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AAxiome Pay Card logo

Axiome Pay Card

Updated: Sep 20, 2026

Axiome Pay Card is a crypto payment card product within the Axiome ecosystem. It is provided by Axiome Pay under a “crypto card aggregator” model, offering multiple Visa and Mastercard cards. After topping up the USD card balance with USDT, users can use the card for international online shopping, subscriptions, mobile payments, and purchases at physical merchants. The product currently includes both virtual card and physical card options. The official listing includes five cards: Virtual Mastercard Pro, Physical Visa Ultimate, Physical Visa Pro, Virtual Visa Pro, and Virtual Visa Lite. Different top-up fee rates and AXP spending rewards are available based on the amount of AXP held.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT
Last updated
Sep 20, 2026

Official and company information

Issuer identity and company credentials

Axiome Pay is an aggregation platform for virtual and physical cards for crypto asset users, allowing users to top up USD-denominated prepaid cards with USDT and manage various Visa and Mastercard card products in one app. The platform offers card application, top-up, card details viewing, and status tier features, but actual bank card services involve third-party service providers, banks, and card issuers. Axiome Pay's own direct issuance and regulatory qualifications have not yet been confirmed.
Company / issuer
Axiome Pay
Legal name
CRYPTOLINK MARKETING SOLUTIONS S.R.L.
Registered region
Costa Rica (CR)
Headquarters
Costa Rica
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Axiome Pay is not a single-BIN card but offers multiple prepaid/debit crypto cards through different issuing programs. Its user agreement clearly states that users first top up with USDT, which is converted into USD card balance before spending via Visa or Mastercard networks; a user can hold up to 5 virtual cards and 1 physical card at a time. Card issuance fees, top-up fees, transaction fees, ATM capabilities, and spending limits vary significantly by card type. Axiome Pay also has an AXP Status system: Blue, Silver, Gold, Black, and Platinum tiers are determined by the amount of AXP held, with higher tiers enjoying lower top-up fees; users also earn 0.05–0.3 AXP per 1 USD spent. The official website states that cards can be used in over 170 countries and at over 10 million merchants. The Android app is currently operational and was updated on August 5, 2026, to add support for new card types.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Axiome Pay Virtual Mastercard Pro
Axiome Pay Physical Visa Ultimate
Axiome Pay Physical Visa Pro
Axiome Pay Virtual Visa Pro
Axiome Pay Virtual Visa Lite
Card formVirtual cardPhysical cardPhysical cardVirtual cardVirtual card
Fees
Monthly fee
Free
No fixed monthly fee
Free
No fixed monthly fee
Free
No fixed monthly fee
Free
No fixed monthly fee
Free
No fixed monthly fee
Card issuance fee
50 USD
One-time issuance fee
250 USD
Physical Ultimate card issuance fee
100 USD
Physical Pro card issuance fee
60 USD
Visa Pro issuance fee
20 USD
Current minimum card issuance price
ATM fee—
3%
Charged per ATM withdrawal, minimum 1 USD
1 USD + 2%
Charged per ATM withdrawal, minimum 1 USD
——
Foreign exchange fee—————
Top-up fee
1%
Fee rate reduced by AXP tier, range 1%–4%
1.7%
Fee rate reduced by AXP tier, range 1.7%–4%
1.4%
Fee reduced by AXP tier, range 1.4%–4%
1.7%
Fee rate reduced by AXP tier, range 1.7%–4%
0%
Fee reduced by AXP tier
Failed transaction fee—————
Rewards
Cashback————
0 USD
Crypto cashback
0.05 USD
Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent
0.05 USD
Rewards issued by AXP tier, 0.05–0.3 AXP per USD
0.04 USD
Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent
0.05 USD
Rewards issued by AXP tier, 0.05–0.3 AXP per $1 spent
—
Staking rewards—————
Staking APR—————
Welcome bonus—————
Referral bonus—————
Limits
Daily spending limit
250,000 USD
Daily limit published on official website
Unlimited
No spending limit indicated on official website
250,000 USD
Daily cumulative spending limit
Unlimited
No spending limit indicated on official website
Unlimited
No spending limit indicated on official website
Monthly spending limit
1,000,000 USD
Monthly limit published on official website
Unlimited
No spending limit indicated on official website
1,000,000 USD
Monthly cumulative spending limit
Unlimited
No spending limit indicated on official website
Unlimited
No spending limit indicated on official website
ATM withdrawal limit—
Unlimited
No withdrawal limit indicated on official website
1,500 USD
Per withdrawal limit
——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

9
IndiaINVanuatuVURussiaRUMacaoMOPuerto RicoPRGuamGUSt. Vincent & GrenadinesVCCayman IslandsKYGibraltarGI
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

27
VenezuelaVEBosnia & HerzegovinaBABulgariaBGChinaCNCubaCUCôte d’IvoireCIBritish Virgin IslandsVGPapua New GuineaPGNepalNPYemenYELaosLALebanonLBUkraineUASyriaSYCameroonCMVietnamVNHaitiHTIranIRIraqIQNorth KoreaKPMyanmar (Burma)MMAngolaAOMonacoMCKuwaitKWBoliviaBOKenyaKESouth SudanSS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Can apply,Can use,U.S. residents can obtain Axiome Pay cards after completing the required KYC, and the cards are supported for payments in the United States.

