Available regions
Applications or normal card activation are supported
IndiaINVanuatuVURussiaRUMacaoMOPuerto RicoPRGuamGUSt. Vincent & GrenadinesVCCayman IslandsKYGibraltarGI
- Evidence
- Officially supported
Card database / Mastercard / Crypto prepaid card
A
Axiome Pay Card
Updated: Aug 10, 2026
OriginalAxiome Pay Card 是 Axiome 生态中的加密支付卡产品，由 Axiome Pay 以“加密卡聚合器”模式提供多种 Visa 和 Mastercard 卡。用户通过 USDT 向美元卡余额充值后，可用于国际线上购物、订阅、移动支付及实体商户消费。当前产品同时覆盖虚拟卡和实体卡，官方列有 Virtual Mastercard Pro、Physical Visa Ultimate、Physical Visa Pro、Virtual Visa Pro 和 Virtual Visa Lite 五种卡，并按照 AXP 持有量提供不同充值费率及 AXP 消费奖励。
Official and company information
Issuer identity and company credentials
Axiome Pay is an aggregation platform for virtual and physical cards for crypto asset users, allowing users to top up USD-denominated prepaid cards with USDT and manage various Visa and Mastercard card products in one app. The platform offers card application, top-up, card details viewing, and status tier features, but actual bank card services involve third-party service providers, banks, and card issuers. Axiome Pay's own direct issuance and regulatory qualifications have not yet been confirmed.
- Company / issuer
- Axiome Pay
- Legal name
- CRYPTOLINK MARKETING SOLUTIONS S.R.L.
- Registered region
- Costa Rica (CR)
- Headquarters
- Original哥斯达黎加
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
Axiome Pay is not a single-BIN card but offers multiple prepaid/debit crypto cards through different issuing programs. Its user agreement clearly states that users first top up with USDT, which is converted into USD card balance before spending via Visa or Mastercard networks; a user can hold up to 5 virtual cards and 1 physical card at a time. Card issuance fees, top-up fees, transaction fees, ATM capabilities, and spending limits vary significantly by card type.
Axiome Pay also has an AXP Status system: Blue, Silver, Gold, Black, and Platinum tiers are determined by the amount of AXP held, with higher tiers enjoying lower top-up fees; users also earn 0.05–0.3 AXP per 1 USD spent. The official website states that cards can be used in over 170 countries and at over 10 million merchants. The Android app is currently operational and was updated on August 5, 2026, to add support for new card types.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
A Axiome Pay Virtual Mastercard Pro | A Axiome Pay Physical Visa Ultimate | A Axiome Pay Physical Visa Pro | A Axiome Pay Virtual Visa Pro | A Axiome Pay Virtual Visa Lite | |
|---|---|---|---|---|---|
| Card form | Virtual card | Physical card | Physical card | Virtual card | Virtual card |
| Fees | |||||
| Monthly fee | Free No fixed monthly fee | Free No fixed monthly fee | Free No fixed monthly fee | Free No fixed monthly fee | Free No fixed monthly fee |
| Card issuance fee | 50 USD One-time issuance fee | 250 USD Original实体Ultimate卡发行费 | 100 USD Physical Pro card issuance fee | 60 USD Visa Pro issuance fee | 20 USD Current minimum card issuance price |
| ATM fee | — | 3% Charged per ATM withdrawal, minimum 1 USD | 1 USD + 2% Charged per ATM withdrawal, minimum 1 USD | — | — |
| Foreign exchange fee | — | — | — | — | — |
| Top-up fee | 1% Fee rate reduced by AXP tier, range 1%–4% | 1.7% Fee rate reduced by AXP tier, range 1.7%–4% | 1.4% Fee reduced by AXP tier, range 1.4%–4% | 1.7% Fee rate reduced by AXP tier, range 1.7%–4% | 0% Fee reduced by AXP tier |
| Failed transaction fee | — | — | — | — | — |
| Rewards | |||||
| Cashback | — | — | — | — | 0 USD |
| Crypto cashback | 0.05 USD Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent | 0.05 USD Rewards issued by AXP tier, 0.05–0.3 AXP per USD | 0.04 USD Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent | 0.05 USD Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent | — |
| Staking rewards | — | — | — | — | — |
| Staking APR | — | — | — | — | — |
| Welcome bonus | — | — | — | — | — |
| Referral bonus | — | — | — | — | — |
