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BingX Card

Updated: Jul 27, 2026

BingX Card is a new-generation Visa crypto debit card launched by BingX in 2026, with card issuance and stablecoin payment infrastructure provided by Wirex. The card settles directly from eligible USDT balances in the user's BingX Account, without requiring advance conversion into a separate fiat card balance. Current products include an instantly available virtual Visa card and the BingX Metal Card for specifically eligible users. They can be used at Visa merchants worldwide, with mobile wallets and at ATMs using the physical card, and offer tiered spending cashback.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card / Metal card
Operating status
Invite only
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / BTC / ETH
Last updated
Jul 27, 2026

Official and company information

Issuer identity and company credentials

BingX is a crypto asset trading platform established in 2018, responsible for user accounts, USDT funding sources, card application entry, rewards, and transaction management. The current BingX Visa Debit Card is issued by Wirex and uses Wirex's full BaaS and stablecoin payment infrastructure; Wirex is a principal member of Visa and Mastercard, providing card issuance, stablecoin accounts, and payment network access. BingX officially states that it has over 40 million global users.
Visit website Application page
Company / issuer
BingX
Legal name
BingX
Registered region
Unconfirmed
Headquarters
Unconfirmed
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The current BingX Visa Debit Card and the former Paytend Euro Mastercard are separate programmes. The new card uses Wirex Banking-as-a-Service infrastructure and the Visa principal-member network. Eligible USDT in the user's BingX Account funds transactions, with the required currency conversion completed at the time of payment. It supports online shopping, physical POS payments, and cash withdrawals. The virtual card can be used immediately after approval, while the Metal physical card is available only to eligible users. The former Paytend Mastercard suspended payment services from March 3, 2026 after the issuer's electronic-money licence was revoked by the Bank of Lithuania. Its old fees, EUR balance, and Mastercard rules must not be applied to the current Visa card.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

BingX Visa virtual debit card
BingX Metal physical card
Card formVirtual cardMetal card
Fees
Monthly fee
Free
No annual or recurring card fees.
Free
No annual or recurring card fees.
Card issuance fee
Free
Free to apply.
Free
The card issuance fee is officially waived.
ATM fee—
Free
Free up to US$200 per month.
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback
6%
An additional 1% cashback during the pre-order period.
6%
An additional 1% cashback during the pre-order period.
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus
5 USD
Spend at least US$20.
5 USD
Spend at least US$20.
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

149
BelgiumBEBhutanBTGeorgiaGEAustraliaAUIsraelILEgyptEGNorth MacedoniaMKPapua New GuineaPGEquatorial GuineaGQSenegalSNAndorraADGrenadaGDPortugalPTSurinameSRTuvaluTVSloveniaSIArgentinaARCyprusCYVatican CityVADominicaDMMarshall IslandsMHLithuaniaLTGambiaGMGuinea-BissauGWMoldovaMDComorosKMNamibiaNATongaTOMozambiqueMZTanzaniaTZBahamasBSQatarQATurkmenistanTMSouth AfricaZAEstoniaEERomaniaROBahrainBHKazakhstanKZArmeniaAMUnited Arab EmiratesAESwitzerlandCHNew ZealandNZSierra LeoneSLMoroccoMASão Tomé & PríncipeSTKuwaitKWJamaicaJMFinlandFIZambiaZMSan MarinoSMLesothoLSParaguayPYGuatemalaGTMaldivesMVColombiaCOSamoaWSIndiaINNepalNPEl SalvadorSVDenmarkDKMexicoMXSeychellesSCFijiFJMongoliaMNSaudi ArabiaSAKenyaKESolomon IslandsSBAngolaAOMonacoMCCroatiaHRBrazilBRBruneiBNCosta RicaCRChadTDAzerbaijanAZNicaraguaNIEritreaERBotswanaBWTimor-LesteTLAlbaniaALSt. Kitts & NevisKNPeruPEUruguayUYBarbadosBBMalawiMWSt. LuciaLCCzechiaCZAntigua & BarbudaAGGermanyDEHondurasHNMadagascarMGSwedenSEThailandTHDjiboutiDJGabonGADominican RepublicDOSlovakiaSKBangladeshBDAlgeriaDZPalauPWLiechtensteinLIOmanOMIndonesiaIDMaliMLCameroonCMMauritiusMUMalaysiaMYIrelandIELiberiaLREcuadorECTajikistanTJCôte d’IvoireCIGreeceGRNigerNETogoTGGuineaGNNauruNRLatviaLVBurkina FasoBFMontenegroMEAustriaATCape VerdeCVMauritaniaMRFranceFRSt. Vincent & GrenadinesVCGhanaGHMaltaMTLuxembourgLUPhilippinesPHBoliviaBOBelizeBZChileCLVietnamVNJapanJPSpainESTaiwanTWRwandaRWItalyITBulgariaBGIcelandISKiribatiKITürkiyeTRPolandPLKyrgyzstanKGSouth KoreaKRHungaryHUJordanJOUzbekistanUZNorwayNO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

