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CoinW Card

Updated: Sep 16, 2026

CoinW Card is a series of crypto asset spending cards offered by CoinW, including Mastercard and Visa virtual cards as well as a Visa physical card. Users can top up the card with USDT, and the funds are converted to USD for use in international e-commerce, software subscriptions, advertising, mobile wallets, offline merchants, and ATM withdrawals. Virtual cards can be applied for in as fast as about five minutes, while the physical card offers PIN, 3D Secure, and cash withdrawal features. It is generally aimed at global users outside mainland China.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTBTCETHUSDEUR
Last updated
Sep 16, 2026

Official and company information

Issuer identity and company credentials

CoinW is a global crypto asset trading and fintech platform operating since 2017, with products covering crypto purchase, spot, futures, copy trading, trading bots, Earn, OTC, Launchpad, CoinW Card, and more. The homepage emphasizes asset security, proof of reserves, and 24/7 customer support. The Singapore USD Physical Card is issued by a Singapore bank and processed through the Visa network; the virtual card solution is provided by partner Visa or Mastercard issuing and project service institutions.
Visit website Application page
Company / issuer
CoinW
Legal name
CoinW
Registered region
AUC
Headquarters
Poland
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

CoinW Card connects to the user's CoinW custodial account. After completing identity verification, users can choose a virtual or physical card suited to their payment needs and top it up with USDT. Once funds enter the card account, they are converted into a USD balance and settled through the Visa or Mastercard network. CoinW iPay Card is mainly intended for online spending, subscriptions, and mobile wallet payments. Singapore USD Virtual Card is suited to e-commerce, advertising, and digital services, while Singapore USD Physical Card also supports online payments, physical merchants, and ATMs. Virtual card details, including the card number, expiry date, and security code, are available immediately. Physical cards must be manufactured and delivered. The card balance is managed separately from the ordinary trading account, and top-ups, spending, refunds, and withdrawals are subject to the risk-control rules of partner banks and card programs.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

CoinW iPay Card
Singapore USD Virtual Card
Singapore USD Physical Card
Card formVirtual cardVirtual cardPhysical card
Fees
Monthly fee
0 USD
No monthly maintenance fee
Free
No monthly maintenance fee
Free
No monthly maintenance fee
Card issuance fee
Free
Card issuance fee waived during promotional period
Free
Card issuance fee waived during promotional period
98 USDT
Charged at application
ATM fee——
5 USD
Fixed fee per withdrawal
Foreign exchange fee——
0%
Settled at Visa real-time exchange rate
Top-up fee
1.5%
Charged as a percentage of the top-up amount
1.5%
Calculated according to card activity rules
2%
Charged as a percentage at top-up
Failed transaction fee———
Rewards
Cashback———
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit——
250,000 USD
Up to one hundred per day
Monthly spending limit——
1,000,000 USD
Calculated cumulatively by calendar month
ATM withdrawal limit——
1,500 USD
Up to six per day; also a monthly limit of 15000 USD
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

170
South KoreaKRMaltaMTUnited StatesUSIsraelILTanzaniaTZSenegalSNAngolaAOVietnamVNSerbiaRSBelizeBZMauritaniaMRGrenadaGDMacaoMOSão Tomé & PríncipeSTNorwayNOEl SalvadorSVChileCLSt. Vincent & GrenadinesVCTongaTONamibiaNADominican RepublicDOTurkmenistanTMBosnia & HerzegovinaBAMoroccoMAGuatemalaGTAustraliaAUVenezuelaVEColombiaCOParaguayPYVatican CityVAAlgeriaDZBoliviaBOSingaporeSGCyprusCYPanamaPAHong KongHKSan MarinoSMNauruNRNetherlandsNLJordanJOSamoaWSSpainESVanuatuVUGuyanaGYCameroonCMBrazilBRTuvaluTVMalaysiaMYPalauPWBahrainBHRomaniaROUgandaUGKuwaitKWCosta RicaCRTrinidad & TobagoTTHondurasHNBurkina FasoBFSeychellesSCSolomon IslandsSBGabonGAGuineaGNEstoniaEETaiwanTWIndiaINUnited Arab EmiratesAEEgyptEGRwandaRWGermanyDEGeorgiaGEMadagascarMGSt. Kitts & NevisKNArgentinaARSaudi ArabiaSAMexicoMXFinlandFINigerNEKenyaKECzechiaCZEcuadorECLesothoLSPortugalPTSierra LeoneSLSurinameSRSri LankaLKMongoliaMNIrelandIEDenmarkDKItalyITAzerbaijanAZDominicaDMJapanJPUzbekistanUZSouth AfricaZANigeriaNGGambiaGMCroatiaHRIcelandISBhutanBTJamaicaJMTogoTGIndonesiaIDGhanaGHLatviaLVMarshall IslandsMHPakistanPKPeruPEMonacoMCHaitiHTLaosLAAustriaATLiberiaLRThailandTHKiribatiKISwitzerlandCHCanadaCALithuaniaLTKyrgyzstanKGSt. LuciaLCFijiFJTajikistanTJGreeceGRZambiaZMNorth MacedoniaMKUruguayUYSlovakiaSKPolandPLPhilippinesPHMaldivesMVDjiboutiDJHungaryHUNew ZealandNZBangladeshBDEthiopiaETMauritiusMUCambodiaKHAndorraADSwedenSEBotswanaBWBruneiBNEquatorial GuineaGQLiechtensteinLIBulgariaBGAntigua & BarbudaAGUnited KingdomGBOmanOMCôte d’IvoireCIMalawiMWBeninBJZimbabweZWQatarQALuxembourgLUFranceFRBarbadosBBNepalNPNicaraguaNIMontenegroMECape VerdeCVBelgiumBESloveniaSIArmeniaAMMoldovaMDPapua New GuineaPGBahamasBSTürkiyeTRAlbaniaALChadTDTimor-LesteTLComorosKMTunisiaTNMozambiqueMZ
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

