Available regions
Applications or normal card activation are supported
KenyaKENigeriaNG
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
B
Busha Card
Updated: Sep 20, 2026
The Busha Card is a stablecoin-backed virtual USD card integrated with Busha’s custodial digital asset accounts. The current version draws directly from the available USD, USDT, or USDC balances in the user's Busha wallet to fund transactions, eliminating the need to transfer stablecoins to a separate card balance; its core feature is the direct linkage between wallet asset balances and card payment functionality.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 50-59
- Supported assets
USDT
BTC
ETH- Last updated
- Sep 20, 2026
Official and company information
Issuer identity and company credentials
Busha was founded in 2019 and is a leading digital asset financial services platform focused on emerging African markets, primarily Nigeria and Kenya. The platform offers individual users fiat on-ramp for cryptocurrencies, quick buying and selling, automated investment tools (such as limit and recurring purchases), and staking yield services (Busha Savings). Through the Busha Commerce API, it also provides enterprises with crypto payment gateways, stablecoin treasury management, and cross-border settlement infrastructure. Busha is one of the first compliant exchanges in Nigeria to be formally granted a provisional Virtual Asset Service Provider (VASP) license by the Securities and Exchange Commission (SEC).
- Company / issuer
- Busha
- Legal name
- Busha Digital Limited
- Registered region
- Nigeria (NG)
- Headquarters
- Nigeria
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
The current Busha Card, officially launched in August 2026, serves as the card payment feature within Busha’s account ecosystem; it represents a different generation of product compared to the earlier virtual Mastercard solution that relied on USDC pre-funding. This new version utilizes a stablecoin-backed virtual USD card structure, allowing users to make purchases directly using USD, USDT, or USDC balances held in their Busha custodial wallets without the need to maintain a separate card balance. As Busha currently operates primarily in Nigeria and Kenya, the card is designed to cater to its existing African user base and facilitate cross-border spending via stablecoins; eligible users can apply directly through the "Cards" section of the app.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
B Virtual Debit Card | B Busha Physical Debit Card | |
|---|---|---|
| Card form | Virtual card | Virtual card |
| Fees | ||
| Monthly fee | 0 USD No maintenance fees | 0 USD Not disclosed |
| Card issuance fee | 2 USD One-time card creation fee | — |
| ATM fee | — | — |
| Foreign exchange fee | — | — |
| Top-up fee | — | — |
| Failed transaction fee | — | — |
| Rewards | ||
| Cashback | — | — |
| Crypto cashback | — | — |
| Staking rewards | — | — |
| Staking APR | — | — |
| Welcome bonus | — | — |
| Referral bonus | — | — |
| Limits | ||
| Daily spending limit | — | — |
| Monthly spending limit | — | — |
| ATM withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Bosnia & HerzegovinaBASudanSDYemenYEIranIRVanuatuVUUnited StatesUSIraqIQCongo - KinshasaCDCongo - BrazzavilleCGLebanonLBJordanJOCanadaCAMaliMLRussiaRUCentral African RepublicCFAfghanistanAFSyriaSYSomaliaSOVenezuelaVEUkraineUAEthiopiaETLaosLAUnited KingdomGBPakistanPKNorth KoreaKPGuyanaGYSri LankaLKBotswanaBWTrinidad & TobagoTTTunisiaTNLibyaLYNicaraguaNI
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，Busha currently limits account and card access to Nigeria and Kenya, but cards issued to eligible users can be used in the United States for supported international USD payments.
2. United Kingdom：Cannot apply，Can use，Busha expressly excludes UK residents from its services, but an eligible cardholder issued the card elsewhere can use it in the UK for supported international USD payments.
3. Canada：Cannot apply，Can use，Canada is outside Busha’s current Nigeria-and-Kenya service area, but an existing Busha Card can be used there for supported international USD payments.
4. Australia：Cannot apply，Can use，Australian residents are outside Busha’s current issuance markets, while cards issued to eligible users can be used in Australia for supported international USD payments.
5. South Africa：Cannot apply，Can use，South Africa is not currently a Busha operating or card-issuance market, but an eligible existing cardholder can use the card there.
