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CCrydit Card logo

Crydit Card

Updated: Aug 11, 2026

Crydit Card is a physical crypto debit card for digital asset users, currently available in separate Visa and Mastercard card lines. After topping up or transferring crypto assets to the card payment account, users can make online purchases, pay at physical merchants, spend across borders and withdraw cash from ATMs worldwide. Visa Card focuses on larger purchases, while Mastercard is more oriented towards smaller everyday payments. Crydit also provides a crypto wallet and asset conversion services and uses third-party digital asset custody infrastructure from providers such as Cobo and Ceffu.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
50-59
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / DOGE / TRX / AVAX / DOT / LINK / MATIC / ATOM / LTC / BCH / DAI / XLM / UNI
Last updated
Aug 11, 2026

Official and company information

Issuer identity and company credentials

Crydit is a fintech platform offering crypto payment cards and Web3 payment services, providing individuals with virtual and physical Visa cards, stablecoin top-up, online and offline spending, and ATM withdrawals, and offering businesses payroll cards, expense management, and custom card solutions. The main operating and application entity disclosed on the website is Crydit Capital Limited in Hong Kong, but its privacy policy indicates the group also involves affiliated entities in the British Virgin Islands, Czech Republic, and Denmark.
Visit website Application page
Company / issuer
Crydit
Legal name
CRYDIT CAPITAL LIMITED
Registered region
Hong Kong (HK)
Headquarters
Hong Kong
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Crydit combines crypto wallet, digital asset conversion, and traditional bank card payments in one product system. Its Visa Card is a physical contactless debit card, officially supporting ATM, NFC, and global payments, with no fixed universal spending limit advertised. Stablecoins can be transferred from a custodial wallet to the payment account, then used for Visa network transactions. Crydit also operates a Mastercard product positioned more for everyday small-ticket spending; the two cards differ in issuance fees, top-up costs, and KYC processes. The Crydit App is published by Crydit CAPITAL LIMITED on the Apple App Store, and the product remains maintained as of 2026.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Crydit Visa debit card
Crydit Mastercard debit card
Card formPhysical cardPhysical card
Fees
Monthly fee
Free
No monthly management fee
Free
No monthly management fee
Card issuance fee
249 USD
Card issuance fee as currently listed on official website
199 USD
Physical Mastercard issuance fee
ATM fee
2.5%
Charged based on the withdrawal amount
2.5%
Charged based on withdrawal amount
Foreign exchange fee
Free
No additional foreign exchange markup
Free
No additional foreign exchange fee
Top-up fee
1%
Transfer to card payment account
12 USDT + 1.5%
Transfer to card payment account
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit
Unlimited
Subject to merchant and risk control restrictions
—
Monthly spending limit
Unlimited
Subject to merchant and risk control restrictions
—
ATM withdrawal limit——
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

112
OmanOMNetherlandsNLFinlandFIBahamasBSAndorraADEgyptEGSlovakiaSKQatarQAUnited Arab EmiratesAESt. Vincent & GrenadinesVCPortugalPTMontenegroMEJordanJORwandaRWBelgiumBEParaguayPYUgandaUGMexicoMXUzbekistanUZCzechiaCZKenyaKEIrelandIEDominican RepublicDOAustraliaAUSouth AfricaZAChileCLKuwaitKWIsraelILLiechtensteinLIPhilippinesPHBoliviaBOTürkiyeTRItalyITPakistanPKAlbaniaALRomaniaROGreeceGRCambodiaKHLatviaLVSri LankaLKSt. Kitts & NevisKNGeorgiaGECanadaCAUruguayUYHungaryHUIndonesiaIDBrazilBRNorwayNOSeychellesSCUnited StatesUSMaltaMTDenmarkDKSaudi ArabiaSATrinidad & TobagoTTBosnia & HerzegovinaBAIndiaINCosta RicaCRVietnamVNSwitzerlandCHMaldivesMVFranceFRChinaCNTaiwanTWKazakhstanKZEstoniaEEBangladeshBDSpainESArmeniaAMHong KongHKNepalNPSt. LuciaLCNigeriaNGNew ZealandNZAntigua & BarbudaAGNorth MacedoniaMKPolandPLThailandTHLaosLASouth KoreaKRJamaicaJMTanzaniaTZTunisiaTNBahrainBHLithuaniaLTMoroccoMAMalaysiaMYEcuadorECUnited KingdomGBAzerbaijanAZSwedenSEIcelandISMacaoMOTajikistanTJArgentinaARAustriaATLuxembourgLUSerbiaRSCyprusCYJapanJPGermanyDEGhanaGHPanamaPABhutanBTSloveniaSIMauritiusMUCroatiaHRBruneiBNBarbadosBBPeruPESingaporeSGColombiaCOKyrgyzstanKG
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

10
CubaCUNorth KoreaKPSouth SudanSSSyriaSYYemenYEAfghanistanAFIranIRSudanSDBelarusBYRussiaRU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：中国大陆用户可申请 Crydit Card 并完成身份审核，Visa 申请门槛相对较低；获卡后可在境外 Visa/Mastercard 商户以及符合条件的微信、支付宝国际卡渠道使用。

2、香港：中国香港用户可申请 Crydit Card，Crydit Capital Limited 本身注册于香港；Visa Card 可在全球 Visa 网络消费，并具有较好的本地跨境支付兼容性。

3、澳门：中国澳门可通过 Crydit 当前全球申请体系进行身份和地区审核；获批后的 Visa 或 Mastercard 可在澳门及境外支持对应卡组织的商户使用。

4、台湾：中国台湾用户可按 Crydit 全球 KYC 流程提交申请；通过审核并取得卡片后，可在接受 Visa 或 Mastercard 的线上和实体商户消费。

Updated: Aug 11, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Government-issued ID

Review time / regional limits

Fast process takes about 5 minutes; full Visa review may take up to 7 business days.

KYC provider

Sumsub, Paywiser

Updated

Aug 11, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 11, 2026

Wallet payments

Alipay

Supported

Aug 11, 2026

Wallet payments

Apple Pay

Supported

Aug 11, 2026

Cash services

ATM withdrawal

Supported

Aug 11, 2026

AI tools

ChatGPT

Supported

Aug 11, 2026

AI tools

Claude

Supported

Aug 11, 2026

Wallet payments

Google Pay

Supported

Aug 11, 2026

AI tools

Midjourney

Supported

Aug 11, 2026

In-person payments

Offline POS

Supported

Aug 11, 2026

Online shopping

Online shopping

Supported

Aug 11, 2026

Wallet payments

PayPal

Supported

Aug 11, 2026

Subscriptions

Subscription payment

Supported

Aug 11, 2026

Wallet payments

WeChat Pay

Supported

Aug 11, 2026

User reviews

Showing 4 approved reviews matched to this card

Newest first
better seaapp_store★ 1 / 5

it‘s crazy！

It's a lie! I paid 199U and it's been under review for more than a month.
View original
zmxncnv110app_store★ 1 / 5

Spamming app

Don’t don’t don’t download,don’t spend money,it’s spam App
View original
Jr几节课了app_store★ 5 / 5

After paying the card opening fee, you can't KYC

I am very happy to see that this card only has a handling fee of 1.5%. After I paid the 199USDT cheerfully, something terrible happened. I can't carry out KYC certification. The display channel is under maintenance. I don't know why. Please return my USDT.
View original
supercatttttttapp_store★ 5 / 5

Open bank account easily

A Speedy, cost-effective,simple way to spend your crypto money.
View original

Risk factors

Updated: Aug 11, 2026

No risk factors are available