UCard Radar

Card database / Mastercard / Crypto prepaid card

BBinance Card logo

Binance Card

Updated: Jul 27, 2026

The Binance Card is a crypto asset payment card offered by Binance to eligible users. The operating structure current in 2026 uses Mastercard and includes the Binance Card - Global Program virtual card provided by Immersve and the Binance Card Brasil virtual and physical cards issued by Pomelo. Users can select crypto assets from their Binance Spot or Funding Account. At the time of purchase, the system automatically converts the assets into fiat currency to pay Mastercard merchants and offers tiered spending cashback.
Submit usage feedback
Card network
Mastercard
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / AVAX / DOT / LINK / MATIC / EUR
Last updated
Jul 27, 2026

Official and company information

Issuer identity and company credentials

Binance is a major global centralized crypto asset trading platform, with products covering spot trading, derivatives, P2P, Earn, payments, wallet, research, academy, and institutional services. The official website describes Binance as the "world's leading blockchain ecosystem" and states that Binance Exchange is a large digital asset exchange by trading volume; starting January 2026, Binance.com's global platform services will be restructured into a three-entity model under ADGM regulation: trading, clearing/custody, and brokerage services.
Company / issuer
Binance
Legal name
Binance Holdings Limited
Registered region
Cayman Islands (KY)
Headquarters
Dubai, Abu Dhabi, Malta
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The current Binance Card is a different program from the discontinued European Visa card. The Global Program is a Mastercard issued by Immersve Limited and currently offers only a virtual card. Users can set at least 3 and up to 12 payment assets from Spot and Funding Account, connect the card to a mobile wallet, and use it for online and in-store contactless payments. The Brazilian version is a Mastercard issued by Pomelo Instituição de Pagamento Ltda. It offers virtual and physical cards, supports BRL settlement and ATM withdrawals, and applies tiered KYC limits. Both programs use real-time crypto asset conversion, but regional eligibility, fees, supported assets, cashback, and ATM capabilities are administered separately.
Mastercard card experienceRegional availabilityTerms may change
Notice: The former European Binance Visa Card service ended on 2023/12/20. The original European card can no longer be applied for or renewed.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Binance Card Global Program Virtual Card
Binance Card Brazil
Card formVirtual cardVirtual card
Fees
Monthly fee
Free
No recurring card management fee.
Free
No recurring card management fee.
Card issuance fee
Free
Free issuance
Free
The first card is free.
ATM fee
1.5 USD
The first 2 times are free; US$1.50 thereafter, calculated by calendar month.
Foreign exchange fee
3%
Depending on the card issuance region, ranging from 0%–3%.
2%
IOF applies separately to international transactions.
Top-up fee
Failed transaction fee
Rewards
Cashback
3%
Tiered according to monthly spending, up to 3%.
3%
Up to R$500 per month.
Crypto cashback
3%
Paid in USDC or BTC, up to 3%.
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
25,000 BRL
Virtual and physical cards share the same limit.
Monthly spending limit
150,000 BRL
Depending on KYC level.
ATM withdrawal limit
7,000 BRL
Depending on KYC level.
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

9
BrazilBRQatarQATaiwanTWColombiaCOKazakhstanKZAustraliaAUArmeniaAMNew ZealandNZPeruPE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

43
CanadaCALuxembourgLUEuropean UnionNorwayNOSpainESPolandPLBelarusBYNorth KoreaKPIcelandISBulgariaBGFranceFRHong KongHKEstoniaEEMyanmar (Burma)MMGreeceGRRomaniaROCyprusCYDenmarkDKLithuaniaLTSloveniaSIUnited StatesUSHungaryHUSwedenSEAustriaATMacaoMOChinaCNSlovakiaSKCzechiaCZPortugalPTSyriaSYRussiaRUIrelandIELatviaLVGermanyDENetherlandsNLFinlandFIMaltaMTSudanSDLiechtensteinLIItalyITIranIRCroatiaHRBelgiumBE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可使用中国大陆居民资格申请现行 Binance Card;境外合法取得的 Mastercard 可在接受境外 Mastercard 的中国大陆商户消费。

2、香港:当前不支持香港居民申请现行 Binance Card;境外已合法取得的 Mastercard 可在香港相应线上及线下受理商户使用。

3、澳门:当前不支持澳门居民直接申请现行 Binance Card;境外已发行卡仍可在澳门接受 Mastercard 的合资格商户消费。

4、台湾:可通过 Global Program 申请 Mastercard 虚拟卡,需完成 Binance KYC 并通过卡片地区资格审核;获卡后可进行线上及移动钱包消费。

Updated: Jul 27, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Automatic review and initial card approval are relatively fast; abnormal identity documents enter manual compliance review.