6. New Zealand：Cannot apply，Can use，New Zealand residents cannot obtain the card because Busha currently serves Nigeria and Kenya, but cards issued to eligible users can be used locally for supported international payments.
7. Ireland：Cannot apply，Can use，Ireland is outside Busha’s current issuance area, but an existing Busha Card issued to an eligible user can be used there for supported international USD payments.
Updated: Sep 15, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
National ID card / NIN certificate / Passport / Driver's license / BVN certificate / Bank statement / Utility bill
Review time / regional limits
Basic automated verification can be completed in minutes; documents or address data entering manual review can extend to 72 hours.
KYC provider
MetaMap
Updated
Aug 5, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported2
Not supported10
UpdatedSep 20, 2026
Wallet payments
Alipay
Not supported
Aug 5, 2026
Wallet payments
Apple Pay
Not supported
Aug 5, 2026
Cash services
ATM withdrawal
Not supported
Aug 5, 2026
AI tools
ChatGPT
Not supported
Aug 5, 2026
AI tools
Claude
Not supported
Aug 5, 2026
Wallet payments
Google Pay
Not supported
Aug 5, 2026
AI tools
Midjourney
Not supported
Aug 5, 2026
In-person payments
Offline POS
Not supported
Aug 5, 2026
Online shopping
Online shopping
Supported
Sep 20, 2026
Wallet payments
PayPal
Not supported
Aug 5, 2026
Subscriptions
Subscription payment
Supported
Sep 20, 2026
Wallet payments
WeChat Pay
Not supported
Aug 5, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Cool
View original Busha: Make your money better! Google Play review - 1 star
so bad to use and not comfortable
Official reply
View original Hi Emmanuel, We regret the inconvenience caused. Kindly elaborate on the issue so that we can look into the matter and resolve it for you. Please write to us at support@busha.co.
Busha: Make your money better! Google Play review - 5 star
this is Nigeria best platform to trade crypto
Official reply
View original Thank you very much for your 5-star review!!!
Busha: Make your money better! Google Play review - 1 star
I can't withdraw my money, I noticed they disabled withdrawal in my account for no reason, I've contacted the support 3 times they just say they'll look into it then they end the chat, for 2 days now my money has been stuck in that account unable to withdraw
Official reply
View original Hello Smah, We’re sorry about the delay and frustration. Please reach out to our support team via email at support@busha.co so we can review your account and help resolve this.
Busha: Make your money better! Google Play review - 5 star
Smooth and fast
Official reply
View original Hello Muneer, Thank you for your review. It is delightful to hear such positive words, and it’s always a pleasure to serve our users.
Busha: Make your money better! Google Play review - 5 star
Satisfactorily great
Official reply
View original Hi Patrick, thank you very much for your feedback.
Busha: Make your money better! Google Play review - 1 star
very bad app refused to refund
Official reply
View original Hello Kenny,We regret to note this. Please contact us at support@busha.co with your contact details so that we can address your concern.
Busha: Make your money better! Google Play review - 5 star
best app ever
Official reply
View original Thank you so much for your review, Edward
Busha: Make your money better! Google Play review - 1 star
scam alert wish I could not even rate any star
Official reply
View original Hello Chinaza,
We’re sorry to hear you had this experience. We’d really like the opportunity to look into what happened and assist you. Please reach out to our support team at support@busha.co with the details of the issue so we can help.
Busha: Make your money better! Google Play review - 1 star
I have no receive the money I withdrew from my acct for days now, crazy 😡
Official reply
View original Hello Ikede,
We're sorry about the delay with your withdrawal. Please contact our support team at suport@busha.co so we can look into this and assist you with the transaction. Thank you for your patience.
Risk factors
Updated: Sep 20, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Busha Card require KYC?
Our record lists the Busha Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Busha Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Not supported.
Which assets can I top up Busha Card with?
Our record lists Busha Card support for: USDT, BTC, and ETH.
Is Busha Card a virtual or a physical card?
Busha Card is offered as: Virtual card.
Where is Busha Card available?
Our record lists 2 countries or regions as available and 32 as restricted. Country-by-country status is in the regions section of this page.
Who issues Busha Card?
Busha Card is operated by Busha on the Visa network.