UCard Radar
Risk alerts

Card database / Other / Crypto-friendly bank account card

BBVNK logo

BVNK

Updated: Sep 18, 2026

This is a stablecoin-backed virtual card infrastructure provided by BVNK to fintech platforms, payment service providers, neobanks, and remittance platforms; it is not a standalone branded card available for direct consumer application. Businesses can create virtual cards linked to BVNK wallets for their customers—funded by the customers' stablecoin balances—thereby bridging the gap between stablecoin holdings and fiat currency payments at the point of transaction.
Submit usage feedback
Confirmed unavailable on App Store
Card network
Product type
Crypto-friendly bank account card
Card form
Virtual card
Operating status
Active
KYC level
Business KYC / KYB
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBXRPADADOGETRXLTCBCHDAIUSDEURGBP
Last updated
Sep 18, 2026

Official and company information

Issuer identity and company credentials

The BVNK group operates through multiple regulated entities. UK services are provided by System Pay Services Limited, an electronic money institution authorized by the UK Financial Conduct Authority; European services are mainly provided by System Pay Services (Malta) Ltd, which holds a Maltese electronic money institution license and a MiCA crypto asset service provider license; US services are provided by System Pay Services (US), Inc., registered as a money services business with multi-state money transmission licenses. Mastercard signed an agreement to acquire BVNK on March 17, 2026, subject to regulatory approval, with completion expected by the end of 2026.
Visit website Application page
Company / issuer
BVNK
Legal name
BVNK
Registered region
United Kingdom (GB)
Headquarters
London, United Kingdom
Company type
Emi
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

This product is part of the BVNK Embedded model, enabling businesses to integrate BVNK’s stablecoin wallet and account capabilities into their own products and issue or manage virtual spending cards for end customers via the Cards API. Rather than functioning as standalone pre-funded accounts, these cards are linked to BVNK wallet balances, allowing businesses to centrally manage card issuance, freezing, cancellation, spending limits, transactions, and dispute resolution. Primarily designed to add card-based spending capabilities to platforms that already possess stablecoin wallets, the service is applied for by the business integrating with BVNK, while end users typically obtain the cards through that business's own applications or services. The Cards feature is currently in the beta stage.
Other card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

BVNK Managed Payments
Card formVirtual card
Fees
Monthly fee
Free
Card issuance fee—
ATM fee—
Foreign exchange fee
0%
Final exchange rate includes agreed margin
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

32
IrelandIENetherlandsNLCroatiaHRFinlandFIRomaniaROFranceFRNorwayNOMaltaMTUnited KingdomGBLuxembourgLUPolandPLGermanyDEPortugalPTDenmarkDKAustriaATIcelandISBelgiumBEHungaryHULiechtensteinLICyprusCYItalyITSloveniaSILithuaniaLTUnited StatesUSCzechiaCZSlovakiaSKLatviaLVEstoniaEEGreeceGRSwedenSESpainESBulgariaBG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

17
South SudanSSLebanonLBHaitiHTIranIRLibyaLYCubaCUSudanSDMyanmar (Burma)MMYemenYESyriaSYNorth KoreaKPIraqIQBelarusBYAfghanistanAFSomaliaSOVenezuelaVERussiaRU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Cannot use，BVNK does not offer a standalone consumer card that U.S. residents can apply for directly; its card capabilities are provided to businesses and partner platforms that issue their own customer cards.
2. United Kingdom：Cannot apply，Cannot use，UK residents cannot directly apply for a consumer BVNK Card because BVNK provides card-issuing infrastructure to businesses, with end-user eligibility determined by each partner program.
3. Canada：Cannot apply，Cannot use，BVNK does not operate a direct consumer card program for Canadian residents; any card powered by BVNK must be obtained through a separate eligible partner platform.
4. Australia：Cannot apply，Cannot use，Australian residents cannot apply directly for a BVNK-branded consumer card because BVNK’s Spend product is infrastructure used by businesses to issue cards to their customers.
5. South Africa：Cannot apply，Cannot use，BVNK does not provide a standalone consumer card directly to South African residents, and access to BVNK-powered cards depends on the eligibility rules of individual partner programs.
6. New Zealand：Cannot apply，Cannot use，New Zealand residents cannot obtain a consumer card directly from BVNK; cards using BVNK infrastructure are issued through separate partner services.
7. Ireland：Cannot apply，Cannot use，Although BVNK operates regulated infrastructure in Europe, Irish residents cannot directly apply for a standalone BVNK Card and must qualify through a specific partner card program.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Residence permit

Review time / regional limits

Personal automatic verification can be completed in minutes; business or enhanced review may take several business days.

