Card database / Visa / Crypto prepaid card

Crypto.com Visa Card

Updated: Oct 5, 2026

The Crypto.com Prepaid Visa Card is a crypto asset prepaid card offered by Crypto.com. Users can top up the card from their Crypto.com crypto wallet, cash account, or bank card. When crypto assets are used for a top-up, they are first converted into local fiat currency at the real-time price and then credited to a separate prepaid card balance. The product offers virtual and physical cards across five tiers and can be used for online shopping, in-store payments, subscriptions, mobile wallets, and ATM withdrawals. CRO spending rewards are available based on the Level Up tier.

Submit usage feedback

Card network
Product type: Crypto prepaid card
Card form: Virtual + physical card / Virtual + metal card
Operating status: Active
KYC level: Full KYC
Commercial relationship: No commercial relationship
Risk score: 80-89

Supported assets: USDTBTCETHBNBSOLXRPADADOGETRXAVAXDOTLINKLTCBCHDAIXLMUNI
Last updated: Oct 5, 2026

Official and company information

Issuer identity and company credentials

Founded in 2016 (formerly Monaco), Crypto.com is one of the world's leading and fastest-compliant crypto asset trading platforms. Its Crypto.com Visa Card (including metal card tiers such as Midnight Blue, Ruby Steel, Royal Indigo/Jade Green, Frosted Rose Gold/Icy White, and Obsidian) is the world's largest-issued cryptocurrency debit card series. The card allows users to stake the platform token (CRO) to unlock tier-specific privileges (such as up to 8% spending cashback, 100% reimbursement for Spotify/Netflix subscriptions, airport lounge access, etc.) and enables instant conversion of crypto assets to local fiat for spending at over 80 million Visa merchants worldwide.

Visit website Application page

Company / issuer: Crypto.com (Crypto.com Visa Card)
Legal name: Foris DAX, Inc. (US) / Foris DAX MT Limited (Europe)
Registered region: Singapore (SG)
Headquarters: Singapore (one of the main global operational headquarters)
Company type: Crypto exchange
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

The Crypto.com Prepaid Visa Card does not provide a credit limit and does not debit funds directly from a bank account or crypto wallet in real time. Users must first transfer fiat currency or proceeds from sold crypto assets to the card account, then make purchases through the Visa network. Once approved, users first receive a virtual card and may subsequently apply for a physical card. Midnight Blue is generally a plastic card, while Ruby Steel and higher tiers are metal cards. Level Up comprises four plans—Basic, Plus, Pro, and Private—corresponding to five card tiers that determine CRO spending rewards, subscription reimbursements, airport lounge access, and service benefits. The card itself has no monthly or annual fee, but Plus and Pro benefits can be obtained through paid subscriptions, while higher tiers can also be accessed by locking up or staking CRO. A separate Visa Signature Credit Card is available in the United States and is not part of this prepaid card product.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

	CCrypto.com Midnight Blue Card	CCrypto.com Ruby Steel Card	CCrypto.com Jade Green / Royal Indigo	CCrypto.comIcy White / Rose Gold	CCrypto.com Obsidian
Card form	Virtual + physical card	Virtual + physical card	Virtual + metal card	Virtual + metal card	Virtual + metal card
Fees
Monthly fee	Free Basic plan has no subscription fee	0 USD Plus subscription fee charged separately	0 USD Pro subscription fee charged separately	0 USD No monthly fee for the card itself.	Free No monthly fee for the card itself.
Card issuance fee	4.99 USD US issuance fee	29.99 USD Free with annual subscription or staking	Free issued free	Free issued free.	Free issued free
ATM fee	2% Charged after exceeding $200 per month	2% Charged after exceeding $400 per month	2% Charged after exceeding $800 per month	2% Charged after exceeding $1,000 per month.	2% Charged after exceeding $1,000 per month.
Foreign exchange fee	3% Applies to non-USD transactions on US cards	3% Applies to non-USD transactions on US cards	3% Applies to non-USD transactions on US cards	0% US cards have no foreign exchange fee.	Free US cards have no foreign exchange fee.
Top-up fee	1% Debit card 1%; credit card 2.99%. US bank card top-up fee	1% Debit card 1%; credit card 2.99%. US bank card top-up fee	1% Debit card 1%; credit card 2.99%. US bank card top-up fee	1% Debit card 1%; credit card 2.99%. US bank card top-up fee.	1% Debit card 1%; credit card 2.99%. US bank card top-up fee
Failed transaction fee	—	—	—	—	—
Rewards
Cashback	—	—	—	—	—
Crypto cashback	0% Basic does not offer spending rewards	2% Up to $25 in rewards per month	3% Up to $75 in rewards per month	4% Qualifying spending has no monthly cap.	5% No monthly limit on qualifying spending.
Staking rewards	—	—	—	—	—
Staking APR	—	—	4% Staking 4%; staking up to 4%. From September 10, staking 3%	—	—
Welcome bonus	—	—	—	—	—
Referral bonus	—	—	—	—	—
Limits
Daily spending limit	10,000 USD US card daily spending limit	25,000 USD US card daily spending limit	25,000 USD US card daily spending limit	25,000 USD Daily spending limit for US cards.	25,000 USD US card daily spending limit
Monthly spending limit	15,000 USD US card monthly spending limit	25,000 USD US card monthly spending limit	25,000 USD US card monthly spending limit	25,000 USD Monthly spending limit for US cards.	25,000 USD US card monthly spending limit
ATM withdrawal limit	500 USD Up to 3 ATM withdrawals per day	1,000 USD Up to 3 ATM withdrawals per day	2,000 USD Up to 3 ATM withdrawals per day	2,000 USD Maximum three withdrawals per day.	2,000 USD Up to 3 ATM withdrawals per day
Card network

Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

LatviaLVSpainESLithuaniaLTMaltaMTFinlandFITaiwanTWEstoniaEEDenmarkDKFranceFRCyprusCYRomaniaROSingaporeSGBahrainBHItalyITPolandPLSwitzerlandCHCanadaCAPortugalPTNew ZealandNZBulgariaBGBelgiumBENetherlandsNLIcelandISNorwayNOBrazilBRIrelandIESwedenSEHong KongHKUnited KingdomGBUnited States (Excluding Restricted States)CroatiaHRSloveniaSILuxembourgLUGreeceGRCzechiaCZGermanyDEAustriaATAustraliaAUHungaryHUSlovakiaSK

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

SyriaSYAfghanistanAFBotswanaBWKyrgyzstanKGIraqIQSamoaWSVenezuelaVEMontserratMSMacaoMOTongaTOTogoTGBelarusBYBurundiBIBoliviaBOMayotteYTMaliMLNew YorkGuineaGNNauruNRGabonGAIndonesiaIDHaitiHTNorth KoreaKPGuyanaGYKiribatiKIBurkina FasoBFLesothoLSLibyaLYSierra LeoneSLRussiaRUMarshall IslandsMHWestern SaharaEHBangladeshBDPalauPWNamibiaNANigerNEEquatorial GuineaGQTanzaniaTZYemenYEMozambiqueMZMyanmar (Burma)MMAndorraADCongo - KinshasaCDCentral African RepublicCFGambiaGMAlgeriaDZIranIRChinaCNComorosKMSomaliaSOSurinameSREswatiniSZLebanonLBEritreaERWallis & FutunaWFTajikistanTJSt. HelenaSHCubaCUGuinea-BissauGWMalawiMWTuvaluTVZimbabweZWEthiopiaETChadTDNepalNPBeninBJDominicaDMDjiboutiDJSudanSDCook IslandsCK

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents in supported states can apply after completing identity verification, while New York remains excluded from Crypto.com’s current U.S. availability.

2. United Kingdom：Can apply，Can use，UK residents are covered by Crypto.com’s dedicated UK card program and must complete the required identity and residential-address verification.

3. Canada：Can apply，Can use，Canadian residents have a dedicated Crypto.com card program and can apply after completing the required account and identity verification.

4. Australia：Can apply，Can use，Australian residents are covered by the Australia card program and can obtain the card after completing identity and address verification.

5. South Africa：Can apply，Can use，South African residents are not excluded by Crypto.com’s current geographic rules and can access the international prepaid-card program after completing the required verification.

6. New Zealand：Can apply，Can use，New Zealand residents are supported through Crypto.com’s Australia-issued card program and must complete the required identity verification before issuance.

7. Ireland：Can apply，Can use，Ireland is explicitly included in Crypto.com’s current European card-issuance countries and applicants must complete the required identity and address verification.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / US state ID card

Review time / regional limits

Usually completed within a few hours to two business days; may extend to five business days if address or documents are abnormal.

