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Bancus Card

Updated: Aug 27, 2026

Bancus Card is a prepaid payment card product offered by the Bancus platform for crypto asset users. Users deposit funds or stablecoins into their platform account and then top up the card balance for everyday online and in-store spending. Current official products include the digital card Go, the plastic physical card One, and the metal card One Elite, covering mobile wallets, contactless payments, international merchants, and some physical card ATM scenarios. Public platform materials indicate the card program can use the Visa or Mastercard network.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card / Metal card
Operating status
Active
KYC level
Light KYC
Commercial relationship
No commercial relationship
Risk score
30-39
Supported assets
USDT / USDC
Last updated
Aug 27, 2026

Official and company information

Issuer identity and company credentials

Bancus is a digital asset payment fintech platform primarily operated by Desarrollos Tecnológicos Bancus, S.A.P.I. de C.V. in Mexico, offering virtual and physical payment cards such as Bancus Go, One, and One Elite, and integrating crypto asset wallets, cross-border payments, and spending at physical merchants into a unified platform. Bancus primarily handles brand, technology platform, and card program management, partnering with regulated financial partners in Mexico such as SOFIPO Financiera Más and third-party card issuers, and supports Visa and Mastercard networks.
Company / issuer
Bancus
Legal name
Desarrollos Tecnológicos Bancus, S.A.P.I. de C.V.
Registered region
Mexico (MX)
Headquarters
Mexico City
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Bancus combines a crypto asset wallet, stablecoin top-ups, and traditional payment cards in one platform. The current website divides its cards into three products: Go, One, and One Elite. Go is a virtual card that can be activated instantly and used for contactless payments via mobile; One is a plastic physical card for everyday spending; One Elite is a premium metal card emphasizing international use, higher limits, and cash access. The cardholder agreement defines the products as prepaid debit cards, requiring users to maintain sufficient balance in their Bancus account, with no reliance on traditional credit lines. The agreement also allows funding via digital assets such as USDT, with the platform's partner ecosystem handling asset processing, card issuance, and settlement.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Bancus Go digital card
Bancus One physical card
Bancus One Elite Metal Card
Card formVirtual cardPhysical cardMetal card
Fees
Monthly fee
Card issuance fee
25 USDT
Current digital card sale price
35 USDT
An additional $15 delivery fee applies.
85 USDT
An additional $15 delivery fee applies.
ATM fee
Foreign exchange fee
Top-up fee
4%
Platform card top-up service fee
4%
Platform card top-up service fee.
4%
Platform card top-up service fee.
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
2,500 USD
Current daily spending limit
5,000 USD
Current daily spending limit.
15,000 USD
Current daily spending limit.
Monthly spending limit
75,000 USD
Current monthly spending limit
150,000 USD
Current monthly spending limit.
450,000 USD
Current monthly spending limit.
ATM withdrawal limit
500 USD
Daily cash withdrawal limit.
500 USD
Daily cash withdrawal limit.
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

17
United StatesUSPeruPEMexicoMXSouth AfricaZAEcuadorECChileCLHondurasHNVenezuelaVEGermanyDEBrazilBRThailandTHArgentinaARPanamaPADominican RepublicDOSpainESCanadaCAUnited KingdomGB
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

3
IranIRNorth KoreaKPSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请,当前未形成中国大陆居民正式公开发卡渠道;境外已获批卡可在接受对应 Visa 或 Mastercard 的跨境商户使用。

2、香港:不可申请,当前没有香港居民独立发卡政策及稳定本地开卡入口;境外获批卡可在接受对应国际卡组织的商户使用。

3、澳门:不可申请,当前没有澳门居民正式公开发卡范围;境外获批实体或数字卡可按对应 Visa 或 Mastercard 商户规则消费。

4、台湾:不可申请,当前缺少台湾居民明确发卡资格和本地申请入口;境外获批卡可在对应国际卡组织受理商户使用。

Updated: Aug 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Light KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

The simplified electronic account opening process is relatively fast, but processing time can be significantly extended when a compliance review is triggered.

KYC provider

Not disclosed

Updated

Aug 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 27, 2026

Wallet payments

Alipay

Not supported

Aug 27, 2026

Wallet payments

Apple Pay

Supported

Aug 27, 2026

Cash services

ATM withdrawal

Supported

Aug 27, 2026

AI tools

ChatGPT

Not supported

Aug 27, 2026

AI tools

Claude

Not supported

Aug 27, 2026

Wallet payments

Google Pay

Supported

Aug 27, 2026

AI tools

Midjourney

Not supported

Aug 27, 2026

In-person payments

Offline POS

Supported

Aug 27, 2026

Online shopping

Online shopping

Supported

Aug 27, 2026

Wallet payments

PayPal

Not supported

Aug 27, 2026

Subscriptions

Subscription payment

Not supported

Aug 27, 2026

Wallet payments

WeChat Pay

Not supported

Aug 27, 2026

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Risk factors

Updated: Aug 27, 2026

No risk factors are available