40
GuyanaGYPakistanPKMacaoMOLaosLAUgandaUGUnited StatesUSIraqIQHaitiHTVanuatuVUMyanmar (Burma)MMCubaCUCanadaCAZimbabweZWNorth KoreaKPNigeriaNGYemenYECentral African RepublicCFSerbiaRSSouth SudanSSLibyaLYNetherlandsNLRussiaRUUnited KingdomGBVenezuelaVESri LankaLKLebanonLBSomaliaSOTrinidad & TobagoTTChinaCNIranIRSyriaSYHong KongHKPanamaPATunisiaTNSudanSDSingaporeSGCambodiaKHBurundiBIBelarusBYAfghanistanAF
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，BingX 当前将中国大陆列为限制服务地区；境外合法取得的 BingX Visa 可在接受境外 Visa 的合资格商户消费。

2、香港：不可申请，香港当前属于 BingX 全球服务限制地区；境外合法取得的卡片仍可在香港接受 Visa 的线上和实体商户消费。

3、澳门：不可申请，澳门当前属于 BingX 全球服务限制地区；境外已经合法取得的 Visa 卡可在澳门对应 Visa 受理商户正常消费。

4、台湾：可按现行全球卡流程提交申请，需完成 BingX 身份验证并通过卡片资格审核；获批后可使用虚拟 Visa 及受支持移动钱包消费。

Updated: Jul 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID / Driver's license

Review time / regional limits

Card issuance can be quick after automated verification passes; manual compliance review can extend to about three days.

KYC provider

Sumsub

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 27, 2026

Cash services

ATM withdrawal

Supported

Jul 27, 2026

AI tools

ChatGPT

Supported

Jul 27, 2026

AI tools

Claude

Supported

Jul 27, 2026

Wallet payments

Google Pay

Supported

Jul 27, 2026

AI tools

Midjourney

Supported

Jul 27, 2026

In-person payments

Offline POS

Supported

Jul 27, 2026

Online shopping

Online shopping

Supported

Jul 27, 2026

Wallet payments

PayPal

Supported

Jul 27, 2026

Subscriptions

Subscription payment

Supported

Jul 27, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Chris Benardgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

Still missing out if you have not been part of BingX crypto p2p family.
View original
Ali Hassangoogle_play★ 4 / 5

BingX: Buy Crypto & Stocks Google Play review - 4 star

All exchanges are listing too many new coins in the market, which I think is really bad for spot trading. The older coins don’t get a chance to go up because of this. Please don’t do this—try to list fewer new coins. Otherwise, I’m starting to lose interest in crypto as well.
View original
Azaw Azawgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

nice
View original
Mathias Oyolagoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

muy intuitivo, muy bueno
View original
Jennifer Anistongoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

trying to learn more and am learning
View original
Alex Couzinhogoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

THE WORST EXCHANGE I'VE EVER USED, STAY AWAY FOR YOUR OWN PEACE OF MIND ESPECIALLY SINCE AFTER INSTALLING, IT'S VERY DIFFICULT TO REMOVE, THIS APP IS PROBABLY A VIRUS. A WORD IS ENOUGH FOR THE WISE.
View original
Mahboob Alamgoogle_play★ 1 / 5

BingX: Buy Crypto & Stocks Google Play review - 1 star

this app is totally fruad. i start future trading and this app convert my proft to losses and also automatically decrease my actual assets from my account. i had 50 usdt fraud with me.
Official reply
Dear user, We value your feedback very seriously. Please rest assure that all account activity is fully logged and traceable. To investigate your case further, please send to support@bingx.com: • Your UID • Order Number and your concern details We'll prioritize your case and further investigate. Thank you for your cooperation and understanding.
View original
Jenaeetob Acusengoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

a nice business app to everyone online trustworthy
View original
Kndu Mareegoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

perfect app
View original
Mikiyas Ayalewgoogle_play★ 5 / 5

BingX: Buy Crypto & Stocks Google Play review - 5 star

simple and smooth
View original

Risk factors

Updated: Jul 27, 2026

No risk factors are available