Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Visa / Crypto debit card
C
Change Card
Updated: Sep 17, 2026
Change Card was a Visa crypto payment card that Change offered to users in Europe. It could be linked to a Change account to convert EUR and crypto assets held in the account for everyday spending at Visa merchants, and it previously supported payment scenarios such as virtual cards, physical cards, and cash withdrawals. The card is no longer offered as a current product; as of July 2025, Change officially describes it as a past product and states that it is only exploring the possibility of launching a similar service in the future.
- Card network
- Product type
- Crypto debit card
- Card form
- Virtual + physical card
- Operating status
- Discontinued
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 50-59
- Supported assets
BTC
ETH
SOL
XRP'%20xlink:href='%23b'/%3e%3cuse%20fill='%23FFF'%20xlink:href='%23b'/%3e%3c/g%3e%3c/svg%3e)
ADA
DOGE
AVAX
DOT
LINK
MATIC'%20fill='%23FFF'%3e%3cpath%20d='M10.02.53c-1.295%200-2.345%204.697-2.345%2010.49s1.05%2010.49%202.345%2010.49c1.294%200%202.344-4.697%202.344-10.49S11.314.53%2010.02.53zm.162%2020.387c-.148.198-.297.05-.297.05-.596-.692-.894-1.975-.894-1.975-1.043-3.357-.795-10.564-.795-10.564.49-5.721%201.382-7.073%201.685-7.373a.185.185%200%2001.238-.019c.44.313.81%201.617.81%201.617%201.09%204.048.991%207.848.991%207.848.099%203.308-.546%207.01-.546%207.01-.497%202.814-1.192%203.406-1.192%203.406z'/%3e%3cpath%20d='M19.118%205.8c-.645-1.124-5.24.303-10.267%203.186-5.027%202.883-8.573%206.13-7.93%207.254.645%201.124%205.241-.303%2010.268-3.186%205.027-2.883%208.574-6.131%207.93-7.254zM1.515%2016.085c-.246-.03-.19-.234-.19-.234.302-.86%201.266-1.758%201.266-1.758%202.393-2.575%208.769-5.946%208.769-5.946%205.206-2.422%206.823-2.32%207.233-2.208a.185.185%200%2001.135.198c-.05.537-1%201.507-1%201.507-2.966%202.961-6.312%204.768-6.312%204.768-2.82%201.732-6.353%203.013-6.353%203.013-2.688.968-3.548.66-3.548.66z'/%3e%3cpath%20d='M19.095%2016.277c.65-1.12-2.887-4.383-7.898-7.288C6.187%206.085%201.593%204.641.944%205.763c-.65%201.123%202.888%204.383%207.9%207.288%205.013%202.904%209.602%204.348%2010.251%203.226zM1.375%206.196c-.097-.228.106-.283.106-.283.897-.17%202.157.217%202.157.217%203.427.78%209.538%204.608%209.538%204.608%204.705%203.292%205.427%204.743%205.535%205.154a.185.185%200%2001-.103.215c-.49.225-1.805-.11-1.805-.11-4.05-1.086-7.289-3.075-7.289-3.075-2.91-1.57-5.788-3.985-5.788-3.985-2.187-1.842-2.35-2.74-2.35-2.74l-.002-.001z'/%3e%3ccircle%20cx='9.995'%20cy='10.995'%20r='1.234'/%3e%3ccircle%20cx='15.055'%20cy='6.256'%20r='1'/%3e%3ccircle%20cx='3.306'%20cy='8.774'%20r='1'/%3e%3ccircle%20cx='8.539'%20cy='17.856'%20r='1'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
ATOM
EUR- Last updated
- Sep 17, 2026
Official and company information
Issuer identity and company credentials
Change is a multi-asset trading platform offering spot trading in over 90 cryptocurrencies and investment services in 400+ stocks, forex, indices, and commodity CFDs. The platform focuses on simple mobile operation, supports fiat (EUR) deposits and trading, holds a regulatory license from the Dutch Authority for the Financial Markets (AFM), and complies with the MiCAR framework, making it a regulated fintech service provider.
- Company / issuer
- Change
- Legal name
- Change Securities B.V.
- Registered region
- Netherlands (NL)
- Headquarters
- Netherlands
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Change launched a Visa payment card in 2019, extending its investment and crypto asset accounts into everyday spending. The historical version allowed users to convert digital assets into a EUR balance that could be used for card payments and offered virtual cards, physical cards, online spending, physical Visa merchants, and ATM functions. In 2024, the company also planned Crypto Card Cashback. The card business was subsequently withdrawn. On July 31, 2025, Change confirmed in a public response that the Change Card users missed was a product of the past and said it was only exploring the possibility of launching a similar product in the future. Since the beginning of 2026, Change's redesigned website, help centre, and current legal documents have no longer listed payment card services. The platform now focuses on investment, trading, and digital asset accounts.
