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Dogpay Card

Updated: Aug 12, 2026

DogPay Card is a stablecoin payment card for individual users, available as both a virtual and physical card. Users can convert digital assets into a USD card balance for cross-border online shopping, software and streaming subscriptions, advertising expenses and other online payments. The physical card additionally supports offline POS purchases and ATM withdrawals. The product is intended for users with international spending, digital asset spending and cross-border payment needs, with transactions processed through international card networks such as Visa and Mastercard.
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Card network
Mastercard / Visa
Product type
Stablecoin payment card
Card form
Virtual card / Physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH
Last updated
Aug 12, 2026

Official and company information

Issuer identity and company credentials

DogPay is a fintech platform focused on stablecoins and cross-border payments, offering virtual and physical payment cards, USD accounts, ACH, SWIFT, and Fedwire receiving, digital asset exchange, and cross-border payment services for individuals, and crypto payment gateway, acquiring, global accounts, Card as a Service, and Bank as a Service interfaces for businesses. DogPay is primarily responsible for the brand, app, and payment technology platform; different card and financial services may be actually provided by third-party licensed institutions such as DCS Card Centre.
Visit website Application page
Company / issuer
DogPay
Legal name
Pooltech Limited
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

DogPay connects a digital asset wallet, payment cards, and a personal finance account in one service. After registration and identity verification, individual users can deposit supported assets such as USDT and convert stablecoins to USD for card spending. The Virtual Card is mainly for online shopping, AI/SaaS, advertising, and recurring subscriptions. The Physical Card adds in-store card payments, contactless payments, and ATM withdrawals. DogPay currently uses a partner issuance model, with different card programs issued by different licensed institutions. Its DCS-specific terms indicate that some DogPay Cards are issued by DCS Card Centre Pte. Ltd., a licensed credit card institution in Singapore. The platform still accepts applications for virtual and physical cards.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Virtual card
Physical card
Card formVirtual cardPhysical card
Fees
Monthly fee
0 USD
Billed by personal membership tier: 0, 4.9, 9.9, 29.9 USD/month
0 USD
Billed by personal membership tier: 0/4.9/9.9/29.9 USD/month
Card issuance fee
10 USD
Standard fee $10; free for some members, based on free card allowance
—
ATM fee——
Foreign exchange fee——
Top-up fee
1%
Rate decreases with membership tier: 1%, 0.8%, 0.5%, 0.3%
1%
Rate decreases with membership tier: 1%/0.8%/0.5%/0.3%
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus
40%
Earn up to 40% commission for inviting new users
40%
Earn commission for inviting new users, up to 40%
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit——
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

137
Hong KongHKAntigua & BarbudaAGIcelandISVanuatuVUDominican RepublicDOKenyaKEBhutanBTIndonesiaIDMaliMLBahrainBHPanamaPAHungaryHUGhanaGHMalaysiaMYAnguillaAIMozambiqueMZMalawiMWKyrgyzstanKGGermanyDEColombiaCOBahamasBSCayman IslandsKYTrinidad & TobagoTTCanadaCABermudaBMHondurasHNSeychellesSCSurinameSRIrelandIESouth KoreaKRJamaicaJMChileCLJapanJPArmeniaAMNetherlandsNLCosta RicaCRPapua New GuineaPGSão Tomé & PríncipeSTSt. LuciaLCSpainESPeruPESt. Kitts & NevisKNRwandaRWJordanJOTajikistanTJParaguayPYPolandPLBelizeBZNorwayNOUruguayUYIndiaINMoroccoMAEswatiniSZGuatemalaGTEcuadorECFranceFREstoniaEEIsraelILBruneiBNSloveniaSILatviaLVOmanOMTurks & Caicos IslandsTCUnited Arab EmiratesAEThailandTHFinlandFIGreeceGRPhilippinesPHKazakhstanKZCambodiaKHGrenadaGDTanzaniaTZTürkiyeTRMexicoMXGambiaGMPakistanPKAzerbaijanAZNigeriaNGBurkina FasoBFMontserratMSBotswanaBWTurkmenistanTMLithuaniaLTBrazilBRMauritaniaMRMongoliaMNArgentinaARSlovakiaSKSaudi ArabiaSAPortugalPTBarbadosBBDominicaDMKuwaitKWEgyptEGAustraliaAUUgandaUGGeorgiaGEChinaCNPalauPWBelgiumBESwedenSESolomon IslandsSBCzechiaCZSierra LeoneSLMauritiusMUFijiFJMadagascarMGBeninBJMaltaMTSri LankaLKCape VerdeCVGuinea-BissauGWTunisiaTNGabonGAAustriaATSt. Vincent & GrenadinesVCSenegalSNChadTDNauruNRLuxembourgLUUnited StatesUSGuyanaGYMaldivesMVEl SalvadorSVNigerNEQatarQASouth AfricaZATaiwanTWSingaporeSGTongaTOMacaoMOSwitzerlandCHDenmarkDKZambiaZMNew ZealandNZItalyITUzbekistanUZ
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

