Available regions
Applications or normal card activation are supported
AustraliaAU
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
H
Hana Card
Updated: Aug 12, 2026
Hana Card is a non-custodial virtual Mastercard crypto payment card offered by Australia's Hana Wallet, connecting the user's self-custody digital asset wallet to real-world payments. Users can spend USDC, including USDC converted from other assets, at merchants that accept Mastercard. The card can be linked to Apple Pay and Google Pay for contactless purchases at physical merchants. It is currently intended primarily for users in Australia.
Official and company information
Issuer identity and company credentials
Hana is a non-custodial digital asset wallet and payment fintech platform operated by Australian company HANA TECH PTY LTD, offering multi-chain asset management, on-chain swaps, USDC yield entry, reward programs, and crypto payment cards. Hana Wallet uses a non-custodial model where users control their private keys; Hana Card can be topped up with digital assets and spent via the Mastercard network, with support for Apple Pay and Google Pay. Card issuance and payment infrastructure are provided by external partners; Hana itself should not be considered a bank or direct card issuer.
- Company / issuer
- Hana
- Legal name
- HANA TECH PTY LTD, ACN 655 463 433, ABN 68 655 463 433
- Registered region
- Australia (AU)
- Headquarters
- Original澳大利亚悉尼
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Hana Wallet is a multi-chain non-custodial wallet that lets users directly manage private keys and multiple blockchain assets, and perform cross-chain swaps within the wallet via SODAX. Hana Card connects this wallet structure to Mastercard payment infrastructure: after completing KYC, users create a virtual card and top up USDC into the card payment system; if holding other supported assets, they can first swap to USDC for spending. The card supports international online payments, Apple Pay, Google Pay, and recurring subscriptions. In 2025, Hana partnered with Mastercard principal member Immersve to launch card services in Australia; as of 2026, the Australian service remains operational, while the official website also opens a waitlist for more countries.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
H Hana Card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | Free |
| Card issuance fee | Free |
| ATM fee | — |
| Foreign exchange fee | 1.5% Charged for non-USD merchant transactions |
| Top-up fee | Free Excludes blockchain network fee |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | 5 USD Reward for first transaction on new card |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
South KoreaKRMongoliaMNMozambiqueMZSouth AfricaZATrinidad & TobagoTTLebanonLBSlovakiaSKIndiaINSloveniaSIIsraelILTurkmenistanTMBelarusBYMoroccoMACanadaCAHungaryHUBelizeBZLatviaLVNepalNPLithuaniaLTAngolaAOTongaTOGhanaGHItalyITMyanmar (Burma)MMMaliMLIcelandISCape VerdeCVSolomon IslandsSBThailandTHSaudi ArabiaSAIndonesiaIDSyriaSYTimor-LesteTLJordanJOPhilippinesPHSwitzerlandCHNamibiaNAMonacoMCRussiaRUKenyaKELiechtensteinLIHong KongHKBahrainBHCyprusCYDominicaDMUgandaUGNicaraguaNINorth MacedoniaMKGuineaGNMauritaniaMRSouth SudanSSHaitiHTGuinea-BissauGWUruguayUYEritreaERMalawiMWKyrgyzstanKGSwedenSELesothoLSJamaicaJMBrazilBRAndorraADQatarQAVenezuelaVEEstoniaEEEl