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DDecaf Visa Credit Card logo

Decaf Visa Credit Card

Updated: Sep 14, 2026

Decaf Visa Credit Card is a Visa stablecoin payment card offered by Decaf Wallet. Users manage digital assets through the non-custodial Decaf wallet and use USDC as the source of their card balance for real-world spending. Available as both a virtual and physical card, it supports online shopping, offline Visa merchants, Apple Pay, Google Pay and ATM withdrawals with the physical card. It is primarily intended for users who need cross-border spending and everyday stablecoin payments.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDTUSDCSOLXLM
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Decaf is a US fintech company offering a non-custodial stablecoin wallet on Stellar and Solana networks, personal and business cross-border payments, payment links, bank transfers, and cash withdrawal channels, as well as access to the Decaf Visa card. Decaf is mainly responsible for the app, wallet, and payment experience; regulated payment and card services are provided by licensed partners in different jurisdictions.
Visit website Application page
Company / issuer
Decaf / Decaf Wallet
Legal name
Decaf, Inc
Registered region
United States (US)
Headquarters
Wilmington, Delaware, United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The Decaf Visa Credit Card is a Visa stablecoin payment card from Decaf Wallet, officially called the Decaf Visa Credit Card. Users manage digital assets through the Decaf non-custodial wallet and use USDC as the card balance source, spending stablecoins in the real world. The product offers both virtual and physical cards, covering online shopping, offline Visa merchants, Apple Pay, Google Pay, and ATM withdrawals with the physical card. It targets users who need cross-border spending and everyday stablecoin payments.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

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Decaf Virtual Card
Decaf Physical Card
Card formVirtual cardPhysical card
Fees
Monthly fee
Free
No monthly or annual fee
Free
No monthly or annual fee
Card issuance fee
5 USD
Global issuance fee
5 USD
Global issuance fee
ATM fee——
Foreign exchange fee
1%
Based on Visa exchange rate
1%
Based on Visa exchange rate
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

129
Costa RicaCRLuxembourgLUAntigua & BarbudaAGAlgeriaDZBahamasBSTunisiaTNMalaysiaMYAustriaATSlovakiaSKMexicoMXKazakhstanKZArmeniaAMNorwayNOPakistanPKKuwaitKWHungaryHUEstoniaEETurkmenistanTMTrinidad & TobagoTTBosnia & HerzegovinaBAAzerbaijanAZMontenegroMESloveniaSIPapua New GuineaPGSouth KoreaKRGhanaGHTanzaniaTZTajikistanTJRwandaRWParaguayPYJamaicaJMQatarQAPanamaPABhutanBTMoroccoMABulgariaBGEthiopiaETThailandTHSenegalSNChileCLMoldovaMDSaudi ArabiaSAMauritiusMUSri LankaLKKyrgyzstanKGSt. LuciaLCMaltaMTTimor-LesteTLEgyptEGEcuadorECBarbadosBBNorth MacedoniaMKBangladeshBDCameroonCMGuatemalaGTSeychellesSCJordanJODominicaDMAustraliaAUSpainESGreeceGRPeruPENetherlandsNLMaldivesMVItalyITFinlandFIBotswanaBWSingaporeSGLaosLASt. Vincent & GrenadinesVCGermanyDEUgandaUGCambodiaKHIndonesiaIDSwedenSEIrelandIEIcelandISNamibiaNAJapanJPSurinameSRUruguayUYLibyaLYLebanonLBGrenadaGDBelgiumBESerbiaRSUzbekistanUZCanadaCAFranceFRPortugalPTSt. Kitts & NevisKNNew ZealandNZBrazilBRPhilippinesPHBahrainBHLithuaniaLTGuyanaGYUnited States (Excluding Restricted States)ArgentinaARBelizeBZCyprusCYSwitzerlandCHColombiaCOLatviaLVBoliviaBOKenyaKECroatiaHRUnited Arab EmiratesAEDenmarkDKLiechtensteinLIMacaoMOGeorgiaGEHondurasHNTaiwanTWPolandPLCzechiaCZCôte d’IvoireCIHong KongHKZambiaZMZimbabweZWOmanOMBruneiBNRomaniaROUnited KingdomGBSouth AfricaZAEl SalvadorSVAlbaniaALMongoliaMNFijiFJ
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

