Card database / Mastercard / Visa / Stablecoin payment card

Cryptomus Card

Updated: Sep 11, 2026

Cryptomus Card is a virtual stablecoin payment card offered by the Cryptomus platform, primarily for online shopping, digital subscriptions, advertising accounts, travel services and cross-border purchases. Users top up the card from their Cryptomus wallet. Stablecoins are converted into a fiat card balance, and payments are completed through the Visa or Mastercard network. The card supports 3DS, two-factor authentication, real-time notifications, freezing and unfreezing, and spending management. It can also be added to a mobile wallet for NFC contactless payments.

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Card network
Product type: Stablecoin payment card
Card form: Virtual card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDC
Last updated: Sep 11, 2026

Official and company information

Issuer identity and company credentials

Cryptomus is a brand for crypto asset wallet, exchange, and payment services. Canadian regulatory records show that the legal entity operating under the name Cryptomus is Xeltox Enterprises Ltd., formerly Certa Payments Ltd., a reporting entity in the virtual currency trading services sector. Cryptomus handles accounts, wallets, and virtual card service entry points; the public card page lists multiple BINs and Visa and Mastercard acceptance capabilities, but does not list a unified issuing bank, BIN sponsor, or card fund protection institution, so Cryptomus should not be considered an issuing bank.

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Company / issuer: Cryptomus
Legal name: Xeltox Enterprises Ltd.
Registered region: Canada (CA)
Headquarters: Canada / global
Company type: Processor
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

The Cryptomus Card uses a prepaid payment structure: crypto wallet balance, top-up with stablecoins, fiat currency card balance, and spending via the card network. After registering an account and completing identity verification, users can instantly create a virtual card and top it up using USDT or USDC from their personal Cryptomus wallet; assets are converted to fiat at market exchange rates at the time of top-up. The platform offers over ten BINs and multi-currency options. Each account can manage up to ten virtual cards, for separating subscriptions, advertising, procurement, or team expenses. For payments, you can directly enter the card number for online transactions, or link to Apple Pay or Google Pay for offline NFC payments at merchants. This product does not offer a physical plastic card, and does not support chip-and-PIN/swipe transactions or ATM cash withdrawals. The card balance is not considered a bank deposit covered by deposit insurance.

Mastercard / Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	CCryptomus Virtual Crypto Card
Card form	Virtual card
Fees
Monthly fee	—
Card issuance fee	4 USD One-time issuance fee
ATM fee	—
Foreign exchange fee	—
Top-up fee	3.2% Charged each time funds are added to the card balance
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	50,000 USD Monthly limit per card; an increase may be requested
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

171

Dominican RepublicDOIrelandIEJordanJOSolomon IslandsSBCyprusCYMauritaniaMRKuwaitKWFranceFRColombiaCOBeninBJSurinameSRIcelandISJapanJPCape VerdeCVMalaysiaMYSouth AfricaZAThailandTHEcuadorECLatviaLVCentral African RepublicCFBruneiBNNauruNRMozambiqueMZSpainESTogoTGBotswanaBWLithuaniaLTSomaliaSOSeychellesSCMontenegroMEUgandaUGPhilippinesPHEritreaERBhutanBTZimbabweZWGhanaGHNew ZealandNZGuyanaGYVatican CityVAEswatiniSZSaudi ArabiaSADenmarkDKMadagascarMGHong KongHKGrenadaGDBulgariaBGKazakhstanKZSão Tomé & PríncipeSTSudanSDPakistanPKTurkmenistanTMVanuatuVUMalawiMWMauritiusMUCongo - KinshasaCDKenyaKEComorosKMTürkiyeTRLuxembourgLUMaltaMTBurkina FasoBFGuinea-BissauGWEstoniaEETimor-LesteTLUnited KingdomGBMoldovaMDGeorgiaGESt. Kitts & NevisKNGuineaGNGambiaGMGermanyDENamibiaNAAzerbaijanAZGabonGAFinlandFILiberiaLRIndonesiaIDBahamasBSTongaTOAustraliaAUSingaporeSGRwandaRWNetherlandsNLRomaniaROCôte d’IvoireCIChadTDNorwayNOMaldivesMVGuatemalaGTChileCLJamaicaJMMongoliaMNParaguayPYDjiboutiDJPanamaPAMicronesiaFMPeruPESwitzerlandCHMarshall IslandsMHUkraineUACameroonCMSierra LeoneSLMaliMLAndorraADLiechtensteinLITrinidad & TobagoTTCosta RicaCRArgentinaARCroatiaHRPortugalPTVenezuelaVEEthiopiaETMacaoMOSamoaWSEquatorial GuineaGQHaitiHTKyrgyzstanKGSouth SudanSSNigeriaNGDominicaDMZambiaZMCzechiaCZAustriaATBelgiumBEMonacoMCSt. Vincent & GrenadinesVCLesothoLSSwedenSEFijiFJBarbadosBBTaiwanTWPalauPWPapua New GuineaPGLaosLASerbiaRSTanzaniaTZSt. LuciaLCUruguayUYEl SalvadorSVKiribatiKIUnited Arab EmiratesAESenegalSNSlovakiaSKHondurasHNCambodiaKHIndiaINSouth KoreaKRUnited StatesUSAntigua & BarbudaAGVietnamVNCanadaCABrazilBRHungaryHUMexicoMXNorth MacedoniaMKBelizeBZGreeceGRAlbaniaALBahrainBHSan MarinoSMTuvaluTVPolandPLBurundiBIItalyITNigerNESloveniaSIUzbekistanUZNicaraguaNITajikistanTJSri LankaLKIsraelIL

