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Immersve

Updated: Aug 5, 2026

Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / ETH
Last updated
Aug 5, 2026

Official and company information

Issuer identity and company credentials

Immersve, founded in 2022, is a pioneering Web3 payment infrastructure provider headquartered in Auckland, New Zealand, and a Principal Member of Mastercard. The platform has established compliant entities in multiple countries, including Australia (holding an AFSL financial services license via Immersve Pty Ltd) and the UK (via Immersve UK Limited). Immersve focuses on seamlessly connecting the decentralized finance (DeFi) ecosystem with traditional payment networks through non-custodial APIs and smart contracts. It not only allows individual users to directly use crypto assets in mainstream Web3 wallets for real-time payments at over 70 million Mastercard merchant locations worldwide, but also provides white-label card issuance and BIN sponsorship one-stop technology and regulatory license distribution services to global Web3 wallets, DApp developers, and internet enterprises.
Company / issuer
Immersve
Legal name
Immersve Pty Ltd
Registered region
Australia (AU)
Headquarters
Auckland, New Zealand
Company type
Issuer
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Immersve supports both non-custodial and custodial payment models. Non-custodial users can authorise a smart contract to deduct USDC from their personal wallet and use the corresponding funds for settlement when Mastercard requests authorisation. Custodial wallets, exchanges, and fintech platforms can also pre-fund cardholder accounts. The platform provides interfaces for card creation, freezing, replacement, PIN management, transaction authorisation, refunds, dispute handling, and mobile-wallet tokenisation. It currently publicly supports USDC and the Algorand, Arbitrum, Base, Ethereum, and Polygon PoS networks. Virtual cards can be used immediately after creation, while physical cards must be manufactured, delivered, and activated.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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Immersve virtual prepaid card
Immersve physical card
Card formVirtual cardPhysical card
Fees
Monthly fee
Free
No monthly fee for cardholders.
Free
Card issuance fee
Free
Application and issuance are free.
ATM fee
Foreign exchange fee
1.5%
Charged on non-USD transactions.
Top-up fee
0%
Top-up sender bears on-chain fees.
0%
Blockchain network fees; top-up sender bears on-chain fees
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
20,000 USD
Combined limit across all cards.
Monthly spending limit
ATM withdrawal limit
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

135
CzechiaCZDjiboutiDJCentral African RepublicCFSwedenSETürkiyeTRSwitzerlandCHParaguayPYLaosLABulgariaBGTogoTGSeychellesSCBurkina FasoBFNicaraguaNIMaltaMTHungaryHUSaudi ArabiaSASlovakiaSKLuxembourgLUGuatemalaGTBahrainBHLebanonLBMalaysiaMYLiberiaLRCameroonCMSt. LuciaLCPuerto RicoPRVenezuelaVENigerNECôte d’IvoireCISomaliaSOGeorgiaGESouth SudanSSTaiwanTWNew ZealandNZLesothoLSUzbekistanUZEquatorial GuineaGQSouth KoreaKRSt. Vincent & GrenadinesVCChileCLSt. Kitts & NevisKNLiechtensteinLIMalawiMWGuineaGNSurinameSRCanadaCAUnited Arab EmiratesAESpainESNetherlandsNLChadTDHaitiHTBotswanaBWAustraliaAULatviaLVTajikistanTJYemenYEBoliviaBOMacaoMOPeruPEColombiaCOMauritiusMUNorwayNOAustriaATMadagascarMGBurundiBIAntigua & BarbudaAGUruguayUYGabonGAMexicoMXKazakhstanKZGuyanaGYPolandPLSenegalSNSloveniaSIAfghanistanAFBeninBJPakistanPKMaldivesMVThailandTHDominican RepublicDOPanamaPAGhanaGHItalyITEl SalvadorSVJordanJOAngolaAORomaniaROUgandaUGCosta RicaCRTrinidad & TobagoTTBarbadosBBFranceFRGuinea-BissauGWSierra LeoneSLMontenegroMERwandaRWArmeniaAMMaliMLKuwaitKWArgentinaARMozambiqueMZEcuadorECUnited KingdomGBGermanyDEEthiopiaETZimbabweZWHondurasHNBelizeBZDominicaDMLithuaniaLTBruneiBNIsraelILZambiaZMKyrgyzstanKGBelgiumBEOmanOMBrazilBRGreeceGRPortugalPTTanzaniaTZCroatiaHRBelarusBYIcelandISJapanJPVietnamVNBahamasBSSouth AfricaZAIrelandIEUkraineUAFinlandFIDenmarkDKEstoniaEEGrenadaGDNamibiaNACyprusCY
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

60
PalauPWKiribatiKITuvaluTVSan MarinoSMFijiFJMauritaniaMRSyriaSYBosnia & HerzegovinaBANepalNPNorth MacedoniaMKQatarQAHong KongHKComorosKMIraqIQNorth KoreaKPIranIRTurkmenistanTMSerbiaRSMoldovaMDSão Tomé & PríncipeSTMonacoMCRussiaRUSingaporeSGSolomon IslandsSBCongo - BrazzavilleCGAndorraADVanuatuVUUnited StatesUSCambodiaKHMarshall IslandsMHAlgeriaDZLibyaLYKenyaKENauruNRTongaTOEritreaERTimor-LesteTLBangladeshBDTunisiaTNCongo - KinshasaCDCubaCUMoroccoMAEgyptEGSudanSDMongoliaMNNigeriaNGSamoaWSJamaicaJMIndonesiaIDSri LankaLKChinaCNBhutanBTMyanmar (Burma)MMIndiaINPhilippinesPHPapua New GuineaPGVatican CityVAAzerbaijanAZCape VerdeCVGambiaGM
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:中国大陆居民不可按当地居住资格申请;境外已发行卡可在接受境外Mastercard的商户使用,也可尝试绑定微信支付或支付宝。

2、香港:中国香港居民目前不可按当地居住资格申请;已持有的境外Immersve卡可用于Mastercard线上和线下商户。

3、澳门:中国澳门居民列入支持范围,可通过开放当地服务的合作平台完成KYC和申请,并用于Mastercard线上、线下及移动钱包付款。

4、台湾:中国台湾居民列入支持范围,可通过开放当地服务的合作平台申请,支持线上、线下、Apple Pay和Google Pay消费。

Updated: Aug 5, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Residence permit

Review time / regional limits

Automatic review usually takes minutes; manual or enhanced review may take several business days.

KYC provider

FrankieOne, Sumsub, Onfido

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 5, 2026

Wallet payments

Alipay

Supported

Aug 5, 2026

Wallet payments

Apple Pay

Supported

Aug 5, 2026

Cash services

ATM withdrawal

Supported

Aug 5, 2026

AI tools

ChatGPT

Supported

Aug 5, 2026

AI tools

Claude

Supported

Aug 5, 2026

Wallet payments

Google Pay

Supported

Aug 5, 2026

AI tools

Midjourney

Supported

Aug 5, 2026

In-person payments

Offline POS

Supported

Aug 5, 2026

Online shopping

Online shopping

Supported

Aug 5, 2026

Wallet payments

PayPal

Supported

Aug 5, 2026

Subscriptions

Subscription payment

Supported

Aug 5, 2026

Wallet payments

WeChat Pay

Supported

Aug 5, 2026

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Risk factors

Updated: Aug 5, 2026

No risk factors are available