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The Bitcoin Company Prepaid Cards

Updated: Aug 1, 2026

The Bitcoin Company Prepaid Cards are one-time-loaded virtual prepaid card products sold by The Bitcoin Company. They include a Prepaid Mastercard for cross-border use and a Visa card that can be claimed and spent only in the United States. Users can purchase cards through the website or mobile app, pay with Bitcoin, TBC Credit or other methods supported on the current checkout page, and receive the corresponding card number, expiry date and security code for purchasing goods and services.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
No-KYC claim
Commercial relationship
No commercial relationship
Risk score
30-39
Supported assets
BTC
Last updated
Aug 1, 2026

Official and company information

Issuer identity and company credentials

The Bitcoin Company's gift card and rewards services are operated by Two Twenty Two, Inc. and its subsidiaries, including Two Twenty Three, LLC in the United States and Two Twenty Four Technologies, Inc. in Canada. The platform manages the product catalog, payments, rewards accounts, and card claim portal, but is not the issuing bank for prepaid cards. Cards are issued and activated by third-party banks, card issuers, and processors; the specific issuer and Cardholder Agreement are typically listed at checkout.
Company / issuer
The Bitcoin Company
Legal name
The Bitcoin Company
Registered region
United States (US)
Headquarters
United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

This product is not a reloadable debit card connected to a crypto wallet, nor does it provide a continuous account balance. Users select a prepaid card value, complete payment, and then claim the card via "My Cards" in the app to view the balance and transaction history. The card cannot be reloaded, receive transfers, or withdraw cash; a new card must be purchased after the balance is exhausted. The Prepaid Mastercard can be used for some transactions outside the US and in non-USD currencies, but cross-border fees apply; the Visa card can only be claimed and used within the US. The card has no preset name or billing address and does not support 3D Secure, so recurring subscriptions, financial account top-ups, and some strictly verified online merchants are likely to decline transactions. The official website homepage currently states that Bitcoin and stablecoins can be used for purchase, but the public payment instructions specifically list only BTC on-chain, Lightning, and TBC Credit topped up with BTC.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

The Bitcoin Company prepaid Mastercard
US-only Visa virtual prepaid card
Card formVirtual cardVirtual card
Fees
Monthly fee
Card issuance fee
0 USD
As shown on the purchase page, the platform does not charge additional fees.
0 USD
As shown on the purchase page, the platform does not charge additional fees.
ATM fee
Foreign exchange fee
2 USD + 2.5%
For transactions outside the country or in non-USD currencies.
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
0%
Rewards can be redeemed for bitcoin as shown on the card product page.
0%
Rewards can be redeemed for bitcoin as shown on the card product page.
Staking rewards
Staking APR
Welcome bonus
Referral bonus
1%
When a friend spends at least $42, the reward is at least 1% of the sub-reward.
1%
At least 1% sub-reward, when a friend spends at least $42.
Limits
Daily spending limit
0%
Available balance on the card, can only be spent from prepaid balance.
999 USD
Maximum prepaid balance per card.
Monthly spending limit
ATM withdrawal limit
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

2
CanadaCAUnited StatesUS
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

3
North KoreaKPIranIRSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不支持申请,Visa 不支持;Mastercard 是否可购取决于实时目录。已购卡可用于部分线上商户,人民币交易收取 2 美元加 2.5%,且不支持 3DS。

2、香港:不支持申请,Visa 不支持;Mastercard 受供应商定位和商户风控影响,可用于部分普通购物,但金融充值、订阅和 ATM 不支持。

3、澳门:不支持申请,Visa 不支持;Mastercard 是否显示由实时目录决定,可用于部分线上消费,非美元交易收取跨境费用。

4、台湾:不支持申请,Visa 不支持;Mastercard 可用性由卡片供应商动态控制,可用于部分普通消费,但无 3DS 且不能取现。

Updated: Aug 1, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

NoNot required

KYC level

No-KYC claimRequirement confirmed

Proof of address

NoNot required

Accepted documents

Unconfirmed

Review time / regional limits

Normal purchases are processed instantly; repeated claims or location hits may require a 24-hour wait.

