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Pionex Card

Updated: Sep 21, 2026

The Pionex Card is a crypto debit card within the Pionex ecosystem that uses USDT for spending. Users must transfer USDT into a dedicated Card Account to establish a balance specifically for payments; transactions are deducted directly from this balance rather than automatically drawn from main trading accounts (such as spot or futures accounts), and the card does not involve any credit-based overdraft facility.
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Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card / Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT
Last updated
Sep 21, 2026

Official and company information

Issuer identity and company credentials

Pionex is a digital asset trading platform focused on automated crypto trading, offering spot, futures, crypto-to-crypto exchange, and built-in trading bots. Its feature is integrating automated strategies such as grid trading and DCA directly into the exchange, allowing users to run 24/7 automated trading without deploying their own programs. The platform also offers crypto payment products such as Pionex Card, combining digital asset trading, yield, and everyday payment scenarios.
Visit website Application page
Company / issuer
Pionex
Legal name
Marketa Trading Inc.
Registered region
Panama (PA)
Headquarters
Panama City
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The Pionex Card functions as a standalone payment account within the exchange's account ecosystem. After completing Pionex account registration and the necessary eligibility verification, users must transfer funds into the "Card Account"; assets remaining in the "Primary Account," trading accounts, or other account types cannot be used directly for card transactions. The card account uses USDT as its core settlement balance; when purchases are made in various fiat currencies, the payment system performs the necessary currency conversions and deducts the amount from the USDT balance. Pionex currently operates both Visa and Mastercard programs, with virtual cards serving as the primary public offering; while physical Visa cards exist, they are being rolled out in phases to eligible accounts, whereas the Mastercard offering is currently limited to virtual cards.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Pionex Visa Card
Pionex Mastercard
Card formVirtual + physical cardVirtual card
Fees
Monthly fee
Free
No annual fee or account inactivity fee
Free
No annual fee or account inactivity fee
Card issuance fee
Free
Application and card issuance fee waived
Free
No card issuance fee
ATM fee
2%
ATM operators may charge additional fees
—
Foreign exchange fee
1%
Applies to non-USD transactions
2%
Main fee for non-USD transactions
Top-up fee
Free
USDT internal transfer to card account
Free
USDT internal transfer to card account
Failed transaction fee
0.5 USDT
Some failed transactions have free allowance
0.5 USDT
Some failed transactions have free allowance
Rewards
Cashback——
Crypto cashback
1%
No cap on qualifying spend
1%
Unlimited spend on qualifying purchases, fee 0.1%–1%
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
10,000 USD
Default daily spending limit
20,000 USD
Default daily spending limit
Monthly spending limit
50,000 USD
Default monthly spending limit
100,000 USD
Default monthly spending limit
ATM withdrawal limit
3,000 USD
Maximum $7,000 per month
—
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

163
DjiboutiDJGabonGAEgyptEGNigeriaNGGuinea-BissauGWArgentinaARPolandPLThailandTHSolomon IslandsSBVatican CityVACroatiaHRGuatemalaGTEthiopiaETNorwayNOCzechiaCZIsraelILAzerbaijanAZAlbaniaALGeorgiaGEBarbadosBBPapua New GuineaPGEstoniaEEGrenadaGDSurinameSREcuadorECBelizeBZMoroccoMAEswatiniSZMongoliaMNRomaniaROPanamaPAPeruPEIndiaINDominican RepublicDOAngolaAOMalawiMWNepalNPBahamasBSTogoTGSaudi ArabiaSALaosLAItalyITParaguayPYGermanyDEIndonesiaIDDenmarkDKLesothoLSIcelandISMadagascarMGRwandaRWAndorraADGuyanaGYKazakhstanKZSão Tomé & PríncipeSTCambodiaKHSwedenSEJordanJOLuxembourgLUSierra LeoneSLTajikistanTJJamaicaJMMicronesiaFMSeychellesSCMarshall IslandsMHBruneiBNUruguayUYSt. Vincent & GrenadinesVCEritreaERTongaTONew ZealandNZEquatorial GuineaGQSwitzerlandCHSloveniaSIColombiaCOZambiaZMPhilippinesPHNorth MacedoniaMKUnited Arab EmiratesAESlovakiaSKGambiaGMCyprusCYBoliviaBOSan MarinoSMCameroonCMComorosKMSerbiaRSPakistanPKKiribatiKIGreeceGRTaiwanTWUzbekistanUZSouth AfricaZAChileCLMauritaniaMRMaltaMTBurkina FasoBFMozambiqueMZOmanOMCosta RicaCRMoldovaMDBotswanaBWGhanaGHAlgeriaDZTimor-LesteTLVanuatuVUHondurasHNTürkiyeTRCape VerdeCVBrazilBRNicaraguaNICôte d’IvoireCIPalauPWTurkmenistanTMBurundiBIAntigua & BarbudaAGBahrainBHMexicoMXMontenegroMEIraqIQSt. LuciaLCKenyaKESouth KoreaKRBhutanBTChadTDSamoaWSAustraliaAUTrinidad & TobagoTTTanzaniaTZDominicaDMEl SalvadorSVGuineaGNMacaoMOMaldivesMVLithuaniaLTBelgiumBESenegalSNLiechtensteinLIIrelandIEMaliMLPortugalPTKyrgyzstanKGVietnamVNBeninBJTunisiaTNMauritiusMUBangladeshBDMalaysiaMYNamibiaNANauruNRSri LankaLKArmeniaAMTuvaluTVBulgariaBGFijiFJLatviaLVNigerNEMonacoMCQatarQAFinlandFISt. Kitts & NevisKNHungaryHUKuwaitKWBosnia & HerzegovinaBA
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

