Available regions
Applications or normal card activation are supported
ThailandTHRussiaRUVietnamVN
- Evidence
- Officially supported
Card database / Mastercard / Visa / Crypto prepaid card
A
antarctic-wallet
Updated: Aug 9, 2026
Antarctic Wallet is a custodial wallet and payment platform for everyday crypto payments. Users can make QR payments with balances such as USDT and TON and apply for a virtual bank card linked to their wallet balance. The current card system includes virtual cards for Russian and CIS payment use cases, a Mastercard for travel and global offline spending, and Visa virtual cards for international online services such as ChatGPT, Netflix and app subscriptions. International cards support mobile wallets and online purchases, with partner issuers completing fiat settlement when card payments are made.
Official and company information
Issuer identity and company credentials
Antarctic is an emerging decentralized exchange (DEX) and Web3 financial ecosystem platform. It allows users to interact directly with blockchain smart contracts via self-custodial wallets without registering an account or submitting personal information, enabling transparent on-chain asset swaps. To bring digital assets into physical life, it has launched a companion crypto wallet app that supports compliant use of mainstream tokens such as USDT and TON for quick payments at supported merchants or online services by scanning QR codes.
- Company / issuer
- Antarctic / Antarctic Exchange
- Legal name
- Antarctic Exchange Corporation
- Registered region
- United States (US)
- Headquarters
- United States
- Company type
- Crypto exchange
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Antarctic Wallet brings together a crypto wallet, QR payments, card spending, card withdrawals, Alipay top-ups, and other payment services in one app. Users can top up their wallet with USDT or TON and then spend via local QR payment channels or virtual cards. The official terms clearly state that the wallet is custodial and that Antarctic Wallet controls the private keys used to execute transactions; virtual cards are provided by partner banks, and Antarctic Wallet is not a bank and does not directly issue cards.
Currently, the official website categorizes cards by use case: the Russian market offers a MIR virtual card directly linked to the USDT wallet balance; the international market offers a Mastercard travel card for spending at overseas stores, cafes, hotels, and flights; and a Visa online service card is available, primarily for ChatGPT, Netflix, apps, and international internet services. The maximum public spending limits for international virtual cards are 50,000 USD per transaction, 50,000 USD per day, and 200,000 USD per month.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
A CIS Regional Payment Virtual Card | A Mastercard Travel Virtual Card | A Visa Online Service Virtual Card | |
|---|---|---|---|
| Card form | Virtual card | Virtual card | Virtual card |
| Fees | |||
| Monthly fee | Free Card maintenance service is free | Free No monthly maintenance fee. | Free |
| Card issuance fee | Free Card issued automatically after KYC completion | 90 USD Can be reduced to $29 during promotional periods | 50 USD Can be reduced to $19 during promotional periods |
| ATM fee | — | — | — |
| Foreign exchange fee | — | — | — |
| Top-up fee | Free Use wallet balance directly | — | — |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | — | — |
| Crypto cashback | — | — | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | 30% Up to 30% service fee, tiered by number of active referrals | 30% Calculated based on referred user fees | 30% Calculated based on referred user fees |
| Limits | |||
| Daily spending limit | — | 50,000 USD International daily limit | 50,000 USD International daily limit |
| Monthly spending limit | 1,000,000 Maximum limit for advanced KYC | 200,000 USD International monthly limit | 200,000 USD International monthly limit |
| ATM withdrawal limit | — | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
IranIRMyanmar (Burma)MMNorth KoreaKP
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前未列入 Antarctic Wallet 已正式开放的卡片服务市场，无法按现行公开流程确认大陆居民发卡资格；已发行国际 Mastercard/Visa 可在符合卡组织及商户规则的境外场景使用。
2、香港：当前未列入已正式开放的 Antarctic Wallet 本地卡片市场，现行公开渠道没有香港居民直接发卡规则；国际卡本身面向全球 Mastercard/Visa 商户消费
3、澳门：当前未列入已正式开放的 Antarctic Wallet 本地卡片市场，现行公开渠道没有澳门居民直接发卡规则；国际卡可按 Mastercard/Visa 商户受理范围使用。
4、台湾：官方当前将台湾列为下一阶段扩展市场之一，但尚未列为已经正式上线地区；因此现阶段不按正常开放申请处理，正式上线后仍需通过 Basic KYC。
Updated: Aug 9, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Tiered KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Unconfirmed
Review time / regional limits
Basic automatic review is faster; high-risk accounts and EDD review take longer.
