Available regions
Applications or normal card activation are supported
TaiwanTWSouth KoreaKRAustraliaAUMalaysiaMYVietnamVNThailandTHSingaporeSGPhilippinesPHJapanJP
- Evidence
- Officially supported
Card database / Visa / Stablecoin payment card
C
Coin98 Fusion Card
Updated: Jul 29, 2026
Coin98 Fusion Card is a stablecoin payment card launched by Coin98 Super Wallet in partnership with DeCard by DCS. After completing identity verification, users can top up the card with USDT or USDC from their Coin98 wallet and use the Visa virtual card for online shopping, subscription payments, mobile wallet payments and ATM withdrawals. The product uses a top-up-before-spending model and is currently available only to eligible residents of nine Asia-Pacific regions.
Official and company information
Issuer identity and company credentials
Coin98 Wallet Ltd is the operating entity of Coin98 Super Wallet, registered in the British Virgin Islands, responsible for wallet application, user interface, and card feature integration. DCS Card Centre Pte. Ltd. is a regulated financial institution in Singapore, responsible for issuing the Coin98 Fusion Card, identity verification, transaction processing, and card-related issues. DeCard is DCS's card brand for stablecoin payments, with Visa providing the global card acceptance network. Coin98 is primarily responsible for collecting user requests and coordinating with DCS for resolution.
- Company / issuer
- Coin98
- Legal name
- COIN98 WALLET LTD.
- Registered region
- United Kingdom (GB)
- Headquarters
- Ho Chi Minh City, Vietnam
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Coin98 Fusion Card connects Coin98's non-custodial multi-chain wallet to DCS's regulated card account. Users apply in Coin98 Super Wallet with a mobile number, pay a one-time card issuance fee, and complete email and KYC verification to receive a virtual card. To add funds, USDT or USDC is transferred from a Coin98 wallet address selected by the user into a separate card account. After conversion, it becomes a spendable balance that is separate from the original wallet and remains linked to the registered mobile number. Legally, the card is a low-limit credit card product provided by DCS, but in everyday use, spending is controlled through top-ups. The virtual card is currently available for applications, while the physical card remains under development. Users can view the card number, lock the card, and add it to Apple Pay or Google Pay in the app.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
C Coin98 Fusion virtual card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | Free No monthly or annual fee |
| Card issuance fee | 9 USD One-time issuance and activation fee |
| ATM fee | 5 SGD + 1% Charged based on the higher amount |
| Foreign exchange fee | — |
| Top-up fee | 1% For each stablecoin top-up |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | 50% Top-up commission allocated by tier |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | 10,000 SGD 10,000 daily and 100,000 monthly; applies to ATMs that support withdrawals |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
St. Kitts & NevisKNSouth AfricaZABotswanaBWFijiFJSpainESBrazilBRIndonesiaIDCameroonCMBangladeshBDRomaniaROParaguayPYLithuaniaLTSri LankaLKSouth SudanSSNicaraguaNIChadTDMoroccoMAGuyanaGYUzbekistanUZQatarQATunisiaTNMongoliaMNSwitzerlandCHTimor-LesteTLSurinameSRMacaoMOKenyaKECentral African RepublicCFRwandaRWPortugalPTJordanJOMauritaniaMRArmeniaAMGhanaGHEgyptEGPapua New GuineaPGVatican CityVACyprusCYSwedenSEEthiopiaETLibyaLYNorth KoreaKPIsraelILMontenegroMETuvaluTVMozambiqueMZMonacoMCDjiboutiDJEritreaERLaosLACambodiaKHKiribatiKIEquatorial GuineaGQMaldivesMVDominican RepublicDOBurundiBICzechiaCZSão Tomé & PríncipeSTCôte d’IvoireCIPalauPWSt. LuciaLCGrenadaGDEcuadorECZimbabweZWTrinidad & TobagoTTLuxembourgLUHaitiHTAfghanistanAFGuatemalaGTIndiaINMexicoMXGuineaGNKuwaitKWDominicaDMChinaCNAlgeriaDZCroatiaHRMarshall IslandsMHItalyITSenegalSNNamibiaNABurkina FasoBFIranIRNorwayNOUkraineUASloveniaSIIcelandISNigerNEColombiaCOAntigua & BarbudaAGFranceFRAlbaniaALSyriaSYBhutanBTSlovakiaSKNepalNPArgentinaARSolomon IslandsSBSt. Vincent & GrenadinesVCMadagascarMGNorth MacedoniaMKEswatiniSZNigeriaNGNauruNRPanamaPATajikistanTJGreeceGRUgandaUGGuinea-BissauGWNew ZealandNZTurkmenistanTMAustriaATCubaCUAndorraADLiberiaLRPeruPEUnited StatesUSTürkiyeTRTogoTGGeorgiaGEGabonGARussiaRUBruneiBNMauritiusMUCosta RicaCRBeninBJHungaryHUTanzaniaTZDenmarkDKBelarusBYEl SalvadorSVBahrainBHPolandPLSamoaWSTongaTOSerbiaRSFinlandFISeychellesSCAzerbaijanAZLesothoLSIraqIQBosnia & HerzegovinaBAComorosKMCanadaCAZambiaZMKazakhstanKZHondurasHNUnited Arab EmiratesAEYemenYEChileCLMalawiMWNetherlandsNLPakistanPKBarbadosBBSudanSDBulgariaBGSierra LeoneSLBelizeBZBelgiumBESomaliaSOGambiaGMUnited KingdomGBLatviaLVOmanOMMaltaMTMoldovaMDGermanyDEMaliMLBoliviaBOUruguayUYVanuatuVULiechtensteinLIMyanmar (Burma)MMJamaicaJMCape VerdeCVVenezuelaVELebanonLBSaudi ArabiaSAEstoniaEEBahamasBSKyrgyzstanKGHong KongHKSan MarinoSMIrelandIEAngolaAO
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：不开放居民申请；境外已发行卡可在受理 Visa 的商户消费，并可按国际卡规则绑定微信支付或支付宝。
2、香港：不开放居民申请；已持有的境外发行卡可在 Visa 商户使用，赴中国大陆可绑定微信支付或支付宝付款。
3、澳门：不开放居民申请；境外已发行卡可在 Visa 商户使用，赴中国大陆扫码付款时须完成支付钱包身份验证。
4、台湾：居民可以申请并正常使用，可进行线上消费和移动钱包付款，赴中国大陆可绑定微信支付或支付宝。
Updated: Jul 29, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Resident ID card / Driver's license / Passport
Review time / regional limits
Cards can be issued immediately after automated review passes; manual verification and card coordination can take up to seven business days.
