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BingX Card

Updated: Sep 17, 2026

The BingX Card is a USDT debit card integrated into the BingX trading platform's account system. Funds for purchases are drawn directly from eligible USDT balances within the BingX account—eliminating the need to transfer funds to a separate card wallet—while the system automatically handles the necessary fiat currency conversion and settlement at the time of the transaction. Essentially, it serves as an extension of the exchange-custodied account balance for spending purposes, rather than functioning as a standalone bank account or a credit product.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card / Metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDTBTCETH
Last updated
Sep 17, 2026

Official and company information

Issuer identity and company credentials

BingX is a crypto asset trading platform established in 2018, responsible for user accounts, USDT funding sources, card application entry, rewards, and transaction management. The current BingX Visa Debit Card is issued by Wirex and uses Wirex's full BaaS and stablecoin payment infrastructure; Wirex is a principal member of Visa and Mastercard, providing card issuance, stablecoin accounts, and payment network access. BingX officially states that it has over 40 million global users.
Visit website Application page
Company / issuer
BingX
Legal name
BingX
Registered region
Unconfirmed
Headquarters
Unconfirmed
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Applicants must first hold a BingX account; the card itself does not establish a separate bank account, nor does it offer credit or overdraft facilities. Funds for spending are drawn from USDT in the BingX account designated for card use; assets currently held in open orders, staking, lending, lock-up, or other restricted states may not be available for settlement. Upon payment, the system reserves and deducts funds from the eligible USDT balance and performs the necessary fiat currency conversion, meaning the card is directly linked to the BingX custodial account. As of September 2026, the product has moved beyond its early access phase and is fully available to eligible users; the virtual card is currently accessible, while the physical metal card has not yet been fully released.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

BingX Visa Debit Card
BingX Metal Card
Card formVirtual cardMetal card
Fees
Monthly fee
Free
No annual or recurring card fees.
Free
No annual or recurring card fees.
Card issuance fee
Free
Free to apply.
Free
The card issuance fee is officially waived.
ATM fee—
Free
Free up to US$200 per month.
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback
6%
An additional 1% cashback during the pre-order period.
6%
An additional 1% cashback during the pre-order period.
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus
5 USD
Spend at least US$20.
5 USD
Spend at least US$20.
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

149
BelgiumBEBhutanBTGeorgiaGEAustraliaAUIsraelILEgyptEGNorth MacedoniaMKPapua New GuineaPGEquatorial GuineaGQSenegalSNAndorraADGrenadaGDPortugalPTSurinameSRTuvaluTVSloveniaSIArgentinaARCyprusCYVatican CityVADominicaDMMarshall IslandsMHLithuaniaLTGambiaGMGuinea-BissauGWMoldovaMDComorosKMNamibiaNATongaTOMozambiqueMZTanzaniaTZBahamasBSQatarQATurkmenistanTMSouth AfricaZAEstoniaEERomaniaROBahrainBHKazakhstanKZArmeniaAMUnited Arab EmiratesAESwitzerlandCHNew ZealandNZSierra LeoneSLMoroccoMASão Tomé & PríncipeSTKuwaitKWJamaicaJMFinlandFIZambiaZMSan MarinoSMLesothoLSParaguayPYGuatemalaGTMaldivesMVColombiaCOSamoaWSIndiaINNepalNPEl SalvadorSVDenmarkDKMexicoMXSeychellesSCFijiFJMongoliaMNSaudi ArabiaSAKenyaKESolomon IslandsSBAngolaAOMonacoMCCroatiaHRBrazilBRBruneiBNCosta RicaCRChadTDAzerbaijanAZNicaraguaNIEritreaERBotswanaBWTimor-LesteTLAlbaniaALSt. Kitts & NevisKNPeruPEUruguayUYBarbadosBBMalawiMWSt. LuciaLCCzechiaCZAntigua & BarbudaAGGermanyDEHondurasHNMadagascarMGSwedenSEThailandTHDjiboutiDJGabonGADominican RepublicDOSlovakiaSKBangladeshBDAlgeriaDZPalauPWLiechtensteinLIOmanOMIndonesiaIDMaliMLCameroonCMMauritiusMUMalaysiaMYIrelandIELiberiaLREcuadorECTajikistanTJCôte d’IvoireCIGreeceGRNigerNETogoTGGuineaGNNauruNRLatviaLVBurkina FasoBFMontenegroMEAustriaATCape VerdeCVMauritaniaMRFranceFRSt. Vincent & GrenadinesVCGhanaGHMaltaMTLuxembourgLUPhilippinesPHBoliviaBOBelizeBZChileCLVietnamVNJapanJPSpainESTaiwanTWRwandaRWItalyITBulgariaBGIcelandISKiribatiKITürkiyeTRPolandPLKyrgyzstanKGSouth KoreaKRHungaryHUJordanJOUzbekistanUZNorwayNO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

