Card database / Visa / Stablecoin payment card

Foton Virtual Card

Updated: Sep 18, 2026

Foton Virtual Card is a reloadable virtual card service that utilizes the balance of a standalone platform account as its funding source. Users first deposit funds into their Foton account via USDT or bank transfer, then create and load Visa or Mastercard virtual cards (across various BINs) using that account balance; actual spending draws from the funds already loaded onto the specific card, rather than deducting directly from an on-chain wallet or crypto asset account at the time of payment.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card
Operating status: Invite only
KYC level: Business KYC / KYB
Commercial relationship: No commercial relationship
Risk score: 30-39

Supported assets: USDTUSD
Last updated: Sep 18, 2026

Official and company information

Issuer identity and company credentials

Foton Card is a fintech platform offering virtual cards and cross-border payment services, primarily targeting enterprise users, e-commerce sellers, advertising teams, IT service providers, and cross-border online consumers. The platform provides various card types or BIN resources from Visa, Mastercard, Discover, etc. Users can create virtual cards, top up, refund, delete cards, and view transaction records through the dashboard, for use in advertising accounts, cloud services, subscription tools, cross-border e-commerce, and online shopping. Official materials state that its services rely on banks, card networks, or third-party payment partners, but it does not clearly disclose the specific issuing entity or company registration information.

Visit website Application page

Company / issuer: Foton Card
Legal name: Foton Card Inc
Registered region: Unconfirmed
Headquarters: Unconfirmed
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Foton utilizes a two-tier structure consisting of a platform-based funding account and virtual card balances. To deposit funds using USDT, users transfer assets to a designated TRON address; once received, the funds are credited to the Foton account balance. When creating a virtual card, funds are allocated from this balance to the specific card. Users can subsequently top up, refund, or cancel cards individually, with any remaining funds from a cancelled card returned to the platform account. The platform allows users to select different BINs and create multiple virtual cards; the product is designed for online payments and multi-card management rather than direct spending from a personal crypto wallet. Registration currently requires an invitation code, which—along with the application portal—is available on the official website.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	FFoton Virtual Card
Card form	Virtual card
Fees
Monthly fee	—
Card issuance fee	Free Charged according to the selected BIN
ATM fee	—
Foreign exchange fee	—
Top-up fee	1 USDT + 1.5% Fee for transferring USDT into the account; an additional 1 USDT applies below 100 USDT
Failed transaction fee	Free Currently shown as having no payment decline fee
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	—
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

158

BahrainBHSloveniaSIArmeniaAMPortugalPTMaldivesMVBrazilBRIsraelILBruneiBNNew ZealandNZComorosKMPhilippinesPHEcuadorECQatarQATaiwanTWChinaCNThailandTHLithuaniaLTEgyptEGCongo - KinshasaCDEritreaERSolomon IslandsSBSenegalSNBhutanBTBurundiBIKyrgyzstanKGLesothoLSTajikistanTJGhanaGHTogoTGIndonesiaIDNorth MacedoniaMKSwedenSECape VerdeCVDenmarkDKGermanyDESt. LuciaLCEquatorial GuineaGQBelizeBZCyprusCYBelgiumBEPakistanPKSlovakiaSKVatican CityVANauruNRUkraineUAIrelandIECambodiaKHTongaTOBeninBJMalaysiaMYJapanJPSpainESBangladeshBDUnited Arab EmiratesAESri LankaLKGuinea-BissauGWUgandaUGGabonGAMongoliaMNPeruPEAzerbaijanAZMauritiusMUVanuatuVUMarshall IslandsMHCzechiaCZPanamaPAZambiaZMKazakhstanKZItalyITPalauPWMacaoMOHungaryHUAndorraADTürkiyeTRMoroccoMAMauritaniaMRGeorgiaGECroatiaHRParaguayPYSierra LeoneSLMalawiMWColombiaCOGuineaGNUruguayUYMoldovaMDBurkina FasoBFFijiFJAlbaniaALDjiboutiDJJamaicaJMTanzaniaTZCosta RicaCRUzbekistanUZDominicaDMPolandPLTrinidad & TobagoTTSouth AfricaZAUnited StatesUSChileCLJordanJONigeriaNGHondurasHNGuatemalaGTBosnia & HerzegovinaBAFranceFRSamoaWSIcelandISBotswanaBWGrenadaGDSerbiaRSLuxembourgLUGambiaGMSeychellesSCMaltaMTArgentinaAROmanOMGuyanaGYTunisiaTNSt. Vincent & GrenadinesVCChadTDTuvaluTVRomaniaROKiribatiKISurinameSRIndiaINSt. Kitts & NevisKNFinlandFIMozambiqueMZBahamasBSLatviaLVEl SalvadorSVNetherlandsNLEstoniaEEMontenegroMEZimbabweZWGreeceGRTimor-LesteTLAustriaATEswatiniSZCanadaCANorwayNOAustraliaAUSão Tomé & PríncipeSTNigerNEHong KongHKSan MarinoSMMadagascarMGBarbadosBBRwandaRWLiechtensteinLIAntigua & BarbudaAGSaudi ArabiaSADominican RepublicDOMexicoMXTurkmenistanTMUnited KingdomGBSwitzerlandCHSingaporeSG