KYC provider

Not applicable

Updated

Aug 1, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported3
Not supported9
UpdatedAug 1, 2026

Wallet payments

Alipay

Not supported

Aug 1, 2026

Wallet payments

Apple Pay

Not supported

Aug 1, 2026

Wallet payments

Apple Pay

Supported

Aug 1, 2026

Cash services

ATM withdrawal

Not supported

Aug 1, 2026

AI tools

ChatGPT

Not supported

Aug 1, 2026

AI tools

Claude

Not supported

Aug 1, 2026

Wallet payments

Google Pay

Supported

Aug 1, 2026

AI tools

Midjourney

Not supported

Aug 1, 2026

In-person payments

Offline POS

Supported

Aug 1, 2026

Online shopping

Online shopping

Not supported

Aug 1, 2026

Subscriptions

Subscription payment

Not supported

Aug 1, 2026

Wallet payments

WeChat Pay

Not supported

Aug 1, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Any_Translator6658reddit

finally sold some of BTC after holding for ages

after weeks, maybe months of overthinking like a full-time clown, I finally sold around 15-20% of my hodlings, now a rage sell, not panic, not "Bitcoin is dead" nonsense :D (gaslighting myself tbh). i've been holding since way back, through the 20%, 30% even 50% dips, fake pumps, bear market depressions :D and all the "this time it's over" posts. But at some point i figured taking a little profit doesn't mean i betrayed the cult loooooool. I'm still letting the miners do their thing, through One
View original
Miketrustpilot1 / 5

VISA gift card can't be used anywhere

Bought a card through thebitcoincompany.com, which gives a visa card from yourrewardcard.com. The card never worked in any online shop. After some days, card was blocked, and you needed to call support. Customer support is only reachable through a US phone number, no email ... of course they couldn't help and wanted to collect all your personal data. it's a scam.
View original
Zechariah Chubbgoogle_play5 / 5

The Bitcoin Company Rewards Google Play review - 5 star

I enjoy using the app! I've been using it for the last 3 years
View original
i mindetrustpilot1 / 5

Trash company scammed out of money and…

Trash company scammed out of money and does not even want to refund.
View original
Kyle Kumargoogle_play2 / 5

The Bitcoin Company Rewards Google Play review - 2 star

I have purchased $16.89 USD virtual visa card I'm unable to set this as payment method in my Google play I don't know why. It says please check your CVV or Expiry date is correct even after putting correct details. Somehow I managed to add $10 in my Google play now i still cannot use my $6.89 ... please help
View original
Glencygoogle_play5 / 5

The Bitcoin Company Rewards Google Play review - 5 star

Solid buisness. They are a small company, but at least respond within 24 hours or less. They do not use generic templates to reply to issues, nor AI generated answers. You can tell they read your messages and understand ypur issues. Good support. The app is sleek and easy to use. The people whining here are because they don't know how lightning network or Bitcoin works and want "their" money back.
View original
RaymondReddington007app_store1 / 5

This app is a scam.

You buy their gift cards and you won’t be able to use it. They will place a Hold on the card and when you call the number behind the card they will tell you they will send you a Cheque. It’s a Scam. Please be careful. Scammers .
View original
Impalortrustpilot3 / 5

Visa card does not work in Europe

Visa card does not work in Europe Does not work online anywhere and cannot be added to Google Wallet. However, I was offered a refund of my $10 test amount.
View original
Universetrustpilot4 / 5

bought a prepaid visa card and couldn't…

bought a prepaid visa card and couldn't use it after buying (edit: they refunded my account and I was able to buy Amazon gift card which worked perfectly) their support said they dont know the card issuer was bad since apparently lots of people were buying them without complaints Also said they aren't trying to run any scams
View original
shtrustpilot2 / 5

Fraudulent prepaid cards

As mentioned in other reviews here - they are selling fraudulent prepaid cards which are being locked by the issuer, for no good reason, and the issuer refuse to refund the clients
View original

Risk factors

Updated: Aug 1, 2026

No risk factors are available