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OrbitX Card

Updated: Sep 21, 2026

The OrbitX Card is a secured credit card directly linked to the OrbitX non-custodial stablecoin wallet. Users hold supported assets—such as USDT or USDC—in their self-custody wallets, using them as collateral for card spending; when a transaction occurs, the system freezes the corresponding assets and performs the necessary conversions to settle the transaction, rather than requiring a pre-loaded fiat balance.
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Card network
Product type
Crypto-collateral credit card
Card form
Virtual + physical card / Virtual + metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDC
Last updated
Sep 21, 2026

Official and company information

Issuer identity and company credentials

OrbitX is a Web3 cross-border payment and digital asset financial platform for global users, freelancers, and businesses, focused on integrating stablecoins, fiat accounts, and card spending into one app. Users can receive fiat or crypto payments, hold stablecoins such as USDC and USDT, and spend via the OrbitX Visa Card at Visa merchants online and offline.
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Company / issuer
OrbitX
Legal name
OrbitX Network Group Pte. Ltd.
Registered region
Singapore (SG)
Headquarters
Singapore
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

OrbitX integrates a non-custodial stablecoin wallet, multi-currency collection accounts, and a payment card into a unified account system. Users retain control over their wallet private keys and stablecoin assets, while card spending limits are backed by the digital assets held in the linked wallet; upon a transaction, the corresponding assets are pre-authorized and frozen, then converted into stablecoins or fiat currency as needed to settle the card balance—distinguishing the service from traditional prepaid crypto cards. Virtual Visa cards are currently available and fully operational within the official app, while physical cards are slated for future release. Eligible registered users can apply for a card directly through the platform.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

OrbitX Neo
OrbitX Lux
OrbitX Corporate Card
Card formVirtual + physical cardVirtual + metal cardVirtual + physical card
Fees
Monthly fee——
2 USD
Per-employee card fee charged monthly
Card issuance fee
100 USD
Card issuance fee; can be used immediately
350 USD
Card issuance fee; can be used immediately
—
ATM fee
2 USD + 2%
Additional ATM base fee
2 USD + 2%
Additional ATM base fee
—
Foreign exchange fee
2%
Non-USD transactions
1%
Non-USD transactions
1.5%
Non-USD transactions
Top-up fee
Free
Stablecoin deposits 0%
Free
Stablecoin deposits 0%
0.5%
Business card top-up fee
Failed transaction fee
0.1 USD
Authorization failure due to low balance
0.05 USD
Authorization failure due to low balance
—
Rewards
Cashback
0
No fixed cashback on spending
0
No fixed cashback on spending
0
No fixed cashback on spending
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit
50,000 USD
Daily maximum spending limit
Unlimited
Still subject to collateral limit
—
Monthly spending limit———
ATM withdrawal limit
500 USD
Subject to ATM rules
1,000 USD
Subject to ATM rules
—
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

125
PakistanPKSloveniaSISpainESHong KongHKKazakhstanKZAntigua & BarbudaAGCambodiaKHGreeceGRCzechiaCZRwandaRWBahamasBSMalaysiaMYSt. LuciaLCPolandPLMongoliaMNNorth MacedoniaMKUzbekistanUZGambiaGMBangladeshBDJamaicaJMSingaporeSGArmeniaAMBrazilBRPortugalPTSwitzerlandCHFranceFRUnited StatesUSMexicoMXMauritaniaMRRomaniaRODenmarkDKMalawiMWColombiaCOMaltaMTMozambiqueMZBahrainBHBelgiumBEThailandTHNigeriaNGDominicaDMBotswanaBWPhilippinesPHPeruPEMacaoMOEgyptEGMauritiusMUGeorgiaGEAlgeriaDZSouth KoreaKRMontenegroMEGermanyDETajikistanTJSt. Vincent & GrenadinesVCBurkina FasoBFEthiopiaETGabonGASeychellesSCTunisiaTNDominican RepublicDOIndonesiaIDItalyITHondurasHNGuyanaGYParaguayPYFinlandFIGrenadaGDGhanaGHBarbadosBBTanzaniaTZSurinameSRLuxembourgLUZambiaZMJordanJOCroatiaHRZimbabweZWAzerbaijanAZCanadaCAEl SalvadorSVUgandaUGSt. Kitts & NevisKNSri LankaLKMaldivesMVEstoniaEETaiwanTWBeninBJHungaryHUEcuadorECSouth AfricaZAAustraliaAUNetherlandsNLNew ZealandNZKyrgyzstanKGUnited KingdomGBCyprusCYSenegalSNNorwayNOBruneiBNAustriaATLatviaLVIrelandIETrinidad & TobagoTTUnited Arab EmiratesAETurkmenistanTMBelizeBZTogoTGSaudi ArabiaSACape VerdeCVMoldovaMDChileCLArgentinaARCosta RicaCRIcelandISSlovakiaSKOmanOMSierra LeoneSLMoroccoMAPanamaPALithuaniaLTAlbaniaALJapanJPQatarQASwedenSENamibiaNAGuatemalaGTUruguayUY
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

