Available regions
Applications or normal card activation are supported
IndiaINMalaysiaMYGermanyDECosta RicaCRHong KongHKBrazilBRQatarQA
- Evidence
- Officially supported
Card database / Visa / Crypto-collateral credit card
C
Contro Card
Updated: Sep 29, 2026
Contro Chargecard is a crypto-asset-backed charge card that provides spending capacity based on a portfolio of digital assets. Users can transfer supported assets into the Contro ecosystem or connect a wallet, after which the system establishes available spending capacity based on those assets instead of requiring the crypto assets to be sold first to create a conventional prepaid card balance. During spending, the underlying assets can remain invested or continue generating yield, while the card primarily serves to convert the value of those assets into payment liquidity.
- Card network
- Product type
- Crypto-collateral credit card
- Card form
- Virtual + physical card
- Operating status
- Invite only
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 40-49
- Supported assets
USDT
USDC
BTC
ETH
SOL
XRP- Last updated
- Sep 29, 2026
Official and company information
Issuer identity and company credentials
Contro is a digital asset fintech platform operated by Hong Kong-based Contro Limited, with its team primarily based in Kuala Lumpur, Malaysia. Its core product is the Contro Chargecard. The platform allows users to obtain spending liquidity backed by digital assets such as BTC, ETH, XRP, SOL, and stablecoins, enabling global payments via the Visa network without directly selling long-term holdings. It also integrates on-chain infrastructure like XRPL to provide asset management and yield functions. Contro Limited is primarily responsible for platform technology, branding, and card project management.
- Company / issuer
- Contro
- Legal name
- Contro Limited
- Registered region
- Hong Kong (HK)
- Headquarters
- Kuala Lumpur
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Contro’s product structure differs from the common model of “deposit crypto assets, convert them into fiat, and then spend with a card.” Its core approach is to create structured liquidity around digital assets. After users connect or configure supported assets, Contro and its service partners use those assets as the basis for providing card spending capacity, rather than requiring users to actively sell their holdings before each purchase. The product currently emphasizes self-custody and programmable asset structures, while using XRPL-related infrastructure to handle asset control and settlement logic. Contro does not directly issue the card and states that it does not hold customer funds. Card issuance, payment processing, and related digital asset services are provided by third-party partners. Beta Access is currently being opened in stages, with eligible users reviewed and onboarded progressively by the platform.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
C Contro Chargecard | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | — |
| Card issuance fee | — |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | 0 USD Earn crypto cashback on every transaction. Specific rates are subject to account rules. |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
North KoreaKPCubaCUSyriaSYIranIR
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
- 1. United States：Can apply，Can use，U.S. residents can request access to the current staged Beta program, but card issuance is limited to applicants who pass Contro’s eligibility, compliance and individual onboarding review.
- 2. United Kingdom：Can apply，Can use，UK residents can join the current access program, with actual card issuance subject to Contro’s qualification and compliance review rather than automatic approval.
- 3. Canada：Can apply，Can use，Canadian residents can request Beta access and may receive the card after passing Contro’s eligibility and compliance assessment; approved cards support local spending.
- 4. Australia：Can apply，Can use，Australian residents can join the staged access program, but only qualified applicants selected through Contro’s onboarding review are issued a card.
- 5. South Africa：Can apply，Can use，South African residents can request access to the card program, with issuance dependent on individual eligibility and compliance approval during the current Beta phase.
- 6. New Zealand：Can apply，Can use，New Zealand residents can enter the current access process, but obtaining the card requires approval through Contro’s staged and individually reviewed onboarding.
- 7. Ireland：Can apply，Can use，Irish residents can request access and obtain the card if approved through Contro’s eligibility and compliance review, with issued cards supported for local spending.
Updated: Sep 12, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Unconfirmed
Review time / regional limits
Automatic identity verification can be completed relatively quickly, while manual compliance or eligibility review will extend the processing time.
KYC provider
Undisclosed
Updated
Aug 27, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported4
Not supported8
UpdatedAug 27, 2026
Wallet payments
Alipay
Not supported
Aug 27, 2026
Wallet payments
Apple Pay
Not supported
Aug 27, 2026
Cash services
ATM withdrawal
Not supported
Aug 27, 2026
AI tools
ChatGPT
Not supported
Aug 27, 2026
AI tools
Claude
Not supported
Aug 27, 2026
Wallet payments
Google Pay
Supported
Aug 27, 2026
AI tools
Midjourney
Not supported
Aug 27, 2026
In-person payments
Offline POS
Supported
Aug 27, 2026
Online shopping
Online shopping
Supported
Aug 27, 2026
Wallet payments
PayPal
Not supported
Aug 27, 2026
Subscriptions
Subscription payment
Supported
Aug 27, 2026
Wallet payments
WeChat Pay
Not supported
Aug 27, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 0 approved reviews matched to this card
No approved reviews
Approved source content will appear after it is matched to this card.
Risk factors
Updated: Aug 27, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Contro Card require KYC?
Our record lists the Contro Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Contro Card support Apple Pay and Google Pay?
Apple Pay: Not supported. Google Pay: Supported.
Which assets can I top up Contro Card with?
Our record lists Contro Card support for: USDT, USDC, BTC, ETH, SOL, and XRP.
Is Contro Card a virtual or a physical card?
Contro Card is offered as: Virtual + physical card.
Where is Contro Card available?
Our record lists 7 countries or regions as available and 4 as restricted. Country-by-country status is in the regions section of this page.
Who issues Contro Card?
Contro Card is operated by Contro on the Visa network.