Available regions
Applications or normal card activation are supported
PeruPEVenezuelaVEArgentinaARBoliviaBOBrazilBRParaguayPYUruguayUYEcuadorECPanamaPAChileCLMexicoMXColombiaCO
- Evidence
- Officially supported
Card database / Mastercard / Visa / Crypto prepaid card
B
Belo Card
Updated: Aug 7, 2026
Belo Card is a crypto asset payment card system offered by belo to users in Latin America. It currently consists of the local Argentine belo Mastercard® and the global Visa card belo LUX. The local Mastercard is primarily intended for everyday payments in Argentina and can spend pesos and digital assets held in a belo account directly. belo LUX is intended for US dollar spending, international shopping, travel and subscriptions, with a spending limit secured by digital assets.
Official and company information
Issuer identity and company credentials
belo was founded in 2021 and is headquartered in Buenos Aires, Argentina. It is a fintech platform focused on digital financial asset management for Latin American markets (such as Argentina and Brazil) and global remote workers and freelancers. The platform integrates a cryptocurrency wallet, international multi-currency receivables, and local Pix payment channels, and has partnered with Mastercard to issue a co-branded debit card, enabling users to spend or withdraw cash globally seamlessly. It is formally registered as a Virtual Asset Service Provider (PSAV) with the National Securities Commission (CNV) in Argentina.
- Company / issuer
- Belo
- Legal name
- belo Argentina S.A
- Registered region
- Argentina (AR)
- Headquarters
- Argentina
- Company type
- Fintech
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
belo currently uses a dual-card structure comprising a local card and a global card. Argentine users can use the belo Mastercard® virtual card and physical prepaid card. Payments are deducted according to the user's configured currency order and settled with Mastercard merchants, while the physical card can also be used for ATM withdrawals in Argentina. belo LUX is an offshore-issued virtual Visa primarily denominated in USD and can be linked to Apple Pay and Google Pay. Its legal structure is a secured card account in which users provide Collateral through digital assets held in compatible blockchain wallets, with the spending limit linked to the value of the collateral. The two types of card differ substantially in settlement method, application region, and use case.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
Drag or swipe anywhere in the table to view every card; labels stay fixed
B belo Mastercard virtual card | B belo Mastercard physical card | B belo LUX Global Card | |
|---|---|---|---|
| Card form | Virtual card | Physical card | Virtual card |
| Fees | |||
| Monthly fee | Free No monthly maintenance fee. | Free No monthly maintenance fee. | Free No monthly or maintenance fee |
| Card issuance fee | Free Free to create | Free Free issuance and delivery | Free USD 25 is only the minimum balance |
| ATM fee | — | 3% Minimum 0.50 USDT, applicable to ATM withdrawals in Argentina | — |
| Foreign exchange fee | 0.3 USDT Minimum 0.30 USDT; minimum 0.40 USDT for specific merchants, applicable to international transactions | 0.3 USDT Minimum 0.30 USDT; minimum 0.40 USDT for specific merchants, applicable to international transactions | 3% Up to 3% for non-USD conversion, plus up to 3% cross-border fee |
| Top-up fee | Free No separate top-up fee for the card | Free No separate top-up fee for the card | — |
| Failed transaction fee | — | — | — |
| Rewards | |||
| Cashback | — | — | — |
| Crypto cashback | — | — | — |
| Staking rewards | — | — | — |
| Staking APR | — | — | — |
| Welcome bonus | — | — | — |
| Referral bonus | — | — | — |
| Limits | |||
| Daily spending limit | 20,000,000 ARS Default daily spending limit | 20,000,000 ARS Default daily spending limit | — |
| Monthly spending limit | 5,000 USDT Combined monthly limit for local cards | 5,000 USDT Combined monthly limit for local cards | — |
| ATM withdrawal limit | — | 60,000 ARS General daily ATM limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