KYC provider

Sumsub

Updated

Aug 5, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported1
Not supported11
UpdatedAug 5, 2026

Wallet payments

Alipay

Not supported

Aug 5, 2026

Wallet payments

Apple Pay

Not supported

Aug 5, 2026

Cash services

ATM withdrawal

Not supported

Aug 5, 2026

AI tools

ChatGPT

Not supported

Aug 5, 2026

AI tools

Claude

Not supported

Aug 5, 2026

Wallet payments

Google Pay

Not supported

Aug 5, 2026

AI tools

Midjourney

Not supported

Aug 5, 2026

In-person payments

Offline POS

Not supported

Aug 5, 2026

Online shopping

Online shopping

Supported

Aug 5, 2026

Wallet payments

PayPal

Not supported

Aug 5, 2026

Subscriptions

Subscription payment

Not supported

Aug 5, 2026

Wallet payments

WeChat Pay

Not supported

Aug 5, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Erkantrustpilot★ 5 / 5

Einfach super Support

Einfach super Support. Vielen lieben Dank für die Kompetenz! Ihr seid super!
View original
George Spitaliotistrustpilot★ 5 / 5

Real Business Partner

Consistently good service, good product and functionality
View original
Hannahtrustpilot★ 5 / 5

5🌟🌟🌟+

Their customer service is great! I had a chat with Tarryn Mick, - quickly was transparent with me about a slight(external) issue that was ongoing, which was resolved in minutes - and they made sure to get back to me They may not have had direct control of the issue, but they definitely went above and beyond for me, thanks again Tarryn!
View original
ERRA S. Mtrustpilot★ 5 / 5

BVNK Customer since March 2024

We’ve been working with BVNK since March 2024, and honestly, it’s been a great experience from the start. Every request or question we have gets its own ticket on Slack, which makes tracking super easy. Our Relationship Managers (Tatum and Will)? Seriously top-notch. They don’t just reply quickly—they actually solve problems effectively. What’s cool is they really live by the Kaizen philosophy, always looking to improve and do better. Big thanks to the BVNK team; it’s always a pleasure working with such pros!
View original
Hannah Westleytrustpilot★ 5 / 5

BVNK have been excellent from the start…

BVNK have been excellent from the start with Lael & Jekaterina there guiding us through onboarding, set up and regularly keeping us updated with constantly evolving product & service efficiencies as well as detailed account management reviews. Highly reccommended.
View original
Kinga Gaaltrustpilot★ 5 / 5

Reliable and supportive banking partner

As an financial controller at Glitnor Group, I have had a consistently positive experience working with BVNK. Their team is highly responsive, ensuring that any queries or issues are addressed promptly. They proactively update me on changes, keeping communication transparent. BVNK is always willing to assist, making banking processes smoother and more efficient. Their commitment to client care is evident in their professionalism.
View original
Iheanyi Uchegbulemtrustpilot★ 4 / 5

bvnk is awesome

support is great and very helpful and willing to sort out any inquiry or query BVNK is solving a very important challenge being faced by businesses and individuals in countries where access to foreign exchange for intl payments are limited. with BVNK making payments to international suppliers is no longer a hassle
View original
Steve Covert Carltrustpilot★ 1 / 5

Bvnk is totally scam I agree

Bvnk is totally scam I agree. As at 2018 I bought over 5,000 dogecoin and 30 xrp on their Coindirect platform which was shutdown in 2023. Until this very moment I have not been able to get my coins back. Worst part? No body is returning my mails I need help!!!
Official reply
Hi there, Thank you for taking the time to share your feedback with us. We are very sorry to hear that your experience did not meet your expectations. If you would like to provide us with more details about your experience, you can contact us at merchants@bvnk.com. Our team is here to assist you and address any concerns you may have. Best regards, Olivia Samuels, Senior Product Marketing Manager, BVNK
View original

Risk factors

Updated: Aug 5, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does BVNK require KYC?

Our record lists the BVNK verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does BVNK support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up BVNK with?

Our record lists BVNK support for: USDT, USDC, BTC, ETH, BNB, XRP, ADA, and DOGE (15 in total).

Is BVNK a virtual or a physical card?

BVNK is offered as: Virtual card.

Where is BVNK available?

Our record lists 32 countries or regions as available and 17 as restricted. Country-by-country status is in the regions section of this page.