33
North KoreaKPBelarusBYYemenYEJapanJPSudanSDZimbabweZWSingaporeSGUkraineUAPuerto RicoPRLebanonLBLibyaLYCentral African RepublicCFCubaCUSomaliaSOHong KongHKHawaiiSpainESIranIRVenezuelaVESyriaSYNetherlandsNLMyanmar (Burma)MMFranceFRAustriaATAfghanistanAFUnited KingdomGBChinaCNSouth SudanSSCongo - KinshasaCDUnited StatesUSRussiaRUGuamGUCanadaCA
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Pionex currently lists the United States as unsupported for account phone registration and KYC, which prevents residents from qualifying for Pionex Card; an eligible card issued elsewhere is not subject to a U.S. merchant-country payment ban.
2. United Kingdom：Cannot apply，Can use，The United Kingdom is currently on Pionex’s unsupported registration and KYC list, so UK residents cannot qualify for the card; cards legally issued to eligible users elsewhere can be used with supported UK merchants.
3. Canada：Cannot apply，Can use，Canada is currently unsupported for Pionex registration and KYC and therefore residents cannot qualify for Pionex Card, while eligible cards issued elsewhere are not blocked from Canadian merchants.
4. Australia：Can apply，Can use，Australia is not on Pionex’s current unsupported registration and KYC list, so residents can complete verification and apply through the Card section, subject to the account-level eligibility check.
5. South Africa：Can apply，Can use，South Africa is not on Pionex’s current unsupported registration and KYC list, so verified residents can apply when the Card section confirms their account eligibility.
6. New Zealand：Can apply，Can use，New Zealand is not currently restricted for Pionex registration and KYC, allowing verified residents to apply for the card subject to the eligibility result shown in their account.
7. Ireland：Can apply，Can use，Ireland is not on Pionex’s current unsupported registration and KYC list, so residents can complete the required verification and apply when their Card page confirms eligibility.

Updated: Sep 13, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

Standard identity verification can be processed automatically; anomalous identity documents and risk hits go to manual compliance review.

KYC provider

Not disclosed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 17, 2026

Wallet payments

Alipay

Supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Supported

Aug 17, 2026

AI tools

Claude

Supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Supported

Aug 17, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Chien0423app_store★ 1 / 5

用了6年發現後面開始擺爛了

回報客服關於帶單機器人PC網頁跑不出來的問題以及幣本位網格手機版沒有網格套利區間顯示後，回報無數次沒有改善，真的是有夠爛
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黃色電燈app_store★ 5 / 5

機器人調整

希望能調整正在運行中的機器人的排序位置
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Rufufjgapp_store★ 5 / 5

希望有合約已實現損益的日曆

希望有合約已實現損益的日曆而不是浮動損益，而不是總倉位盈虧
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Priecianapp_store★ 2 / 5

機器人介面越改越爛

本人是長期使用用戶，想要看K線排版一直遮到K線，也不能像其他交易所看可以看到其他指標只能看裸K，設定個參數還要自己搜尋進進出出看，而且不同幣種機器人的K線模式還不同排版，怎麼越改越爛啊⋯⋯
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1366yyvvapp_store★ 1 / 5

我的錢去哪了

我儲值了一筆錢到現在都還沒有入主帳戶，現在官方也不回覆人，請問沒有入主帳戶是不是這個程式就是詐騙程式？，真的太誇張，其他交易所真的都不需要等這麼久，我都懷疑這交易所會吃別人的錢
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太狂啦！！！！！！！！！app_store★ 5 / 5

希望可以新增桌面小工具

派網的機器人非常好用，如果能在鎖定畫面實時看到機器人的運作情況那會方便很多
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離右app_store★ 5 / 5

合約網格沒出現

到現在合約網格的功能還沒出現，查看系統已更新到最新的版本
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chy1010-twapp_store★ 5 / 5

期待跟單功能

非常好用，而且客服人員都很友善有耐心。熊市期間雖然辛苦但還是要請老闆多多替辛苦的工程師、客服人員、經理加薪唷～～
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齁齁黃美湯淡水app_store★ 5 / 5

小資輕鬆投資加密貨幣

我先嘗試了使用100鎂金開了一個比特幣網格交易天地單，剛好賺到了最近一波大漲福，還要再研究怎麼入更多幣到派網，是一個小資也可以輕鬆投資虛擬貨幣的交易所。
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魚水奔雁信逸絕塵app_store★ 5 / 5

台灣買虛幣首選派網

有派網在的安全感很高，是一家認真的區塊鏈公司，設計的交易機器人讓我們能夠輕鬆的控制投資風險，買比特幣不用再擔心他忽漲忽跌，每天睡不好
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Risk factors

Updated: Aug 17, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Pionex Card require KYC?

Our record lists the Pionex Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Pionex Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Pionex Card with?

Our record lists Pionex Card support for: USDT.

Is Pionex Card a virtual or a physical card?

Pionex Card is offered as: Virtual + physical card and Virtual card.

Where is Pionex Card available?

Our record lists 163 countries or regions as available and 33 as restricted. Country-by-country status is in the regions section of this page.

Who issues Pionex Card?

Pionex Card is operated by Pionex on the Mastercard / Visa network.