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Gate Card

Updated: Jul 29, 2026

Gate Card is a digital asset payment card product offered by Gate. It includes a Gate Pay-linked card for international users and the Gate US Visa Debit Card for residents of certain US states. Users can choose between instant spending and prepaid balance modes, with designated digital assets converted into the settlement currency when a purchase is made. Transactions such as online shopping, in-store card payments and subscription payments can be completed with a virtual card, physical card or mobile wallet. Eligible international cardholders can also use the physical card to withdraw cash at Visa ATMs and receive points cashback based on their card level.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH
Last updated
Jul 29, 2026

Official and company information

Issuer identity and company credentials

Gate.io (gate.io), established in 2013, is one of the world's oldest and top-tier comprehensive digital asset trading platforms by trading volume. As a recognized 'token department store' in the cryptocurrency industry, the platform is renowned for its extremely wide selection of coins and initial listings of innovative projects (Gate.io Startup). It currently provides secure, transparent, one-stop digital asset trading and wealth management services to tens of millions of users globally. Its core strengths and product features include: Massive token selection and high liquidity: The platform has listed over 3,000 cryptocurrencies cumulatively, with the number of trading pairs ranking among the top globally. It is the preferred ecosystem gateway for global investors to discover high-quality potential coins, emerging meme coins, and long-tail assets. 100% reserve and top-tier security: As one of the earliest exchanges to implement Merkle Tree Proof of Reserves (PoR), the platform regularly publishes reserve ratios well above 100%, combined with multiple cold/hot wallet segregation and financial-grade risk control architecture, ensuring absolute transparency and custodial security of assets. Comprehensive financial operating system: In addition to basic spot, margin, and derivatives trading, the platform natively integrates liquidity mining, dual-currency investment products, a decentralized wallet (Gate Web3 Wallet), and institutional-grade compliant asset custody services, fully connecting Web2 and Web3 wealth management channels.
Company / issuer
Gate.io
Legal name
Gate Technology Inc
Registered region
Cayman Islands (KY)
Headquarters
Lithuania
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The international Gate Card is connected to a Gate Pay payment account. In instant spending mode, users can select the payment asset from Gate Pay, a spot account, Simple Earn, or other accounts. In prepaid mode, digital assets are first converted into the corresponding fiat balance and then spent from the card balance. The current international range includes Gate Card (Classic & Platinum Card), Gate Card (Standard Card), and Gate Card (Signature Card). All offer virtual and physical cards and are accepted primarily through the Visa network, with different foreign exchange fees, ATM fees, and spending limits across versions. The US Gate US Visa Debit Card is issued by Lead Bank, with Bridge Ventures LLC managing the card programme and Gate US providing the application and account management interface. This version uses USD or supported digital assets as its payment funding source, selling digital assets at the time of the transaction and settling in USD. The US terms state that it is a prepaid debit card with no overdraft or credit facility and that ATM withdrawals are prohibited.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Gate Card Standard Card
Gate Card Classic
Gate Card Platinum
Gate Card Signature Card
Card formVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical card
Fees
Monthly fee
Free
No monthly card management fee
Free
No monthly card management fee
Free
No monthly card management fee
Free
No monthly card management fee
Card issuance fee
Free
Free
Free
Free
Free
Free
Free
Free
ATM fee
2%
Charged based on the withdrawal amount
2%
Charged based on the withdrawal amount
2%
Charged based on the withdrawal amount
1 USD + 0.65%
Fixed fee plus a percentage fee
Foreign exchange fee
1%
Charged for non-USD transactions.
0.4%
Charged for non-USD transactions.
0.4%
Charged for non-USD transactions.
1%
Charged for non-USD transactions.
Top-up fee
0.9%
Digital asset conversion fee
0.9%
Digital asset conversion fee
0.9%
Digital asset conversion fee
0.9%
Digital asset conversion fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
1%
Points can be redeemed for USDT or GT, with 1%–8% cashback
1%
Points can be redeemed for USDT or GT, with 1%–8% cashback
1%
1%–8%, with points redeemable for USDT or GT
1%
Points can be redeemed for USDT or GT, with 1%–8% cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
50,000 USD
Same across all card tiers
10,000 USD
10,000–500,000 USD, based on tiers T0 through T4
10,000 USD
10,000–500,000 USD, based on tiers T0 through T4
Monthly spending limit
990,000 USD
Same across all card tiers
50,000 USD
50,000–1,500,000 USD, based on tiers T0 through T4
50,000 USD
50,000–1,500,000 USD, based on tiers T0 through T4
50,000 USD
50,000–1,500,000 USD, based on tiers T0 through T4
ATM withdrawal limit
5,000 USD
Up to 15000 USD per month
5,000 USD
Up to 15000 USD per month
5,000 USD
Up to 15000 USD per month
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