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

South SudanSSMonacoMCCôte d’IvoireCIIraqIQCentral African RepublicCFLibyaLYBelarusBYSudanSDAlgeriaDZCameroonCMIranIRHaitiHTBoliviaBOEthiopiaETAngolaAOLaosLAMyanmar (Burma)MMPapua New GuineaPGLebanonLBVietnamVNBritish Virgin IslandsVGCubaCUAfghanistanAFNamibiaNAVenezuelaVENicaraguaNIYemenYERussiaRUNorth KoreaKPNepalNPSyriaSYBulgariaBGSomaliaSOKuwaitKWMaliMLKenyaKE

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，Foton explicitly supports U.S. business users; the service is intended for business entities rather than individual consumers, and registration requires an invitation code before virtual cards can be issued.

2. United Kingdom：Can apply，Can use，UK-based business users fall within Foton’s global-client model and can issue virtual cards after account registration; the cards are designed for international online payments.

3. Canada：Can apply，Can use，Canadian business users can access Foton’s global virtual-card service after registration, with card options issued through U.S., Hong Kong and Singapore BINs for online payments.

4. Australia：Can apply，Can use，Australian business users can register under Foton’s global-service model and issue virtual cards for international online transactions.

5. South Africa：Can apply，Can use，South African business users can access Foton’s global card service after account registration and use its virtual cards for supported online payments.

6. New Zealand：Can apply，Can use，New Zealand business users are covered by Foton’s global-client model and can issue virtual cards after completing the required account registration.

7. Ireland：Can apply，Can use，Irish business users can access Foton’s globally offered virtual-card service and use issued cards for supported international online transactions.

Updated: Sep 16, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Government-issued ID / Corporate address proof / Tax identification number / Employer Identification Number

Review time / regional limits

Standard invitation registration can be completed instantly; processing time extends when corporate or manual compliance review is triggered.

KYC provider

Not disclosed

Updated

Jul 28, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported6

Not supported6

UpdatedJul 28, 2026

Wallet payments

Alipay

Not supported

Jul 28, 2026

Wallet payments

Apple Pay

Not supported

Jul 28, 2026

Cash services

ATM withdrawal

Not supported

Jul 28, 2026

AI tools

ChatGPT

Supported

Jul 28, 2026

AI tools

Claude

Supported

Jul 28, 2026

Wallet payments

Google Pay

Not supported

Jul 28, 2026

AI tools

Midjourney

Supported

Jul 28, 2026

In-person payments

Offline POS

Not supported

Jul 28, 2026

Online shopping

Supported

Jul 28, 2026

Wallet payments

PayPal

Supported

Jul 28, 2026

Subscriptions

Subscription payment

Supported

Jul 28, 2026

Wallet payments

WeChat Pay

Not supported

Jul 28, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 5 approved reviews matched to this card

Newest first

Cimoltrustpilot★ 5 / 5Jul 15, 2026

Recomended

I've been using FotonCard for my online payments and, so far, the experience has been smooth. if you're asked for an invitation code during registration, you can use 161700. I used it when signing up. Overall, my experience has been positive, and I'll continue using it as long as the service remains reliable.

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Nictrustpilot★ 5 / 5Apr 15, 2024

FotonCard is really a good virtual…

FotonCard is really a good virtual credit card VCC service provider. It is easy to use, has rich card BIN, and has helped me a lot in e-commerce and advertising marketing. In particular, their online customer service handled all the problems I had when using the virtual card in a very timely manner.

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Adam Massinatrustpilot★ 5 / 5Mar 15, 2024

They are legit

They are legit, people who say the are not, 100% competitors i'm using them since year now never faced any problem and if you have any just contact them at info@ fotoncard. com

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MOHAMED CHAREFtrustpilot★ 1 / 5Sep 27, 2023

They stole $ 145 from me with evidence

They stole $ 145 from me with evidence They don't answer on chat Beware, they're a bunch of Thieves

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hamza yousfitrustpilot★ 1 / 5Sep 27, 2023

Beware

Beware, they're a bunch of swindlers They take money and then they don't answer people on chat

View original

Risk factors

Updated: Jul 28, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Foton Virtual Card require KYC?

Our record lists the Foton Virtual Card verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does Foton Virtual Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up Foton Virtual Card with?

Our record lists Foton Virtual Card support for: USDT and USD.

Is Foton Virtual Card a virtual or a physical card?

Foton Virtual Card is offered as: Virtual card.

Where is Foton Virtual Card available?

Our record lists 158 countries or regions as available and 36 as restricted. Country-by-country status is in the regions section of this page.

Who issues Foton Virtual Card?

Foton Virtual Card is operated by Foton Card on the Visa network.