UCard Radar
Risk alerts

Card database / Mastercard / Visa / Crypto-friendly bank account card

DDukascopy Bank logo

Dukascopy Bank

Updated: Aug 28, 2026

Dukascopy Bank is a Swiss online bank offering multi-currency bank accounts, international transfers, investment trading, crypto asset deposits and payment card services. It is not a typical stablecoin spending card and is more appropriately listed as a crypto-friendly bank account card for users who need a Swiss multi-currency account, SWIFT/SEPA transfers, crypto asset deposits and bank card payment capabilities.
Submit usage feedback
Card network
Mastercard / Visa
Product type
Crypto-friendly bank account card
Card form
Physical card / Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / BTC / ETH / LTC / BCH
Last updated
Aug 28, 2026

Official and company information

Issuer identity and company credentials

Dukascopy, founded in 2004, is a top-tier innovative compliant online commercial bank and forex/CFD broker headquartered in Geneva, Switzerland, directly regulated by the Swiss Financial Market Supervisory Authority (FINMA). Through its proprietary SWFX Swiss Forex ECN matching matrix and multi-currency current accounts (MCA), the bank provides transparent clearing services for forex, commodities, stock indices, crypto token lending, and derivatives to millions of individual and institutional users worldwide. Additionally, its accompanying Dukascopy virtual/physical Visa and Mastercard debit cards support multi-currency instant settlement, making it a compliance benchmark in the industry that deeply integrates traditional high-standard Swiss banking risk control with PayFi modern digital finance.
Visit website Application page
Company / issuer
Dukascopy
Legal name
Dukascopy Bank SA
Registered region
Switzerland (CH)
Headquarters
Geneva, Switzerland
Company type
Bank
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Users must first open a Dukascopy Bank Multi-Currency Account, fund it, and complete identity verification before selecting an available card based on their region of residence. Card balances are managed separately from bank-account balances, and users generally need to transfer funds from the multi-currency account to the corresponding card first. The account supports currency exchange, and certain crypto assets can also be bought and sold within the account or transferred in through a blockchain, then converted into fiat currency for card spending. Current cards are provided by partners including Cornèr Bank, CBH, Swiss Bankers, Walletto, and Moorwand. Variants differ in card network, currency, physical or virtual format, mobile-wallet support, withdrawal functionality, and fees. Each account can hold up to four active cards at the same time.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Dukascopy Corner physical card
Dukascopy Corner virtual card
Dukascopy CBH physical card
Dukascopy CBH virtual card
Swiss Bankers physical card
Walletto virtual card
Moorwand virtual card
Card formPhysical cardVirtual cardPhysical cardVirtual cardPhysical cardVirtual cardVirtual card
Fees
Monthly fee
2 CHF
Card fee charged monthly.
2 CHF
Card fee charged monthly
2 CHF
Card fee charged monthly
2 CHF
Card fee charged monthly
2 CHF
Card fee charged monthly
2 CHF
Card fee charged monthly
2 CHF
Card fee charged monthly
Card issuance fee
15 CHF
Swiss Post delivery; UPS delivery is 25 CHF.
9 CHF
Card issuance fee
15 CHF
Swiss Post delivery; UPS delivery is 25 CHF
9 CHF
Card issuance fee
25 CHF
Express delivery
9 CHF
Card issuance fee
9 CHF
Card issuance fee
ATM fee
2 CHF
Fixed fee per withdrawal.
—
2 CHF
Charged in the card currency, which is CHF, EUR, or USD
—
2%
Within Switzerland 2%, minimum 2 units; abroad 2%, minimum 7.50 units. Minimum fee is in the card currency.
——
Foreign exchange fee
2%
Cross-currency transaction markup.
2%
Cross-currency transaction markup
1.5%
Cross-currency transaction markup
1.5%
Cross-currency transaction markup
Free
No foreign exchange markup
1.5%
Cross-currency transaction markup
2%
Cross-currency transaction markup
Top-up fee
1%
Transfers to the card from outside Europe incur an additional fee, up to 1%; free within Europe.
1%
Transfers to the card from outside Europe incur an additional fee, up to 1%; free within Europe
1%
Transfers to the card from outside Europe incur an additional fee, up to 1%; free within Europe
1%
Transfers to the card from outside Europe incur an additional fee, up to 1%; free within Europe
0.75%
Outside Europe, up to 1% additional. Transfer from account to card.
1%
Top-ups within Europe are free; top-ups outside Europe up to 1%
1%
Transfers to the card from outside Europe incur an additional fee, up to 1%; free within Europe
Failed transaction fee———————
Rewards
Cashback———————
Crypto cashback———————
Staking rewards———————
Staking APR———————
Welcome bonus———————
Referral bonus———————
Limits
Daily spending limit———————
Monthly spending limit———————
ATM withdrawal limit——
1,000 USD
Daily limit 1,000 CHF, EUR, or USD; minimum withdrawal 20 units
————
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

