Available regions
Applications or normal card activation are supported
No records
- Evidence
- Public sources
Card database / Visa / Crypto prepaid card
B
Bitnob Virtual Dollar Card
Updated: Aug 2, 2026
The Bitnob Virtual Card is a US dollar-denominated Visa virtual prepaid card. Users can convert BTC, USDT, USDC, or supported local currencies held with Bitnob into US dollars and top up a separate card balance for international e-commerce, streaming services, software subscriptions, advertising, and other online services. The card does not provide a credit line or physical card and is suitable for individual users in Africa who need a US dollar online payment tool.
Official and company information
Issuer identity and company credentials
Bitnob Technologies Limited operates the Bitnob app, digital asset wallet, USD accounts, and personal card management portal. Bitnob is a fintech and payment infrastructure provider, not a bank or licensed card issuer. The USD virtual card is connected to the Visa network; card issuance, user onboarding, and merchant settlement are handled by partner licensed issuing banks and Visa program managers. Bitnob handles technical integration, product distribution, balance conversion, and in-app operations.
- Company / issuer
- Bitnob
- Legal name
- Bitnob Technologies Limited
- Registered region
- Nigeria (NG)
- Headquarters
- Original尼日利亚
- Company type
- Processor
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
After completing Bitnob identity verification, users can create a virtual card from the Cards page in the app and obtain a card number, expiry date, security code, and US billing address. Bitnob's USD Wallet and card balance are separate. Funds must be transferred manually from the USD Wallet before the card is created or used; a wallet balance does not mean that funds are available on the card. The card can be used at international online merchants that accept Visa and supports recurring subscriptions and certain mobile wallet payments. Users may hold only one personal virtual card at a time and can freeze, unfreeze, withdraw from, or terminate it. Withdrawals from the card generally require a minimum balance to remain. To transfer the entire balance out, the card must be terminated. Repeated payment declines due to insufficient funds may incur fees and cause the card to be automatically terminated.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
B Bitnob Virtual Dollar Card | |
|---|---|
| Card form | Virtual card |
| Fees | |
| Monthly fee | Free No card maintenance fee |
| Card issuance fee | 2 USD Charged each time a card is created |
| ATM fee | — |
| Foreign exchange fee | 0.5 USD + 3% Cross-border or overseas clearing transactions |
| Top-up fee | 1 USD + 1% 1 USD for top-ups up to 100 USD; 1% for top-ups over 100 USD. Minimum top-up 3 USD |
| Failed transaction fee | 1 USD Second and third consecutive payment declines |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
TaiwanTWMacaoMOCanadaCAHong KongHKUnited KingdomGBUnited StatesUSChinaCN
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：居民不可按当前公开流程申请；已在支持地区合规取得的卡可用于部分国际 Visa 线上商户，但不支持微信支付、支付宝或 ATM 取现。
2、香港：居民不可按当前公开流程申请；已持卡用户可在接受美国账单地址 Visa 卡的线上商户消费，部分商户会进行地区核验。
3、澳门：居民不可按当前公开流程申请；已在支持地区取得的卡可用于国际线上交易，手机钱包需匹配美国地区和卡片账单地址。
4、台湾：居民不可按当前公开流程申请；已持卡用户可在兼容的国际 Visa 线上商户使用，订阅支付仍受商户地区及地址规则限制。
Updated: Aug 2, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
NoNot requiredAccepted documents
International passport / Driver's license / Residence permit / Visa / Nigerian National Identification Number
Review time / regional limits
Results are sent after automatic review; abnormal documents and risk hits enter manual compliance review.