24
NorwayNODenmarkDKCyprusCYBulgariaBGLithuaniaLTCzechiaCZLuxembourgLUBelgiumBEIrelandIELatviaLVIcelandISPortugalPTFinlandFISwedenSELiechtensteinLIPolandPLItalyITCroatiaHREstoniaEEGreeceGRSlovakiaSKHungaryHUSloveniaSIRomaniaRO
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

31
South KoreaKRArgentinaARIranIRPakistanPKMyanmar (Burma)MMUzbekistanUZIndiaINCanadaCAIndonesiaIDThailandTHPhilippinesPHSingaporeSGUnited KingdomGBCubaCUVenezuelaVENetherlandsNLNorth KoreaKPBoliviaBOUnited Arab EmiratesAEHong KongHKJapanJPGermanyDEMalaysiaMYCambodiaKHFranceFRAustriaATUnited StatesUSChinaCNSpainESMaltaMTSudanSD
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:居民不可申请 Gate Card;已持卡用户可在接受境外 Visa 的线上或线下商户使用,但不能将该卡作为微信支付或支付宝的官方绑定卡。

2、香港:居民不可通过 Gate 全球版申请;已持有的有效卡可在接受 Visa 的香港商户使用,移动钱包功能还需符合卡片发卡地区的绑卡资格。

3、澳门:申请资格受发卡地区限制,当前不列入可核验申请国家;已持卡用户可在接受 Visa 的澳门商户线上购物或线下刷卡。

4、台湾:申请资格受发卡地区限制,当前不列入可核验申请国家;已持卡用户可在接受境外 Visa 的线上及实体商户使用。

Updated: Jul 29, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID card / Driver's license

Review time / regional limits

Virtual cards typically take 3 to 5 minutes; manual review can extend up to 48 hours.

KYC provider

Bridge Ventures LLC

Updated

Jul 29, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedJul 29, 2026

Wallet payments

Alipay

Not supported

Jul 29, 2026

Wallet payments

Apple Pay

Supported

Jul 29, 2026

Cash services

ATM withdrawal

Supported

Jul 29, 2026

AI tools

ChatGPT

Supported

Jul 29, 2026

AI tools

Claude

Supported

Jul 29, 2026

Wallet payments

Google Pay

Supported

Jul 29, 2026

AI tools

Midjourney

Supported

Jul 29, 2026

In-person payments

Offline POS

Supported

Jul 29, 2026

Online shopping

Online shopping

Supported

Jul 29, 2026

Wallet payments

PayPal

Not supported

Jul 29, 2026

Subscriptions

Subscription payment

Supported

Jul 29, 2026

Wallet payments

WeChat Pay

Not supported

Jul 29, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Naveed Buttgoogle_play1 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 1 star

full of fake coins don't invest in this exchange i have full details so don't invest
View original
MUHAMMAD UMAR KHANgoogle_play5 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 5 star

good
View original
Fred Kiplagatgoogle_play4 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 4 star

very naiis
View original
Omiyera Yemigoogle_play5 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 5 star

Good👍
View original
Rashid Khangoogle_play1 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 1 star

Very disappointed with Gate.io. I feel that their campaign rewards are not handled fairly. After participating in their campaigns, I did not receive the rewards I was expecting, and the support experience was frustrating. Gate.io should clearly explain the reward rules and honor eligible campaign rewards. Very poor experience—I would not recommend participating until these issues are resolved.
View original
Med Hagoogle_play5 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 5 star

very good platform love it
View original
Infinix Fixedgoogle_play5 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 5 star

fine App
View original
雾岛董香010app_store3 / 5

主页老是刷新不出来

主页刷新不出来
View original
zari chaudharygoogle_play1 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 1 star

Gate.io offers promotions to new users, but if fees are charged and rewards are not given, it’s a disappointing experience. New users deserve clear terms and fair rewards. #Gateio #Crypto
View original
Kausar Fatimagoogle_play1 / 5

Gate: Buy Bitcoin & Crypto Google Play review - 1 star

it's totally scam team of gatio bicuz new user not join campaigns I was closed.
View original

Risk factors

Updated: Jul 29, 2026

No risk factors are available