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CoinUp Card

Updated: Aug 11, 2026

CoinUp Card is a Mastercard virtual crypto debit card offered by CoinUp. After registering a CoinUp account and completing KYC, users can transfer supported assets such as USDT and USDC to the card and convert them into a USD spending balance. The card is designed for cross-border online shopping, travel, dining, digital services and subscriptions. It can be linked to Apple Pay and Google Pay and supports payments for international digital services such as ChatGPT, Claude and Midjourney.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC
Last updated
Aug 11, 2026

Official and company information

Issuer identity and company credentials

CoinUp is a centralized digital asset exchange offering crypto spot, perpetual contracts, leverage trading, Swap, Earn, Launchpad, copy trading, and related asset management features. The platform launched CoinUp Card in 2026, a Mastercard virtual debit card that supports USDT top-up and conversion to USD balance; however, public pages do not disclose the specific issuing bank, e-money institution, or BIN sponsor.
Visit website Application page
Company / issuer
CoinUp.io (CoinUp)
Legal name
CoinUp Global Limited
Registered region
Cayman Islands (KY)
Headquarters
Singapore
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

CoinUp Card officially became part of the CoinUp product ecosystem in 2026. It was initially also known as U Card and UP Card and has recently been transitioning to the CPX Card name as part of the CoinUp ecosystem's brand upgrade. After completing KYC in the CoinUp app, users can apply for a virtual card and top it up with crypto assets from their CoinUp account for spending at Mastercard merchants. The card currently supports online shopping, subscriptions, mobile wallets, and cross-border spending, and provides a separate balance, transaction records, and multi-card management. Recent rules allow a single account to manage up to five cards. CoinUp has also announced the CPX Visa Physical Card, which is planned to offer a chip, contactless payments, Visa/Plus ATM access, and a metal card version, but the physical card has not yet been officially launched.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

CoinUp crypto payment card
Card formVirtual card
Fees
Monthly fee
Free
No monthly or inactivity fee
Card issuance fee
10 USDT
Current issuance fee
ATM fee—
Foreign exchange fee
1%
Cross-border transaction fee
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback
0 USD
Cashback on each eligible purchase, with crypto rewards
Staking rewards—
Staking APR—
Welcome bonus
5 USDT
Current card activation bonus, spending credit
Referral bonus—
Limits
Daily spending limit
250,000 USD
Up to 100 transactions
Monthly spending limit
1,000,000 USD
Cumulative card spending limit
ATM withdrawal limit
15,000 USD
Monthly ATM cumulative limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

29
TaiwanTWThailandTHQatarQAVietnamVNIndiaINPhilippinesPHBahrainBHCyprusCYUnited Arab EmiratesAESouth KoreaKRIndonesiaIDMalaysiaMYNigeriaNGSaudi ArabiaSAUnited StatesUSGermanyDESingaporeSGTürkiyeTRUnited KingdomGBBelgiumBEItalyITKazakhstanKZMacaoMOHong KongHKEstoniaEEJapanJPMaltaMTAustraliaAUSpainES
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

9
ChinaCNAfghanistanAFSyriaSYCanadaCARussiaRUNorth KoreaKPIranIRCubaCUBelarusBY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆当前不属于 CoinUp Card 可稳定申请地区，已取得卡片可在支持境外 Mastercard 的商户使用。

2、香港：中国香港属于 CoinUp App 当前覆盖市场，完成 CoinUp KYC 且 App Card 页面通过地区资格检查后可申请，并可全球 Mastercard 消费。

3、澳门：中国澳门属于 CoinUp App 当前覆盖地区，完成 KYC 并获得 Card 页面申请资格后可开虚拟卡，在 Mastercard 商户及兼容移动钱包使用。

4、台湾：中国台湾属于 CoinUp App 当前覆盖地区，完成 KYC 并通过卡片地区资格检查后可申请，可用于线上、订阅及 Mastercard 商户消费。

Updated: Aug 11, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Government-issued ID

Review time / regional limits

Standard review takes about one business day; unusual documents may need resubmission or review.

