Card database / Mastercard / Visa / Stablecoin payment card

Crydit Card

Updated: Sep 14, 2026

Crydit Card is a physical crypto debit card for digital asset users, currently available in separate Visa and Mastercard card lines. After topping up or transferring crypto assets to the card payment account, users can make online purchases, pay at physical merchants, spend across borders and withdraw cash from ATMs worldwide. Visa Card focuses on larger purchases, while Mastercard is more oriented towards smaller everyday payments. Crydit also provides a crypto wallet and asset conversion services and uses third-party digital asset custody infrastructure from providers such as Cobo and Ceffu.

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Card network
Product type: Stablecoin payment card
Card form: Physical card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 50-59

Supported assets: USDTUSDCBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKMATICATOMLTCBCHDAIXLMUNI
Last updated: Sep 14, 2026

Official and company information

Issuer identity and company credentials

Crydit is a fintech platform offering crypto payment cards and Web3 payment services, providing individuals with virtual and physical Visa cards, stablecoin top-up, online and offline spending, and ATM withdrawals, and offering businesses payroll cards, expense management, and custom card solutions. The main operating and application entity disclosed on the website is Crydit Capital Limited in Hong Kong, but its privacy policy indicates the group also involves affiliated entities in the British Virgin Islands, Czech Republic, and Denmark.

Visit website Application page

Company / issuer: Crydit
Legal name: CRYDIT CAPITAL LIMITED
Registered region: Hong Kong (HK)
Headquarters: Hong Kong
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Crydit combines crypto wallet, digital asset conversion, and traditional bank card payments in one product system. Its Visa Card is a physical contactless debit card, officially supporting ATM, NFC, and global payments, with no fixed universal spending limit advertised. Stablecoins can be transferred from a custodial wallet to the payment account, then used for Visa network transactions. Crydit also operates a Mastercard product positioned more for everyday small-ticket spending; the two cards differ in issuance fees, top-up costs, and KYC processes. The Crydit App is published by Crydit CAPITAL LIMITED on the Apple App Store, and the product remains maintained as of 2026.

Mastercard / Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	CCrydit Visa Card	CCrydit Mastercard
Card form	Physical card	Physical card
Fees
Monthly fee	Free No monthly management fee	Free No monthly management fee
Card issuance fee	249 USD Card issuance fee as currently listed on official website	199 USD Physical Mastercard issuance fee
ATM fee	2.5% Charged based on the withdrawal amount	2.5% Charged based on withdrawal amount
Foreign exchange fee	Free No additional foreign exchange markup	Free No additional foreign exchange fee
Top-up fee	1% Transfer to card payment account	12 USDT + 1.5% Transfer to card payment account
Failed transaction fee	—	—
Rewards
Cashback	—	—
Crypto cashback	—	—
Staking rewards	—	—
Staking APR	—	—
Welcome bonus	—	—
Referral bonus	—	—
Limits
Daily spending limit	Unlimited Subject to merchant and risk control restrictions	—
Monthly spending limit	Unlimited Subject to merchant and risk control restrictions	—
ATM withdrawal limit	—	—
Card network

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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

112

OmanOMNetherlandsNLFinlandFIBahamasBSAndorraADEgyptEGSlovakiaSKQatarQAUnited Arab EmiratesAESt. Vincent & GrenadinesVCPortugalPTMontenegroMEJordanJORwandaRWBelgiumBEParaguayPYUgandaUGMexicoMXUzbekistanUZCzechiaCZKenyaKEIrelandIEDominican RepublicDOAustraliaAUSouth AfricaZAChileCLKuwaitKWIsraelILLiechtensteinLIPhilippinesPHBoliviaBOTürkiyeTRItalyITPakistanPKAlbaniaALRomaniaROGreeceGRCambodiaKHLatviaLVSri LankaLKSt. Kitts & NevisKNGeorgiaGECanadaCAUruguayUYHungaryHUIndonesiaIDBrazilBRNorwayNOSeychellesSCUnited StatesUSMaltaMTDenmarkDKSaudi ArabiaSATrinidad & TobagoTTBosnia & HerzegovinaBAIndiaINCosta RicaCRVietnamVNSwitzerlandCHMaldivesMVFranceFRChinaCNTaiwanTWKazakhstanKZEstoniaEEBangladeshBDSpainESArmeniaAMHong KongHKNepalNPSt. LuciaLCNigeriaNGNew ZealandNZAntigua & BarbudaAGNorth MacedoniaMKPolandPLThailandTHLaosLASouth KoreaKRJamaicaJMTanzaniaTZTunisiaTNBahrainBHLithuaniaLTMoroccoMAMalaysiaMYEcuadorECUnited KingdomGBAzerbaijanAZSwedenSEIcelandISMacaoMOTajikistanTJArgentinaARAustriaATLuxembourgLUSerbiaRSCyprusCYJapanJPGermanyDEGhanaGHPanamaPABhutanBTSloveniaSIMauritiusMUCroatiaHRBruneiBNBarbadosBBPeruPESingaporeSGColombiaCOKyrgyzstanKG

