Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Mastercard / Stablecoin payment card
I
imToken Card
Updated: Sep 14, 2026
imToken Card is a multi-currency Mastercard virtual debit card jointly offered by imToken and Fiat24, a licensed Swiss fintech institution, paired with a Swiss IBAN multi-currency cash account. The card supports USD, EUR, CHF, and offshore CNY balances, and can be topped up with digital assets such as USDC, USDT, and ETH on the Arbitrum network for everyday shopping, mobile wallet, and subscription spending. Existing card payments remain operational, but Fiat24 has paused acceptance of new personal customer applications, and crypto asset top-up functionality remains suspended for maintenance.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual card
- Operating status
- Paused
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 70-79
- Supported assets
USDT
USDC
ETH- Last updated
- Sep 14, 2026
Official and company information
Issuer identity and company credentials
imToken is a blockchain fintech company headquartered in Singapore, primarily operating a non-custodial multi-chain digital wallet that provides self-custody of private keys, digital asset transfers, DApp browsing, on-chain interactions, hardware wallet connectivity, and related Web3 tools. imToken does not custody user private keys or on-chain assets, and has not publicly disclosed holding financial or payment licenses; its payment card is a co-branded product launched with licensed third parties.
- Company / issuer
- imToken
- Legal name
- IMTOKEN PTE. LTD
- Registered region
- Singapore (SG)
- Headquarters
- Singapore
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
The current imToken Card uses the Fiat24 solution, replacing the earlier imToken co-branded credit card issued by DCS. Users mint a Fiat24 Account NFT through their imToken Arbitrum wallet and use that NFT as the account identity credential to connect to Fiat24. After verification, they receive a multi-currency cash account, a Swiss IBAN, and a virtual Mastercard Debit Card. In normal service mode, users can exchange and top up USD, EUR, and CHF using assets such as USDC, USDT, ETH, and WBTC, then spend directly with the card. CNH can be exchanged within Fiat24 before use. During maintenance in July 2026, multi-currency exchange was temporarily suspended; exchange has now resumed, but as of August 13, 2026, crypto asset top-ups remain suspended, while existing card payments are unaffected.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
I imToken Card (Fiat24) | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | 0 ETH 0.0015 ETH, fee for minting account NFT |
| ATM fee | — |
| Foreign exchange fee | Free No foreign exchange fee |
| Top-up fee | 1% Token top-up fee |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | 10,000 EUR Standard card daily limit |
| Monthly spending limit | 20,000 EUR Standard card monthly limit |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，U.S. residents cannot apply because Fiat24 excludes U.S. Persons, but a card legally issued to an eligible non-U.S. user can still be used in the United States.
2. United Kingdom：Cannot apply，Can use，The UK is normally within Fiat24’s supported residency coverage, but the issuer is currently not accepting new applications; existing cards continue to work.
3. Canada：Cannot apply，Can use，Canada is normally an eligible Fiat24 country, but new applications are currently paused by the issuer; existing eligible cards can still be used locally.
4. Australia：Cannot apply，Can use，Australia is included in Fiat24’s supported coverage, but the current issuer-wide onboarding pause prevents new card applications; existing cards remain usable.
5. South Africa：Cannot apply，Can use，South Africa is not included in Fiat24’s current eligible-country list, but a card already issued to an eligible user can still be used there.
6. New Zealand：Cannot apply，Can use，New Zealand is normally supported for Fiat24 onboarding, but new applications are currently suspended; existing eligible cards can still be used locally.
7. Ireland：Cannot apply，Can use，Ireland is an eligible Fiat24 country, but the issuer is currently not accepting new applications; existing cards continue to support local payments.
Updated: Sep 14, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Biometric passport / Chinese resident ID
Review time / regional limits
Automated review can be completed instantly; manual review typically takes one to two business days.
KYC provider
ReadID Ready (Signicat / Inverid)
Updated
Aug 13, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 13, 2026
Wallet payments
Alipay
Supported
Aug 13, 2026
Wallet payments
Apple Pay
Supported
Aug 13, 2026
Cash services
ATM withdrawal
Not supported
Aug 13, 2026
AI tools
ChatGPT
Supported
Aug 13, 2026
AI tools
Claude
Supported
Aug 13, 2026
Wallet payments
Google Pay
Supported
Aug 13, 2026
AI tools
Midjourney
Supported
Aug 13, 2026
In-person payments
Offline POS
Supported
Aug 13, 2026
Online shopping
Online shopping
Supported
Aug 13, 2026
Wallet payments
PayPal
Not supported
Aug 13, 2026
Subscriptions
Subscription payment
Supported
Aug 13, 2026
Wallet payments
WeChat Pay
Supported
Aug 13, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
imToken: BTC & ETH Wallet Google Play review - 5 star
works
Official reply
View original Thank you for your support of imToken! If you need help, please feel free to reach out via "Support and Feedback" in the imToken app or email us at support@token.im.
imToken: BTC & ETH Wallet Google Play review - 5 star
better then other applications easy to use and no extra charges fast withdrawal and transfer
Official reply
View original Thank you for your support of imToken! If you need help, please feel free to reach out via "Support and Feedback" in the imToken app or email us at support@token.im.
imToken: BTC & ETH Wallet Google Play review - 1 star
Never use this app! This is an app for scammer! I am using it to do a transaction with some client because he requested it, but after sent my USDT around 50k, in 1 minutes the USDT transferred to another address without me doing anything. I am a real person and this is true experience from me.
Official reply
View original imToken is a decentralized wallet where you retain full control of your recovery phrase and private keys. Assets may be stolen after interacting with an unverified third-party DApp or if your recovery phrase/private key is compromised. Please email support@token.im so we can help analyze what happened.
SP#01
值得支持使用，如果在免费转账费用，那更加无敌了。
View original imToken: BTC & ETH Wallet Google Play review - 1 star
ini adalah apps yang digunakan oleh scammer untuk mengambil usdt kita
Official reply
View original imToken is a decentralized wallet where users retain full control of their recovery phrases, private keys, and assets. Losses may occur after using malicious third-party DApps or if recovery phrases/private keys are compromised. Please email support@token.im with your wallet address and transaction records so we can help analyze what happened.
Don't waste your time
Don't waste your time on this app. I want my money back and there's no way to figure out how to contact even Customer Service to figure out how to do it. It seems like every time you click on something just a big runaround go with something else. Don't use this.
View original imToken: BTC & ETH Wallet Google Play review - 5 star
so excited and great
Official reply
View original Thank you for your support of imToken! If you need help, please feel free to reach out via "Support and Feedback" in the imToken app or email us at support@token.im.
imToken: BTC & ETH Wallet Google Play review - 5 star
i want to discover my own wallet app back
Official reply
View original Thank you for your support of imToken! If you need help, please feel free to reach out via "Support and Feedback" in the imToken app or email us at support@token.im.
评论
非常好用的一款APP ，值得推荐，五星好评
View original imToken钱包
IMToken是一款支持多链的数字货币钱包，功能丰富，安全性高，界面友好，便捷性，性价比IMToken提供了免费的服务，用户无需支付额外费用。同时，其交易手续费较低
View original Risk factors
Updated: Aug 13, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does imToken Card require KYC?
Our record lists the imToken Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does imToken Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up imToken Card with?
Our record lists imToken Card support for: USDT, USDC, and ETH.
Is imToken Card a virtual or a physical card?
imToken Card is offered as: Virtual card.
Where is imToken Card available?
Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.
Who issues imToken Card?
imToken Card is operated by imToken on the Mastercard network.