Available regions
Applications or normal card activation are supported
No records
- Evidence
- Public sources
Card database / Visa / Crypto prepaid card
B
Bitnob Virtual Dollar Card
Updated: Sep 16, 2026
The Bitnob Virtual Card is a US dollar-denominated Visa virtual prepaid card. Users can convert BTC, USDT, USDC, or supported local currencies held with Bitnob into US dollars and top up a separate card balance for international e-commerce, streaming services, software subscriptions, advertising, and other online services. The card does not provide a credit line or physical card and is suitable for individual users in Africa who need a US dollar online payment tool.
- Card network
- Product type
- Crypto prepaid card
- Card form
- Virtual card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 70-79
- Supported assets
USDT
USDC
BTC
USDGHGHSKEKESNGNGN- Last updated
- Sep 16, 2026
Official and company information
Issuer identity and company credentials
Bitnob Technologies Limited operates the Bitnob app, digital asset wallet, USD accounts, and personal card management portal. Bitnob is a fintech and payment infrastructure provider, not a bank or licensed card issuer. The USD virtual card is connected to the Visa network; card issuance, user onboarding, and merchant settlement are handled by partner licensed issuing banks and Visa program managers. Bitnob handles technical integration, product distribution, balance conversion, and in-app operations.
- Company / issuer
- Bitnob
- Legal name
- Bitnob Technologies Limited
- Registered region
- Nigeria (NG)
- Headquarters
- Nigeria
- Company type
- Processor
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
After completing Bitnob identity verification, users can create a virtual card from the Cards page in the app and obtain a card number, expiry date, security code, and US billing address. Bitnob's USD Wallet and card balance are separate. Funds must be transferred manually from the USD Wallet before the card is created or used; a wallet balance does not mean that funds are available on the card. The card can be used at international online merchants that accept Visa and supports recurring subscriptions and certain mobile wallet payments. Users may hold only one personal virtual card at a time and can freeze, unfreeze, withdraw from, or terminate it. Withdrawals from the card generally require a minimum balance to remain. To transfer the entire balance out, the card must be terminated. Repeated payment declines due to insufficient funds may incur fees and cause the card to be automatically terminated.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
B Bitnob Virtual Dollar Card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | Free No card maintenance fee |
| Card issuance fee | 2 USD Charged each time a card is created |
| ATM fee | — |
| Foreign exchange fee | 0.5 USD + 3% Cross-border or overseas clearing transactions |
| Top-up fee | 1 USD + 1% 1 USD for top-ups up to 100 USD; 1% for top-ups over 100 USD. Minimum top-up 3 USD |
| Failed transaction fee | 1 USD Second and third consecutive payment declines |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
TaiwanTWMacaoMOCanadaCAHong KongHKUnited KingdomGBUnited StatesUSChinaCN
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Can use，Bitnob’s consumer Virtual Dollar Card is currently oriented toward supported African users rather than U.S. residents, while an active card issued to an eligible user can be used for supported online payments in the United States.
2. United Kingdom：Cannot apply，Can use，UK residents are outside the current consumer card issuance footprint, but an active Bitnob Virtual Dollar Card issued to an eligible user can be used for supported online payments in the UK.
3. Canada：Cannot apply，Can use，Canadian residents are outside Bitnob’s current consumer card issuance footprint, while eligible cardholders can still use the virtual card for supported online payments in Canada.
4. Australia：Cannot apply，Can use，Australian residents are outside the current consumer Virtual Dollar Card issuance footprint, but an active card issued to an eligible user can be used for supported online payments in Australia.
5. South Africa：Cannot apply，Can use，Bitnob does not currently identify South Africa as an active consumer Virtual Dollar Card issuance market, while an eligible card issued elsewhere can still be used for supported online payments there.
6. New Zealand：Cannot apply，Can use，New Zealand residents are outside the current consumer card issuance footprint, but an active Bitnob Virtual Dollar Card can be used for supported online payments in New Zealand.