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

CubaCUNorth KoreaKPSouth SudanSSSyriaSYYemenYEAfghanistanAFIranIRSudanSDBelarusBYRussiaRU

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，Crydit operates a global application model in which residence and nationality are assessed during KYC rather than through a published U.S.-specific issuance program, and approved cards support international Visa spending.

2. United Kingdom：Can apply，Can use，UK residents can enter Crydit’s global application process, with the responsible Crydit entity and approval determined through residence-based KYC and compliance checks.

3. Canada：Can apply，Can use，Canadian residents can apply through Crydit’s global onboarding process and must pass identity, residence and risk screening before card issuance.

4. Australia：Can apply，Can use，Australian residents can apply under Crydit’s global card program after completing KYC, while issued cards support international merchant and ATM use.

5. South Africa：Can apply，Can use，South African residents can enter Crydit’s global application process and obtain the card after the required identity, residence and compliance review.

6. New Zealand：Can apply，Can use，New Zealand residents can apply through Crydit’s global onboarding model after KYC and use an approved card for international payments.

7. Ireland：Can apply，Can use，Irish residents can apply under Crydit’s global card program after residence-based KYC and compliance approval, with issued cards supporting international spending.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Fast process takes about 5 minutes; full Visa review may take up to 7 business days.

KYC provider

Sumsub, Paywiser

Updated

Aug 11, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported12

Not supported0

UpdatedAug 11, 2026

Wallet payments

Alipay

Supported

Aug 11, 2026

Wallet payments

Apple Pay

Supported

Aug 11, 2026

Cash services

ATM withdrawal

Supported

Aug 11, 2026

AI tools

ChatGPT

Supported

Aug 11, 2026

AI tools

Claude

Supported

Aug 11, 2026

Wallet payments

Google Pay

Supported

Aug 11, 2026

AI tools

Midjourney

Supported

Aug 11, 2026

In-person payments

Offline POS

Supported

Aug 11, 2026

Online shopping

Supported

Aug 11, 2026

Wallet payments

PayPal

Supported

Aug 11, 2026

Subscriptions

Subscription payment

Supported

Aug 11, 2026

Wallet payments

WeChat Pay

Supported

Aug 11, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 4 approved reviews matched to this card

Newest first

better seaapp_store★ 1 / 5Jan 2, 2025

it‘s crazy！

It's a lie! I paid 199U and it's been under review for more than a month.

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zmxncnv110app_store★ 1 / 5Sep 22, 2024

Spamming app

Don’t don’t don’t download,don’t spend money,it’s spam App

View original

Jr几节课了app_store★ 5 / 5Jul 17, 2024

After paying the card opening fee, you can't KYC

I am very happy to see that this card only has a handling fee of 1.5%. After I paid the 199USDT cheerfully, something terrible happened. I can't carry out KYC certification. The display channel is under maintenance. I don't know why. Please return my USDT.

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supercatttttttapp_store★ 5 / 5Apr 17, 2024

Open bank account easily

A Speedy, cost-effective,simple way to spend your crypto money.

View original

Risk factors

Updated: Aug 11, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Crydit Card require KYC?

Our record lists the Crydit Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Crydit Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Crydit Card with?

Our record lists Crydit Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (20 in total).

Is Crydit Card a virtual or a physical card?

Crydit Card is offered as: Physical card.

Where is Crydit Card available?

Our record lists 112 countries or regions as available and 10 as restricted. Country-by-country status is in the regions section of this page.

Who issues Crydit Card?

Crydit Card is operated by Crydit on the Mastercard / Visa network.