KYC provider

Binance Internal Compliance Engine

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 27, 2026

Cash services

ATM withdrawal

Supported

Jul 27, 2026

AI tools

ChatGPT

Supported

Jul 27, 2026

AI tools

Claude

Supported

Jul 27, 2026

Wallet payments

Google Pay

Supported

Jul 27, 2026

AI tools

Midjourney

Supported

Jul 27, 2026

In-person payments

Offline POS

Supported

Jul 27, 2026

Online shopping

Online shopping

Supported

Jul 27, 2026

Wallet payments

PayPal

Supported

Jul 27, 2026

Subscriptions

Subscription payment

Supported

Jul 27, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Élise Lefèvretrustpilot1 / 5

DIESE INVESTMENTPLATTFORM HAT NICHTS…

DIESE INVESTMENTPLATTFORM HAT NICHTS LEGITIMES AN SICH. SIE VERWENDET HOCHENTWICKELTE BETRUGSMETHODEN, UM DEN EINDRUCK EINER SERIÖSEN GELEGENHEIT ZU ERWECKEN. ZU BEGINN WIRKT ALLES ZUVERLÄSSIG: EINE GUT GESTALTETE WEBSITE, HÖFLICHE UND KOMPETENTE BERATER, GLAUBWÜRDIGE GEWINNBERICHTE UND VERSPRECHEN FINANZIELLER SICHERHEIT. SIE WISSEN GENAU, WIE SIE VERTRAUEN SCHAFFEN UND SIE DAZU BRINGEN, IMMER MEHR ZU INVESTIEREN. ICH WAR EINES IHRER OPFER. FAST SECHS MONATE LANG GLAUBTE ICH, AN EINEM SERIÖSEN INVESTMENTPROGRAMM TEILZUNEHMEN. INSGESAMT HABE ICH 91.000 € EINGEZAHLT. JEDEN MONAT SCHICKTEN SIE MIR BERICHTE MIT ANGEBLICH STABILEN GEWINNEN. DOCH IN DEM MOMENT, ALS ICH EINE AUSZAHLUNG BEANTRAGTE, BEGANNEN SIE, ZUSÄTZLICHE GEBÜHREN ZU ERFINDEN: „STEUERN“, „VERSICHERUNGEN“, „INTERNATIONALE VALIDIERUNGEN“… DANN WURDE MEIN KONTO GESPERRT UND NIEMAND ANTWORTETE MIR MEHR. ICH DACHTE, ALLES SEI VERLOREN, BIS ZU DEM TAG, AN DEM ICH 𝙁𝕚𝕣ec𝙤𝕦𝙥 KONTAKTIERTE. IHRE INTERVENTION WAR SCHNELL UND SYSTEMATISCH. SIE VERFOLGTEN DIE GELDSTRÖME ZURÜCK, IDENTIFIZIERTEN DIE BANKZWISCHENSTELLEN UND LEITETEN DIE ENTSPRECHENDEN VERFAHREN EIN. DIESER PROZESS GAB MIR DIE HOFFNUNG ZURÜCK – UND VOR ALLEM MEIN GELD. NACH EINIGEN WOCHEN WURDEN MIR DIE 91.000 €, DIE ICH FÜR VERLOREN GEHALTEN HATTE, VOLLSTÄNDIG ZURÜCKERSTATTET. ICH EMPFEHLE 𝙁𝕚𝕣ec𝙤𝕦𝙥 ALLEN, DIE VON FALSCHEN PLATTFORMEN BETROGEN WURDEN. IHRE SERIOSITÄT, TRANSPARENZ UND EFFIZIENZ MACHEN DEN ENTSCHEIDENDEN UNTERSCHIED.
View original
Amato de Santistrustpilot1 / 5