2. United Kingdom:Can apply,Can use,UK residents are covered by Axiome Pay’s international service framework and can obtain a card after completing the required KYC.

3. Canada:Can apply,Can use,Canadian residents can obtain an Axiome Pay card after completing KYC and can use it locally for supported payments.

4. Australia:Can apply,Can use,Australian residents can apply through Axiome Pay after completing the required identity verification and can use the card locally.

5. South Africa:Can apply,Can use,South African residents can obtain an Axiome Pay card after completing KYC and can use it for supported local payments.

6. New Zealand:Can apply,Can use,New Zealand residents can apply after completing Axiome Pay’s required KYC and can use the issued card locally.

7. Ireland:Can apply,Can use,Irish residents are eligible to use Axiome Pay’s card service after completing the required KYC and can use the card in Ireland.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Unconfirmed

Review time / regional limits

Automatic verification can be completed quickly; when entering manual card issuance compliance review, it is handled with a three-day cap.

KYC provider

Not disclosed

Updated

Aug 10, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported10
Not supported2
UpdatedAug 10, 2026

Wallet payments

Alipay

Not supported

Aug 10, 2026

Wallet payments

Apple Pay

Supported

Aug 10, 2026

Cash services

ATM withdrawal

Supported

Aug 10, 2026

AI tools

ChatGPT

Supported

Aug 10, 2026

AI tools

Claude

Supported

Aug 10, 2026

Wallet payments

Google Pay

Supported

Aug 10, 2026

AI tools

Midjourney

Supported

Aug 10, 2026

In-person payments

Offline POS

Supported

Aug 10, 2026

Online shopping

Online shopping

Supported

Aug 10, 2026

Wallet payments

PayPal

Supported

Aug 10, 2026

Subscriptions

Subscription payment

Supported

Aug 10, 2026

Wallet payments

WeChat Pay

Not supported

Aug 10, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Alexandergoogle_play★ 2 / 5

Axiome Pay Google Play review - 2 star

High comissions. There are a lot of cryptocards with much lower fees
View original
Md Mumingoogle_play★ 4 / 5

Axiome Pay Google Play review - 4 star

good
View original
Jimmy Spiderapp_store★ 5 / 5

Junges Projekt mit viel potenzial

Wenn du auf der Suche nach einer dezentralen Möglichkeit bist, passives Einkommen mit Krypto zu erzielen, ist Axiome (AXM) eine vielversprechende Option. Mit attraktiven Staking-Belohnungen, einer soliden technischen Basis und einem Fokus auf Dezentralisierung bietet es eine interessante Alternative zu zentralisierten Plattformen.
View original
Philkill3app_store★ 5 / 5

Sehr gut

Sehr gute App Wer sich über mich Registriert bekommt 50 AXM als Start. Einlader Philkill24
View original
Ive11uapp_store★ 1 / 5

Wird über die Hälfte weniger und nicht mehr, nach fast einem Jahr. Nur abzocke für die kleinen Leut

👎
View original
Captain Kulioapp_store★ 5 / 5

Fantastic usability

Wonderfully clear and easy to use. I found it super practical and very handy. It really seems like it was designed with the user in mind. Great job to the team behind it!
View original
Storytime26app_store★ 5 / 5

Clear arranged app

Very clear wallet, everything is easy to understand and intuitive to use. I can only recommend it.
View original
Diggi.tvapp_store★ 5 / 5

Simplicity

Beautiful simple design Pretty self explanatory
View original
Danil👌app_store★ 5 / 5

practical and structured

the app works great and i have a good overview of my wallet!!
View original
BB44Mapp_store★ 5 / 5

Very simple and nice usability

Very useful, good functionality 👍
View original

Risk factors

Updated: Aug 10, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Axiome Pay Card require KYC?

Our record lists the Axiome Pay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Axiome Pay Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Axiome Pay Card with?

Our record lists Axiome Pay Card support for: USDT.

Is Axiome Pay Card a virtual or a physical card?

Axiome Pay Card is offered as: Virtual card and Physical card.

Where is Axiome Pay Card available?

Our record lists 9 countries or regions as available and 27 as restricted. Country-by-country status is in the regions section of this page.

Who issues Axiome Pay Card?

Axiome Pay Card is operated by Axiome Pay on the Mastercard network.