| Card form | Virtual + physical card | Virtual + physical card | Virtual + physical card |
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| Fees | | | |
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| Monthly fee | 6.9 EUR Limited-time price | | |
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| Card issuance fee | Free 3 and 2 cards free, additional cards charged separately | Free Free starting point; 0-10 EUR, free allowance per plan. | Free Free starting point; 0-10 EUR, free allowance per plan. |
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| ATM fee | 1.5% Free up to EUR 800 per month, 1.5% beyond that, calculated per account cycle | 1.5% Free plan: 1.5%; Gold: free up to EUR 200 per month, 1.5% beyond; Platinum and Pro: free up to EUR 800 per month, 1.5% beyond. Calculated cumulatively per plan. | 1.5% Free plan: 1.5%; Gold: free up to EUR 200 per month, 1.5% beyond; Platinum and Pro: free up to EUR 800 per month, 1.5% beyond. Calculated cumulatively per plan. |
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| Foreign exchange fee | 0% Minimum 0%, charged per currency pair | 0.5% Free: minimum 0.5%; Gold: minimum 0.2%; Platinum and Pro: minimum 0%. Charged per plan and currency. | 0.5% Free: minimum 0.5%; Gold: minimum 0.2%; Platinum and Pro: minimum 0%. Charged per plan and currency. |
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| Top-up fee | — | — | — |
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| Failed transaction fee | — | — | — |
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| Rewards | | | |
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| Cashback | 0% Shards converted to Moneyback, limited to specified spending categories | 0% Instant cashback at partner merchants; Free plan rewards halved. | 0% Instant cashback at partner merchants. No Reward Shards earned. |
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| Crypto cashback | — | — | — |
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| Staking rewards | — | — | — |
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| Staking APR | — | — | — |
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| Welcome bonus | — | — | — |
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| Referral bonus | — | — | — |
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| Limits | | | |
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| Daily spending limit | 10,000 EUR EUR 10,000, PLN 30,000, or GBP 10,000; adjustable limit in app | 10,000 EUR Original每日支出限额为10000欧元、30000波兰兹罗提或10000英镑；应用内可调上限。 | 10,000 Daily spending limit of EUR 10,000, PLN 30,000, or GBP 10,000. Adjustable limit in app. |
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| Monthly spending limit | — | — | — |
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| ATM withdrawal limit | 2,000 EUR EUR 2,000, PLN 2,000, or GBP 2,000 per day; adjustable limit in app | 2,000 EUR The ATM withdrawal limit is 2000 euros, 2000 Polish zlotys, or 2000 pounds per day; the limit can be adjusted in the app. | 2,000 ATM withdrawal limit of EUR 2,000, PLN 2,000, or GBP 2,000 per day. Adjustable limit in app. |
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| Card network | mastercardVISA | mastercardVISA | mastercardVISA |
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