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NBS Card

Updated: Sep 21, 2026

NBS Card is a USD and crypto asset payment card offered by Brazilian provider Neobankless, with the current consumer product primarily named NBS Founder Edition. Users can convert Brazilian reais into USDC through PIX and spend worldwide with a virtual or physical Visa Infinite card. The product combines a self-custody USD account, USDC payments and spending rewards. Each eligible purchase can earn 1%–5% back in tokenised US stock assets, and access is currently offered primarily through invitations to the Founders Club.
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Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Invite only
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDC
Last updated
Sep 21, 2026

Official and company information

Issuer identity and company credentials

NBS (Neobankless) is a fintech platform focused on stablecoins and global payments, offering USD accounts, USDC conversion, global payments, global cards, and tokenized US stocks. The platform uses blockchain and self-custodial wallet architecture, emphasizing low-cost cross-border fund movement and user self-custody of assets.
Company / issuer
NBS (Neobankless)
Legal name
Unconfirmed
Registered region
Unconfirmed
Headquarters
Unconfirmed
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

NBS has built a financial account ecosystem for Brazilian users centered on the flow of "PIX deposits — USDC settlement — self-custodied USD accounts — card spending." Users transfer Brazilian Reais via PIX and convert them into USDC; these digital assets are held within the NBS account system and used to fund prepaid card transactions. Consequently, this setup differs from traditional bank deposit accounts, nor does it involve selling cryptocurrency from an external exchange account on a per-transaction basis during card usage. While an actual application and card issuance process is currently in place for the "Founder Edition," the Neobankless official website maintains an invitation-only access policy; users typically need to join via the Founders Club or use an invitation code to initiate the application process.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

NBS Founder Edition
Card formVirtual + physical card
Fees
Monthly fee—
Card issuance fee—
ATM fee—
Foreign exchange fee
1%
Foreign exchange fee for non-USD transactions
Top-up fee
0.5%
BRL to USDC conversion
Failed transaction fee—
Rewards
Cashback
1%
1%–5% cashback in tokenized US stocks
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
BrazilBR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
United StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,NBS Card terms require the cardholder to attest that they are not a U.S. citizen and state that the card is intended for users outside the United States; an eligible card issued elsewhere can still be used for permitted purchases in the U.S.
2. United Kingdom:Cannot apply,Can use,NBS’s current public card onboarding is built around a Brazilian individual account and requires a CPF, so there is no confirmed issuance route for UK residents; an eligible NBS Visa card can be used for permitted purchases in the UK.
3. Canada:Cannot apply,Can use,The current NBS application flow requires a Brazilian CPF and does not provide a confirmed Canadian-resident issuance route, while an eligible card issued through the Brazilian program can be used in Canada.
4. Australia:Cannot apply,Can use,Australian residents do not currently have a confirmed application route because NBS’s public onboarding requires a Brazilian CPF; an eligible issued card can be used for permitted purchases in Australia.
5. South Africa:Cannot apply,Can use,NBS does not currently publish a South African-resident issuance route and its active onboarding requires a Brazilian CPF, but an eligible issued card can be used in South Africa.
6. New Zealand:Cannot apply,Can use,New Zealand residents are not covered by a confirmed NBS Card issuance process because current onboarding is CPF-based in Brazil; an eligible card issued through the supported program can be used there.
7. Ireland:Cannot apply,Can use,NBS’s current public application process requires a Brazilian CPF and does not confirm issuance to Irish residents; an eligible NBS Visa card can nevertheless be used for permitted purchases in Ireland.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

RG / CPF

Review time / regional limits

Basic verification can be completed quickly; manual review and additional document review extend processing time.

KYC provider

Not disclosed

Updated

Aug 16, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported3
Not supported9
UpdatedAug 16, 2026

Wallet payments

Alipay

Not supported

Aug 16, 2026

Wallet payments

Apple Pay

Not supported

Aug 16, 2026

Cash services

ATM withdrawal

Not supported

Aug 16, 2026

AI tools

ChatGPT

Not supported

Aug 16, 2026

AI tools

Claude

Not supported

Aug 16, 2026

Wallet payments

Google Pay

Not supported

Aug 16, 2026

AI tools

Midjourney

Not supported

Aug 16, 2026

In-person payments

Offline POS

Supported

Aug 16, 2026

Online shopping

Online shopping

Supported

Aug 16, 2026

Wallet payments

PayPal

Not supported

Aug 16, 2026

Subscriptions

Subscription payment

Supported

Aug 16, 2026

Wallet payments

WeChat Pay

Not supported

Aug 16, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
DOG DA MASSAapp_store★ 5 / 5

LFG!

Cartão de crédito de fato e um banco on chain
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Weslley reisapp_store★ 5 / 5

Sensacional

Até que enfim um banco On-Chain com possibilidade de compra de tokens, e ainda podendo gastar em dolar ! ❤️
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ViniiManoelapp_store★ 5 / 5

Sensacional! Testem e não se arrependerão!!

Nunca tinha visto a possibilidade de parcelar compras lá fora!! 😱😱 Além disso, permite dolarizar o patrimônio, compra de stocks de uma forma muito mais prática e rápida! ALÉM DA RENDA FIXA EM DÓLAR!! !! 🚀🚀 Vida longa ao Neobankless!!
View original
thiago_rochahapp_store★ 5 / 5

Excelente

App esta rodando muito bem, muito bem construído e o banco é muito bom.
View original
amdomarketingapp_store★ 1 / 5

Bloqueado na verificação

A proposta parece ser boa, porém. Realmente está bloqueando a verificação e daí pra frente, nada! Precisam corrigir isso rapidamente
View original
dnsnjsjanbsbsnajBvsvapp_store★ 5 / 5

Upgrade

Sensacional esta versão com ações da bolsa americana tokenizadas
View original
Guilherme Schmittapp_store★ 5 / 5

SENSACIONAL e ÚNICO

Conta global com AUTOCUSTÓDIA, sem IOF, cartão VISA INFINITE e o mundo do investimentos globais nas mãos! Parabéns! Perfeito!
View original
matheusci01app_store★ 5 / 5

Muito bom

Ótimo aplicativo! É uma porta de entrada ao mercado internacional de uma forma que ainda não vimos no Brasil. Recomendo muito.
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ForigoReiapp_store★ 5 / 5

Muito bom

Disparado o melhor, autocustodia e facilidade para mexer, de quebra tem spread excelente e cartão de crédito sem iof
View original
wparriniapp_store★ 1 / 5

Tokens não foram para a carteira

Depositei tokens na carteira, recebi mensagem e simplesmente recurso sumiu. O pior de tudo, não há com quem falar ou abrir chamado. Que decepção.
View original

Risk factors

Updated: Aug 16, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does NBS Card require KYC?

Our record lists the NBS Card verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does NBS Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up NBS Card with?

Our record lists NBS Card support for: USDC.

Is NBS Card a virtual or a physical card?

NBS Card is offered as: Virtual + physical card.

Where is NBS Card available?

Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.

Who issues NBS Card?

NBS Card is operated by NBS (Neobankless) on the Visa network.