27
MontenegroMEHaitiHTLibyaLYCentral African RepublicCFCubaCUNorth KoreaKPSyriaSYVietnamVNRussiaRUSomaliaSOLebanonLBSerbiaRSMoldovaMDBosnia & HerzegovinaBAZimbabweZWAlbaniaALIranIRNorth MacedoniaMKBelarusBYCyprusCYVenezuelaVEUkraineUAAfghanistanAFEritreaERLiberiaLRIraqIQYemenYE
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：可申请，需使用护照等合资格证件完成完整 KYC 及地址验证；获卡后可在支持 Visa 或 Mastercard 的国际线上商户使用。

2、香港：可申请，DogPay App 在香港提供美元虚拟卡及实体卡申请；完成身份及地址验证后，可用于线上、线下及移动钱包支付。

3、澳门：可申请，DogPay App 在香港提供美元虚拟卡及实体卡申请；完成身份及地址验证后，可用于线上、线下及移动钱包支付。

4、台湾：可申请，DogPay App 在台湾地区提供美元卡服务；通过 KYC 后可用于国际线上订阅和银行卡受理商户消费。

Updated: Aug 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Residence permit / Hong Kong ID / Proof of address

Review time / regional limits

Card applications are usually reviewed within one to three business days; complex documents go to manual review.

KYC provider

Sumsub

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 12, 2026

Wallet payments

Alipay

Supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Supported

Aug 12, 2026

AI tools

Claude

Supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Supported

Aug 12, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
TOUATI ISAM EDDINEtrustpilot★ 1 / 5

Becareful this is s scam company i…

Becareful this is s scam company i don't recomed anyone to deal with this scam company they do illegal activities by getting peoples informations and selling them or used them because there's suppisious on approval accounts and requesting documents and inforlations, they didn't decline application from the begening they collect peoples informations and documents after that they do the scam by rejecting the application they didn't tell the rejection from the begening as in my situation my country not supported but they allow me to apply and asked for informations and dicuments after that they reject it , also there's a lot of bad reviews by peoples they stole there money so BECAREFUL DOGPAY IS A BIG SCAM COMPANY EVEN THEY TELL THEY ARE REGULATED COMPANY , BECAUSE ANY COMPANU CAN BE REGULATED BY THE PAPERS FROM THE AUTHORITIES BUT NOT REGULATED IN THEIR SCAM ACTIVITIES LIKE DOGPAY SCAMMERS
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Saimangoogle_play★ 1 / 5

DogPay Google Play review - 1 star

app not working, not open this app
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Shahadat Hossengoogle_play★ 1 / 5

DogPay Google Play review - 1 star

Dog Pay app is one of the scanning apps that don't make people think and kill people's money.
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Rehmat Alamtrustpilot★ 1 / 5

They scammed for $300 USDT

They scammed for $300 USDT. I deposited funds to my USDT (Tron) wallet, but they showed the transaction as failed. I tried contacting the support, but they are taking ages to reply. Broken English, and they keep asking for unrealistic information like screenshots, etc. I have shared the USDT transaction link (Tron hash: a90f430a06b82b8f93c7bd3c70448fb8faefec0122deca5916b429074e01ca42), but they still won't help. Luckily, I didn't deposit more. They are 100% a scam.
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Mona Awadgoogle_play★ 4 / 5

DogPay Google Play review - 4 star

hey y'all, does it work with PayPal?
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One spoonegoogle_play★ 5 / 5

DogPay Google Play review - 5 star

fantastic
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RaiHaN HoSSeN EmoNgoogle_play★ 5 / 5

DogPay Google Play review - 5 star

kyc verification faild ase kn?
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Tomal Ronygoogle_play★ 1 / 5

DogPay Google Play review - 1 star

scam network everyone careful
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Arnob Palgoogle_play★ 1 / 5

DogPay Google Play review - 1 star

27th April I was buying a virtual budget card.. Now I can't find this.. Also I am massage support, That won't respond.
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Shohanur Rahman Shishirgoogle_play★ 1 / 5

DogPay Google Play review - 1 star

Worst & fraud app ever. They snatched my dollars & master card. Such Dogshit app.
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Risk factors

Updated: Aug 12, 2026

No risk factors are available