34
Myanmar (Burma)MMIranIRIndiaINNicaraguaNISyriaSYChinaCNNorth KoreaKPSouth SudanSSCongo - KinshasaCDIsraelILCameroonCMHaitiHTCôte d’IvoireCIKenyaKEBulgariaBGKuwaitKWBosnia & HerzegovinaBAUkraineUAMonacoMCPapua New GuineaPGRussiaRUVietnamVNLaosLAIraqIQNepalNPCubaCUBritish Virgin IslandsVGTürkiyeTRBelarusBYBoliviaBOLebanonLBYemenYEAngolaAOVenezuelaVE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents are not excluded by OrbitX’s cardholder jurisdiction rules and can apply subject to identity verification, compliance review and issuer approval; the United States is not a prohibited spending country.
2. United Kingdom：Can apply，Can use，UK residents are eligible to apply subject to KYC, compliance screening and issuer approval, and OrbitX does not impose a country-level spending prohibition on the United Kingdom.
3. Canada：Can apply，Can use，Canadian residents are not listed among OrbitX’s prohibited cardholder jurisdictions and can apply subject to verification and issuer approval; card spending is permitted in Canada.
4. Australia：Can apply，Can use，Australian residents can apply subject to OrbitX and its issuer’s KYC and compliance checks, and Australia is not subject to a country-level card-use restriction.
5. South Africa：Can apply，Can use，South African residents are not excluded from OrbitX Card issuance and can apply subject to compliance and issuer approval; card spending is not prohibited in South Africa.
6. New Zealand：Can apply，Can use，New Zealand residents are eligible to apply subject to identity verification and partner approval, and OrbitX does not prohibit card spending in New Zealand.
7. Ireland：Can apply，Can use，Irish residents are not included in OrbitX’s prohibited issuance jurisdictions and can apply subject to KYC and issuer approval; card use is permitted in Ireland.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Passport / National ID card

Review time / regional limits

6 minutes – 24 hours

KYC provider

Unconfirmed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 17, 2026

Wallet payments

Alipay

Not supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Not supported

Aug 17, 2026

AI tools

Claude

Not supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Not supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Not supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Not supported

Aug 17, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 9 approved reviews matched to this card

Newest first
SRobverapp_store★ 5 / 5

Daily experience for people onchain

I’m a remote developer paid in USDT, and OrbitX makes life simple. I don’t have to off-ramp or wait days anymore. I just use my earnings directly for daily expenses.
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MayankOrbitxapp_store★ 5 / 5

Best App for Stablecoin Use

Clean interface, fast transactions, and a clear focus on real-world stablecoin use. Feels reliable and promising.
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Lakshyaweebapp_store★ 4 / 5

Review

OrbitXPay makes handling crypto across countries super easy. The app has a clean design, payments are instant, and the whole process feels safe and simple. It’s perfect for people who want to manage their money globally without stress. Everything just works the way it should.
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Pranav10app_store★ 5 / 5

Amazing UI & Wide acceptance for Crypto with lowest fees

Orbitx solves one of my biggest problems of spending crypto without jumping through hoops. After almost a decade in crypto it’s helped me immensely by giving a smooth onboarding and one click tap to pay setup
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Totiplapp_store★ 5 / 5

Lowest fees across any crypto card

The best crypto card in terms of fees and acceptance.
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Divyeshptlapp_store★ 5 / 5

Really helpful

Using stablecoins for real-world spending without relying on P2P is a lifesaver.
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Harsha MVapp_store★ 5 / 5

Best multi-chain self-custody card

Been working on OrbitX and love how we have been able to deliver a self-custody solution across various chain - being present where customers hold their stablecoons. This is just the beginning! Stablecoins will take over the world.
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Lovelysnoopapp_store★ 5 / 5

Best travel crypto card

I travel to Thailand and Vietnam almost every month and OrbitX is the only card that’s never failed me. I use it for flights, hotels, Grab, cafés - everything with super low fees and instant alerts. Perfect for frequent travelers using stablecoins for real-world spending.
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PS2218app_store★ 5 / 5

PS

Paying anywhere globally with my stablecoins just made possible. Recommend everyone to try
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Risk factors

Updated: Aug 17, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does OrbitX Card require KYC?

Our record lists the OrbitX Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does OrbitX Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up OrbitX Card with?

Our record lists OrbitX Card support for: USDT and USDC.

Is OrbitX Card a virtual or a physical card?

OrbitX Card is offered as: Virtual + physical card and Virtual + metal card.

Where is OrbitX Card available?

Our record lists 125 countries or regions as available and 34 as restricted. Country-by-country status is in the regions section of this page.

Who issues OrbitX Card?

OrbitX Card is operated by OrbitX on the Visa network.