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OOdixPay Card logo

OdixPay Card

Updated: Aug 6, 2026

OdixPay Card is a crypto asset payment card product offered by Odix Pay, including virtual cards, plastic physical cards, metal cards and corporate co-branded issuance programmes. Users can receive, manage and convert digital assets through Odix Pay Wallet, then use the card balance for online shopping, purchases at physical merchants, mobile payments and ATM withdrawals. Different card levels provide different materials, spending limits and cashback benefits. The product is suitable for users who need to use digital assets for everyday spending, cross-border payments or business expenses.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card / Virtual + physical card / Virtual + metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / BTC / ETH
Last updated
Aug 6, 2026

Official and company information

Issuer identity and company credentials

Odix Pay services are operated by the Australian company Odix Technology AUS. PTY LTD, with ACN 663 951 120, and is in good standing in the Australian business register. The terms of service state that it has registrations related to digital currency exchange and remittance services. Odix Technology Limited in Hong Kong is responsible for the contractual arrangements for the card BIN sponsorship, and Odix Technology CAN. LTD. in Canada participates in card program services. Odix Trading LLC is listed as the software and Dubai operating entity.
Visit website Application page
Company / issuer
Odix Pay
Legal name
ODIX TECHNOLOGY AUS. PTY LTD
Registered region
Australia (AU)
Headquarters
Dubai, United Arab Emirates
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Odix Pay combines a multi-currency wallet, digital-asset conversion, and payment cards in one app. After registering an account and completing identity verification, users can add funds to the wallet or card balance, make online payments immediately with a virtual card, or apply for a plastic, metal, or premium gold-material card. Payments are processed according to the card balance and can be made at merchants accepting the corresponding Visa or Mastercard. Purple is a virtual-only card. White and Black provide both virtual cards and plastic physical cards. Rose Metal and Gold are intended for users requiring higher limits and special materials. Co-Branded Card allows businesses to establish their own branded virtual and physical card programmes. Odix Pay also provides the separate Odix Wallet for receiving, managing, and transferring digital assets.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Odix Purple virtual card
Odix White card
Odix Black card
Odix Rose Metal Card
Odix Gold Card
Card formVirtual cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + metal card
Fees
Monthly fee
Free
No monthly maintenance fee
1 USD
Free or $1/month, depending on card BIN version
1 USD
Free or $1/month, depending on card BIN version
Free
No monthly maintenance fee
—
Card issuance fee
19.99 USD
Issued only
69.99 USD
Included
69.99 USD
Included
2,000 USD
Included
15,000 USD
Fee for the first Gold Card
ATM fee
5%
Charged based on the withdrawal amount
5%
5% or 0.52% + $0.65, plus foreign exchange and network fees
5%
5% or 0.52% + $0.65, plus foreign exchange and network fees
5%
Charged based on the withdrawal amount
—
Foreign exchange fee
1.5%
Payment network exchange rate applies separately
1.2%
Payment network exchange rate applies separately
1.2%
Payment network exchange rate applies separately
1.2%
Payment network exchange rate applies separately
—
Top-up fee
Free
Stablecoins free; Stripe charges 8%
Free
Stablecoins free; Stripe charges 8%
Free
Stablecoins free; Stripe charges 8%
Free
Stablecoins free; Stripe charges 8%
—
Failed transaction fee
0.5 USD
Charged when transaction is declined
0.5 USD
Charged when transaction is declined
0.5 USD
Charged when transaction is declined
0.5 USD
Charged when transaction is declined
—
Rewards
Cashback————
6%
Monthly limit of US$1,000
Crypto cashback—
2%
Up to 200 USDT per month
200 USDT
Up to 200 USDT per month
4%
Up to 500 USDT per month
—
Staking rewards—————
Staking APR—————
Welcome bonus—————
Referral bonus—
30 USD
Issued after invitee's first top-up on card purchase
30 USD
Issued after invitee's first top-up on card purchase
30 USD
Issued after invitee's first top-up on card purchase
30 USD
Referrer: US$30; new user: US$30; purchase a card and complete the first top-up
Limits
Daily spending limit
100,000 USD
Per calendar day limit
200,000 USD
Per calendar day limit
200,000 USD
Per calendar day limit
1,000,000 USD
Per calendar day limit
2,000,000 USD
Calculated by calendar day
Monthly spending limit—————
ATM withdrawal limit
0 USD
Subject to country and ATM operator restrictions; limited by local ATM rules
————
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