| Limits | |||||
| Daily spending limit | 250,000 USD Daily limit published on official website | Unlimited No spending limit indicated on official website | 250,000 USD Daily cumulative spending limit | Unlimited No spending limit indicated on official website | Unlimited No spending limit indicated on official website |
| Monthly spending limit | 1,000,000 USD Monthly limit published on official website | Unlimited No spending limit indicated on official website | 1,000,000 USD Monthly cumulative spending limit | Unlimited No spending limit indicated on official website | Unlimited No spending limit indicated on official website |
| ATM withdrawal limit | — | Unlimited No withdrawal limit indicated on official website | 1,500 USD Per withdrawal limit | — | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
VenezuelaVEBosnia & HerzegovinaBABulgariaBGChinaCNCubaCUCôte d’IvoireCIBritish Virgin IslandsVGPapua New GuineaPGNepalNPYemenYELaosLALebanonLBUkraineUASyriaSYCameroonCMVietnamVNHaitiHTIranIRIraqIQNorth KoreaKPMyanmar (Burma)MMAngolaAOMonacoMCKuwaitKWBoliviaBOKenyaKESouth SudanSS
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：当前按申请受限处理；Axiome Pay 没有公开大陆居民专用发卡规则，已发行 Visa/Mastercard 在符合卡组织及当地商户受理条件时可用于国际卡交易。
2、香港：当前按申请受限处理；Axiome Pay 属于亚太覆盖产品，但没有单独公布香港居民 KYC 和发卡条件，已持卡用户可按 Visa/Mastercard 商户规则使用。
3、澳门：可申请，当前地区卡片数据库已将多款 Axiome Pay Visa/Mastercard 卡列入澳门可用产品；获卡后可用于支持相应卡组织的线上和实体商户。
4、台湾：当前按申请受限处理；Axiome Pay 属于亚太多地区卡产品，但没有独立公布台湾居民发卡文件规则，已发行国际卡可按卡组织受理范围使用。
Updated: Aug 10, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
UnconfirmedPendingAccepted documents
Unconfirmed
Review time / regional limits
Automatic verification can be completed quickly; when entering manual card issuance compliance review, it is handled with a three-day cap.
KYC provider
Not disclosed
Updated
Aug 10, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 10, 2026
Wallet payments
Alipay
Not supported
Aug 10, 2026
Wallet payments
Apple Pay
Supported
Aug 10, 2026
Cash services
ATM withdrawal
Supported
Aug 10, 2026
AI tools
ChatGPT
Supported
Aug 10, 2026
AI tools
Claude
Supported
Aug 10, 2026
Wallet payments
Google Pay
Supported
Aug 10, 2026
AI tools
Midjourney
Supported
Aug 10, 2026
In-person payments
Offline POS
Supported
Aug 10, 2026
Online shopping
Online shopping
Supported
Aug 10, 2026
Wallet payments
PayPal
Supported
Aug 10, 2026
Subscriptions
Subscription payment
Supported
Aug 10, 2026
Wallet payments
WeChat Pay
Not supported
Aug 10, 2026
User reviews
Showing 10 approved reviews matched to this card
Axiome Pay Google Play review - 2 star
High comissions. There are a lot of cryptocards with much lower fees
View original Axiome Pay Google Play review - 4 star
good
View original Junges Projekt mit viel potenzial
Wenn du auf der Suche nach einer dezentralen Möglichkeit bist, passives Einkommen mit Krypto zu erzielen, ist Axiome (AXM) eine vielversprechende Option. Mit attraktiven Staking-Belohnungen, einer soliden technischen Basis und einem Fokus auf Dezentralisierung bietet es eine interessante Alternative zu zentralisierten Plattformen.
View original Sehr gut
Sehr gute App
Wer sich über mich Registriert bekommt 50 AXM als Start. Einlader Philkill24
View original Wird über die Hälfte weniger und nicht mehr, nach fast einem Jahr. Nur abzocke für die kleinen Leut
👎
View original Fantastic usability
Wonderfully clear and easy to use. I found it super practical and very handy. It really seems like it was designed with the user in mind. Great job to the team behind it!
View original Clear arranged app
Very clear wallet, everything is easy to understand and intuitive to use. I can only recommend it.
View original Simplicity
Beautiful simple design
Pretty self explanatory
View original practical and structured
the app works great and i have a good overview of my wallet!!
View original Very simple and nice usability
Very useful, good functionality 👍
View original Risk factors
Updated: Aug 10, 2026
No risk factors are available