Available regions
Applications or normal card activation are supported
SingaporeSG
- Evidence
- Officially supported
Card database / Mastercard / Visa / Stablecoin payment card
D
dtcpay Card
Updated: Aug 21, 2026
dtcpay Card is a prepaid card offered by Singapore digital payment service provider dtcpay and linked to the topped-up balance in the user's dtcpay Wallet for spending. The card can be provided in virtual and physical forms and can be used at merchants that accept Visa or Mastercard. Users can make online and in-store contactless payments through Apple Pay, Google Wallet, or Samsung Wallet. The card does not provide a credit limit, and all transactions are deducted immediately from the wallet's available balance.
Official and company information
Issuer identity and company credentials
dtcpay is a licensed digital payment institution headquartered in Singapore, serving individuals, businesses, and financial institutions with multi-currency wallets, stablecoin-to-fiat exchange, domestic and cross-border payments, merchant acquiring, online checkout, POS, payment cards, and payment infrastructure. Its Singapore entity holds a Major Payment Institution license from MAS and is authorized to provide digital payment token and multiple regulated payment services.
- Company / issuer
- dtcpay
- Legal name
- Digital Treasures Center Pte. Ltd.
- Registered region
- Singapore (SG)
- Headquarters
- Singapore
- Company type
- Payment institution
- Verification status
- Verified
- Issuer website
- Official link
- Application page
- Application link
Card overview
dtcpay Card is a payment tool for dtcpay Wallet. After completing the account application, KYC, card activation, and wallet top-up, users can use the card to make payments online and in stores or withdraw cash from eligible ATM locations. The platform supports fiat and digital asset balances and uses funds according to the card and wallet debit priority. A physical card can be requested for delivery. Both virtual and physical cards allow users to set a PIN, manage payments, and freeze or unfreeze the card through the App or website. ATM cash withdrawals are currently not supported within Singapore.
Mastercard / Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.
Card variants and fee differences
Compare verified fee records across card forms and tiers
D dtcpay payment card | |
|---|---|
| Card form | Virtual + physical card |
| Fees | |
| Monthly fee | Free |
| Card issuance fee | Free |
| ATM fee | — |
| Foreign exchange fee | — |
| Top-up fee | — |
| Failed transaction fee | — |
| Rewards | |
| Cashback | — |
| Crypto cashback | — |
| Staking rewards | — |
| Staking APR | — |
| Welcome bonus | — |
| Referral bonus | — |
| Limits | |
| Daily spending limit | — |
| Monthly spending limit | — |
| ATM withdrawal limit | — |
| Card network |
Fees may vary by region, card tier, and official policy. Verify the latest official terms.
Regions and China applicability
Application status based on public sources, official policy, and user reports. This is not application advice.
Unsupported or restricted regions
Applications or features are unavailable or restricted
TunisiaTNSomaliaSOIranIRIraqIQUnited StatesUSSouth SudanSSRwandaRWVenezuelaVETürkiyeTRLiberiaLRIsraelILCambodiaKHMoroccoMAJapanJPBermudaBMSierra LeoneSLCubaCULebanonLBSerbiaRSAlbaniaALKazakhstanKZEgyptEGAmerican SamoaASBelarusBYNicaraguaNIBangladeshBDNigeriaNGYemenYEBosnia & HerzegovinaBAMalaysiaMYThailandTHMyanmar (Burma)MMUnited Arab EmiratesAEEthiopiaETJerseyJEGuineaGNSouth KoreaKRGuinea-BissauGWAfghanistanAFAlgeriaDZGuernseyGGCentral African RepublicCFBoliviaBONorth KoreaKPIndonesiaIDUnited KingdomGBSamoaWSMaliMLMontenegroMEColombiaCOChinaCNSudanSDEl SalvadorSVSyriaSYLibyaLYRussiaRUPhilippinesPHU.S. Virgin IslandsVI
- Evidence
- Officially restricted
Unconfirmed regions
Evidence is insufficient
No records
- Evidence
- Public sources
China applicability
The source text is retained below.
Original
1、中国大陆：中国大陆属于 dtcpay 明确不提供数字支付代币服务的地区，不能申请或使用 dtcpay Card；中国大陆居民不能完成该卡的有效开户和 KYC。
2、香港：中国香港不属于 dtcpay 当前公开的个人卡片申请地区，不能提交有效申请；已由新加坡签发的实体或数字钱包卡可在受理商户使用。
3、澳门：中国澳门不属于 dtcpay 当前公开的个人卡片申请地区，不能提交有效申请；已由新加坡签发的实体或数字钱包卡可在受理商户使用。
4、台湾：中国台湾不属于 dtcpay 当前公开的个人卡片申请地区，不能提交有效申请；已由新加坡签发的实体或数字钱包卡可在受理商户使用。
Updated: Aug 21, 2026
KYC requirements
Current identity-verification requirements and restrictions
KYC required
YesRequiredKYC level
Full KYCRequirement confirmedProof of address
YesRequiredAccepted documents
Passport / National ID card / Driver's license
Review time / regional limits
15 minutes – 72 hours
KYC provider
dtcpay
Updated
Aug 21, 2026
Payment compatibility
Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy
Compatibility overview12 scenarios
Supported9
Not supported3
UpdatedAug 21, 2026
Wallet payments
Alipay
Not supported
Aug 21, 2026
Wallet payments
Apple Pay
Supported
Aug 21, 2026
Cash services
ATM withdrawal
Supported
Aug 21, 2026
AI tools
ChatGPT
Supported
Aug 21, 2026
AI tools
Claude
Supported
Aug 21, 2026
Wallet payments
Google Pay
Supported
Aug 21, 2026
AI tools
Midjourney
Supported
Aug 21, 2026
In-person payments
Offline POS
Supported
Aug 21, 2026
Online shopping
Online shopping
Supported
Aug 21, 2026
Wallet payments
PayPal
Not supported
Aug 21, 2026
Subscriptions
Subscription payment
Supported
Aug 21, 2026
Wallet payments
WeChat Pay
Not supported
Aug 21, 2026
User reviews
Showing 4 approved reviews matched to this card
Fraud Company
very disappointed its a fraud. After registration I put USDC in the app to pay for physical card. indeed i recieve the card but when im planning to topup i cant login it say "access denied no existing account" then i reachout to customer support to complain they say they inform the team regarding my case. days pass by until now it did not resolve they say my email is not registered. how come? i register both my email and my mobile number. how come my account remove? this app cannot be trusted.
View original Delay in refund
You should be wary of this company. The account was simply blocked despite no ToS violations. Then, there was endless correspondence with repeated promises to return the funds. It seems like a planned scam. Apparently, you should prepare an appeal to the regulator. I strongly advise against it!
View original If there was an option to give zero…
If there was an option to give zero stars, I would. They are a fraud website trying to embezzle people's money. I wouldn't recommend.
View original Worst platform ever
Worst platform ever, never sign up for such platform. Beware of this platform!
View original Risk factors
Updated: Aug 21, 2026
No risk factors are available