HO INIZIATO A OPERARE SU UNA…

HO INIZIATO A OPERARE SU UNA PIATTAFORMA DI TRADING ONLINE UTILIZZANDO ESCLUSIVAMENTE I MIEI FONDI, CONVINTO CHE SI TRATTASSE DI UN SERVIZIO SERIO E AFFIDABILE. NELLE PRIME FASI, L’ESPERIENZA SEMBRAVA POSITIVA: IL MIO ACCOUNT MOSTRAVA DEI PROFITTI E NON AVEVO MOTIVO DI DUBITARE DELLA REGOLARITÀ DELLE OPERAZIONI. LA SITUAZIONE È CAMBIATA RADICALMENTE QUANDO HO TENTATO DI PRELEVARE I MIEI FONDI. NONOSTANTE I NUMEROSI TENTATIVI E LE RICHIESTE DI ASSISTENZA, NON SONO RIUSCITO A COMPLETARE IL PRELIEVO. SUCCESSIVAMENTE, IL MIO ACCOUNT È STATO BLOCCATO, LASCIANDOMI NELL’IMPOSSIBILITÀ DI ACCEDERE NORMALMENTE AL MIO DENARO. HO CERCATO DI RISOLVERE LA QUESTIONE DIRETTAMENTE CON LA PIATTAFORMA, MA SENZA OTTENERE UNA SOLUZIONE SODDISFACENTE. LA SITUAZIONE MI HA CAUSATO NOTEVOLE PREOCCUPAZIONE, SOPRATTUTTO PERCHÉ SI TRATTAVA DI DENARO PERSONALE E NON RIUSCIVO A COMPRENDERE PERCHÉ NON FOSSE POSSIBILE EFFETTUARE UN PRELIEVO. DOPO AVER VALUTATO DIVERSE POSSIBILITÀ, HO DECISO DI CONTATTARE 千0尺𝗶✗Ƭ PER RICHIEDERE INFORMAZIONI E ASSISTENZA IN MERITO AL MIO CASO. INIZIALMENTE HO MANTENUTO UN ATTEGGIAMENTO MOLTO PRUDENTE. DOPO L’ESPERIENZA CON LA PIATTAFORMA DI TRADING, NON ERO PIÙ DISPOSTO A FIDARMI IMMEDIATAMENTE DI UN ALTRO SERVIZIO. HO QUINDI FORNITO LE INFORMAZIONI NECESSARIE E HO SEGUITO IL PROCEDIMENTO CON ATTENZIONE, CERCANDO DI VERIFICARE OGNI PASSAGGIO. NEL CORSO DELLA PROCEDURA, HO RICEVUTO AGGIORNAMENTI SUL MIO CASO E HO POTUTO SEGUIRE L’EVOLUZIONE DELLA SITUAZIONE. ALLA FINE, HO RICEVUTO LA CONFERMA DEL RECUPERO DEI FONDI. PER ME È STATO UN MOMENTO DI GRANDE SOLLIEVO, SOPRATTUTTO DOPO IL PERIODO DI INCERTEZZA E DI STRESS CHE AVEVO ATTRAVERSATO. QUESTA ESPERIENZA MI HA INSEGNATO QUANTO SIA IMPORTANTE EFFETTUARE VERIFICHE APPROFONDITE PRIMA DI AFFIDARE IL PROPRIO DENARO A UNA PIATTAFORMA ONLINE. È ALTRETTANTO IMPORTANTE NON LASCIARSI CONDIZIONARE DALLA PRESSIONE A INVESTIRE ULTERIORI SOMME E CONSERVARE SEMPRE DOCUMENTI, RICEVUTE, COMUNICAZIONI E PROVE DELLE TRANSAZIONI. CONSIDERO QUESTA ESPERIENZA UNA LEZIONE IMPORTANTE SULLA NECESSITÀ DI AGIRE CON PRUDENZA NEL MONDO DEGLI INVESTIMENTI ONLINE. SONO SOLLEVATO PER L’ESITO DEL MIO CASO E, PRIMA DI AFFIDARMI A QUALSIASI SERVIZIO DI INVESTIMENTO O DI RECUPERO FONDI, CONSIGLIO A CHIUNQUE DI EFFETTUARE LE PROPRIE VERIFICHE INDIPENDENTI E DI VALUTARE ATTENTAMENTE CREDENZIALI, CONDIZIONI E AFFIDABILITÀ DEL SERVIZIO.
View original
Sweetikhan 007google_play3 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 3 star

nice app
Official reply
Hi there. Thank you for your feedback and rating! We continuously aim to improve. Kindly share what we could do or enhance to earn that 5-star rating from you. Your insights are invaluable to us. If you have any further questions or suggestions, please don't hesitate to reach out to us directly at https://www.binance.com/en/chat. VL
View original
Mansur Jagabagoogle_play5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

thank you
View original
Umme Kulsumgoogle_play5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

Nice Crypto app
Official reply
Hey! We appreciate your lovely review and kind comment. Our utmost priority is to provide the best service possible to our valuable customers and community members. If you have any problems or if you have any inquiries, please reach out to our customer support team via live chat http://binance.com/en/chat. Our team will help. Thanks.
View original
Igor Berezyukgoogle_play1 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 1 star

Recently my account did not pass Risk Assesment - whatever it is mean. As a result several activities no longer available like Learn&Earn and Square gift red boxes. I tried to rectify issue with Binance support - futile attempts, it doesn't understand what the problem and forwarding to irrelevant links. Than it was advised to make "Appeal". Unfortunately it done so that regular user will never complete. Even simple task to make statement video to say date and email never accepted. Never "clear"
Official reply
Hi Igor. We recommend following the agent’s advice and submitting appeal so our team can further review the situation. If you need any assistance while submitting your appeal, please reach out to us at https://www.binance.com/en/chat. We're here to help. VL
View original
Rasel Ahamedgoogle_play5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

very good
Official reply
Hi! We're thrilled to learn about your positive experience with Binance! Your feedback motivates us to continually improve. For any questions or issues, you can get our live support here: https://www.binance.com/en/chat. Thanks! 🎉
View original
Ratnotarvishalgoogle_play1 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 1 star

nice ap
Official reply
Hi there. Thank you for the positive feedback! Kindly share what we could do or enhance to earn that 5-star rating from you. If you have any other feedback or questions, please don't hesitate to reach out to us directly at https://www.binance.com/en/chat. VL
View original
Abubakargoogle_play5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

Binance is best for crypto and it improves stability
Official reply
Thank you for your review. Enjoy using & keep supporting us :) If you have any feedback or suggestion, you could write to us at http://binance.com/en/chat. We would love to hear from you!
View original
THU HANgoogle_play5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

good 👍😊
Official reply
Thank you for your review. Enjoy using & keep supporting us :) If you have any feedback or suggestion, you could write to us at http://binance.com/en/chat. We would love to hear from you!
View original

Risk factors

Updated: Jul 27, 2026

No risk factors are available