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Binance Card

Updated: Oct 7, 2026

The Binance Card is a crypto asset payment card offered by Binance to eligible users. The operating structure current in 2026 uses Mastercard and includes the Binance Card - Global Program virtual card provided by Immersve and the Binance Card Brasil virtual and physical cards issued by Pomelo. Users can select crypto assets from their Binance Spot or Funding Account. At the time of purchase, the system automatically converts the assets into fiat currency to pay Mastercard merchants and offers tiered spending cashback.
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Card network
Product type
Crypto prepaid card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOLXRPADADOGEAVAXDOTLINKMATICEUR
Last updated
Oct 7, 2026

Official and company information

Issuer identity and company credentials

Binance is a major global centralized crypto asset trading platform, with products covering spot trading, derivatives, P2P, Earn, payments, wallet, research, academy, and institutional services. The official website describes Binance as the "world's leading blockchain ecosystem" and states that Binance Exchange is a large digital asset exchange by trading volume; starting January 2026, Binance.com's global platform services will be restructured into a three-entity model under ADGM regulation: trading, clearing/custody, and brokerage services.
Company / issuer
Binance
Legal name
Binance Holdings Limited
Registered region
Cayman Islands (KY)
Headquarters
Dubai, Abu Dhabi, Malta
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The current Binance Card is a different program from the discontinued European Visa card. The Global Program is a Mastercard issued by Immersve Limited and currently offers only a virtual card. Users can set at least 3 and up to 12 payment assets from Spot and Funding Account, connect the card to a mobile wallet, and use it for online and in-store contactless payments. The Brazilian version is a Mastercard issued by Pomelo Instituição de Pagamento Ltda. It offers virtual and physical cards, supports BRL settlement and ATM withdrawals, and applies tiered KYC limits. Both programs use real-time crypto asset conversion, but regional eligibility, fees, supported assets, cashback, and ATM capabilities are administered separately.
Mastercard card experienceRegional availabilityTerms may change
Notice: The former European Binance Visa Card service ended on 2023/12/20. The original European card can no longer be applied for or renewed.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Binance Card - Global Program Virtual Card
Binance Card Brasil
Card formVirtual cardVirtual card
Fees
Monthly fee
Free
No recurring card management fee.
Free
No recurring card management fee.
Card issuance fee
Free
Free issuance
Free
The first card is free.
ATM fee—
1.5 USD
The first 2 times are free; US$1.50 thereafter, calculated by calendar month.
Foreign exchange fee
3%
Depending on the card issuance region, ranging from 0%–3%.
2%
IOF applies separately to international transactions.
Top-up fee——
Failed transaction fee——
Rewards
Cashback
3%
Tiered according to monthly spending, up to 3%.
3%
Up to R$500 per month.
Crypto cashback
3%
Paid in USDC or BTC, up to 3%.
—
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit—
25,000 BRL
Virtual and physical cards share the same limit.
Monthly spending limit—
150,000 BRL
Depending on KYC level.
ATM withdrawal limit—
7,000 BRL
Depending on KYC level.
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

9
BrazilBRQatarQATaiwanTWColombiaCOKazakhstanKZAustraliaAUArmeniaAMNew ZealandNZPeruPE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

43
CanadaCALuxembourgLUEuropean UnionNorwayNOSpainESPolandPLBelarusBYNorth KoreaKPIcelandISBulgariaBGFranceFRHong KongHKEstoniaEEMyanmar (Burma)MMGreeceGRRomaniaROCyprusCYDenmarkDKLithuaniaLTSloveniaSIUnited StatesUSHungaryHUSwedenSEAustriaATMacaoMOChinaCNSlovakiaSKCzechiaCZPortugalPTSyriaSYRussiaRUIrelandIELatviaLVGermanyDENetherlandsNLFinlandFIMaltaMTSudanSDLiechtensteinLIItalyITIranIRCroatiaHRBelgiumBE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,The current Binance Card program is not open to U.S. residents, but a valid card issued to an eligible user elsewhere can be used at supported Mastercard merchants in the United States.
2. United Kingdom:Cannot apply,Can use,The former European Binance Card program has ended and the current Global Program has not reopened issuance to UK residents, while eligible cards issued in supported markets can still be used in the UK.
3. Canada:Cannot apply,Can use,Canada is not currently an eligible Binance Card issuance market, but a valid card issued to an eligible user in a supported jurisdiction can be used in Canada.
4. Australia:Can apply,Can use,Australian residents are included in the current Binance Card Global Program and can apply after completing Binance identity verification and the card eligibility review.
5. South Africa:Cannot apply,Can use,South Africa is not currently among Binance Card’s active issuance markets, while eligible cards obtained in supported jurisdictions can still be used locally.
6. New Zealand:Can apply,Can use,New Zealand is included in the current Global Program and eligible verified residents can apply for the virtual card after completing the required card review.
7. Ireland:Cannot apply,Can use,The previous EEA Binance Card program was discontinued and current issuance has not been reopened to Irish residents, but an active Global Program card issued elsewhere can be used in Ireland.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Automatic review and initial card approval are relatively fast; abnormal identity documents enter manual compliance review.

