Available regions
Applications or normal card activation are supported
SingaporeSG
- Evidence
- Officially supported
Card database / Mastercard / Visa / Stablecoin payment card
D
dtcpay Card
Updated: Sep 29, 2026
dtcpay Card is a prepaid card offered by Singapore digital payment service provider dtcpay and linked to the topped-up balance in the user's dtcpay Wallet for spending. The card can be provided in virtual and physical forms and can be used at merchants that accept Visa or Mastercard. Users can make online and in-store contactless payments through Apple Pay, Google Wallet, or Samsung Wallet. The card does not provide a credit limit, and all transactions are deducted immediately from the wallet's available balance.
- Card network
- Product type
- Stablecoin payment card
- Card form
- Virtual + physical card
- Operating status
- Active
- KYC level
- Full KYC
- Commercial relationship
- No commercial relationship
- Risk score
- 70-79
- Supported assets
USDT
USDC
BTC
ETH- Last updated
- Sep 29, 2026
Official and company information
Issuer identity and company credentials
dtcpay is a licensed digital payment institution headquartered in Singapore, serving individuals, businesses, and financial institutions with multi-currency wallets, stablecoin-to-fiat exchange, domestic and cross-border payments, merchant acquiring, online checkout, POS, payment cards, and payment infrastructure. Its Singapore entity holds a Major Payment Institution license from MAS and is authorized to provide digital payment token and multiple regulated payment services.
- Company / issuer
- dtcpay
- Legal name
- Digital Treasures Center Pte. Ltd.
- Registered region
- Singapore (SG)
- Headquarters
- Singapore
- Company type
- Payment institution
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
dtcpay Card is a payment tool for dtcpay Wallet. After completing the account application, KYC, card activation, and wallet top-up, users can use the card to make payments online and in stores or withdraw cash from eligible ATM locations. The platform supports fiat and digital asset balances and uses funds according to the card and wallet debit priority. A physical card can be requested for delivery. Both virtual and physical cards allow users to set a PIN, manage payments, and freeze or unfreeze the card through the App or website. ATM cash withdrawals are currently not supported within Singapore.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Usage scale & trends
Usage data is not available for this card yet. It will appear here when available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
D dtcpay Card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free |
| Card issuance fee | Free |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and language support
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
TunisiaTNSomaliaSOIranIRIraqIQUnited StatesUSSouth SudanSSRwandaRWVenezuelaVETürkiyeTRLiberiaLRIsraelILCambodiaKHMoroccoMAJapanJPBermudaBMSierra LeoneSLCubaCULebanonLBSerbiaRSAlbaniaALKazakhstanKZEgyptEGAmerican SamoaASBelarusBYNicaraguaNIBangladeshBDNigeriaNGYemenYEBosnia & HerzegovinaBAMalaysiaMYThailandTHMyanmar (Burma)MMUnited Arab EmiratesAEEthiopiaETJerseyJEGuineaGNSouth KoreaKRGuinea-BissauGWAfghanistanAFAlgeriaDZGuernseyGGCentral African RepublicCFBoliviaBONorth KoreaKPIndonesiaIDUnited KingdomGBSamoaWSMaliMLMontenegroMEColombiaCOChinaCNSudanSDEl SalvadorSVSyriaSYLibyaLYRussiaRUPhilippinesPHU.S. Virgin IslandsVI
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
Availability in English-Speaking Markets
1. United States：Cannot apply，Cannot use，The United States is expressly listed by dtcpay as an excluded jurisdiction, so U.S. residents cannot obtain the card and the card service is not authorized for use there.
2. United Kingdom：Can apply，Can use，UK residents can access the personal card program after completing dtcpay’s required identity and compliance checks, and issued cards support international spending in the UK.
3. Canada：Can apply，Can use，Canadian residents can apply through dtcpay’s personal onboarding subject to identity and compliance approval, and issued cards can be used for local spending in Canada.
4. Australia：Can apply，Can use，Australian residents can apply after completing the required customer verification, and dtcpay permits international card spending in Australia.
5. South Africa：Can apply，Can use，South African residents can access the card subject to dtcpay’s KYC and compliance approval, and the country is within the card’s international spending coverage.
6. New Zealand：Can apply，Can use，New Zealand residents can apply after completing dtcpay’s required verification, and issued cards can be used for local spending in New Zealand.
7. Ireland：Can apply，Can use，Irish residents can access the personal card program subject to identity and compliance checks, and issued cards can be used in Ireland.
Updated: Sep 13, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / National ID card / Driver's license
Review time / regional limits
15 minutes – 72 hours
KYC provider
dtcpay
Updated
Aug 21, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 21, 2026
Wallet payments
Alipay
Not supported
Aug 21, 2026
Wallet payments
Apple Pay
Supported
Aug 21, 2026
Cash services
ATM withdrawal
Supported
Aug 21, 2026
AI tools
ChatGPT
Supported
Aug 21, 2026
AI tools
Claude
Supported
Aug 21, 2026
Wallet payments
Google Pay
Supported
Aug 21, 2026
AI tools
Midjourney
Supported
Aug 21, 2026
In-person payments
Offline POS
Supported
Aug 21, 2026
Online shopping
Online shopping
Supported
Aug 21, 2026
Wallet payments
PayPal
Not supported
Aug 21, 2026
Subscriptions
Subscription payment
Supported
Aug 21, 2026
Wallet payments
WeChat Pay
Not supported
Aug 21, 2026
Review
Read the editorial review, its verdict and latest update.
No review yet
No review has been published for this card. Published reviews appear here.
User reviews
Showing 4 approved reviews matched to this card
Fraud Company
very disappointed its a fraud. After registration I put USDC in the app to pay for physical card. indeed i recieve the card but when im planning to topup i cant login it say "access denied no existing account" then i reachout to customer support to complain they say they inform the team regarding my case. days pass by until now it did not resolve they say my email is not registered. how come? i register both my email and my mobile number. how come my account remove? this app cannot be trusted.
View original Delay in refund
You should be wary of this company. The account was simply blocked despite no ToS violations. Then, there was endless correspondence with repeated promises to return the funds. It seems like a planned scam. Apparently, you should prepare an appeal to the regulator. I strongly advise against it!
View original If there was an option to give zero…
If there was an option to give zero stars, I would. They are a fraud website trying to embezzle people's money. I wouldn't recommend.
View original Worst platform ever
Worst platform ever, never sign up for such platform. Beware of this platform!
View original Risk factors
Updated: Aug 21, 2026
No risk factors are available
Frequently asked questions
Answers drawn from the published record on this page.
Does dtcpay Card require KYC?
Our record lists the dtcpay Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.
Does dtcpay Card support Apple Pay and Google Pay?
Apple Pay: Supported. Google Pay: Supported.
Which assets can I top up dtcpay Card with?
Our record lists dtcpay Card support for: USDT, USDC, BTC, and ETH.
Is dtcpay Card a virtual or a physical card?
dtcpay Card is offered as: Virtual + physical card.
Where is dtcpay Card available?
Our record lists 1 countries or regions as available and 58 as restricted. Country-by-country status is in the regions section of this page.
Who issues dtcpay Card?
dtcpay Card is operated by dtcpay on the Mastercard / Visa network.