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CCoin98 Fusion Card logo

Coin98 Fusion Card

Updated: Sep 18, 2026

The Coin98 Fusion Card is a Visa card integrated into the Coin98 Super Wallet that operates on a top-up basis for crypto assets. Instead of deducting funds directly from the user's on-chain wallet balance for each transaction, users load supported assets—such as USDT or USDC—from their Coin98 wallet into a dedicated card account; spending is then drawn from this pre-loaded balance. The card account is also independently linked to the user's mobile phone number. Currently, it is available only to eligible residents in nine Asia-Pacific regions.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDC
Last updated
Sep 18, 2026

Official and company information

Issuer identity and company credentials

Coin98 Wallet Ltd is the operating entity of Coin98 Super Wallet, registered in the British Virgin Islands, responsible for wallet application, user interface, and card feature integration. DCS Card Centre Pte. Ltd. is a regulated financial institution in Singapore, responsible for issuing the Coin98 Fusion Card, identity verification, transaction processing, and card-related issues. DeCard is DCS's card brand for stablecoin payments, with Visa providing the global card acceptance network. Coin98 is primarily responsible for collecting user requests and coordinating with DCS for resolution.
Company / issuer
Coin98
Legal name
COIN98 WALLET LTD.
Registered region
United Kingdom (GB)
Headquarters
Ho Chi Minh City, Vietnam
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The Coin98 Fusion Card is a standalone payment card service within the Coin98 wallet ecosystem; the card operations are provided by DCS, primarily targeting users in the Asia-Pacific region. While the interfaces for application, identity verification, top-up, and card management are integrated into the Coin98 Super Wallet, the card account is distinct from the user's existing self-custody wallet; users must top up the card account with supported stablecoins from their existing Coin98 Super Wallet addresses to fund actual payments. Even if the original wallet becomes inaccessible, the established card account remains identifiable via the registered mobile number. The original Visa SGD card program transitioned to the Visa USD card program in 2026; legacy SGD cards that did not complete the migration were deactivated, and the product currently operates under the new USD card program.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Coin98 Fusion Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly or annual fee
Card issuance fee
9 USD
One-time issuance and activation fee
ATM fee
5 SGD + 1%
Charged based on the higher amount
Foreign exchange fee—
Top-up fee
1%
For each stablecoin top-up
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus
50%
Top-up commission allocated by tier
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit
10,000 SGD
10,000 daily and 100,000 monthly; applies to ATMs that support withdrawals
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

9
TaiwanTWSouth KoreaKRAustraliaAUMalaysiaMYVietnamVNThailandTHSingaporeSGPhilippinesPHJapanJP
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

185
St. Kitts & NevisKNSouth AfricaZABotswanaBWFijiFJSpainESBrazilBRIndonesiaIDCameroonCMBangladeshBDRomaniaROParaguayPYLithuaniaLTSri LankaLKSouth SudanSSNicaraguaNIChadTDMoroccoMAGuyanaGYUzbekistanUZQatarQATunisiaTNMongoliaMNSwitzerlandCHTimor-LesteTLSurinameSRMacaoMOKenyaKECentral African RepublicCFRwandaRWPortugalPTJordanJOMauritaniaMRArmeniaAMGhanaGHEgyptEGPapua New GuineaPGVatican CityVACyprusCYSwedenSEEthiopiaETLibyaLYNorth KoreaKPIsraelILMontenegroMETuvaluTVMozambiqueMZMonacoMCDjiboutiDJEritreaERLaosLACambodiaKHKiribatiKIEquatorial GuineaGQMaldivesMVDominican RepublicDOBurundiBICzechiaCZSão Tomé & PríncipeSTCôte d’IvoireCIPalauPWSt. LuciaLCGrenadaGDEcuadorECZimbabweZWTrinidad & TobagoTTLuxembourgLUHaitiHTAfghanistanAFGuatemalaGTIndiaINMexicoMXGuineaGNKuwaitKWDominicaDMChinaCNAlgeriaDZCroatiaHRMarshall IslandsMHItalyITSenegalSNNamibiaNABurkina FasoBFIranIRNorwayNOUkraineUASloveniaSIIcelandISNigerNEColombiaCOAntigua & BarbudaAGFranceFRAlbaniaALSyriaSYBhutanBTSlovakiaSKNepalNPArgentinaARSolomon IslandsSBSt. Vincent & GrenadinesVCMadagascarMGNorth MacedoniaMKEswatiniSZNigeriaNGNauruNRPanamaPATajikistanTJGreeceGRUgandaUGGuinea-BissauGWNew ZealandNZTurkmenistanTMAustriaATCubaCUAndorraADLiberiaLRPeruPEUnited StatesUSTürkiyeTRTogoTGGeorgiaGEGabonGARussiaRUBruneiBNMauritiusMUCosta RicaCRBeninBJHungaryHUTanzaniaTZDenmarkDKBelarusBYEl SalvadorSVBahrainBHPolandPLSamoaWSTongaTOSerbiaRSFinlandFISeychellesSCAzerbaijanAZLesothoLSIraqIQBosnia & HerzegovinaBAComorosKMCanadaCAZambiaZMKazakhstanKZHondurasHNUnited Arab EmiratesAEYemenYEChileCLMalawiMWNetherlandsNLPakistanPKBarbadosBBSudanSDBulgariaBGSierra LeoneSLBelizeBZBelgiumBESomaliaSOGambiaGMUnited KingdomGBLatviaLVOmanOMMaltaMTMoldovaMDGermanyDEMaliMLBoliviaBOUruguayUYVanuatuVULiechtensteinLIMyanmar (Burma)MMJamaicaJMCape VerdeCVVenezuelaVELebanonLBSaudi ArabiaSAEstoniaEEBahamasBSKyrgyzstanKGHong KongHKSan MarinoSMIrelandIEAngolaAO
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Coin98 Fusion Card is currently issued to residents in the APAC region, so U.S. residents cannot apply; a valid card issued to an eligible APAC resident can be used in the United States where Visa transactions are accepted.
2. United Kingdom:Cannot apply,Can use,The United Kingdom is outside the current APAC issuance region, but an eligible Fusion Card can be used in the UK for supported Visa payments.
3. Canada:Cannot apply,Can use,Canada is outside Coin98 Fusion Card’s current APAC residency coverage, while a valid card issued to an eligible resident can be used in Canada.
4. Australia:Can apply,Can use,Australia falls within the APAC issuance region and residents can apply after completing email verification, KYC and the required card-provider checks.
5. South Africa:Cannot apply,Can use,South Africa is outside the current APAC issuance coverage, but an eligible Fusion Card can be used there for supported Visa payments.
6. New Zealand:Can apply,Can use,New Zealand falls within the APAC region and residents can apply subject to successful KYC and card-provider verification.
7. Ireland:Cannot apply,Can use,Ireland is outside the current APAC issuance region, while a Fusion Card issued to an eligible APAC resident can be used in Ireland where Visa transactions are supported.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Resident ID card / Driver's license / Passport