KYC provider
Sumsub
Updated
Aug 9, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported8
Not supported4
UpdatedAug 9, 2026
Wallet payments
Alipay
Not supported
Aug 9, 2026
Wallet payments
Apple Pay
Supported
Aug 9, 2026
Cash services
ATM withdrawal
Not supported
Aug 9, 2026
AI tools
ChatGPT
Supported
Aug 9, 2026
AI tools
Claude
Supported
Aug 9, 2026
Wallet payments
Google Pay
Supported
Aug 9, 2026
AI tools
Midjourney
Supported
Aug 9, 2026
In-person payments
Offline POS
Supported
Aug 9, 2026
Online shopping
Online shopping
Supported
Aug 9, 2026
Wallet payments
PayPal
Not supported
Aug 9, 2026
Subscriptions
Subscription payment
Supported
Aug 9, 2026
Wallet payments
WeChat Pay
Not supported
Aug 9, 2026
User reviews
Showing 10 approved reviews matched to this card
Added it to my go-to apps
Added it to my go-to apps. I've tried a few different wallets before but ended up sticking with this one. Being able to use it through the Telegram bot is a nice bonus and everything's laid out in a way that just makes sense. Had one card withdrawal get stuck once, but support was responsive and sorted it out pretty quickly
Official reply
View original Hello! Thank you for your review. We're glad to hear that Antarctic Wallet helps make crypto more useful for everyday payments. Best regards, Antarctic Wallet.
So far its looking really solid
So far its looking really solid. The interface isnt cluttered and everythings running smoothly. Good stuff
Official reply
View original Hello! Thank you for your review. We're glad to hear that Antarctic Wallet helps make crypto more useful for everyday payments. Best regards, Antarctic Wallet.
I've used them quite a lot before
I've used them quite a lot before, and several hundred thousand of mine have passed through them. recently, something is constantly not working, money is not being withdrawn, and support is constantly silent. they turn into some kind of bench. the withdrawal from the latter is just spinning for a day and the support says that when they find an error, then they will return it, in fact they are withholding money!
Official reply
View original Hello. We're sorry to hear about your experience.
Some transactions have recently taken longer than usual due to temporary technical issues. If a withdrawal is temporarily delayed, it does not mean that your funds are being withheld. Once the issue is resolved, the transaction is either completed or the funds are returned to your account.
We also apologize if you experienced longer-than-usual response times from our support team. We're working to improve both the stability of the service and our response times.
Best regards, Antarctic Wallet.
Antarctic Wallet có vẻ là một ví crypto…
Antarctic Wallet có vẻ là một ví crypto tốt cho thanh toán bằng mã QR. Tôi đánh giá cao việc có nhiều cách truy cập như ứng dụng di động và Telegram bot, cùng với các tính năng như kiểm tra AML, thẻ ảo và rút tiền về thẻ. Dịch vụ này khá hứa hẹn, nhưng tôi mong trong tương lai sẽ hỗ trợ thêm nhiều quốc gia hơn.
Official reply
View original Xin chào! Cảm ơn bạn đã chia sẻ trải nghiệm với Antarctic Wallet. Chúng tôi rất vui khi biết rằng dịch vụ hoạt động ổn định và đáp ứng được nhu cầu thanh toán bằng crypto của bạn. Trân trọng, Antarctic Wallet.
Не советую данный сервис
Не советую данный сервис. Я по ошибке купила карту за $90, заместо $50, да , это моя плата за невнимательность. Но когда поддержка просто игнорит и не дает ни одного ответа, то собственно вопрос, стоит ли этот сервис внимания других людей? Делайте выводы ребята, мне не жалко $90, мне жалко что такой сервис пропадает.
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I don't recommend this service. By mistake, I bought a card for $90 instead of $50. Yes, that's my price to pay for being inattentive. But when the support team simply ignores you and doesn't give any response at all, the real question is: is this service worth anyone else's attention? Draw your own conclusions, guys. I'm not sorry about the $90 — I'm sorry that a service like this is going to waste.
Official reply
View original Здравствуйте. Хотим уточнить, что на момент покупки был доступен только один вариант виртуальной карты стоимостью $90, позже появился дополнительный тариф стоимостью $50. К сожалению, возврат средств или замена уже выпущенной карты не предусмотрены.
