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HypurrFi Card

Updated: Sep 14, 2026

HypurrFi Card is an on-chain collateralised credit card offered by HypurrFi for Hyperliquid/HyperEVM users. Rather than selling or topping up crypto assets in advance, cardholders generate a loan against their on-chain collateral position in real time when a purchase occurs, after which the merchant payment is completed through the Visa network. The product previously used payment infrastructure from Brahma/Swype and later Rain, but HypurrFi announced the discontinuation of the card programme in May 2026. It is no longer an active product available for normal application and continued use.
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Card network
Product type
Crypto-collateral credit card
Card form
Virtual card
Operating status
Discontinued
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
40-49
Supported assets
USDTUSDCETH
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

HypurrFi is a non-custodial DeFi lending and credit protocol deployed on Hyperliquid HyperEVM, which previously offered pooled lending, isolated lending markets, yield vaults, USDXL, spot and perpetual entry points, and Visa credit cards collateralized by on-chain crypto assets. The project is currently winding down operations; some lending markets are migrating to Euler, and the HypurrFi Card and rewards program have been discontinued.
Company / issuer
HypurrFi
Legal name
Unregistered company entity
Registered region
Unconfirmed
Headquarters
No publicly established physical headquarters (distributed remote work and community governance)
Company type
Program manager
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The core model of the HypurrFi Card is "borrow, don't sell": users keep crypto assets in on-chain lending positions, and at the time of purchase, the system instantly generates a credit loan based on the collateral value, then routes the payment request to the Visa merchant network. The official last-generation product page indicated no traditional credit checks, no pre-funding required, and claimed coverage of over 150 million Visa merchants. Early versions were implemented via Brahma's Swype product, while the new version launched in 2026 is listed by official HypurrFi materials as Rain-powered. In spring 2026, HypurrFi advanced the onboarding of international users for the new card, but subsequent changes in the overall protocol strategy led to the exit of the brand, Pooled/Legacy markets, and related services, with the card and Points program explicitly discontinued.
Visa card experienceRegional availabilityTerms may change
Notice: This card service ceased operations on 2026/05/15, affecting the entire HypurrFi Card programme. HypurrFi explicitly terminated its Card and Points products as part of its protocol exit and migration arrangements. The HypurrFi brand and some of its former lending markets subsequently entered a gradual wind-down process.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

HypurrFi Card
Card formVirtual card
Fees
Monthly fee—
Card issuance fee
Free
Historically free to apply
ATM fee—
Foreign exchange fee
1.5%
Historical non-USD transaction fees
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit
0
ATM not supported
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
No Open Regions
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
Global
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
2. United Kingdom:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
3. Canada:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
4. Australia:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
5. South Africa:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
6. New Zealand:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.
7. Ireland:Cannot apply,Cannot use,HypurrFi has discontinued the Card as part of its platform wind-down, so new issuance is no longer available and existing HypurrFi Cards should no longer be treated as active.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Passport / National/resident ID / Driver's license / Permanent residence card/Green card

Review time / regional limits

Historical applications use digital identity verification and are subject to eligibility and manual compliance review.

KYC provider

Not disclosed

Updated

Aug 13, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported0
Not supported12
UpdatedAug 13, 2026

Wallet payments

Alipay

Not supported

Aug 13, 2026

Wallet payments

Apple Pay

Not supported

Aug 13, 2026

Cash services

ATM withdrawal

Not supported

Aug 13, 2026

AI tools

ChatGPT

Not supported

Aug 13, 2026

AI tools

Claude

Not supported

Aug 13, 2026

Wallet payments

Google Pay

Not supported

Aug 13, 2026

AI tools

Midjourney

Not supported

Aug 13, 2026

In-person payments

Offline POS

Not supported

Aug 13, 2026

Online shopping

Online shopping

Not supported

Aug 13, 2026

Wallet payments

PayPal

Not supported

Aug 13, 2026

Subscriptions

Subscription payment

Not supported

Aug 13, 2026

Wallet payments

WeChat Pay

Not supported

Aug 13, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

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No approved reviews

Approved source content will appear after it is matched to this card.

Risk factors

Updated: Aug 13, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does HypurrFi Card require KYC?

Our record lists the HypurrFi Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does HypurrFi Card support Apple Pay and Google Pay?

Apple Pay: Not supported. Google Pay: Not supported.

Which assets can I top up HypurrFi Card with?

Our record lists HypurrFi Card support for: USDT, USDC, and ETH.

Is HypurrFi Card a virtual or a physical card?

HypurrFi Card is offered as: Virtual card.

Where is HypurrFi Card available?

Our record lists 1 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.

Who issues HypurrFi Card?

HypurrFi Card is operated by HypurrFi on the Visa network.