180
Costa RicaCRKyrgyzstanKGUzbekistanUZEcuadorECMaldivesMVSan MarinoSMPanamaPAAndorraADPakistanPKEquatorial GuineaGQPolandPLPortugalPTKiribatiKIMaltaMTIndonesiaIDUnited KingdomGBKazakhstanKZTunisiaTNGermanyDEBelgiumBEThailandTHTajikistanTJNigerNEGrenadaGDSerbiaRSBotswanaBWCroatiaHRBoliviaBONorth MacedoniaMKSouth KoreaKRCzechiaCZMoroccoMATuvaluTVNigeriaNGIndiaINGreeceGRPhilippinesPHVietnamVNGabonGAGambiaGMSt. Kitts & NevisKNMontenegroMEChadTDIraqIQSt. LuciaLCAustraliaAUGuinea-BissauGWTaiwanTWBhutanBTHaitiHTUruguayUYTürkiyeTRNorwayNODominican RepublicDOParaguayPYChinaCNDenmarkDKLesothoLSGuatemalaGTPeruPEMalaysiaMYMongoliaMNTimor-LesteTLOmanOMTanzaniaTZCape VerdeCVDominicaDMLiberiaLRMalawiMWLaosLALuxembourgLULibyaLYVanuatuVUItalyITMadagascarMGLiechtensteinLIMauritiusMUSingaporeSGUgandaUGCôte d’IvoireCISenegalSNEstoniaEEUnited Arab EmiratesAEPalauPWBurkina FasoBFGeorgiaGEEthiopiaETCyprusCYQatarQARomaniaROArmeniaAMNauruNRAlgeriaDZDjiboutiDJAntigua & BarbudaAGGuyanaGYSouth AfricaZAMozambiqueMZFranceFRTogoTGBulgariaBGGuineaGNEritreaERMacaoMOAlbaniaALBahamasBSGhanaGHJamaicaJMEswatiniSZBeninBJFinlandFIZimbabweZWPapua New GuineaPGSri LankaLKBahrainBHVatican CityVAAngolaAOSlovakiaSKEl SalvadorSVMauritaniaMRNepalNPLebanonLBTrinidad & TobagoTTTurkmenistanTMSeychellesSCNamibiaNASwedenSESaudi ArabiaSAHong KongHKUkraineUAMarshall IslandsMHEgyptEGSierra LeoneSLNew ZealandNZSloveniaSIBruneiBNIcelandISCameroonCMNetherlandsNLIsraelILCambodiaKHNicaraguaNIMaliMLRwandaRWSamoaWSBarbadosBBSwitzerlandCHTongaTOCentral African RepublicCFIrelandIESt. Vincent & GrenadinesVCColombiaCOSpainESSão Tomé & PríncipeSTCongo - KinshasaCDHondurasHNFijiFJJordanJOBangladeshBDAustriaATBurundiBIKenyaKEBrazilBRLatviaLVLithuaniaLTSomaliaSOSurinameSRKuwaitKWMoldovaMDAzerbaijanAZArgentinaARMexicoMXSolomon IslandsSBHungaryHUChileCLBelizeBZBosnia & HerzegovinaBACanadaCAZambiaZMMonacoMC
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

15
SudanSDNorth KoreaKPVenezuelaVEYemenYEAfghanistanAFRussiaRUComorosKMCubaCUJapanJPSouth SudanSSSyriaSYUnited StatesUSBelarusBYMyanmar (Burma)MMIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：居民可申请多币种账户并使用中国护照完成中文视频验证；账户内可选卡片受发卡方地区规则限制，已发行卡可在对应卡组织商户使用。

2、香港：居民可远程申请账户和卡片，支持护照或合资格身份证件验证；已发行卡可在线上、线下及移动钱包受理商户使用。

3、澳门：居民可申请多币种账户，完成视频身份验证后选择账户内提供的卡片；已发行卡可在对应 Visa、Mastercard 或 UnionPay 商户使用。

4、台湾：居民可申请多币种账户并完成远程视频验证；卡片型号由账户内实际可申请方案决定，已发行卡可在相应卡组织受理网络使用。

Updated: Aug 3, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / ID with machine-readable zone / Certified copy of ID

Review time / regional limits

Video identification takes about 15 minutes; standard applications may go to manual compliance review lasting several business days.