TurkmenistanTMBruneiBNGuyanaGYFranceFRNauruNRRwandaRWSyriaSYTogoTGRussiaRUAustraliaAUCongo - KinshasaCDMontenegroMESerbiaRSSri LankaLKSwedenSESt. Vincent & GrenadinesVCMalaysiaMYMaldivesMVCape VerdeCVZambiaZMMicronesiaFMBurkina FasoBFZimbabweZWGrenadaGDFijiFJBosnia & HerzegovinaBAPortugalPTTajikistanTJHaitiHTTunisiaTNYemenYEThailandTHHungaryHUBelgiumBEMoroccoMAKiribatiKIAzerbaijanAZIcelandISVanuatuVUCambodiaKHGreeceGRTuvaluTVBelizeBZKenyaKEMozambiqueMZSurinameSREl SalvadorSVDominicaDMAntigua & BarbudaAGNamibiaNAGeorgiaGEMadagascarMGMoldovaMDOmanOMCroatiaHRMauritiusMUJordanJOVietnamVNKyrgyzstanKGCyprusCYCubaCUGhanaGHIndonesiaIDNorwayNOSouth KoreaKRSt. LuciaLCEstoniaEEBangladeshBDSolomon IslandsSBPolandPLArmeniaAMSouth SudanSSLaosLAMyanmar (Burma)MMKuwaitKWBulgariaBGLuxembourgLULesothoLSSeychellesSCDjiboutiDJIndiaINNorth KoreaKPMongoliaMNMaltaMTLebanonLBTongaTOUnited StatesUSAlbaniaALLiechtensteinLIGabonGARomaniaROIraqIQSierra LeoneSLTimor-LesteTLChinaCNTanzaniaTZTürkiyeTRIranIRSt. Kitts & NevisKNMauritaniaMRNicaraguaNIGuatemalaGTSudanSDUnited Arab EmiratesAEGuineaGNLatviaLVCameroonCMGambiaGMSwitzerlandCHMarshall IslandsMHNigeriaNGSingaporeSGEritreaERHondurasHNCôte d’IvoireCIComorosKMTrinidad & TobagoTTLibyaLYAlgeriaDZQatarQASpainESCanadaCAJapanJPBahrainBHPapua New GuineaPGPalauPWLithuaniaLTDenmarkDKLiberiaLREgyptEGNepalNPFinlandFISamoaWSCentral African RepublicCFAfghanistanAFJamaicaJMMalawiMWBelarusBYEquatorial GuineaGQUnited KingdomGBPakistanPKItalyITMaliMLSloveniaSIUzbekistanUZUkraineUAChadTDBotswanaBWDominican RepublicDOAustriaATAngolaAOEthiopiaETUgandaUGCzechiaCZKazakhstanKZNigerNENorth MacedoniaMKIrelandIENetherlandsNLBurundiBIBarbadosBBNew ZealandNZBeninBJBhutanBTPhilippinesPHSenegalSNGuinea-BissauGWSlovakiaSKBahamasBSGermanyDESomaliaSO
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：中国大陆居民不可申请，belo LUX 将中国大陆列为国际卡受限司法辖区；阿根廷发行的 belo Mastercard 可按 Mastercard 境外受理规则消费。
2、香港：中国香港居民不可申请，belo LUX 将香港列入国际卡受限辖区；已持有阿根廷 belo Mastercard 的用户可在接受 Mastercard 的商户使用。
3、澳门：中国澳门居民不属于当前 belo 开户和发卡国家；已经取得有效卡片的合资格用户可按 Visa 或 Mastercard 全球受理规则在澳门消费。
4、台湾：中国台湾居民不属于当前 belo 开户和发卡国家；已经取得有效卡片的合资格用户可按 Visa 或 Mastercard 全球受理规则在台湾消费。
Updated: Aug 7, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
ID card / Passport / Foreigner ID / Residence permit / Driver's license / Mexican INE voter card
Review time / regional limits
Automated identity review usually takes a few minutes; abnormal documents go to manual compliance review.
KYC provider
Sumsub
Updated
Aug 7, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 7, 2026
Wallet payments
Alipay
Supported
Aug 7, 2026
Wallet payments
Apple Pay
Supported
Aug 7, 2026
Cash services
ATM withdrawal
Supported
Aug 7, 2026
AI tools
ChatGPT
Supported
Aug 7, 2026
AI tools
Claude
Supported
Aug 7, 2026
Wallet payments
Google Pay
Supported
Aug 7, 2026
AI tools
Midjourney
Supported
Aug 7, 2026
In-person payments
Offline POS
Supported
Aug 7, 2026
Online shopping
Online shopping
Supported
Aug 7, 2026
Wallet payments
PayPal
Supported
Aug 7, 2026
Subscriptions
Subscription payment
Supported
Aug 7, 2026
Wallet payments
WeChat Pay
Supported
Aug 7, 2026
User reviews
Showing 10 approved reviews matched to this card
No funciona
Quiero recuperar mi cuenta que se cierra sin razón y no puedo porque la app deja de funcionar y el servicio técnico no me ayuda eficientemente !!!
View original No pude vincular la cuenta con payoneer
Elimine mi cuenta despues de varios dias sin solucion y ahora no puedo abrir una nuevamente
View original Pésimo
Me deshabilitaron la cuenta, y ahora reciben transferencias y no me las devuelve!
View original Excelente
Una genialidad
View original Brasil
La usé en Brasil para uber y pagos en la playa y anduvo perfectamente
View original Fantástica
Para recibir plata en otras monedas, que convierte en USDT. Conversiones de otras monedas, transferencia para tu CBU. Hasta todo bárbaro.
View original No funciona
Necesito una solución. La aplicación no me abre y tengo dinero en ella. Ya la desinstale y volví a instalar. Me comuniqué con el chatbot pero no encuentro una solución.
View original Transferencias nacionales descuenta Rentas automáticamente
Por más que recibas una transferencia de una cuenta tuya te descuentan impuestos provinciales automáticamente (SIRCUPA). Si me estoy mandando desde una cuenta propiedad mía con mi propio CUIL identificado no deberían hacerlo.
View original Lo mejor que hay
No falla
View original Las integraciones andan muy mal
La mitad de las veces la conexión con Payoneer no anda. La verdad que es muy poco confiable una app que cuando necesitas hacer un movimiento no sabes si vas a poder. Ya estoy buscando otra alternativa para dejar de usar este servicio que me hartó.
View original Risk factors
Updated: Aug 7, 2026
No risk factors are available