1. United States：Cannot apply，Cannot use，0fiat does not issue a payment card; it is a non-custodial crypto checkout service available in the United States, so there is no 0fiat Card to apply for or use.
2. United Kingdom：Cannot apply，Cannot use，0fiat is available as a crypto checkout service in the UK but does not issue a card, so UK residents have no 0fiat Card application or card-use eligibility.
3. Canada：Cannot apply，Cannot use，0fiat supports crypto checkout in Canada but explicitly operates without crypto cards, so Canadian residents cannot obtain or use a 0fiat Card.
4. Australia：Cannot apply，Cannot use，0fiat is available for supported Australian merchants but is a wallet-to-checkout payment service rather than a card program.
5. South Africa：Cannot apply，Cannot use，0fiat does not issue a consumer card and South Africa is not listed among its current supported checkout countries, so there is no card eligibility or card usage there.
6. New Zealand：Cannot apply，Cannot use，0fiat supports its checkout service in New Zealand but does not issue payment cards, so residents cannot apply for or use a 0fiat Card.
7. Ireland：Cannot apply，Cannot use，0fiat is available for supported merchants in Ireland but provides crypto checkout rather than a card, so no 0fiat Card can be obtained or used.
