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Jam Card

Updated: Aug 13, 2026

Jam Card is a crypto prepaid card product for which JAM Platform LLC provides the technical access point, designed for use with the non-custodial Jam crypto wallet. Users retain control of their wallet's private keys and can use USDT to top up a USD virtual card balance for everyday spending through the Mastercard network. The product supports Apple Pay and Google Pay and is intended for cross-border online shopping, subscriptions and mobile payments at physical merchants. It currently has no fixed monthly fee and focuses on fast virtual card issuance and multi-chain USDT top-ups.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH / SOL / XRP / TRX
Last updated
Aug 13, 2026

Official and company information

Issuer identity and company credentials

Jam is a non-custodial crypto wallet and payment fintech platform operated by JAM Platform LLC, offering multi-chain digital asset management, on-chain swaps, gas-free transfers, WalletConnect, P2P features, and crypto payment card application and management. Users control their wallet private keys and digital assets; Jam primarily provides software interfaces and third-party service integration. Identity verification, fiat services, and card issuance are completed by external service providers.
Visit website Application page
Company / issuer
Jam
Legal name
JAM Platform LLC
Registered region
Lithuania (LT)
Headquarters
United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Jam integrates a non-custodial multi-chain wallet and payment card in one app. The wallet supports Bitcoin, Ethereum, USDT, XRP, Solana, TRON, and over 1,000 tokens, with users controlling their private keys. The card itself operates on a prepaid model, primarily funded by transferring USDT via TRC20, ERC20, BEP20, Polygon, and Arbitrum networks into the card's spendable balance, which is then settled in USD at Mastercard merchants. Jam also offers P2P transfers between users, crypto exchange, and TRON Gasless functionality. The current official product is a virtual card that can be linked to Apple Pay and Google Pay. The website also indicates future plans to add more card types in the Card Marketplace.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Jam virtual prepaid card
Card formVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee.
Card issuance fee
21 USD
Issuance fee.
ATM fee—
Foreign exchange fee
2.5%
Applies to non-USD transactions, rate 1.5%–2.5%
Top-up fee
0.5 + 3%
Crypto top-up and processing fee, 3% + 0.5%
Failed transaction fee
0.5 USD
Fixed fee for failed transactions
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
250,000 USD
Daily limit as stated on official website
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

220
Papua New GuineaPGJerseyJETrinidad & TobagoTTHong KongHKAzerbaijanAZTurks & Caicos IslandsTCGermanyDESurinameSRNorwayNOBruneiBNRéunionREEquatorial GuineaGQHungaryHUKuwaitKWTaiwanTWSingaporeSGVanuatuVUMoroccoMASint MaartenSXNauruNRBangladeshBDIndonesiaIDSouth AfricaZAEgyptEGCuraçaoCWKenyaKESão Tomé & PríncipeSTCayman IslandsKYWallis & FutunaWFTunisiaTNJamaicaJMSwedenSESouth KoreaKRGambiaGMCzechiaCZGibraltarGIMontenegroMEQatarQACambodiaKHUnited Arab EmiratesAELuxembourgLUComorosKMLithuaniaLTMontserratMSDominican RepublicDOSaudi ArabiaSASolomon IslandsSBBarbadosBBAustriaATAntarcticaAQMacaoMOBoliviaBOEcuadorECFrench GuianaGFGrenadaGDFalkland Islands (Islas Malvinas)FKCôte d’IvoireCIMaldivesMVLaosLABahamasBSAustraliaAUHaitiHTPhilippinesPHMonacoMCEl SalvadorSVU.S. Outlying IslandsUMBelizeBZPanamaPASt. HelenaSHMalawiMWÅland IslandsAXAlbaniaALPolandPLBritish Virgin IslandsVGChadTDNigeriaNGOmanOMEswatiniSZCape VerdeCVFijiFJBrazilBRAnguillaAIPeruPEBritish Indian Ocean TerritoryIOAlgeriaDZAntigua & BarbudaAGTuvaluTVGuyanaGYNorthern Mariana IslandsMPSamoaWSDjiboutiDJArubaAWSt. LuciaLCNamibiaNAKiribatiKIGuineaGNSloveniaSIArgentinaARVatican CityVAGeorgiaGETurkmenistanTMCosta RicaCRParaguayPYMexicoMXMartiniqueMQVietnamVNTimor-LesteTLEthiopiaETChileCLNiueNUPortugalPTLiberiaLRAngolaAOLiechtensteinLINetherlandsNLIsle of ManIMMalaysiaMYBahrainBHBermudaBMThailandTHFaroe IslandsFOArmeniaAMMarshall IslandsMHWestern SaharaEHIsraelILBurkina FasoBFCanadaCAZambiaZMTongaTOCook IslandsCKUnited StatesUSColombiaCOIndiaINNigerNEBulgariaBGItalyITIrelandIECyprusCYNorfolk IslandNFDominicaDMSt. Vincent & GrenadinesVCUnited KingdomGBEritreaERSierra LeoneSLFranceFRBurundiBISt. Kitts & NevisKNFrench PolynesiaPFSt. BarthélemyBLEstoniaEENew ZealandNZIcelandISTanzaniaTZU.S. Virgin IslandsVIMoldovaMDBhutanBTGuernseyGGMauritiusMUFrench Southern TerritoriesTFCameroonCMJordanJONorth MacedoniaMKSwitzerlandCHJapanJPSenegalSNBosnia & HerzegovinaBALatviaLVSpainESDenmarkDKCroatiaHRMozambiqueMZRwandaRWGabonGASt. MartinMFRomaniaROGreenlandGLSouth Georgia & South Sandwich IslandsGSGuamGUPitcairn IslandsPNTokelauTKSvalbard & Jan MayenSJBelgiumBEUgandaUGKyrgyzstanKGTürkiyeTRSan MarinoSMTajikistanTJMadagascarMGSeychellesSCUzbekistanUZMongoliaMNBeninBJUruguayUYAndorraADSri LankaLKGuatemalaGTPalauPWPakistanPKAmerican SamoaASGuinea-BissauGWHondurasHNMayotteYTNew CaledoniaNCGhanaGHChristmas IslandCXFinlandFIMaltaMTLesothoLSTogoTGBotswanaBWHeard & McDonald IslandsHMPuerto RicoPRSlovakiaSKGuadeloupeGPMauritaniaMRNepalNPKazakhstanKZGreeceGRBouvet IslandBVSerbiaRS
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