Visa card experienceRegional availabilityTerms may change
Notice: Change Card has stopped issuing cards, and the official website no longer provides an application or card issuance entry for Change Card.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
C Change Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | 0 EUR No card monthly fee during normal operation period |
| Card issuance fee | 5 EUR Physical Change Card costs €5 |
| ATM fee | 1.1 EUR Euro withdrawal in Europe €1.10 per transaction; non-euro withdrawal in Europe €1.10 + 1%
Foreign currency withdrawal outside Europe €1.75 + 1.5% |
| Foreign exchange fee | 0 EUR Euro spending €0
Non-euro spending in Europe €0.50 + 1%
Foreign currency spending outside Europe 1.5% + exchange costs |
| Top-up fee | Free |
| Failed transaction fee | — |
| Rewards | |
| Cashback | 1% Historical Change Card earned 1% when paying with cryptocurrency |
| Crypto cashback | 1% 1% cashback on spending amount |
| Staking rewards | 0% Part of Change Invest platform feature, not card-specific |
| Staking APR | 6% Up to 6% APY, depending on assets |
| Welcome bonus | — |
| Referral bonus | 0 USD Currently has invite-a-friend entry, but no public fixed reward amount |
| Limits | |
| Daily spending limit | 8,000 EUR The €8,000 in historical data is not a daily spending limit |
| Monthly spending limit | — |
| ATM withdrawal limit | 250 EUR Maximum daily withdrawal equivalent to €250 |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Cannot use，Change Card has been discontinued as an active card product, so U.S. residents cannot obtain a new card and there is no current Change Card service available for card use.
2. United Kingdom：Cannot apply，Cannot use，Change no longer offers the former Visa card as an active product, so UK residents cannot obtain or currently use a Change Card.
3. Canada：Cannot apply，Cannot use，The former Change Card program has been discontinued and is no longer part of Change’s current product offering, leaving no active card available for Canadian residents.
4. Australia：Cannot apply，Cannot use，Change has withdrawn its former Visa payment card from its current product lineup, so Australian residents cannot obtain or use an active Change Card.
5. South Africa：Cannot apply，Cannot use，The Change Card is no longer an actively offered payment product, so South African residents cannot currently obtain or use the card.
6. New Zealand：Cannot apply，Cannot use，Change no longer operates the former Change Card as a current card product, leaving no active card available for New Zealand residents.
7. Ireland：Cannot apply，Cannot use，Although Ireland is within Change’s current European service area, the former Change Card has been discontinued and is no longer available for issuance or current card use.
Updated: Sep 15, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
Passport / ID card / Residence permit
Review time / regional limits
Automated verification usually takes a few minutes; a small number of cases enter manual review and may extend to 48 hours.
KYC provider
Veriff
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedSep 17, 2026
Wallet payments
Alipay
Not supported
Sep 17, 2026
Wallet payments
Apple Pay
Not supported
Aug 7, 2026
Cash services
ATM withdrawal
Not supported
Sep 17, 2026
AI tools
ChatGPT
Not supported
Jul 9, 2026
AI tools
Claude
Not supported
Jul 9, 2026
Wallet payments
Google Pay
Not supported
Jul 9, 2026
AI tools
Midjourney
Not supported
Jul 9, 2026
In-person payments
Offline POS
Not supported
Jul 9, 2026
Online shopping
Online shopping
Not supported
Jul 9, 2026
Wallet payments
PayPal
Not supported
Jul 9, 2026
Subscriptions
Subscription payment
Not supported
Jul 9, 2026
Wallet payments
WeChat Pay
Not supported
Aug 7, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Change: Invest & Trade Google Play review - 1 star
liers, withdrawals take very long time. they lied about faster future withdrawals but still takes hours. hidden fees - 20 euro per month. overall it was better years ago, now its the worst exchange you could use. AVOID AT ALL COST!!!!
Official reply
View original Hey Matthu,
We're sorry you feel this way. Withdrawals are instant once the required MiCA wallet verification is completed. It can take a few hours in some cases, especially for larger withdrawals requiring manual review. And the €20 monthly, definitely not hidden, inactivity fee is history - we've removed it entirely.
Best regards,
Change
Stealing your funds
Initially it was a good app, but later they started taking funds from our wallets masking it as a inactivity "service fee". No warning, nothing. I lost 150 Euro to these thieves. If you dont have fiat, they will sell your crypto automatically!
Edit: leaving aside the fact that charging 'inactivity fee' of 50 euro is at least shady, sending some random email saying that you are updating your 100-page long T&C is not the same thing as clearly notifying your customers that you will take their funds from their account!