KYC provider
DCS Card Centre Pte. Ltd.
Updated
Jul 29, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 29, 2026
Wallet payments
Alipay
Supported
Jul 29, 2026
Wallet payments
Apple Pay
Supported
Jul 29, 2026
Cash services
ATM withdrawal
Supported
Jul 29, 2026
AI tools
ChatGPT
Supported
Jul 29, 2026
AI tools
Claude
Supported
Jul 29, 2026
Wallet payments
Google Pay
Supported
Jul 29, 2026
AI tools
Midjourney
Supported
Jul 29, 2026
In-person payments
Offline POS
Supported
Jul 29, 2026
Online shopping
Online shopping
Supported
Jul 29, 2026
Wallet payments
PayPal
Supported
Jul 29, 2026
Subscriptions
Subscription payment
Supported
Jul 29, 2026
Wallet payments
WeChat Pay
Supported
Jul 29, 2026
User reviews
Showing 10 approved reviews matched to this card
Coin98: Trade Crypto & Stocks Google Play review - 5 star
easy go
Official reply
View original Thank you for your feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Coin98: Trade Crypto & Stocks Google Play review - 5 star
I've been using Coin98 Super Wallet for a few weeks and the experience has been smooth. It supports many blockchains, and sending or receiving crypto is simple. The interface is clean, and the built-in DApp browser is really useful. Everything feels fast and secure. So far, I'm satisfied with the app.
Official reply
View original Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Coin98: Trade Crypto & Stocks Google Play review - 1 star
Update: Please add desktop browser mode? cant use Moongate. 2500$ for a domain? so expansive! cant see trade value coz it won't show USD? how somebody is supposed to confirm.. like everyone says, super buggy, cant see my wallets, please just remove the dumb animation and keep it simple
Official reply
View original May I know the email that you used to contact us? We will double check your case to ensure that we thoroughly understand the issue. Looking for your answer, and kindly feel free to drop an email to support@coin98.com at anytime.
Coin98: Trade Crypto & Stocks Google Play review - 5 star
Coin98 Super Wallet is a feature-rich crypto wallet that makes managing digital assets across multiple blockchains much easier. I like the wide blockchain support, built-in DApp browser, and cross-chain tools, which let me access different Web3 services from one place. The interface feels modern, and setting up a wallet is straightforward. Overall, it's a solid choice for anyone looking for a convenient all-in-one wallet to explore the Web3 ecosystem.
Official reply
View original Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Coin98: Trade Crypto & Stocks Google Play review - 5 star
Coin98 Super Wallet is a great wallet if you use crypto often. It supports many blockchains in one place so managing coins feels much easier. The app is simple to use and transactions are smooth most of the time. I also like the Web3 features because they help me access different apps without problems. Overall it works good and is a nice choice for anyone into crypto.
Official reply
View original Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Invest
Be careful this platform is totally scammer, I put 50$ in it and I couldn’t close my position and they are sending you to find black walnut in dessert so please be careful if you don’t to be scammed
View original Coin98: Trade Crypto & Stocks Google Play review - 5 star
very interesting and reliable
Official reply
View original Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Coin98: Trade Crypto & Stocks Google Play review - 1 star
scamming site. I'm owed 14,000.00 odd dollars. they don't offer tech support. unless you sign up for another site. 😏 of anybody has information on the own of this app. please contact me cause I got a lawsuit coming. thank you
Official reply
View original We're sorry to hear this. Based on your description, it appears you may have encountered a scam or impersonation service. Coin98's official support channels never require users to sign up for another platform. For assistance, please contact us only via Coin98 Live Support (https://livechat.coin98.com/) or support@coin98.com. Thank you!
Coin98: Trade Crypto & Stocks Google Play review - 5 star
A masterclass in Web3 utility! Instead of flipping between 120+ clunky network configurations, Coin98 elegantly unifies them. The Cypheus AI Assistant acts as a flawless conversational guide, executing complex cross-chain routing silently in the background. Pure genius.
Official reply
View original Thank you for your kind feedback. We’re glad to hear you had a great experience with our wallet. We’ll continue improving our products and services to deliver the best possible experience. If you need any assistance, feel free to contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com
Coin98: Trade Crypto & Stocks Google Play review - 1 star
this new update is the worst. the app crashes everytime I try to open a dApp. I can't even place trades because of this. I have to find another wallet for now. Please, fix this mess!
Official reply
View original We are sorry for your unpleasant experience. Please contact our Customer Specialist Team via livechat.coin98.com or send an email to support@coin98.com so that we can track down your case and assist you better.
Risk factors
Updated: Jul 29, 2026
No risk factors are available