Что касается задержки ответов поддержки, приносим извинения за доставленные неудобства. Мы приняли вашу обратную связь во внимание и работаем над тем, чтобы сократить время обработки обращений.
С уважением, Antarctic Wallet.
Mình không dùng quá thường xuyên nhưng…
Mình không dùng quá thường xuyên nhưng mỗi lần cần thanh toán bằng crypto thì Antarctic Wallet làm việc khá ổn. Giao diện dễ dùng, thao tác nhanh, chưa gặp vấn đề gì đáng kể từ lúc bắt đầu dùng.
Official reply
View original Xin chào! Cảm ơn bạn đã chia sẻ trải nghiệm với Antarctic Wallet. Chúng tôi rất vui khi biết rằng dịch vụ hoạt động ổn định và đáp ứng được nhu cầu thanh toán bằng crypto của bạn. Trân trọng, Antarctic Wallet.
I like that it kind of closes the gap…
I like that it kind of closes the gap between crypto and everyday payments. Before, my USDT was mostly just sitting on an exchange. Now I can actually spend it when I need to. Makes crypto feel a lot more useful in real life.
Official reply
View original Hello! Thank you for your review. We're glad to hear that Antarctic Wallet helps make crypto more useful for everyday payments. Best regards, Antarctic Wallet.
I use Antarctic Wallet from time to…
I use Antarctic Wallet from time to time. It’s been convenient for things like paying for subscriptions and making purchases while traveling. I like that it doesn’t require any complicated setup or extra apps to get started. Transactions usually go through quickly, and the status updates correctly without any confusion. Overall, it works well for what I need and feels easy to use.
Official reply
View original Hello! Thank you for your feedback. We're glad to hear that Antarctic Wallet has been convenient for your everyday payments and travel purchases. We’ll continue improving the product to make it even more user-friendly. Best regards, Antarctic Wallet.
Tôi đã tìm kiếm một cách thiết thực để…
Tôi đã tìm kiếm một cách thiết thực để chi tiêu tiền điện tử mà không gặp rắc rối, và dịch vụ này hóa ra là một trong những dịch vụ tiện lợi nhất mà tôi từng thử. Không cần phải rút tiền, tìm kiếm các tùy chọn trao đổi, hay chờ đợi chuyển khoản. Đối với các khoản thanh toán nhỏ hàng ngày, nó thực sự hữu ích
Official reply
View original Xin chào! Cảm ơn bạn đã chia sẻ trải nghiệm với Antarctic Wallet. Chúng tôi rất vui khi biết rằng dịch vụ giúp bạn đơn giản hóa việc sử dụng tiền điện tử trong các chi tiêu hằng ngày và giảm bớt các bước không cần thiết. Chúng tôi sẽ tiếp tục phát triển sản phẩm để mang đến trải nghiệm thuận tiện hơn cho người dùng. Trân trọng, Antarctic Wallet.
Mình xài Antarctic Wallet như kiểu lớp…
Mình xài Antarctic Wallet như kiểu lớp trung gian thanh toán giữa on-chain với chi tiêu ngoài đời. Nạp USDT vào xong là khỏi phải lăn tăn vụ rút qua CEX hay ngồi canh P2P nữa. Nói thẳng ra thì nó giống một cái cổng lưu ký (custodial gateway) với tốc độ xử lý khá lẹ, tiền về gần như tức thì. Có mất phí nha, nhưng bù lại đỡ lòng vòng và tiết kiệm cả đống thao tác. Xài kiểu chi tiêu hàng ngày thì ổn áp, còn để làm ví lạnh giữ tài sản lâu dài thì chắc chắn không phải lựa chọn mình nghĩ tới.
Official reply
View original Xin chào! Cảm ơn bạn đã chia sẻ trải nghiệm với Antarctic Wallet. Chúng tôi rất vui khi biết rằng bạn đánh giá cao sự tiện lợi và tốc độ của dịch vụ cho các giao dịch hằng ngày. Chúng tôi sẽ tiếp tục cải thiện sản phẩm để mang đến trải nghiệm tốt hơn cho người dùng. Trân trọng, Antarctic Wallet
Risk factors
Updated: Aug 9, 2026
No risk factors are available