KYC provider

Binance Internal Compliance Engine

Updated

Jul 27, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 27, 2026

Wallet payments

Alipay

Supported

Jul 27, 2026

Wallet payments

Apple Pay

Supported

Jul 27, 2026

Cash services

ATM withdrawal

Supported

Jul 27, 2026

AI tools

ChatGPT

Supported

Jul 27, 2026

AI tools

Claude

Supported

Jul 27, 2026

Wallet payments

Google Pay

Supported

Jul 27, 2026

AI tools

Midjourney

Supported

Jul 27, 2026

In-person payments

Offline POS

Supported

Jul 27, 2026

Online shopping

Online shopping

Supported

Jul 27, 2026

Wallet payments

PayPal

Supported

Jul 27, 2026

Subscriptions

Subscription payment

Supported

Jul 27, 2026

Wallet payments

WeChat Pay

Supported

Jul 27, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Habibagoogle_play★ 1 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 1 star

-0 annoying...stop showing the same ad iam furious
Official reply
Hello, could you please clarify your request? If you no longer wish to receive or view ads, you can unsubscribe by clicking the link at the bottom of the email you received. For any assistance, please contact us here: http://binance.com/en/chat -SE
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Alal Vaigoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

Good
Official reply
Hey! We are very happy to hear that you like the platform! Thank you for reviewing us, it really inspires us to be even better for you. If you ever need help or have any questions, please do not hesitate to contact our agents through our live support chat at: binance.com/en/chat | Thanks.
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Joy Musyokagoogle_play★ 4 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 4 star

it's good though I have mastered how to use it perfectly but with time I think I will
Official reply
Hey! We appreciate your lovely review and kind comment. Our utmost priority is to provide the best service possible to our valuable customers and community members. If you have any problems or if you have any inquiries, please reach out to our customer support team via live chat http://binance.com/en/chat. Our team will help. Thanks.
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Mwisha Balumegoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

❤️
View original
WOLF A PROgoogle_play★ 4 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 4 star

nice
View original
Anup Debgoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

nice app
Official reply
Hi! We are glad you are satisfied with Binance! Whenever you happen to have a Binance-related question, you can contact us at http://binance.com/en/chat 💛
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spnaidu govindugoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

good person
View original
Riken Chakmagoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

তত
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Lawrence Kayembagoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

greatest
Official reply
Hi! We are glad you are satisfied with Binance! Whenever you happen to have a Binance-related question, you can contact us at http://binance.com/en/chat 💛
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Rana Tariqgoogle_play★ 5 / 5

Binance: Buy Bitcoin & Crypto Google Play review - 5 star

Love you 🤟🤟🤟
Official reply
Hi there, thank you so much for your positive feedback💛. We constantly strive to provide the best service to our users, and your feedback encourages us to continue doing so. Should you have any other questions or need further assistance in the future, please do not hesitate to reach out to us: https://www.binance.com/en/chat
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Risk factors

Updated: Jul 27, 2026

No risk factors are available

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Frequently asked questions

Answers drawn from the published record on this page.

Does Binance Card require KYC?

Our record lists the Binance Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Binance Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Binance Card with?

Our record lists Binance Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (14 in total).

Is Binance Card a virtual or a physical card?

Binance Card is offered as: Virtual card.

Where is Binance Card available?

Our record lists 9 countries or regions as available and 43 as restricted. Country-by-country status is in the regions section of this page.

Who issues Binance Card?

Binance Card is operated by Binance on the Mastercard network.