158
São Tomé & PríncipeSTTanzaniaTZUkraineUAHungaryHUSouth KoreaKRSouth AfricaZAMacaoMORwandaRWUzbekistanUZOmanOMNew ZealandNZParaguayPYSri LankaLKBahamasBSTurkmenistanTMUruguayUYVatican CityVASlovakiaSKChileCLBruneiBNGuatemalaGTAntigua & BarbudaAGMauritaniaMRBeninBJKazakhstanKZArmeniaAMNamibiaNAFranceFRLuxembourgLUJapanJPNauruNRFijiFJEl SalvadorSVSierra LeoneSLEswatiniSZZambiaZMKiribatiKIDominican RepublicDOSpainESSt. LuciaLCMalaysiaMYNorwayNOSan MarinoSMTaiwanTWMadagascarMGDjiboutiDJLatviaLVEquatorial GuineaGQUgandaUGCroatiaHRNetherlandsNLMarshall IslandsMHHaitiHTPolandPLGhanaGHBosnia & HerzegovinaBANepalNPPalauPWTunisiaTNThailandTHGuyanaGYPeruPESurinameSRGeorgiaGEAlbaniaALSt. Kitts & NevisKNDominicaDMFinlandFIIndonesiaIDCape VerdeCVAlgeriaDZGambiaGMNigeriaNGSwitzerlandCHGrenadaGDPanamaPAKuwaitKWAustraliaAUTajikistanTJTimor-LesteTLSt. Vincent & GrenadinesVCSenegalSNBarbadosBBGabonGAAngolaAOLesothoLSChadTDBrazilBRMaliMLLaosLAQatarQASolomon IslandsSBLiechtensteinLIMaltaMTMexicoMXMongoliaMNBhutanBTComorosKMMozambiqueMZHong KongHKBotswanaBWMontenegroMEVanuatuVUPortugalPTBelgiumBEBahrainBHColombiaCOSamoaWSGermanyDEIndiaINAndorraADMalawiMWNigerNEEgyptEGArgentinaARBelizeBZCongo - KinshasaCDGreeceGRPapua New GuineaPGIrelandIEBurkina FasoBFTürkiyeTRNicaraguaNIAustriaATPhilippinesPHLithuaniaLTMaldivesMVJamaicaJMCzechiaCZIcelandISTogoTGCameroonCMHondurasHNSaudi ArabiaSAUnited KingdomGBMonacoMCSwedenSEMoldovaMDJordanJORomaniaRODenmarkDKCambodiaKHEstoniaEESloveniaSITongaTOCôte d’IvoireCIBulgariaBGMoroccoMAAzerbaijanAZTuvaluTVIsraelILSeychellesSCPakistanPKKenyaKECosta RicaCRCyprusCYVietnamVNMauritiusMU
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

34
ItalyITTrinidad & TobagoTTCentral African RepublicCFSomaliaSONorth KoreaKPBurundiBIBangladeshBDVenezuelaVESingaporeSGEcuadorECGuineaGNKyrgyzstanKGSudanSDYemenYENorth MacedoniaMKBoliviaBOSyriaSYAfghanistanAFIraqIQCubaCUEthiopiaETMyanmar (Burma)MMChinaCNZimbabweZWRussiaRUCanadaCAIranIRLiberiaLRLibyaLYLebanonLBUnited StatesUSUnited Arab EmiratesAEGuinea-BissauGWSerbiaRS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不支持中国大陆居民申请；其他地区发行的卡可在接受Visa或Mastercard的商户使用，但受跨境及商户风控限制。

2、香港：香港居民可提交申请并完成完整KYC，虚拟卡可用于线上消费；实体卡申请还需满足配送及对应BIN条件。

3、澳门：澳门居民可提交申请，完成身份及居住地址验证后可使用虚拟卡；实体卡配送和数字钱包支持按卡片版本执行。

4、台湾：台湾居民可提交申请并接受完整KYC审核，已发行卡可用于线上、线下和数字钱包支付，受商户风控限制。

【资产支持名单】

Updated: Aug 6, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID / Driver's license / Certificate of incorporation / Articles of association / Board resolution / Residential address document

Review time / regional limits

Automated identity review can complete instantly; additional documents and manual review are processed with a 3-day cap.