31
NicaraguaNIMyanmar (Burma)MMLouisianaIndiaINUkraineUANorth KoreaKPOregonOhioTürkiyeTRIdahoBelarusBYNepalNPArizonaIraqIQCubaCUChinaCNWashingtonRhode IslandNigeriaNGRussiaRUIranIRPuerto RicoPRMarylandSyriaSYVenezuelaVEVietnamVNGeorgiaWisconsinMontanaIsraelILDelaware
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can apply except in Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Montana, Ohio, Oregon, Rhode Island, Washington and Wisconsin; eligible issued cards can be used where Visa is accepted.
2. United Kingdom：Can apply，Can use，The United Kingdom is not on Decaf’s current card-application exclusion list, so residents can apply and use an issued card where Visa is accepted.
3. Canada：Can apply，Can use，Canada is not on Decaf’s current card-application exclusion list, so residents can apply and use an issued card where Visa is accepted.
4. Australia：Can apply，Can use，Australia is not excluded from Decaf Card applications, allowing residents to apply and use an issued card where Visa is accepted.
5. South Africa：Can apply，Can use，South Africa is not on Decaf’s current list of countries unavailable for card applications, so residents can apply and use the card internationally.
6. New Zealand：Can apply，Can use，New Zealand is not excluded from Decaf Card applications, so residents can apply and use an issued card where Visa is accepted.
7. Ireland：Can apply，Can use，Ireland is not on Decaf’s current application-exclusion list, so residents can apply and use an issued card where Visa is accepted.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

UnconfirmedPending

Accepted documents

Government-issued ID

Review time / regional limits

Automated verification is fast; unusual documents go to manual compliance review.

KYC provider

Not disclosed

Updated

Aug 11, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 11, 2026

Wallet payments

Alipay

Supported

Aug 11, 2026

Wallet payments

Apple Pay

Supported

Aug 11, 2026

Cash services

ATM withdrawal

Supported

Aug 11, 2026

AI tools

ChatGPT

Supported

Aug 11, 2026

AI tools

Claude

Supported

Aug 11, 2026

Wallet payments

Google Pay

Supported

Aug 11, 2026

AI tools

Midjourney

Supported

Aug 11, 2026

In-person payments

Offline POS

Supported

Aug 11, 2026

Online shopping

Online shopping

Supported

Aug 11, 2026

Wallet payments

PayPal

Supported

Aug 11, 2026

Subscriptions

Subscription payment

Supported

Aug 11, 2026

Wallet payments

WeChat Pay

Supported

Aug 11, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Tony Nnoromgoogle_play★ 1 / 5

Decaf Wallet Google Play review - 1 star

this app is like a scam after I completely verify my account and they are telling me you can't receive their party Europe payment this app is a scam and you need to be removed
View original
Francogoogle_play★ 1 / 5

Decaf Wallet Google Play review - 1 star

"For security reasons, crypto sending is disabled for your account. Contact support." not your keys at all... (this happened all of a sudden after using actively the app for months, fund, invest, card, withdrawals..)
View original
Lafon Georgegoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

DECAF WALLET is the best. it incorporates both crypto and banking. you can do your job as a freelancer and not worry about a payment option because DECAF has got you covered. they offer options for US Dollar account and Euro account. you can even withdraw your money through Crypto or MoneyGram. they're the best 😊
View original
Niboro patrickgoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

thanks you for this.
View original
Gonzalo Chacongoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

great for solana
View original
Ryan Dixongoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

Really convenient for Jamaicans to get paid in the US account, and cashing out at MoneyGram or spending on the virtual Card
View original
josue zepedagoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

fast moneygram
View original
Adya Robygoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

Great
View original
MD. Mosiur Rahmangoogle_play★ 5 / 5

Decaf Wallet Google Play review - 5 star

Help full
View original
Chris Walkergoogle_play★ 1 / 5

Decaf Wallet Google Play review - 1 star

Seems good at taking money and taking information, but not user-friendly, won't seem to deposit money, and after 45 minutes of waiting, there is no support either
View original

Risk factors

Updated: Aug 11, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Decaf Visa Credit Card require KYC?

Our record lists the Decaf Visa Credit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Decaf Visa Credit Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Decaf Visa Credit Card with?

Our record lists Decaf Visa Credit Card support for: USDT, USDC, SOL, and XLM.

Is Decaf Visa Credit Card a virtual or a physical card?

Decaf Visa Credit Card is offered as: Virtual card and Physical card.

Where is Decaf Visa Credit Card available?

Our record lists 129 countries or regions as available and 31 as restricted. Country-by-country status is in the regions section of this page.

Who issues Decaf Visa Credit Card?

Decaf Visa Credit Card is operated by Decaf / Decaf Wallet on the Visa network.