7. Ireland：Cannot apply，Can use，Ireland is supported by Bitnob’s business infrastructure but is not identified as a current consumer Virtual Dollar Card issuance market; an eligible card issued elsewhere can still be used for supported online payments there.
Updated: Sep 16, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
International passport / Driver's license / Residence permit / Visa / Nigerian National Identification Number
Review time / regional limits
Results are sent after automatic review; abnormal documents and risk hits enter manual compliance review.
KYC provider
Smile Identity
Updated
Aug 2, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 2, 2026
Wallet payments
Alipay
Not supported
Aug 2, 2026
Wallet payments
Apple Pay
Supported
Aug 2, 2026
Cash services
ATM withdrawal
Not supported
Aug 2, 2026
AI tools
ChatGPT
Supported
Aug 2, 2026
AI tools
Claude
Supported
Aug 2, 2026
Wallet payments
Google Pay
Supported
Aug 2, 2026
AI tools
Midjourney
Supported
Aug 2, 2026
In-person payments
Offline POS
Supported
Aug 2, 2026
Online shopping
Online shopping
Supported
Aug 2, 2026
Wallet payments
PayPal
Supported
Aug 2, 2026
Subscriptions
Subscription payment
Supported
Aug 2, 2026
Wallet payments
WeChat Pay
Not supported
Aug 2, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 10 approved reviews matched to this card
Bitnob Google Play review - 5 star
bitnob sometimes malfunction and that doesn't help at all always frustrating
View original Bitnob Google Play review - 1 star
I'm trying to create an account but whenever I come to the step of creating a password and click on the create password it justs on loading forever and it still can create my accountI'm trying to create an account but whenever I come to the step of creating a password and click on the create password it justs on loading forever and it still can create my account
View original Bitnob Google Play review - 5 star
It is my proud my to Give you 5 stars that is for my personal proud of your help and active user interaction.So I want to suggest others to use the bitnob app.🤩🤩🤩🤩🤩🤩🤩😍😍🥰🥰
View original Bitnob Google Play review - 1 star
they ripped me off, charged me without reason , I have bo virtual card but you took 3 $ out of my funds for it
View original Bitnob Google Play review - 2 star
this app is frustrating me, trying to make transactions and it's Saying error occured
View original Bitnob Google Play review - 1 star
Worst service I've ever seen. This is first time i giving bad review to any app and service. All service Providers are scamer in this virtual card service. They cut my 20$
View original Bitnob Google Play review - 1 star
it been over a month now and I'm still yet to receive my 69$ omo ehn and it is everyday you're telling me to be patient how long nah
View original Bitnob Google Play review - 5 star
great
View original Bitnob Google Play review - 5 star
I am Andinet. i tried bitnob today. you know what it is exceptionally compostable and fast to set up everything. additionally it gave me card immediately without any long time verification and I tested it buying domain. I gave 5 starts⭐ with full happiness
Official reply
View original Hi Betselot,
Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
Bitnob Google Play review - 5 star
This is the best app out there. I highly recommend it to everyone
Official reply
View original Thanks for your love. If you have any questions, please contact us at support@bitnob.com.
Risk factors
Updated: Jul 21, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does Bitnob Virtual Dollar Card require KYC?
Our record lists the Bitnob Virtual Dollar Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does Bitnob Virtual Dollar Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up Bitnob Virtual Dollar Card with?
Our record lists Bitnob Virtual Dollar Card support for: USDT, USDC, BTC, USD, GHS, KES, and NGN.
Is Bitnob Virtual Dollar Card a virtual or a physical card?
Bitnob Virtual Dollar Card is offered as: Virtual card.
Where is Bitnob Virtual Dollar Card available?
Our record lists 0 countries or regions as available and 7 as restricted. Country-by-country status is in the regions section of this page.
Who issues Bitnob Virtual Dollar Card?
Bitnob Virtual Dollar Card is operated by Bitnob on the Visa network.