Card database / Mastercard / Visa / Stablecoin payment card

Pionex Card

Updated: Aug 17, 2026

Pionex Card is a USDT payment card offered by Pionex to crypto asset users and is currently available in both Visa and Mastercard versions. Cardholders must first transfer USDT from their main Pionex account to a separate Card Account, after which they can shop online, make offline contactless payments and pay for subscriptions using the card number or a digital wallet. The card supports payment channels including Apple Pay, Google Pay and PayPal and provides up to 1% USDT spending cashback and returns on eligible card balances.

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Card network

Mastercard / Visa

Product type

Stablecoin payment card

Card form

Virtual + physical card / Virtual card

Operating status

Active

KYC level

Full KYC

Commercial relationship

No commercial relationship

Risk score

70-79

Supported assets

USDT

Last updated

Aug 17, 2026

Official and company information

Issuer identity and company credentials

Pionex is a digital asset trading platform focused on automated crypto trading, offering spot, futures, crypto-to-crypto exchange, and built-in trading bots. Its feature is integrating automated strategies such as grid trading and DCA directly into the exchange, allowing users to run 24/7 automated trading without deploying their own programs. The platform also offers crypto payment products such as Pionex Card, combining digital asset trading, yield, and everyday payment scenarios.

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Company / issuer: Pionex
Legal name: Marketa Trading Inc.
Registered region: Panama (PA)
Headquarters: Original巴拿马城
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Pionex Card is linked to a Pionex trading account, but the card account is separate from the main account. Users must actively transfer USDT into the Card Account before spending, and the card account currently supports USDT only. Visa or Mastercard handles merchant settlement for payments. The product is fundamentally a crypto debit card rather than a credit card. Pionex Visa and Pionex Mastercard differ in fees, limits, and certain wallet compatibility: Visa has default per-transaction and daily spending limits of USD 10,000 each, and USD 50,000 per month; Mastercard has default limits of USD 20,000 per transaction and per day, and USD 100,000 per month. Pionex also provides annualized returns on eligible card account balances and continues to update its cashback, digital wallet, and merchant restriction rules.

Mastercard / Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	PPionex Visa Card	PPionex Mastercard
Card form	Virtual + physical card	Virtual card
Fees
Monthly fee	Free No annual fee or account inactivity fee	Free No annual fee or account inactivity fee
Card issuance fee	Free Application and card issuance fee waived	Free No card issuance fee
ATM fee	2% ATM operators may charge additional fees	—
Foreign exchange fee	1% Applies to non-USD transactions	2% Main fee for non-USD transactions
Top-up fee	Free USDT internal transfer to card account	Free USDT internal transfer to card account
Failed transaction fee	0.5 USDT Some failed transactions have free allowance	0.5 USDT Some failed transactions have free allowance
Rewards
Cashback	—	—
Crypto cashback	1% No cap on qualifying spend	1% Unlimited spend on qualifying purchases, fee 0.1%–1%
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	10,000 USD Default daily spending limit	20,000 USD Default daily spending limit
Monthly spending limit	50,000 USD Default monthly spending limit	100,000 USD Default monthly spending limit
ATM withdrawal limit	3,000 USD Maximum $7,000 per month	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

163

DjiboutiDJGabonGAEgyptEGNigeriaNGGuinea-BissauGWArgentinaARPolandPLThailandTHSolomon IslandsSBVatican CityVACroatiaHRGuatemalaGTEthiopiaETNorwayNOCzechiaCZIsraelILAzerbaijanAZAlbaniaALGeorgiaGEBarbadosBBPapua New GuineaPGEstoniaEEGrenadaGDSurinameSREcuadorECBelizeBZMoroccoMAEswatiniSZMongoliaMNRomaniaROPanamaPAPeruPEIndiaINDominican RepublicDOAngolaAOMalawiMWNepalNPBahamasBSTogoTGSaudi ArabiaSALaosLAItalyITParaguayPYGermanyDEIndonesiaIDDenmarkDKLesothoLSIcelandISMadagascarMGRwandaRWAndorraADGuyanaGYKazakhstanKZSão Tomé & PríncipeSTCambodiaKHSwedenSEJordanJOLuxembourgLUSierra LeoneSLTajikistanTJJamaicaJMMicronesiaFMSeychellesSCMarshall IslandsMHBruneiBNUruguayUYSt. Vincent & GrenadinesVCEritreaERTongaTONew ZealandNZEquatorial GuineaGQSwitzerlandCHSloveniaSIColombiaCOZambiaZMPhilippinesPHNorth MacedoniaMKUnited Arab EmiratesAESlovakiaSKGambiaGMCyprusCYBoliviaBOSan MarinoSMCameroonCMComorosKMSerbiaRSPakistanPKKiribatiKIGreeceGRTaiwanTWUzbekistanUZSouth AfricaZAChileCLMauritaniaMRMaltaMTBurkina FasoBFMozambiqueMZOmanOMCosta RicaCRMoldovaMDBotswanaBWGhanaGHAlgeriaDZTimor-LesteTLVanuatuVUHondurasHNTürkiyeTRCape VerdeCVBrazilBRNicaraguaNICôte d’IvoireCIPalauPWTurkmenistanTMBurundiBIAntigua & BarbudaAGBahrainBHMexicoMXMontenegroMEIraqIQSt. LuciaLCKenyaKESouth KoreaKRBhutanBTChadTDSamoaWSAustraliaAUTrinidad & TobagoTTTanzaniaTZDominicaDMEl SalvadorSVGuineaGNMacaoMOMaldivesMVLithuaniaLTBelgiumBESenegalSNLiechtensteinLIIrelandIEMaliMLPortugalPTKyrgyzstanKGVietnamVNBeninBJTunisiaTNMauritiusMUBangladeshBDMalaysiaMYNamibiaNANauruNRSri LankaLKArmeniaAMTuvaluTVBulgariaBGFijiFJLatviaLVNigerNEMonacoMCQatarQAFinlandFISt. Kitts & NevisKNHungaryHUKuwaitKWBosnia & HerzegovinaBA