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

BoliviaBORussiaRUQatarQANorth KoreaKPNepalNPAfghanistanAFChinaCNBelarusBYCubaCUOmanOMSyriaSYLebanonLBMyanmar (Burma)MMBosnia & HerzegovinaBALibyaLYTunisiaTNIranIRAlgeriaDZIraqIQAngolaAOBangladeshBDYemenYEMoroccoMAEgyptEG

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，U.S. residents are excluded from Cryptomus services, but existing non-U.S. cardholders may use the virtual card for eligible purchases in the United States.

2. United Kingdom：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

3. Canada：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

4. Australia：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

5. South Africa：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

6. New Zealand：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

7. Ireland：Can apply，Can use，Residents aged 18+ must complete Cryptomus KYC; the current card is virtual and supports online and phone-based NFC payments.

Updated: Sep 11, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID / Driver's license / Residence permit

Review time / regional limits

Automated review is usually fast (a few hours); manual review may take 1-2 business days

KYC provider

iDenfy

Updated

Jul 10, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview10 scenarios

Supported9

Not supported1

UpdatedJul 10, 2026

Wallet payments

Apple Pay

Supported

Jul 10, 2026

Cash services

ATM withdrawal

Not supported

Jul 10, 2026

AI tools

ChatGPT

Supported

Jul 10, 2026

AI tools

Claude

Supported

Jul 10, 2026

Wallet payments

Google Pay

Supported

Jul 10, 2026

AI tools

Midjourney

Supported

Jul 10, 2026

In-person payments

Offline POS

Supported

Jul 10, 2026

Online shopping

Supported

Jul 10, 2026

Wallet payments

PayPal

Supported

Jul 10, 2026

Subscriptions

Subscription payment

Supported

Jul 10, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Collins Koilegegoogle_play★ 5 / 5Sep 21, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

The app is incredibly good waiting to explore more of cryptomus

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Usa Likegoogle_play★ 5 / 5Sep 20, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

Great service 👍👍

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BISHNU PATTANAIKgoogle_play★ 1 / 5Sep 20, 2026

Cryptomus: Wallet & Trading Google Play review - 1 star

dear Team kindly resolve the problem when you buy a coin price not correct in table manually text please check and fix it

Official reply

Please contact our support team via Telegram @cryptomus_support_bot or email support@cryptomus.com. Everything should be working normally, and we’ll assist you as quickly as possible.

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Mithi Mithigoogle_play★ 5 / 5Sep 20, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

it's really nice apps 😊 and greet working 😉

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YVINE CHEPKOECHgoogle_play★ 5 / 5Sep 20, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

I love this apps interface which is user friendly

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John Ontegigoogle_play★ 5 / 5Sep 20, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

I love the this apps interface which is user friendly and it is a good tool for beginners in crypto

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Kelvin Kamaugoogle_play★ 5 / 5Sep 18, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

best app

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Over Powerdgoogle_play★ 5 / 5Sep 17, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

best crypto payment provider for merchants

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Rahulgoogle_play★ 5 / 5Sep 14, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

nice app

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Abdullah al Junayedgoogle_play★ 5 / 5Sep 13, 2026

Cryptomus: Wallet & Trading Google Play review - 5 star

Nice

View original

Risk factors

Updated: Jul 10, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Cryptomus Card require KYC?

Our record lists the Cryptomus Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Cryptomus Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Cryptomus Card with?

Our record lists Cryptomus Card support for: USDT and USDC.

Is Cryptomus Card a virtual or a physical card?

Cryptomus Card is offered as: Virtual card.

Where is Cryptomus Card available?

Our record lists 171 countries or regions as available and 24 as restricted. Country-by-country status is in the regions section of this page.

Who issues Cryptomus Card?

Cryptomus Card is operated by Cryptomus on the Mastercard / Visa network.