KYC provider

Crypto.com and its regional compliance and identity verification partners

Updated

Aug 2, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported9

Not supported3

UpdatedAug 2, 2026

Wallet payments

Alipay

Not supported

Aug 2, 2026

Wallet payments

Apple Pay

Supported

Aug 2, 2026

Cash services

ATM withdrawal

Supported

Aug 2, 2026

AI tools

ChatGPT

Supported

Aug 2, 2026

AI tools

Claude

Supported

Aug 2, 2026

Wallet payments

Google Pay

Supported

Aug 2, 2026

AI tools

Midjourney

Supported

Aug 2, 2026

In-person payments

Offline POS

Supported

Aug 2, 2026

Online shopping

Supported

Aug 2, 2026

Wallet payments

PayPal

Not supported

Aug 2, 2026

Subscriptions

Subscription payment

Supported

Aug 2, 2026

Wallet payments

WeChat Pay

Not supported

Aug 2, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first

Ed Ricegoogle_play★ 4 / 5Sep 24, 2026

Crypto.com: Trade Every Market Google Play review - 4 star

just started

View original

David magargoogle_play★ 5 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 5 star

😊😊😊

View original

Ck Kgoogle_play★ 1 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 1 star

no good slow reply and not feel safe

View original

william McCluregoogle_play★ 4 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 4 star

the app won't load

Official reply

Hello, William. We will be glad to look into the performance difficulties you have encountered and advise accordingly. To do this, please contact us via live chat. Thank you.

View original

zakk joliegoogle_play★ 1 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 1 star

its was good in 2024 2025 but Ido not use as they limit your daily buy an sell as one so if you want to buy 3500 token/coins and then want to sell them the same day they do not let you, cus used your daily limit which is kinda of unfair and a set up for the small peeps and help bulls out and they take so much on fees sell 1000 cad of sol and only make 800 for trading fees. unless you use there cards and thats monthly. subscription witch is unfair only way to get zero fees

View original

Nathan Urcheckgoogle_play★ 1 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 1 star

Hate This platform, charges way too much to buy crypto in a sneaky way. Their price of cryptos are never accurate in real time. They charge you at a higher price Target to buy crypto. Once you sell your crypto, they sell it at a much lower price than the real time price. Which results in them taking hundreds of dollars on 1,000 or so of profit. So the price action is never accurate. If you want to move your crypto to another wallet, your charged more or less 100 shares. They're lier's.

Official reply

Hi there. We're always transparent with our users - all applicable Fees & Limits for the platform are listed in the designated section within the app. Feel free to reach out to us via in-app chat or at contact@crypto.com if you need assistance.

View original

Jacob Gimottygoogle_play★ 5 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 5 star

crypto predictions are exciting

View original

M.A. Colyergoogle_play★ 1 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 1 star

don't expect customer service or your money. trying to get answers to app service is like pulling teeth from an angry gator. you have to just through hoops to get your money. just use coinbase get your money in second without any hassle

View original

Roman Riosgoogle_play★ 5 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 5 star

so far so good 👍

View original

Ethan Millergoogle_play★ 1 / 5Sep 23, 2026

Crypto.com: Trade Every Market Google Play review - 1 star

Options trading and strikes are a scam, YOU WILL lose your money because the options chart is delayed and rigged and I placed an strike order for Bitcoin to go up and it said I was wrong and the bet was yes for BTC to go past 86500, it was at 87000 something and the stupid thing said I lost. Dont use this app for predictions.

View original

Risk factors

Updated: Jul 17, 2026

No risk factors are available

Compare Crypto.com Visa Card

Frequently asked questions

Answers drawn from the published record on this page.

Does Crypto.com Visa Card require KYC?

Our record lists the Crypto.com Visa Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Crypto.com Visa Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Crypto.com Visa Card with?

Our record lists Crypto.com Visa Card support for: USDT, BTC, ETH, BNB, SOL, XRP, ADA, and DOGE (17 in total).

Is Crypto.com Visa Card a virtual or a physical card?

Crypto.com Visa Card is offered as: Virtual + physical card and Virtual + metal card.

Where is Crypto.com Visa Card available?

Our record lists 40 countries or regions as available and 70 as restricted. Country-by-country status is in the regions section of this page.

Who issues Crypto.com Visa Card?

Crypto.com Visa Card is operated by Crypto.com (Crypto.com Visa Card) on the Visa network.