40
GuyanaGYPakistanPKMacaoMOLaosLAUgandaUGUnited StatesUSIraqIQHaitiHTVanuatuVUMyanmar (Burma)MMCubaCUCanadaCAZimbabweZWNorth KoreaKPNigeriaNGYemenYECentral African RepublicCFSerbiaRSSouth SudanSSLibyaLYNetherlandsNLRussiaRUUnited KingdomGBVenezuelaVESri LankaLKLebanonLBSomaliaSOTrinidad & TobagoTTChinaCNIranIRSyriaSYHong KongHKPanamaPATunisiaTNSudanSDSingaporeSGCambodiaKHBurundiBIBelarusBYAfghanistanAF
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. users are excluded from BingX account eligibility, so residents cannot obtain the card, while an eligible card issued to a supported user can still be used at Visa-accepting merchants in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents are currently excluded from BingX services and therefore cannot obtain the card, while an eligible card issued to a supported user can still be used in the UK.
3. Canada：Cannot apply，Can use，Canadian users are explicitly excluded from BingX account eligibility, so residents cannot apply for the card, while an eligible card issued elsewhere can still be used in Canada.
4. Australia：Can apply，Can use，Australian residents are not excluded from BingX services or the card’s KYC eligibility and can apply after completing the required account and card verification.
5. South Africa：Can apply，Can use，South African residents may apply, but BingX identifies the country as having a higher likelihood of card-application failure during issuer KYC review.
6. New Zealand：Can apply，Can use，New Zealand residents are within the currently permitted BingX service scope and can apply after completing the required account and card eligibility verification.
7. Ireland：Can apply，Can use，Irish residents are within the supported BingX service scope and can apply after completing the required identity and card eligibility checks.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID / Driver's license

Review time / regional limits

Card issuance can be quick after automated verification passes; manual compliance review can extend to about three days.

KYC provider

Sumsub

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 27, 2026

Cash services

ATM withdrawal

Supported

Jul 27, 2026

AI tools

ChatGPT

Supported

Jul 27, 2026

AI tools

Claude

Supported

Jul 27, 2026

Wallet payments

Google Pay

Supported

Jul 27, 2026

AI tools

Midjourney

Supported

Jul 27, 2026

In-person payments

Offline POS

Supported

Jul 27, 2026

Online shopping

Online shopping

Supported

Jul 27, 2026

Wallet payments

PayPal

Supported

Jul 27, 2026

Subscriptions

Subscription payment

Supported

Jul 27, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Chris Benardgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

Still missing out if you have not been part of BingX crypto p2p family.
View original
Ali Hassangoogle_play★ 4 / 5

BingX: Buy Crypto & Stocks Google Play review - 4 star

All exchanges are listing too many new coins in the market, which I think is really bad for spot trading. The older coins don’t get a chance to go up because of this. Please don’t do this—try to list fewer new coins. Otherwise, I’m starting to lose interest in crypto as well.
View original
Azaw Azawgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

nice
View original
Mathias Oyolagoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

muy intuitivo, muy bueno
View original
Jennifer Anistongoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

trying to learn more and am learning
View original
Alex Couzinhogoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

THE WORST EXCHANGE I'VE EVER USED, STAY AWAY FOR YOUR OWN PEACE OF MIND ESPECIALLY SINCE AFTER INSTALLING, IT'S VERY DIFFICULT TO REMOVE, THIS APP IS PROBABLY A VIRUS. A WORD IS ENOUGH FOR THE WISE.
View original
Mahboob Alamgoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

this app is totally fruad. i start future trading and this app convert my proft to losses and also automatically decrease my actual assets from my account. i had 50 usdt fraud with me.
Official reply
Dear user, We value your feedback very seriously. Please rest assure that all account activity is fully logged and traceable. To investigate your case further, please send to support@bingx.com: • Your UID • Order Number and your concern details We'll prioritize your case and further investigate. Thank you for your cooperation and understanding.
View original
Jenaeetob Acusengoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

a nice business app to everyone online trustworthy
View original
Kndu Mareegoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

perfect app
View original
Mikiyas Ayalewgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

simple and smooth
View original

Risk factors

Updated: Jul 27, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does BingX Card require KYC?

Our record lists the BingX Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does BingX Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up BingX Card with?

Our record lists BingX Card support for: USDT, BTC, and ETH.

Is BingX Card a virtual or a physical card?

BingX Card is offered as: Virtual card and Metal card.

Where is BingX Card available?

Our record lists 149 countries or regions as available and 40 as restricted. Country-by-country status is in the regions section of this page.

Who issues BingX Card?

BingX Card is operated by BingX on the Visa network.