KYC provider

Not disclosed

Updated

Aug 6, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 6, 2026

Wallet payments

Alipay

Not supported

Aug 6, 2026

Wallet payments

Apple Pay

Supported

Aug 6, 2026

Cash services

ATM withdrawal

Supported

Aug 6, 2026

AI tools

ChatGPT

Supported

Aug 6, 2026

AI tools

Claude

Supported

Aug 6, 2026

Wallet payments

Google Pay

Supported

Aug 6, 2026

AI tools

Midjourney

Supported

Aug 6, 2026

In-person payments

Offline POS

Supported

Aug 6, 2026

Online shopping

Online shopping

Supported

Aug 6, 2026

Wallet payments

PayPal

Supported

Aug 6, 2026

Subscriptions

Subscription payment

Supported

Aug 6, 2026

Wallet payments

WeChat Pay

Not supported

Aug 6, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
AZTEC GROUPStrustpilot★ 5 / 5

Odix yaklaşık 4 aydır değerlendirme

Odix yaklaşık 4 aydır filan kullanıyorum memnunum ilk etapta birkaç sorun yaşadım ancak hepsi Buse isimli temsilciye denk geldiğimde Sorunsuz şekilde çözüldü o mükemmel gerçekten çok ilgili biri bu sebepten dolayı odix kullanmaya kesintisiz devam edeceğim. Çünkü onların BUSESI var 🤪
Official reply
Değerli Müşterimiz, Çok teşekkür ederiz, güzel yorumunuz bizi gerçekten çok mutlu etti! 😊 Buse hakkında yazdığınız güzel sözler bizim için çok değerli. Mesajınızı mutlaka kendisiyle paylaşacağız; böyle geri bildirimler ekibimiz için en büyük motivasyon kaynaklarından biri. Eminiz bunu okuduğunda yüzünde kocaman bir gülümseme oluşacak. 💙 Bize duyduğunuz güven ve desteğiniz için içtenlikle teşekkür ederiz. Odix Pay ailesinin bir parçası olduğunuz için mutluyuz ve umarız sizi uzun yıllar aramızda görmeye devam ederiz. Sevgiler, Odix Pay Ekibi
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Reanna Gilberttrustpilot★ 5 / 5

A lot of people assume crypto cards are…

A lot of people assume crypto cards are meant solely for major purchases, yet I rely on my Odix card for practically everything, whether it's grabbing a pack of gum or paying for an Uber. What impresses me the most is how transparent the platform is. You won't run into hidden monthly fees, and the exchange rates are very reasonable. My balance updates right away in the app, which operates smoothly. It feels great to spend crypto like everyday cash with zero hassle.
Official reply
Dear Reanna Gilbert, Thank you so much for your wonderful review! We're delighted to hear that your Odix card has become part of your everyday spending, from small purchases to daily transportation. Our goal is to make spending your crypto as simple and convenient as using traditional money. It's especially rewarding to know that you appreciate our transparent pricing, competitive exchange rates, and real-time balance updates. We're continuously working to provide a smooth and reliable experience for all our users. Thank you for your trust and support. We truly appreciate you being part of the Odix community! The Odix Pay Team
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Logan Foxxtrustpilot★ 5 / 5

In the fintech and crypto space

In the fintech and crypto space, good customer support is incredibly rare. Usually, you have to deal with automated bots that don’t understand your problem. Last week, I had a minor question about my daily spending limits on Odix, so I reached out through the app. To my surprise, I was connected to a real, helpful human within minutes who resolved my query right away. Combine that excellent support with a flawless card that works at literally every POS terminal, and you get a world-class platform. If you're on the fence about getting this wallet, just do it.
Official reply
Dear Logan Foxx, Thank you so much for your wonderful feedback! We're delighted to hear that our support team was able to assist you quickly and that you've had such a positive experience with both our service and your Odix card. Providing fast, reliable, and human-centered support is something we truly value. Your kind words mean a great deal to our team and motivate us to continue improving every day. Thank you for choosing Odix and for being part of our community!
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Tarek Abu Labantrustpilot★ 5 / 5

Great support

Great support , fast services
Official reply
Dear Tarek Abu Laban, Thank you for your kind review! We truly appreciate your feedback and are delighted to hear that you had a positive experience with our support team and services. Your support motivates us to continue providing the best possible experience. Thank you for choosing Odix!
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CARO WASILWAtrustpilot★ 5 / 5