SalvadorSVMontenegroMEDominican RepublicDOEthiopiaETSierra LeoneSLSeychellesSCBangladeshBDIrelandIERomaniaROEgyptEGAustriaATGambiaGMTajikistanTJPortugalPTMacaoMOUnited Arab EmiratesAEBahamasBSSingaporeSGNigeriaNGNigerNEKiribatiKIVietnamVNBoliviaBOSt. Vincent & GrenadinesVCKazakhstanKZCubaCUCambodiaKHSan MarinoSMVatican CityVANew ZealandNZLibyaLYCosta RicaCRKuwaitKWArgentinaARBruneiBNCentral African RepublicCFUkraineUAFinlandFIIraqIQTaiwanTWEcuadorECComorosKMFranceFRMaltaMTSão Tomé & PríncipeSTFijiFJLuxembourgLUYemenYEDenmarkDKSerbiaRSSri LankaLKPanamaPAMarshall IslandsMHGuatemalaGTIranIRColombiaCORwandaRWGeorgiaGEChadTDBulgariaBGTogoTGMexicoMXPakistanPKSamoaWSGuyanaGYSt. Kitts & NevisKNZimbabweZWNetherlandsNLUnited StatesUSArmeniaAMTürkiyeTRMaldivesMVTunisiaTNSomaliaSOJapanJPBelgiumBEMalaysiaMYPolandPLAlbaniaALCôte d’IvoireCIBurkina FasoBFDjiboutiDJPeruPEMadagascarMGGermanyDEAlgeriaDZEswatiniSZParaguayPYUnited KingdomGBOmanOMSudanSDUzbekistanUZSenegalSNBarbadosBBChileCLLaosLANorwayNOVanuatuVUAfghanistanAFNauruNRMauritiusMUAntigua & BarbudaAGMoldovaMDBurundiBIHondurasHNTanzaniaTZSt. LuciaLCCzechiaCZZambiaZMTuvaluTVBeninBJGrenadaGDCameroonCMBhutanBTSurinameSRPalauPWAzerbaijanAZGabonGABosnia & HerzegovinaBACroatiaHRNorth KoreaKPBotswanaBWLiberiaLRChinaCNSpainESEquatorial GuineaGQPapua New GuineaPGGreeceGR
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：目前不可申请，Hana Card 的 KYC 和发行仍仅开放澳大利亚；澳大利亚已持卡用户赴中国大陆时可在符合规则的 Mastercard 商户消费
2、香港：目前不可申请，香港尚未进入 Hana Card 正式 KYC 发行范围；澳大利亚合资格持卡用户可在接受 Mastercard 的香港商户使用。
3、澳门：目前不可申请，澳门尚未进入 Hana Card 正式发行范围；澳大利亚已发行卡仍可在符合 Mastercard 受理规则的澳门商户消费。
4、台湾：目前不可申请，台湾尚未开放 Hana Card KYC 和正式开卡；澳大利亚已持卡用户可在接受 Mastercard 的台湾商户正常消费。
Updated: Aug 12, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / Driver's license / Proof of address
Review time / regional limits
Automated review usually takes a few minutes; manual review may take several business days when required.
KYC provider
Immersve
Updated
Aug 12, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 12, 2026
Wallet payments
Alipay
Not supported
Aug 12, 2026
Wallet payments
Apple Pay
Supported
Aug 12, 2026
Cash services
ATM withdrawal
Not supported
Aug 12, 2026
AI tools
ChatGPT
Not supported
Aug 12, 2026
AI tools
Claude
Not supported
Aug 12, 2026
Wallet payments
Google Pay
Supported
Aug 12, 2026
AI tools
Midjourney
Not supported
Aug 12, 2026
In-person payments
Offline POS
Supported
Aug 12, 2026
Online shopping
Online shopping
Supported
Aug 12, 2026
Wallet payments
PayPal
Not supported
Aug 12, 2026
Subscriptions
Subscription payment
Supported
Aug 12, 2026
Wallet payments
WeChat Pay
Not supported
Aug 12, 2026
User reviews
Showing 10 approved reviews matched to this card
하나Pay(하나카드) Google Play review - 5 star
good
Official reply
View original Dear Helagedara Jayan. Hello, this is Hana Card.
Thank you for taking the time to leave the compliment.
We'll do our best to make it convenient for you to use Hana Card.
Have a great day.
Thank you.
하나Pay(하나카드) Google Play review - 3 star
i wish there's English translation on the app
Official reply
View original Hello, Jnokubonga. This is Hana Card.
We sincerely apologize for the inconvenience you experienced while using Hana Pay.
We have forwarded your request regarding English language support to the relevant department and will work to improve the service following a review.
