technology platform, and card program management, partnering with regulated financial partners in Mexico such as SOFIPO Financiera Más and third-party card issuers, and supports Visa and Mastercard networks.

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Company / issuer: Bancus
Legal name: Desarrollos Tecnológicos Bancus, S.A.P.I. de C.V.
Registered region: Mexico (MX)
Headquarters: Mexico City
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Bancus combines a crypto asset wallet, stablecoin top-ups, and traditional payment cards in one platform. The current website divides its cards into three products: Go, One, and One Elite. Go is a virtual card that can be activated instantly and used for contactless payments via mobile; One is a plastic physical card for everyday spending; One Elite is a premium metal card emphasizing international use, higher limits, and cash access. The cardholder agreement defines the products as prepaid debit cards, requiring users to maintain sufficient balance in their Bancus account, with no reliance on traditional credit lines. The agreement also allows funding via digital assets such as USDT, with the platform's partner ecosystem handling asset processing, card issuance, and settlement.

Mastercard / Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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	BBancus Go	BBancus One	BBancus One Elite
Card form	Virtual card	Physical card	Metal card
Fees
Monthly fee	—	—	—
Card issuance fee	25 USDT Current digital card sale price	35 USDT An additional $15 delivery fee applies.	85 USDT An additional $15 delivery fee applies.
ATM fee	—	—	—
Foreign exchange fee	—	—	—
Top-up fee	4% Platform card top-up service fee	4% Platform card top-up service fee.	4% Platform card top-up service fee.
Failed transaction fee	—	—	—
Rewards
Cashback	—	—	—
Crypto cashback	—	—	—
Staking rewards	—	—	—
Staking APR	—	—	—
Welcome bonus	—	—	—
Referral bonus	—	—	—
Limits
Daily spending limit	2,500 USD Current daily spending limit	5,000 USD Current daily spending limit.	15,000 USD Current daily spending limit.
Monthly spending limit	75,000 USD Current monthly spending limit	150,000 USD Current monthly spending limit.	450,000 USD Current monthly spending limit.
ATM withdrawal limit	—	500 USD Daily cash withdrawal limit.	500 USD Daily cash withdrawal limit.
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

United StatesUSPeruPEMexicoMXSouth AfricaZAEcuadorECChileCLHondurasHNVenezuelaVEGermanyDEBrazilBRThailandTHArgentinaARPanamaPADominican RepublicDOSpainESCanadaCAUnited KingdomGB

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

IranIRNorth KoreaKPSyriaSY

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents are included in Bancus’s current card issuance coverage and can obtain a card after completing the required KYC.

2. United Kingdom：Can apply，Can use，UK residents are included in the current issuance coverage and can obtain the card after completing Bancus’s identity-verification requirements.

3. Canada：Can apply，Can use，Canadian residents are within Bancus’s current card issuance coverage and can apply after completing the required KYC.

4. Australia：Cannot apply，Can use，Australia is outside Bancus’s current card issuance coverage, but cards issued to eligible residents elsewhere can be used locally for international payments.

5. South Africa：Can apply，Can use，South Africa is an active Bancus market and residents can obtain the card after completing the required identity verification.

6. New Zealand：Cannot apply，Can use，New Zealand is outside the current card issuance coverage, but eligible Bancus cards issued elsewhere can still be used in the country.

7. Ireland：Cannot apply，Can use，Ireland is not included in Bancus’s current issuance coverage, while cards already issued to eligible residents can be used locally.

Updated: Sep 12, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Light KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

The simplified electronic account opening process is relatively fast, but processing time can be significantly extended when a compliance review is triggered.

KYC provider

Not disclosed

Updated

Aug 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported5

Not supported7

UpdatedAug 27, 2026

Wallet payments

Alipay

Not supported

Aug 27, 2026

Wallet payments

Apple Pay

Supported

Aug 27, 2026

Cash services

ATM withdrawal

Supported

Aug 27, 2026

AI tools

ChatGPT

Not supported

Aug 27, 2026

AI tools

Claude

Not supported

Aug 27, 2026

Wallet payments

Google Pay

Supported

Aug 27, 2026

AI tools

Midjourney

Not supported

Aug 27, 2026

In-person payments

Offline POS

Supported

Aug 27, 2026

Online shopping

Supported

Aug 27, 2026

Wallet payments

PayPal

Not supported

Aug 27, 2026

Subscriptions

Subscription payment

Not supported

Aug 27, 2026

Wallet payments

WeChat Pay

Not supported

Aug 27, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

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Risk factors

Updated: Aug 27, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Bancus Card require KYC?

Our record lists the Bancus Card verification requirement as: Light KYC. Document and review details are in the KYC section of this page.

Does Bancus Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Bancus Card with?

Our record lists Bancus Card support for: USDT and USDC.

Is Bancus Card a virtual or a physical card?

Bancus Card is offered as: Virtual card, Physical card, and Metal card.

Where is Bancus Card available?

Our record lists 17 countries or regions as available and 3 as restricted. Country-by-country status is in the regions section of this page.

Who issues Bancus Card?

Bancus Card is operated by Bancus on the Mastercard / Visa network.