Available regions
Applications or normal card activation are supported
No Open Regions
- Evidence
- Officially supported
Card database / Visa / Crypto-collateral credit card
A
Amp Black Card
Updated: Aug 5, 2026
The Amp Black Card was a crypto asset-backed Visa credit card previously offered by Amp Pay. Users supported their spending capacity with digital assets or their card balance, without a traditional credit check. The product previously offered virtual and physical cards for online shopping, in-store card payments, Apple Pay, and Google Pay, with up to 4% spending cashback through limited-time promotions. Amp Pay announced in May 2026 that it would cease operations and no longer accepts new card applications.
Official and company information
Issuer identity and company credentials
Amp Pay is operated by Futarchy Alpha Inc., a US company responsible for the self-custodial wallet, card interface, asset interactions, and customer service. The actual issuer of the Amp Black Card is Third National, whose operating entity Nimbus LLC holds a money transmission license in Puerto Rico under the Third National name and provides account, card issuance, and transaction settlement services as a Visa network issuer. Signify Holdings, Inc. serves as the card program manager. Neither Futarchy Alpha Inc. nor Third National directly holds the private keys to users' self-custodial wallets.
- Company / issuer
- Amp Pay
- Legal name
- Futarchy Alpha Inc. d/b/a Amp Pay
- Registered region
- United States (US)
- Headquarters
- United States
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Amp Black Card is used with the self-custody Solana wallet in Amp Pay. US users can load funds into the card account, while international users can use digital assets as spending collateral, with the spending limit generally determined by the USD value of the collateral. After spending, users must repay the corresponding bill. If the collateral value falls below the amount owed or payment becomes overdue, the protocol may sell part of the collateral to repay the debt. The annual percentage rate for purchases was previously set at 0%. USD transactions carried no additional fee, while non-USD transactions incurred regional foreign exchange and cross-border fees.
Amp Pay previously offered virtual cards, standard physical cards, and premium physical cards, with cashback rates adjusted through monthly promotions. In May 2026, the operator announced that it would shut down the app because a related DeFi protocol had been affected by the Drift security incident and the company had failed to secure further funding. The app is expected to remain available until at least the end of 2026 so users can transfer assets or export private keys. Fees for cards ordered but not yet delivered are scheduled to be refunded to Amp Pay wallets.
The international card terms identify Third National as the Issuer of Amp Pay Card and list Visa or Mastercard as the Card Networks. International users must declare that they are not US citizens. The card is backed by digital asset collateral, and failure to repay as required or insufficient collateral value may trigger liquidation.
The official homepage now states that Amp Pay App is winding down. The App will remain available for a period, but users should move their funds or export their private keys.
Visa card experienceRegional availabilityTerms may change
Notice: Amp Pay announced the cessation of its operations on 2026/05/05, and Amp Black Card stopped accepting new applications and card orders. Users should cancel recurring payments, settle outstanding card balances, transfer wallet assets to another Solana wallet or securely export their private keys. Fees for cards already ordered will be refunded to users' Amp Pay wallets by the platform.
Card variants and fee differences
Compare verified fee records across card forms and tiers
A Amp Black crypto-collateralised credit card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free No monthly fee before shutdown |
| Card issuance fee | Free Free; fee refunded |
| ATM fee | — |
| Foreign exchange fee | 1% US version 1%; international version up to 3%, based on cardholder region |
| Top-up fee | Free Platform covers on-chain fees |
| Failed transaction fee | — |
| Rewards | |
| Cashback | 4% Limited-time promotion before shutdown |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | 15 USD Requires spending at least $50 |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
Global
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前不可申请，Amp Black Card已经停止运营；用户不应继续将其作为线上、线下或订阅支付方式使用。
2、香港：当前不可申请，国际卡项目已经进入关闭流程；原有用户应结清欠款、取消订阅并转移钱包资产。
3、澳门：当前不可申请，也没有继续发卡或配送服务；原有用户应停止新增交易并按关闭安排处理余额。
4、台湾：当前不可申请，卡片及应用正在停止运营；原有用户应取消循环扣款，并将钱包资产转至其他地址。
Updated: Aug 5, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Driver's license / Other government-issued ID
Review time / regional limits
No review mechanism is currently in operation
KYC provider
Not disclosed
Updated
Aug 5, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 5, 2026
Wallet payments
Alipay
Not supported
Aug 5, 2026
Wallet payments
Apple Pay
Not supported
Jul 9, 2026
Cash services
ATM withdrawal
Not supported
Jul 9, 2026
AI tools
ChatGPT
Not supported
Jul 9, 2026
AI tools
Claude
Not supported
Jul 9, 2026
Wallet payments
Google Pay
Not supported
Jul 9, 2026
AI tools
Midjourney
Not supported
Jul 9, 2026
In-person payments
Offline POS
Not supported
Jul 9, 2026
Online shopping
Online shopping
Not supported
Jul 9, 2026
Wallet payments
PayPal
Not supported
Jul 9, 2026
Subscriptions
Subscription payment
Not supported
Jul 9, 2026
Wallet payments
WeChat Pay
Not supported
Aug 5, 2026
User reviews
Showing 10 approved reviews matched to this card
Not happy
I don’t get why you are closing down in December 😡
View original Amp Pay - Save, Spend & Trade Google Play review - 5 star
yay
View original Amp Pay - Save, Spend & Trade Google Play review - 5 star
good
View original Amp Pay - Save, Spend & Trade Google Play review - 5 star
need that in my life
View original Works
So far so good. Simple and smooth. KAST is another good Solana USDC option.
View original Amp Pay - Save, Spend & Trade Google Play review - 4 star
why the app keep showing update required and it not open
View original Amp Pay - Save, Spend & Trade Google Play review - 5 star
something that best making in best for your self both ways.
View original Amp Pay - Save, Spend & Trade Google Play review - 1 star
😭😂
View original Them Yields Tho
Super easy process to get my black card. Love the saving yields too! Excited to see what amp can do!
View original Great payments app
Really easy for me to send USDC to my non-crypto fam
View original Risk factors
Updated: Aug 5, 2026
No risk factors are available