KYC provider

Not disclosed

Updated

Aug 11, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 11, 2026

Wallet payments

Alipay

Supported

Aug 11, 2026

Wallet payments

Apple Pay

Supported

Aug 11, 2026

Cash services

ATM withdrawal

Supported

Aug 11, 2026

AI tools

ChatGPT

Supported

Aug 11, 2026

AI tools

Claude

Supported

Aug 11, 2026

Wallet payments

Google Pay

Supported

Aug 11, 2026

AI tools

Midjourney

Supported

Aug 11, 2026

In-person payments

Offline POS

Supported

Aug 11, 2026

Online shopping

Online shopping

Supported

Aug 11, 2026

Wallet payments

PayPal

Supported

Aug 11, 2026

Subscriptions

Subscription payment

Supported

Aug 11, 2026

Wallet payments

WeChat Pay

Supported

Aug 11, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Adel Mohamedtrustpilot★ 1 / 5

⚠️ BEWARE OF THIS SCAM EXCHANGE!

⚠️ BEWARE OF THIS SCAM EXCHANGE! Do not risk your money by registering or depositing funds on this platform. This is my personal experience with them. They may allow you to withdraw your funds the first time, but according to my experience, the situation can be completely different afterward. I have had a withdrawal pending since August 4, 2026, and it is still under review with absolutely no progress. Every time I contact customer support, I receive the same scripted response telling me to wait, with no actual explanation or solution. Stay safe. Do your own research and think twice before trusting this platform with your money.
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Daud Bin Chong Alharthytrustpilot★ 1 / 5

CoinUp Exchange (coinup.io) has frozen…

CoinUp Exchange (coinup.io) has frozen my legitimate USDT assets for 8 days without any valid reason. Customer service 'Charlene' only repeats standard scripts about a 'unified risk assessment'. They refuse to provide clear justification or a compliance process. Is CoinUp facing a liquidity crisis or exiting? @MAS_sg please look into this entity operating from Singapore. #CoinUpScam
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Dave Duncantrustpilot★ 5 / 5

Very good exchange

The user interface of coinup is one of the best I’ve used in terms of exchanges. Very easy to navigate and I must point out that the KYC process is very quick and smooth
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Jay Gracetrustpilot★ 4 / 5

Transaction is seamless and smooth

Transaction is seamless and smooth. The features are user-friendly and easy to navigate. I'd recommend it anytime to anyone!
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Priestly Esuhtrustpilot★ 4 / 5

Great UI

Honestly, CoinUp is great!! Nice UI and very swift to use...
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Gladys Enebongtrustpilot★ 5 / 5

Coinup has genuinely impressed me

Coinup has genuinely impressed me. The interface is clean, trades execute smoothly, and deposits and withdrawals have been fast without unnecessary stress. It feels stable and well structured, which matters a lot in crypto. What stands out most is the consistency. No drama, no glitches, just a reliable platform that does what it promises. Easy 5 stars from me.
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Olaf Bormtrustpilot★ 1 / 5

CoinUp ist Betrug !

Es gibt keine Auszahlung und es wird immer mehr Geld gefordert. Frauenprofile auf Telegramm vermitteln erst einen Eindruck von Vertrauen und "zeigen" wie man angeblich mit USDT Geld verdient. Alles ist aber nur Fake und Betrug ! Es gibt mehrere CoinUp Seiten/Plattformen ... übler Betrug !
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Ptrvtrustpilot★ 1 / 5

These are scammers

These are scammers, if you trade trending tokens and make solid% of profits they block your account accusing you of many things. Moreover they even ask you to pay them back more money to unfreeze your account. Avoid! I am not lying my UID is 2278689.
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MCKtrustpilot★ 1 / 5

scammers

They blocked my account because I made a profit. definitely do not become a member and do not deposit money. scammers.
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Franz-Josef Niehaustrustpilot★ 1 / 5

Diese Unternehmen sind scammers

Diese Unternehmen sind scammers. Es gibt keine Auszahlungen immer nur neue Gebühren für ausgedachte Fehler Finger weg und anzeigen. Ich zeige die Bande auch an. Sie lügen und betrügen es ist unglaublich
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Risk factors

Updated: Aug 11, 2026

No risk factors are available