KYC provider
Smile Identity
Updated
Aug 2, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 2, 2026
Wallet payments
Alipay
Not supported
Aug 2, 2026
Wallet payments
Apple Pay
Supported
Aug 2, 2026
Cash services
ATM withdrawal
Not supported
Aug 2, 2026
AI tools
ChatGPT
Supported
Aug 2, 2026
AI tools
Claude
Supported
Aug 2, 2026
Wallet payments
Google Pay
Supported
Aug 2, 2026
AI tools
Midjourney
Supported
Aug 2, 2026
In-person payments
Offline POS
Supported
Aug 2, 2026
Online shopping
Online shopping
Supported
Aug 2, 2026
Wallet payments
PayPal
Supported
Aug 2, 2026
Subscriptions
Subscription payment
Supported
Aug 2, 2026
Wallet payments
WeChat Pay
Not supported
Aug 2, 2026
User reviews
Showing 10 approved reviews matched to this card
Bitnob Google Play review - 1 star
A scam platform.... I registered my bitnob account in June 2023 & made a first time deposit of 2,500 Naira into my Bitnob wallet.... Till date the money wasn't credited into my Bitnob wallet.... I will forever hate this platform for the rest of my life.
View original Bitnob Google Play review - 1 star
I had a frustrating experience using Bitnob. I funded my wallet and virtual card to make an online payment, but the card was repeatedly rejected as "expired." Google Payments also rejected it for the same reason, despite support confirming the card was active, funded, and the details were correct. Support felt robotic, lacked empathy, and offered no real solution beyond repeating that the card was active. My refund is now in progress, and I hope it doesn't face the same delays.
View original Bitnob Google Play review - 4 star
why do bitnob stop receiving money with lighting address
View original SCAMMMMMM App
SCAMMMMMM App
I am used bitnob from 1 year maybe
and last Deposit today with PEP20 Address From Binance Wallet to Address in bitnob
not Received ...........
View original Bitnob Google Play review - 4 star
I was discomfort for some little issues but now satisfied though there is a late reply, but they will fix your problem eventually Thank you for being there Bitnob
Official reply
View original Hi Aman, good news — this has been resolved! Apologies for the delay. Thanks again for your patience, and please reach out if anything else comes up.
Bitnob Google Play review - 1 star
add to card balance shows pending from eternity
Official reply
View original Hi Ritik, we are sorry that you're having issues with the app. Can you write to us at support@bitnob.com. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Bitnob Google Play review - 5 star
I can't create a new account.
Official reply
View original Hi Dagem, please email us a screenshot of the error you are facing along with your mobile number at support@bitnob.com so we can look into this for you. We apologise for any inconvenience.
Bitnob Google Play review - 1 star
couldn't even open an account , seems something is very terrible with their server ,been trying to register but it just get stuck forever 😞
Official reply
View original Hi Dorathy, we are sorry that you're having issues with the app. Can you write to us at support@bitnob.com. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Bitnob Google Play review - 1 star
for more than two weeks now have been unable to register on the app, and their app keep sending stupid updates to me even though I'm unable to register. it keeps rolling on the the create password forever go close your app if you want accept new registration from people.
Official reply
View original We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via support@bitnob.com and we will be happy to help you further.
Title
Title: Hours wasted on an onboarding process that was never going to succeed
We completed Bitnob Business’s onboarding process and complied carefully with every request. Their team required numerous corporate documents, certified copies and several rounds of additional information. We spent hours preparing the application and responding to their messages.
Only after all the requested formalities had been completed and the full application submitted did Bitnob announce that the company could not be onboarded because of vague “regulatory and risk considerations.” They provided no clear or specific explanation.
This is unacceptable. If an entity is not eligible, Bitnob should identify that issue before putting an applicant through such a lengthy KYB process—not after requesting every document and wasting a considerable amount of the applicant’s time.
The refusal itself is not the only problem. The real issue is the complete lack of transparency and the decision to let a business complete a process that was apparently never going to succeed. We lost a significant amount of time only to receive a generic response that could have been provided from the beginning.
We consider this handling deeply unprofessional and strongly advise businesses to obtain formal written confirmation of their eligibility before starting Bitnob’s onboarding process.
View original Risk factors
Updated: Jul 21, 2026
No risk factors are available