22
ChinaCNLebanonLBVenezuelaVESudanSDSomaliaSOAfghanistanAFCongo - KinshasaCDLibyaLYCubaCUYemenYEMaliMLUkraineUANorth KoreaKPSouth SudanSSRussiaRUZimbabweZWIraqIQCentral African RepublicCFBelarusBYSyriaSYIranIRMyanmar (Burma)MM
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不可申请，现行 Jam Card 发卡覆盖名单不包含中国大陆；可在中国大陆部分支持境外 Visa/Mastercard 的线上及线下商户使用，但受商户收单网络、境外虚拟卡及发卡方风控限制；支付宝、微信支付绑卡兼容性尚无 Jam 官方明确保证。

2、香港：可申请，中国香港已列入 Jam Card 支持地区；成功取得 Mastercard 虚拟卡后，可用于符合规则的线上商户及移动钱包消费。

3、澳门：可申请，中国澳门已列入当前支持地区；完成卡片申请后可使用 Mastercard 虚拟卡进行网络消费和兼容移动钱包付款。

4、台湾：可申请，中国台湾已列入当前支持地区；发卡后可在 Mastercard 受理商户进行线上消费，并可通过兼容移动钱包线下支付。

Updated: Aug 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Basic verification is faster; enhanced identity and compliance checks may go into manual review.

KYC provider

SumSub, CipherBC

Updated

Aug 13, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 13, 2026

Wallet payments

Alipay

Supported

Aug 13, 2026

Wallet payments

Apple Pay

Supported

Aug 13, 2026

Cash services

ATM withdrawal

Not supported

Aug 13, 2026

AI tools

ChatGPT

Supported

Aug 13, 2026

AI tools

Claude

Supported

Aug 13, 2026

Wallet payments

Google Pay

Supported

Aug 13, 2026

AI tools

Midjourney

Supported

Aug 13, 2026

In-person payments

Offline POS

Supported

Aug 13, 2026

Online shopping

Online shopping

Supported

Aug 13, 2026

Wallet payments

PayPal

Supported

Aug 13, 2026

Subscriptions

Subscription payment

Supported

Aug 13, 2026

Wallet payments

WeChat Pay

Supported

Aug 13, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Diliaver Yahiaievtrustpilot★ 5 / 5

Experience with JAM

Great experience with Jam so far I’ve had a really positive experience with Jam. The platform is simple and easy to understand, even if you don’t want to spend a lot of time figuring out complicated crypto products. I especially like the combination of the non-custodial wallet and the card — having everything in one place makes using crypto for everyday payments much more convenient. The interface is clean, the onboarding is straightforward, and transactions are easy to follow. There are still some areas that could be improved, especially adding more features and payment options as the platform grows. But overall, Jam feels like a product that is actually focused on making crypto more practical for everyday use. Definitely worth trying. Looking forward to seeing how the platform develops.
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Roman Baktrustpilot★ 5 / 5

Easy to use

Easy to use. Good support in the app, they help with all questions about the app. The iOS app works very smoothly, it's easy to issue a card and top it up.
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Paulina from cryptonoshi.comtrustpilot★ 5 / 5

Non-custodial + no KYC combo

No KYC, unlimited spend and Apple Pay - that's their first card. Card is in USD. Topping up from stables costs around ~4.2% + Gas Fees, which is the main thing to know going in, but you're paying for the privacy here. The good: - Non-custodial + no KYC combo - Unlimited daily spend - Apple Pay - Available in 200+ countries - Fast replies from in-app support The bad: - Only USDT and BSC-USD for now - No physical card yet - Once you load money you can't take it back out - Apple Pay has a fee of 0.2% - Just launched so still ironing out some things
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Bethany@Luna1504app_store★ 5 / 5

Awesome

I can see what places are jam friendly its great and has so many disability options which is really good
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EssieMajoriaapp_store★ 1 / 5

Useless

I can’t create an account. Every time I try, the username I choose is rejected, but there’s no prompt to say why. So I have no idea how to correct the error. My chosen username is not offensive, so I don’t understand why it’s rejected. Deleted the app. 😒
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Bubblegumlollyapp_store★ 5 / 5

Best app ever

Love it i got social anxiety it will make it better when i go on trains
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Himovertheroadapp_store★ 5 / 5

Health card

Please be patient card. Much needed when it’s hard to communicate.
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crdbhftxyvubcguhapp_store★ 3 / 5

Function

I have more than one hidden disability but can’t use the app to simply show this. I have to keep changing it.
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Julie 090909app_store★ 3 / 5

Julie

Trialling app as I work with people with a range of needs. The options are tricky to select. Need a wider range of options. Can’t find a speech option. Great idea but needs some work
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Hannie_xxxapp_store★ 4 / 5

4 Stars as cannot select more than 1 disability

Would be lovely if this option were available as I fit into multiple categories
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Risk factors

Updated: Aug 13, 2026

No risk factors are available