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

North KoreaKPBelarusBYYemenYEJapanJPSudanSDZimbabweZWSingaporeSGUkraineUAPuerto RicoPRLebanonLBLibyaLYCentral African RepublicCFCubaCUSomaliaSOHong KongHKHawaiiSpainESIranIRVenezuelaVESyriaSYNetherlandsNLMyanmar (Burma)MMFranceFRAustriaATAfghanistanAFUnited KingdomGBChinaCNSouth SudanSSCongo - KinshasaCDUnited StatesUSRussiaRUGuamGUCanadaCA

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆居民当前不支持 Pionex 全球账户 KYC，因此不能正常申请 Pionex Card；境外合规取得的 Visa 卡可绑定支付宝或微信支付用于符合规则的消费。

2、香港：中国香港属于 Pionex 全球服务及 KYC 受限地区，香港居民不能按正常流程申请；境外已发行的 Pionex Visa 可绑定 Alipay HK 并在合资格商户使用。

3、澳门：中国澳门未列入当前 Pionex 账户及 KYC 禁止地区，完成 KYC Level 2 并达到卡片资产门槛后可申请，获批卡可用于当地国际 Visa/Mastercard 商户。

4、台湾：中国台湾未列入当前 Pionex 账户及 KYC 禁止地区，完成 KYC Level 2 并满足余额要求后可申请，可用于国际线上消费及支持的钱包、线下商户。

Updated: Aug 17, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National ID card

Review time / regional limits

Standard identity verification can be processed automatically; anomalous identity documents and risk hits go to manual compliance review.

KYC provider

Not disclosed

Updated

Aug 17, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 17, 2026

Wallet payments

Alipay

Supported

Aug 17, 2026

Wallet payments

Apple Pay

Supported

Aug 17, 2026

Cash services

ATM withdrawal

Supported

Aug 17, 2026

AI tools

ChatGPT

Supported

Aug 17, 2026

AI tools

Claude

Supported

Aug 17, 2026

Wallet payments

Google Pay

Supported

Aug 17, 2026

AI tools

Midjourney

Supported

Aug 17, 2026

In-person payments

Offline POS

Supported

Aug 17, 2026

Online shopping

Supported

Aug 17, 2026

Wallet payments

PayPal

Supported

Aug 17, 2026

Subscriptions

Subscription payment

Supported

Aug 17, 2026

Wallet payments

WeChat Pay

Supported

Aug 17, 2026

User reviews

Showing 6 approved reviews matched to this card

Newest first

黃色電燈app_store★ 5 / 5Sep 27, 2025

機器人調整

希望能調整正在運行中的機器人的排序位置

View original

Priecianapp_store★ 2 / 5Apr 7, 2025

機器人介面越改越爛

本人是長期使用用戶，想要看K線排版一直遮到K線，也不能像其他交易所看可以看到其他指標只能看裸K，設定個參數還要自己搜尋進進出出看，而且不同幣種機器人的K線模式還不同排版，怎麼越改越爛啊⋯⋯

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太狂啦！！！！！！！！！app_store★ 5 / 5Oct 29, 2024

希望可以新增桌面小工具

派網的機器人非常好用，如果能在鎖定畫面實時看到機器人的運作情況那會方便很多

View original

離右app_store★ 5 / 5May 17, 2023

合約網格沒出現

到現在合約網格的功能還沒出現，查看系統已更新到最新的版本

View original

chy1010-twapp_store★ 5 / 5Jul 11, 2022

期待跟單功能

非常好用，而且客服人員都很友善有耐心。熊市期間雖然辛苦但還是要請老闆多多替辛苦的工程師、客服人員、經理加薪唷～～

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魚水奔雁信逸絕塵app_store★ 5 / 5Aug 24, 2021

台灣買虛幣首選派網

有派網在的安全感很高，是一家認真的區塊鏈公司，設計的交易機器人讓我們能夠輕鬆的控制投資風險，買比特幣不用再擔心他忽漲忽跌，每天睡不好

View original

Risk factors

Updated: Aug 17, 2026

No risk factors are available

Pionex Card

Official and company information

Card overview

Card variants and fee differences

Regions and China applicability

Available regions

Unsupported or restricted regions

Unconfirmed regions

China applicability

KYC requirements

Accepted documents

Review time / regional limits

KYC provider

Updated

Payment compatibility

Alipay

Apple Pay

ATM withdrawal

ChatGPT

Claude

Google Pay

Midjourney

Offline POS

Online shopping

PayPal

Subscription payment

WeChat Pay

User reviews

機器人調整

機器人介面越改越爛

希望可以新增桌面小工具

合約網格沒出現

期待跟單功能

台灣買虛幣首選派網

Risk factors

Official card profile is not yet available

Comparison limit reached