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El Dorado Card

Updated: Sep 14, 2026

El Dorado Card is a USD virtual payment card offered by El Dorado to users in Latin America and based on a US-issued Visa Prepaid Debit Card. After identity verification, users can transfer their digital dollar balance from the El Dorado wallet to the card for international online shopping, travel, streaming and software subscriptions. The card can also be linked to Apple Pay or Google Pay for contactless payments at physical merchants.
Submit usage feedback
Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCLINKUNI
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

El Dorado is a stablecoin and cross-border payment platform for Latin American users, offering USDT and other crypto wallets, P2P buying and selling, on-chain transfers, local payment method exchange, USD accounts, QR code payments, business accounts, and Visa USD prepaid card access. The main operating entity is EL DORADO LABS PY INC; its Argentine affiliate is registered as a virtual asset service provider, and card services are provided by US banks and third-party card program managers.
Company / issuer
El Dorado
Legal name
EL DORADO LABS PY INC
Registered region
Panama (PA)
Headquarters
Buenos Aires, Argentina
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

El Dorado integrates P2P, a digital dollar wallet, a US dollar account, crypto assets, and a Card Mini App in one app. The current card is a USD-denominated virtual Visa prepaid debit card. Users must complete Level 2 KYC and pass additional card verification before issuance. The card is topped up via the El Dorado wallet, primarily using USDT digital dollar balances. Once issued, users get the card number, expiry date, and CVV. The US card issuer is Lead Bank, Bridge Ventures LLC manages the card program, and EL DORADO LABS PY INC handles the application, access, and card management interface. The card can be used at international Visa online merchants and extended to in-store contactless payments via Apple Pay and Google Pay.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

El Dorado
Card formVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee.
Card issuance fee
3.99 USDT
One-time issuance fee
ATM fee—
Foreign exchange fee—
Top-up fee
0.25%
Charged according to top-up network, rate between 0% and 0.25%
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
2,000 USD
Total cap for all transactions
Monthly spending limit
Unlimited
No official monthly cap
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

12
ArgentinaARHondurasHNColombiaCOBrazilBRDominican RepublicDOEcuadorECGuatemalaGTParaguayPYPeruPEBoliviaBOCosta RicaCRTrinidad & TobagoTT
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
United StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,The card is explicitly unavailable to U.S. residents, but an eligible El Dorado Card issued to a resident of a supported country can be used for purchases in the United States.
2. United Kingdom:Cannot apply,Can use,UK residents cannot apply because the United Kingdom is outside El Dorado’s current registration and card-issuance countries, but an eligible card issued elsewhere can be used in the UK.
3. Canada:Cannot apply,Can use,Canada is outside El Dorado’s current supported registration countries, so Canadian residents cannot obtain the card, while eligible cards issued to supported users can be used in Canada.
4. Australia:Cannot apply,Can use,Australian residents cannot currently register for El Dorado and obtain the card, but an eligible card issued in a supported country can be used for purchases in Australia.
5. South Africa:Cannot apply,Can use,South Africa is not among El Dorado’s current registration and card-issuance countries, but eligible cards issued elsewhere can still be used there.
6. New Zealand:Cannot apply,Can use,New Zealand residents are outside El Dorado’s current supported onboarding countries, while an eligible card issued to a supported user can be used in New Zealand.
7. Ireland:Cannot apply,Can use,Ireland is not currently included in El Dorado’s supported registration countries, but an eligible card issued elsewhere can still be used for purchases in Ireland.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Local ID / Passport / Temporary or permanent residence permit / Brazil/Bolivia/Argentina driver's license

Review time / regional limits

Most automated verifications complete within ten minutes; manual review may take up to 24 hours.

KYC provider

SumSub

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Not supported

Aug 12, 2026

AI tools

ChatGPT

Supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
R ARgoogle_play★ 1 / 5

El Dorado: Enviar Dinero y QR Google Play review - 1 star

For some reason, they collect a combination of a phone number and a name, and then block access to the app. I think it's a scam.
Official reply
¡Hola! 💛 Podrías escribir por favor a soporte@eldorado.io para que el equipo pueda ayudarte.
View original
Julio Marvalgoogle_play★ 1 / 5

El Dorado: Enviar Dinero y QR Google Play review - 1 star

Estoy muy decepcionado con esta aplicativo, el servicio es pésimo, no responden a tiempo, realmente se ha vuelto un gran problema, tengo dos años usando este app y las nuevas actualizaciones nos han privado de poder entrar hasta en contacto con la persona que está comprando. no es posible que el soporte de el dorado no brinde asistencia inmediata, estoy muy disgustado, esto es inaceptable, he intentado enviar dinero y no he podido porque la otra persona no realiza el pago.. soporte no funciona
Official reply
Entendemos tu frustración y lamentamos la experiencia que has tenido. Las actualizaciones que implementamos buscan mejorar la experiencia y seguridad de nuestros usuarios, y seguimos trabajando para optimizar cada proceso, incluido nuestro soporte. Gracias por tu feedback, seguimos mejorando. 💛
View original
Gerzonbarberapp_store★ 1 / 5

Bajaron la calidad en atención al cliente

Con la ultima actualización como que se olvido el aparato de atención al cliente como quiero ingresar a mi cuenta y no puedo y escribir a soporte y nada que responder
View original
Laynuxgapp_store★ 3 / 5

Se caliente el iPhone

La aplicación esta muy buena, pero no entiendo porque se caliente tanto al abrirlar
View original
Alb2783app_store★ 1 / 5

Malo

Binance maneja mas dinero y pide menos autenticación que el dorado, me tiene arto eso, viven pidiendo datos y datos y autenticaciones
View original
Vzlavibesapp_store★ 5 / 5

MALA APP

Tengo horas tratando de contactar a soporte, ya que compré unos usdt y no me los acreditaron y nadie puede resolver nada
View original
Braulioch5app_store★ 5 / 5

Eficiencia y rapidez

Cambiar mis divisas y crypto activos es demasiado sencillo, rápido y eficiente! Súper recomendado 👍🏻
View original
rewlautapapp_store★ 1 / 5

Estafadores

No solucionan los errores de los suscriptores y bloquean las cuentas con dinero
View original
@gabrielfggrapp_store★ 5 / 5

Deshabilitado

Tengo 7 días deshabilitado y soporte no solucionan tengo 450usdt y nada no tengo información de soporte
View original
Aorcjapp_store★ 4 / 5

Excelente la recomiendo

Recomiendo la aplicación
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does El Dorado Card require KYC?

Our record lists the El Dorado Card verification requirement as: Tiered KYC. Document and review details are in the KYC section of this page.

Does El Dorado Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up El Dorado Card with?

Our record lists El Dorado Card support for: USDT, USDC, LINK, and UNI.

Is El Dorado Card a virtual or a physical card?

El Dorado Card is offered as: Virtual card.

Where is El Dorado Card available?

Our record lists 12 countries or regions as available and 1 as restricted. Country-by-country status is in the regions section of this page.

Who issues El Dorado Card?

El Dorado Card is operated by El Dorado on the Visa network.