23
South SudanSSCongo - KinshasaCDGuinea-BissauGWIranIRMaliMLMyanmar (Burma)MMChinaCNLibyaLYAfghanistanAFSomaliaSOBurundiBIYemenYEIraqIQLebanonLBSyriaSYKazakhstanKZSudanSDEritreaERNorth KoreaKPRussiaRUCubaCUBelarusBYCentral African RepublicCF
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，CoinW classifies the United States as a restricted jurisdiction and has terminated services for U.S. users, but cards issued to eligible users elsewhere remain intended for international payments.
2. United Kingdom：Cannot apply，Can use，UK residents cannot currently obtain the card because CoinW lists the United Kingdom as a restricted jurisdiction, while an eligible card issued elsewhere can still be used for international purchases in the UK.
3. Canada：Cannot apply，Can use，Canada is currently excluded from CoinW account and card onboarding, but a CoinW Card lawfully issued to an eligible user elsewhere can still be used for payments in Canada.
4. Australia：Can apply，Can use，Australia is outside CoinW’s restricted-jurisdiction list and residents can apply after creating an eligible CoinW account and completing the required identity verification.
5. South Africa：Can apply，Can use，South Africa is within CoinW’s current service coverage and residents can apply after completing the identity verification required for the selected card.
6. New Zealand：Can apply，Can use，New Zealand is within CoinW’s current service coverage and residents can obtain an eligible CoinW Card after completing the required KYC.
7. Ireland：Can apply，Can use，Ireland is within CoinW’s current service coverage and residents can apply after completing CoinW identity verification and the requirements of the selected card.

Updated: Sep 16, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport

Review time / regional limits

Virtual card automatic review takes about 5 minutes at the fastest; abnormal documents or physical card applications enter manual review.

KYC provider

Sumsub

Updated

Aug 2, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 2, 2026

Wallet payments

Alipay

Not supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Aug 2, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Supported

Aug 2, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Bongiwe Ngowapigoogle_play★ 5 / 5

CoinW Card Google Play 评论 Google Play review - 5 star

best
View original
Sheriff Kedirgoogle_play★ 5 / 5

CoinW Card Google Play 评论 Google Play review - 5 star

good
View original
Aqeel Riazgoogle_play★ 1 / 5

CoinW Card Google Play 评论 Google Play review - 1 star

I faced a problem only in coinw I personally used many exchange they only want face verification or I'd verification when they see any type of violation but only coinw want verification+c3 face video. c3 face video with verbal communication is difficult for many user who don't speak in English we want this thing kindly update your kyc and All features that they fulfill their all requirements only in kyc. Not in c3 in everything every cause if they update this I will give him 5 star review
View original
Gisselli Yamilagoogle_play★ 3 / 5

CoinW Card Google Play 评论 Google Play review - 3 star

Is useful, but, it's needs improve yet for better experience for users.
View original
Abdurazak Abdugoogle_play★ 3 / 5

CoinW Card Google Play 评论 Google Play review - 3 star

after update no open why to problem
View original
Kiya Bossgoogle_play★ 5 / 5

CoinW Card Google Play 评论 Google Play review - 5 star

the great app
View original
Ahmad sulaimangoogle_play★ 5 / 5

CoinW Card Google Play 评论 Google Play review - 5 star

nice app
View original
Aqsa Riazgoogle_play★ 1 / 5

CoinW Card Google Play 评论 Google Play review - 1 star

I'm giving 1 star because coinw new token mission want another trending volume after doing task this is not good if we will get bonus. there is no further place for another trending volume
View original
Horsts Eehofertrustpilot★ 1 / 5

Better think twice before you open an account here

Von Beginn an Probleme bei der Erstellung eines Accounts. Selbstverständlichkeiten funktionieren einfach nicht, es werden aber alle möglichen Daten zigmal abgefragt. Will man seinen Account löschen, soll ein Video hochgeladen werden, auf dem man mit seinem Passport wedelt. Riecht nach Spam, besser nicht...
Official reply
Hello, we’re sorry to hear about your experience with the account registration and account closure process. We take your feedback regarding repeated requests for information, the registration process, and the identity verification required for account closure seriously. These verification procedures are in place to protect account security and meet applicable compliance requirements, but we understand that the process may feel inconvenient or unclear. We will forward your feedback to the relevant team for further review and improvement. If you still need assistance with closing your account or have any other concerns, please contact our official customer support team, and we’ll be happy to assist you. Thank you for taking the time to share your feedback. Your comments help us identify areas where we can improve our service and user experience.
View original
F “Fab” Dgoogle_play★ 1 / 5

CoinW Card Google Play 评论 Google Play review - 1 star

Gave this exchange a try because its liquidation coverage was the most attractive one. Turns out, it's the only 'good' feature. The app is buggy and unusable. Support is incompetent. Events are boring and unattractive. Products it offers are much worse than on any other exchange. On top of that, they restricted my account for no reason which has never happened to me after having used any other exchange literally for years. Really, you all should use reputable exchanges, not this third-rate one
View original

Risk factors

Updated: Jul 20, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does CoinW Card require KYC?

Our record lists the CoinW Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does CoinW Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up CoinW Card with?

Our record lists CoinW Card support for: USDT, BTC, ETH, USD, and EUR.

Is CoinW Card a virtual or a physical card?

CoinW Card is offered as: Virtual card and Physical card.

Where is CoinW Card available?

Our record lists 170 countries or regions as available and 23 as restricted. Country-by-country status is in the regions section of this page.

Who issues CoinW Card?

CoinW Card is operated by CoinW on the Mastercard / Visa network.