Take care of your health in the hot weather.
Thank you.
하나Pay(하나카드) Google Play review - 3 star
please include engl8sh language this app then i will give 5 stars.
Official reply
View original Hello, Juanpablo Apostol. This is Hana Card.
We sincerely apologize for the inconvenience you experienced while using Hana Pay.
We have forwarded your request regarding English language support to the relevant department and will work to improve the service following a review.
Take care of your health in the hot weather.
Thank you.
하나Pay(하나카드) Google Play review - 5 star
Good
Official reply
View original Dear Myat Min. Hello, this is Hana Card.
Thank you for taking the time to leave the compliment.
We'll do our best to make it convenient for you to use Hana Card.
Have a great day.
Thank you.
하나Pay(하나카드) Google Play review - 1 star
고객앱 만들면서 광고 천지인 앱을 만드는게 제정신일까
Official reply
View original Jinwoo Cho 님, 안녕하세요. 하나카드입니다.
먼저 이용에 불편을 드려 대단히 죄송합니다.
광고 알림이 불편하시다면 하나페이 우측 상단 '세줄' 터치 > 톱니바퀴 모양(우측 상단) > 알림 설정 > 이벤트/마케팅 알림 수신 기능을 OFF로 설정하시면 조금 더 편히 이용하실 수 있습니다.
하나카드 이용 중 궁금한 점이나 불편한 사항이 있으시다면 언제라도 문의 부탁드립니다.
하나카드 고객센터: 1800-1111, 평일 9시 ~ 18시
다가오는 여름 행복한 6월 되세요.
감사합니다.
하나Pay(하나카드) Google Play review - 5 star
its really good app
Official reply
View original Dear Rana Limbo, Hello, this is Hana Card.
Thank you for taking the time to leave the compliment.
We'll do our best to make it convenient for you to use Hana Card.
Have a great day.
Thank you.
하나Pay(하나카드) Google Play review - 5 star
다좋아요
Official reply
View original K K 님, 안녕하세요. 하나카드입니다.
소중한 시간 내어 리뷰 남겨주셔서 감사합니다.
K K 님께 필요한 서비스를 제공해 드린 것 같아 정말 기쁩니다.
앞으로도 더 좋은 서비스 제공해 드리고자 최선을 다하는 하나카드가 되겠습니다.
하나카드 이용 중 궁금한 점이나 불편한 사항이 있으시다면 언제라도 문의 부탁드립니다.
하나카드 고객센터: 1800-1111, 평일 9시 ~ 18시
행복한 5월 되세요.
감사합니다.
하나Pay(하나카드) Google Play review - 1 star
You guys seriously answered on Korean ? right under the text where I'm complaining with my difficulties with app being in Korean ? like seriously? why would do the app for everyone with no English futures ? how am I supposed to use this ? I understand I'm in Korea but it takes time to learn your language! wrf is wrong with this apps ?
Official reply
View original Hello, Emina Khuseiinova.This is Hana Card.
We sincerely apologize for the inconvenience you experienced while using Hana Pay.
We have forwarded your request regarding English language support to the relevant department and will work to improve the service following a review.
We hope you have a happy April, as warm as the spring weather.
Thank you.
하나Pay(하나카드) Google Play review - 5 star
good
Official reply
View original Hello, Moe Pyae. This is Hana Card.
Thank you for taking the time to leave a review.
We appreciate your kind words about our Hana Pay service.
We’re glad to hear you’re satisfied—it makes us feel rewarded as well.
We will continue to strive to provide excellent service.
We hope you have a happy April, as warm as the spring weather.
Thank you.
하나Pay(하나카드) Google Play review - 5 star
good
Official reply
View original Dear Ramesh Shrees.
Hello, this is Hana Card.
Thank you for taking the time to leave the compliment.
We'll do our best to make it convenient for you to use Hana Card.
Have a great day.
Thank you.
Risk factors
Updated: Aug 12, 2026
No risk factors are available