Official reply
View original Hey Digitalnature,
We're sorry that you feel this way, but we are certainly not stealing anyone's funds. In fact, our platform has significantly evolved since then and is now more secure and trustworthy than ever before.
The inactivity fee was introduced back in 2023, and all clients were informed about it multiple times via email. The fact that our platform has continued operating normally ever since also shows that this was never a hidden or sudden change.
If you would like to know exactly when and how you were informed about the fee, please contact us at support@changeinvest.com and we'll gladly look up the communication for you.
Kind regards,
Change
My honest advice to anyone…
My honest advice to anyone considering to create an account on ChangeInvest: RUN AWAY!!! This is the worst company related to finance/investing I ever hit!
We bought crypto back in 2021 - SOL, DOT, ADA. It was not possible to withdraw any of these, so we kept them on ChangeInvest (even though there were promises that in the future it would be possible). That was a huge, huge mistake! In 2023 or so they introduced "Passive Account Maintenance Fee" and sold all our crypto we had there - charging 20 EUR MONTHLY!!! All our crypto is gone now, they stole everything!!! I hope they will go bankrupt to stop stealing from people!!! Never had such a bad experience elsewhere!
Official reply
View original Dear Klára,
We’re sorry to hear about your experience, but we must point out that all our clients were informed about these changes and fees multiple times in advance through email communication and other official channels.
As you mentioned, the passive account maintenance fee was introduced in 2023, and notifications regarding this policy were sent repeatedly before any fees were charged. Even today, we continue informing users about these fees, which goes significantly beyond our legal obligations. Monitoring investments and account-related communication on an ongoing basis is an important part of using any investment platform.
Regarding crypto withdrawals, support for additional withdrawal networks remains on our roadmap, but it has not been a major priority, as only a very small number of clients have requested this feature.
We understand your frustration, but we made every effort to communicate these changes transparently and well in advance. Nothing related to these fees or conditions was introduced without prior notice to our clients.
Kind regards,
Change
Kunagi oli võimalik kasutada ka arvutis…
Kunagi oli võimalik kasutada ka arvutis browser varianti kas ja millal on see jälle võimalik või kas seda ei tule enam ja kui ei siis miks?
View original Forgotten login
I appreciate so much support and quick answears from Mr. Vašek.
With his guide i was able to quickly change my forgotten e-mail, password and other setup in aplication, so Im trihlled to start buying the dip on crypto market. HODL 💪🏻
View original La atencion al cliente es muy buena…
La atencion al cliente es muy buena rapida y con todas las explicaciones Seguid así felicidades.
View original All the 5 star reviews must be fake
All the 5 star reviews must be fake. They are snake businessmen, unethcical, stay away. They steal your money with absurd hidden fees and are using false advertisement. They send me ONE email about changing their T&C, even though they claimed they sent 6... An then completely emptied my account by selling my crypto that I was holding. Awful people, I really hope this business will go down soon and all the people in the management will get what they deserve.
Official reply
View original Dear Melissa,
Thank you for sharing your thoughts. We noticed this is actually your second negative comment, the previous one being in 2024 about the same thing, and we appreciate you taking the time to share your perspective again.
First of all, we don't use any misleading advertising, and all fees on our platform have been fully visible on our website since day one. If you believe there's been something off, we'd love for you to point it out so we can understand better.
We also make sure users are properly informed about any changes to our T&Cs. The people who initially implemented certain fees are no longer with us, and since this year, we have a completely new team and management. We continue to communicate inactivity fees openly, and your concerns will certainly be passed along.
You can also check the accounts that left reviews yourself – the feedback is entirely organic, so the same applies to both positive and negative reviews like yours.
We truly wish you happy holidays and all the best for the year ahead.
Warm regards,
Change
My great experience is the way the…
My great experience is the way the support help their customers. They are friendly honest and competent. I feel secured and do trusted them, they replied immediately if there’s a problem .Its nice to work with them. I thank them for their patience and kindness to their customers.
View original Tenía un problema con la validación de…
Tenía un problema con la validación de la cuenta y tras realizar una transferencia SEPA la aplicación seguía sin reconocerla, aunque el dinero ya había llegado, me lo han solucionado súper rápido!
View original Great crypto-investment platform
AI am using Change Invest as a platform for buying crypto. Overall experience is great. With the app itself and also with support.
View original Risk factors
Updated: Aug 7, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Change Card require KYC?
Our record lists the Change Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Change Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Not supported.
Which assets can I top up Change Card with?
Our record lists Change Card support for: BTC, ETH, SOL, XRP, ADA, DOGE, AVAX, and DOT (12 in total).
Is Change Card a virtual or a physical card?
Change Card is offered as: Virtual + physical card.
Where is Change Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues Change Card?
Change Card is operated by Change on the Visa network.