A transformative solution for crypto…

A transformative solution for crypto investors that eliminates off-ramping anxiety by seamlessly bridging blockchain assets with everyday spending. Featuring a premium, secure, and intuitive app experience, Odix delivers flawless 10/10 execution.
Official reply
Dear CARO WASILWA, Thank you for your feedback and for taking the time to share your experience. We truly appreciate your kind words and are delighted to hear that you value Odix as a seamless bridge between crypto and everyday spending. Our team is committed to providing a secure, intuitive, and reliable experience for all our users. Your support means a great deal to us, and we look forward to continuing to serve you. Thank you for choosing Odix!
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customertrustpilot★ 5 / 5

I using odixpay and pay with them up…

I using odixpay and pay with them up to10,000$ and ı dont have any problem
Official reply
Dear Customer, Thank you for sharing your experience with ODIX Pay! We’re pleased to hear that you have been able to use our services for your payments without any issues. We truly appreciate your trust and support. Best regards, ODIX Pay Team
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endrs dffredtrustpilot★ 5 / 5

The best app with the best support

The best app with the best support. Even if it is a problem they are always there to help you get fixed. Totaly suggested to all my friends.
Official reply
Dear Customer, Thank you so much for your kind words and recommendation! We’re delighted to hear that you’re happy with both the ODIX Pay app and our support team. Your trust and recommendation to your friends mean a lot to us. We’ll continue doing our best to provide you with reliable service and support whenever you need us. Best regards, ODIX Pay Team
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Verna Morristrustpilot★ 5 / 5

I’ve tried at least three different…

I’ve tried at least three different crypto debit cards over the last two years, and most of them had annoying glitches or couldn't link to Apple Pay properly. Odix Pay is the first one that nailed it from day one. The virtual card was issued almost immediately after a quick and painless KYC verification. Adding it to my digital wallet was a breeze. I’ve been using it for contactless payments everywhere—from high-end retail stores to vending machines—and it has never been declined once. The backend technology must be incredible because the transaction goes through just as fast as a traditional Visa or Mastercard.
Official reply
Dear Verna Morris, Thank you so much for sharing your experience with ODIX Pay! We’re delighted to hear that your KYC verification, virtual card setup, Apple Pay connection, and everyday payments have all been smooth and seamless. Providing a fast, reliable, and convenient payment experience is exactly what we aim for. Your feedback means a lot to our team, and we truly appreciate your trust in ODIX Pay. Thank you for choosing us! 💜 Kind regards, ODIX Pay Team
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Samertrustpilot★ 1 / 5

It's just pathetic

Terrible app. Used it for a few weeks and deleted it for good. The Android app is bad. Really bad. Buggy, ugly, confusing. Then you get hit with fees close to 10% per transaction. That's robbery. And somehow it has tons of positive reviews? Yeah, I don't buy it. Something's off there. Do yourself a favor and keep your crypto far away from this thing.
Official reply
Dear Costumer, Thank you for taking the time to share your feedback. We’re sorry to hear that your experience did not meet your expectations. We take all customer feedback seriously and are continuously working to improve both our Android application and overall user experience. Regarding the fees you mentioned, our pricing is transparent and disclosed before transactions are completed. If you believe you were charged incorrectly, we would be happy to review your case. We value every customer's opinion and encourage you to contact our support team with your account details so we can investigate your concerns and work toward a resolution. Kind regards, The Odix Pay Team
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Gary Brucknertrustpilot★ 5 / 5

I recently took a trip across Europe…

I recently took a trip across Europe and decided to rely solely on my Odix pay card for daily expenses. Honestly, I was blown away by how smooth the experience was. I didn’t have to worry about exchanging local currency or dealing with predatory airport FX rates. I just kept my funds in stablecoins and spent them seamlessly at restaurants, hotels, and train stations. The conversion happens instantly at the exact moment of purchase with highly competitive rates. The push notifications are instant, so I could track my exact spending in real-time. It completely changes how you think about traveling with digital assets.
Official reply
Dear Gary Bruckner, Thank you so much for taking the time to share your experience with Odix Pay! We're delighted to hear that your trip across Europe was smooth and that our card helped make your travel experience more convenient. Our goal is to make spending digital assets as simple and seamless as traditional payments, and it's great to know that features like instant crypto conversion, competitive exchange rates, and real-time transaction notifications met your expectations. Your feedback motivates us to continue improving our services and delivering the best possible experience for our users around the world. Thank you for choosing Odix Pay. We look forward to being part of your future travels!
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Risk factors

Updated: Jul 24, 2026

No risk factors are available