Review time / regional limits

Cards can be issued immediately after automated review passes; manual verification and card coordination can take up to seven business days.

KYC provider

DCS Card Centre Pte. Ltd.

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 29, 2026

Wallet payments

Alipay

Supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Supported

Jul 29, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Md shamim Islamgoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

The latest update seems to work pretty smooth I like that the developers are fixing bugs and keeping the app updated Everything feels simple and easy to use so far Good to see that data is encrypted while being sent and there is also an option to request data deletion Overall a nice update and hopefully they keep improving it
Official reply
Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
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Kurikutsu Nanamigoogle_play★ 1 / 5

Coin98: Trade Crypto & Stocks Google Play review - 1 star

incredibly ultra super duper heavy laggy and slow on a midrange phone, Hope the dev could optimize more for the poor 🙏
Official reply
We are sorry for any inconvenience caused. We’ve made improvements to enhance performance. Please update your Coin98 Super App to the latest version and check again. If the issue persists, contact our Customer Specialist Team via livechat.coin98.com or email support@coin98.com for further assistance.
View original
William Changoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

easy go
Official reply
Thank you for your feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
View original
Kalam Vaigoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

I've been using Coin98 Super Wallet for a few weeks and the experience has been smooth. It supports many blockchains, and sending or receiving crypto is simple. The interface is clean, and the built-in DApp browser is really useful. Everything feels fast and secure. So far, I'm satisfied with the app.
Official reply
Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
View original
Jasmine Phamgoogle_play★ 1 / 5

Coin98: Trade Crypto & Stocks Google Play review - 1 star

Update: Please add desktop browser mode? cant use Moongate. 2500$ for a domain? so expansive! cant see trade value coz it won't show USD? how somebody is supposed to confirm.. like everyone says, super buggy, cant see my wallets, please just remove the dumb animation and keep it simple
Official reply
May I know the email that you used to contact us? We will double check your case to ensure that we thoroughly understand the issue. Looking for your answer, and kindly feel free to drop an email to support@coin98.com at anytime.
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Jibon Islamgoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

Coin98 Super Wallet is a feature-rich crypto wallet that makes managing digital assets across multiple blockchains much easier. I like the wide blockchain support, built-in DApp browser, and cross-chain tools, which let me access different Web3 services from one place. The interface feels modern, and setting up a wallet is straightforward. Overall, it's a solid choice for anyone looking for a convenient all-in-one wallet to explore the Web3 ecosystem.
Official reply
Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
View original
Ferdous Islamgoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

Coin98 Super Wallet is a great wallet if you use crypto often. It supports many blockchains in one place so managing coins feels much easier. The app is simple to use and transactions are smooth most of the time. I also like the Web3 features because they help me access different apps without problems. Overall it works good and is a nice choice for anyone into crypto.
Official reply
Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
View original
HS788app_store★ 1 / 5

Invest

Be careful this platform is totally scammer, I put 50$ in it and I couldn’t close my position and they are sending you to find black walnut in dessert so please be careful if you don’t to be scammed
View original
Daniel “Omo” Adebayogoogle_play★ 5 / 5

Coin98: Trade Crypto & Stocks Google Play review - 5 star

very interesting and reliable
Official reply
Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
View original
Wallace Barbourgoogle_play★ 1 / 5

Coin98: Trade Crypto & Stocks Google Play review - 1 star

scamming site. I'm owed 14,000.00 odd dollars. they don't offer tech support. unless you sign up for another site. 😏 of anybody has information on the own of this app. please contact me cause I got a lawsuit coming. thank you
Official reply
We're sorry to hear this. Based on your description, it appears you may have encountered a scam or impersonation service. Coin98's official support channels never require users to sign up for another platform. For assistance, please contact us only via Coin98 Live Support (https://livechat.coin98.com/) or support@coin98.com. Thank you!
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Risk factors

Updated: Jul 29, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Coin98 Fusion Card require KYC?

Our record lists the Coin98 Fusion Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Coin98 Fusion Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Coin98 Fusion Card with?

Our record lists Coin98 Fusion Card support for: USDT and USDC.

Is Coin98 Fusion Card a virtual or a physical card?

Coin98 Fusion Card is offered as: Virtual card.

Where is Coin98 Fusion Card available?

Our record lists 9 countries or regions as available and 185 as restricted. Country-by-country status is in the regions section of this page.

Who issues Coin98 Fusion Card?

Coin98 Fusion Card is operated by Coin98 on the Visa network.