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Busha Card

Updated: Aug 8, 2026

Busha Card is a crypto debit card being launched by the African digital asset platform Busha. It is planned to allow users to spend stablecoins and other digital asset balances in their Busha accounts directly instead of first transferring the assets to a separate card balance. The website lists virtual and physical debit cards and integrates them with US dollar accounts, crypto asset top-ups and spending cashback. As of August 5, 2026, the new card programme had not opened a complete public application process, and the card network, fees, limits and issuer terms had not been formally published.
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Card network
Unconfirmed
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Waitlist
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / BTC / ETH
Last updated
Aug 8, 2026

Official and company information

Issuer identity and company credentials

Busha was founded in 2019 and is a leading digital asset financial services platform focused on emerging African markets, primarily Nigeria and Kenya. The platform offers individual users fiat on-ramp for cryptocurrencies, quick buying and selling, automated investment tools (such as limit and recurring purchases), and staking yield services (Busha Savings). Through the Busha Commerce API, it also provides enterprises with crypto payment gateways, stablecoin treasury management, and cross-border settlement infrastructure. Busha is one of the first compliant exchanges in Nigeria to be formally granted a provisional Virtual Asset Service Provider (VASP) license by the Securities and Exchange Commission (SEC).
Company / issuer
Busha
Legal name
Busha Digital Limited
Registered region
Nigeria (NG)
Headquarters
Nigeria
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Busha currently provides digital-asset trading, custodial wallets, stablecoins, local fiat deposits and withdrawals, savings, collateralised borrowing, and spending services in Nigeria and Kenya. The planned Busha Cards will connect to users' existing Busha accounts, allowing direct payments from stablecoin and digital-asset balances. Virtual and physical cards are planned for international online shopping and spending at physical merchants. Busha previously launched a USDC-funded Mastercard virtual US dollar card in 2022, but that former product's card-issuance rules, 10,000 USDC balance limit, and related terms do not represent the card programme being relaunched in 2026. Official announcements in 2026 continue to describe the new cards as “being introduced” and “coming soon”, and the current website has not published a separate fee schedule, cardholder agreement, issuer, card network, or official application channel for them. The current product should therefore be treated as a waiting-list programme.
Unconfirmed card experienceRegional availabilityTerms may change
Notice: As of 2026/08/05, the new card has not yet been fully launched to the public and remains at the waitlist stage.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Busha virtual debit card
Busha Physical Debit Card
Card formVirtual cardVirtual card
Fees
Monthly fee
0 USD
Not disclosed
0 USD
Not disclosed
Card issuance fee
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
No Open Regions
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
Global
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:当前不可申请Busha Card,Busha个人服务仅在尼日利亚和肯尼亚开放,新卡尚未公开发行,因此没有现行卡片使用记录。

2、香港:当前不可申请Busha Card,香港不属于Busha个人服务开放市场,新卡也尚未进入可验证的公开发行和使用阶段。

3、澳门:当前不可申请Busha Card,澳门不属于Busha现有个人服务地区,当前没有已公开发行的新卡可供当地用户使用。

4、台湾:当前不可申请Busha Card,台湾不属于Busha现有个人服务地区,新卡尚未公开发行,暂无可核验的当地使用记录。

Updated: Aug 5, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

National ID card / NIN certificate / Passport / Driver's license / BVN certificate / Bank statement / Utility bill

Review time / regional limits

Basic automated verification can be completed in minutes; documents or address data entering manual review can extend to 72 hours.

KYC provider

MetaMap

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 5, 2026

Wallet payments

Alipay

Not supported

Aug 5, 2026

Wallet payments

Apple Pay

Not supported

Aug 5, 2026

Cash services

ATM withdrawal

Not supported

Aug 5, 2026

AI tools

ChatGPT

Not supported

Aug 5, 2026

AI tools

Claude

Not supported

Aug 5, 2026

Wallet payments

Google Pay

Not supported

Aug 5, 2026

AI tools

Midjourney

Not supported

Aug 5, 2026

In-person payments

Offline POS

Not supported

Aug 5, 2026

Online shopping

Online shopping

Not supported

Aug 5, 2026

Wallet payments

PayPal

Not supported

Aug 5, 2026

Subscriptions

Subscription payment

Not supported

Aug 5, 2026

Wallet payments

WeChat Pay

Not supported

Aug 5, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Emmanuel ugbonggoogle_play1 / 5

Busha: Make your money better! Google Play review - 1 star

so bad to use and not comfortable
Official reply
Hi Emmanuel, We regret the inconvenience caused. Kindly elaborate on the issue so that we can look into the matter and resolve it for you. Please write to us at support@busha.co.
View original
Mandela Johnsongoogle_play5 / 5

Busha: Make your money better! Google Play review - 5 star

this is Nigeria best platform to trade crypto
Official reply
Thank you very much for your 5-star review!!!
View original
Smah Babygoogle_play1 / 5

Busha: Make your money better! Google Play review - 1 star

I can't withdraw my money, I noticed they disabled withdrawal in my account for no reason, I've contacted the support 3 times they just say they'll look into it then they end the chat, for 2 days now my money has been stuck in that account unable to withdraw
Official reply
Hello Smah, We’re sorry about the delay and frustration. Please reach out to our support team via email at support@busha.co so we can review your account and help resolve this.
View original
Muneer Fasholagoogle_play5 / 5

Busha: Make your money better! Google Play review - 5 star

Smooth and fast
Official reply
Hello Muneer, Thank you for your review. It is delightful to hear such positive words, and it’s always a pleasure to serve our users.
View original
Patrick Obeleagugoogle_play5 / 5

Busha: Make your money better! Google Play review - 5 star

Satisfactorily great
Official reply
Hi Patrick, thank you very much for your feedback.
View original
Kennygoogle_play1 / 5

Busha: Make your money better! Google Play review - 1 star

very bad app refused to refund
Official reply
Hello Kenny,We regret to note this. Please contact us at support@busha.co with your contact details so that we can address your concern.
View original
Edward Isaiahgoogle_play5 / 5

Busha: Make your money better! Google Play review - 5 star

best app ever
Official reply
Thank you so much for your review, Edward
View original
Chinaza Okeregoogle_play1 / 5

Busha: Make your money better! Google Play review - 1 star

scam alert wish I could not even rate any star
Official reply
Hello Chinaza, We’re sorry to hear you had this experience. We’d really like the opportunity to look into what happened and assist you. Please reach out to our support team at support@busha.co with the details of the issue so we can help.
View original
Ikede Manassehgoogle_play1 / 5

Busha: Make your money better! Google Play review - 1 star

I have no receive the money I withdrew from my acct for days now, crazy 😡
Official reply
Hello Ikede, We're sorry about the delay with your withdrawal. Please contact our support team at suport@busha.co so we can look into this and assist you with the transaction. Thank you for your patience.
View original
Jedidiah Goodrichgoogle_play3 / 5

Busha: Make your money better! Google Play review - 3 star

Amazing
Official reply
We appreciate the feedback, Jedidiah Please let us know how we can earn your 5-star rating!
View original

Risk factors

Updated: Aug 5, 2026

No risk factors are available