KYC provider

Dukascopy Bank SA

Updated

Aug 3, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 3, 2026

Wallet payments

Alipay

Supported

Aug 3, 2026

Wallet payments

Apple Pay

Supported

Aug 3, 2026

Cash services

ATM withdrawal

Supported

Aug 3, 2026

AI tools

ChatGPT

Supported

Aug 3, 2026

AI tools

Claude

Supported

Aug 3, 2026

Wallet payments

Google Pay

Supported

Aug 3, 2026

AI tools

Midjourney

Supported

Aug 3, 2026

In-person payments

Offline POS

Supported

Aug 3, 2026

Online shopping

Online shopping

Supported

Aug 3, 2026

Wallet payments

PayPal

Supported

Aug 3, 2026

Subscriptions

Subscription payment

Supported

Aug 3, 2026

Wallet payments

WeChat Pay

Supported

Aug 3, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Tom tomsontrustpilot★ 5 / 5

بنك بمقاييس و جودة عالمية و دولية…

بنك بمقاييس و جودة عالمية و دولية بامتياز
View original
My Phonegoogle_play★ 4 / 5

Dukascopy Bank (Connect 911) Google Play review - 4 star

when P2P order is open . no sound no notification appears. usless
View original
Salma Sheligoogle_play★ 5 / 5

Dukascopy Bank (Connect 911) Google Play review - 5 star

Great
Official reply
Thanks for taking out time to rate us. It really helps us to keep going and delivering the best!
View original
Bryar Ghafoor :: بڕیار غفورgoogle_play★ 1 / 5

Dukascopy Bank (Connect 911) Google Play review - 1 star

I tried 4 times in different time, and never received the auth code!!
Official reply
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via support@dukascopy.bank and we will be happy to help you further.
View original
Lata Labata Goshugoogle_play★ 4 / 5

Dukascopy Bank (Connect 911) Google Play review - 4 star

Why didn't the new app show the price of stock of the last days show the price of stock? It hides them.
Official reply
Hi, thank you for your suggestions. We will try and incorporate them upcoming versions.
View original
Abere Billygoogle_play★ 1 / 5

Dukascopy Bank (Connect 911) Google Play review - 1 star

if this is your idea of updating the application,... 😂 it doesn't even pass the login window.
Official reply
Hi, please email us a screenshot of the error you are facing along with your mobile number at support@dukascopy.bank so we can look into this for you. We apologise for any inconvenience.
View original
Alviragoogle_play★ 5 / 5

Dukascopy Bank (Connect 911) Google Play review - 5 star

Overall a good experience, there is room for improvements
Official reply
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
View original
Karim Seddikigoogle_play★ 1 / 5

Dukascopy Bank (Connect 911) Google Play review - 1 star

I don't know why but when I try to open a new account, when I put my phone number in, I don't receive any sms. I tried with two phone carriers and no SMS
Official reply
We apologise for the difficulties you experienced while registering with us. If you would like some assistance or additional information, please contact us via support@dukascopy.bank and we will be happy to help you further.
View original
Claude Junkersgoogle_play★ 1 / 5

Dukascopy Bank (Connect 911) Google Play review - 1 star

worst remake of an app ever, they charge u at every turn, 1% investment buying fee and then later another 1% when u sell ur position, they added new regulations in which if you buy positions during the weekend when the market opens if the difference in price is big then your position shifts. the investment section is inaccurate, it says for example you made +2€ after a 1% fee then when u sell ur positions it only gives u 0.83€. these changes make me want to abandon dukascopy, not satisfied.
Official reply
Thank you for your feedback. We're sorry to hear about your experience. All fees are clearly shown before each transaction, and weekend orders are executed at the next available market price. We appreciate your feedback and will continue improving the experience.
View original
Aziz Djeriougoogle_play★ 5 / 5

Dukascopy Bank (Connect 911) Google Play review - 5 star

Excellent app! Clean, elegant, and easy to use. Thank you very much for your great work!
Official reply
Thank you very much for your 5-star review!!!
View original

Risk factors

Updated: Jul 17, 2026

No risk factors are available