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EEl Dorado Card logo

El Dorado Card

Updated: Aug 12, 2026

El Dorado Card is a USD virtual payment card offered by El Dorado to users in Latin America and based on a US-issued Visa Prepaid Debit Card. After identity verification, users can transfer their digital dollar balance from the El Dorado wallet to the card for international online shopping, travel, streaming and software subscriptions. The card can also be linked to Apple Pay or Google Pay for contactless payments at physical merchants.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / LINK / UNI
Last updated
Aug 12, 2026

Official and company information

Issuer identity and company credentials

El Dorado is a stablecoin and cross-border payment platform for Latin American users, offering USDT and other crypto wallets, P2P buying and selling, on-chain transfers, local payment method exchange, USD accounts, QR code payments, business accounts, and Visa USD prepaid card access. The main operating entity is EL DORADO LABS PY INC; its Argentine affiliate is registered as a virtual asset service provider, and card services are provided by US banks and third-party card program managers.
Company / issuer
El Dorado
Legal name
EL DORADO LABS PY INC
Registered region
Panama (PA)
Headquarters
Original阿根廷布宜诺斯艾利斯
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

El Dorado integrates P2P, a digital dollar wallet, a US dollar account, crypto assets, and a Card Mini App in one app. The current card is a USD-denominated virtual Visa prepaid debit card. Users must complete Level 2 KYC and pass additional card verification before issuance. The card is topped up via the El Dorado wallet, primarily using USDT digital dollar balances. Once issued, users get the card number, expiry date, and CVV. The US card issuer is Lead Bank, Bridge Ventures LLC manages the card program, and EL DORADO LABS PY INC handles the application, access, and card management interface. The card can be used at international Visa online merchants and extended to in-store contactless payments via Apple Pay and Google Pay.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

El Dorado
Card formVirtual card
Fees
Monthly fee
Free
No monthly maintenance fee.
Card issuance fee
3.99 USDT
One-time issuance fee
ATM fee
Foreign exchange fee
Top-up fee
0.25%
Charged according to top-up network, rate between 0% and 0.25%
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
2,000 USD
Total cap for all transactions
Monthly spending limit
Unlimited
No official monthly cap
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

12
ArgentinaARHondurasHNColombiaCOBrazilBRDominican RepublicDOEcuadorECGuatemalaGTParaguayPYPeruPEBoliviaBOCosta RicaCRTrinidad & TobagoTT
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

1
United StatesUS
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:目前不可申请,中国大陆不在 El Dorado 开放注册国家范围;已持卡用户可在接受境外 Visa 的商户使用,移动支付受当地钱包和终端支持限制。

2、香港:目前不可申请,中国香港不在 El Dorado 开放注册国家范围;已持卡用户可在接受 Visa 的线上及非接触式商户使用

3、澳门:目前不可申请,中国澳门不在 El Dorado 开放注册国家范围;已持卡用户可在接受国际 Visa 的商户继续消费。

4、台湾:目前不可申请,中国台湾不在 El Dorado 开放注册国家范围;已持卡用户可在支持 Visa 的线上和线下商户使用。

Updated: Aug 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Local ID / Passport / Temporary or permanent residence permit / Brazil/Bolivia/Argentina driver's license

Review time / regional limits

Most automated verifications complete within ten minutes; manual review may take up to 24 hours.

KYC provider

SumSub

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Not supported

Aug 12, 2026

AI tools

ChatGPT

Supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Gerzonbarberapp_store1 / 5

Bajaron la calidad en atención al cliente

Con la ultima actualización como que se olvido el aparato de atención al cliente como quiero ingresar a mi cuenta y no puedo y escribir a soporte y nada que responder
View original
Laynuxgapp_store3 / 5

Se caliente el iPhone

La aplicación esta muy buena, pero no entiendo porque se caliente tanto al abrirlar
View original
Alb2783app_store1 / 5

Malo

Binance maneja mas dinero y pide menos autenticación que el dorado, me tiene arto eso, viven pidiendo datos y datos y autenticaciones
View original
Vzlavibesapp_store5 / 5

MALA APP

Tengo horas tratando de contactar a soporte, ya que compré unos usdt y no me los acreditaron y nadie puede resolver nada
View original
Braulioch5app_store5 / 5

Eficiencia y rapidez

Cambiar mis divisas y crypto activos es demasiado sencillo, rápido y eficiente! Súper recomendado 👍🏻
View original
rewlautapapp_store1 / 5

Estafadores

No solucionan los errores de los suscriptores y bloquean las cuentas con dinero
View original
@gabrielfggrapp_store5 / 5

Deshabilitado

Tengo 7 días deshabilitado y soporte no solucionan tengo 450usdt y nada no tengo información de soporte
View original
Aorcjapp_store4 / 5

Excelente la recomiendo

Recomiendo la aplicación
View original
nexsalvarezapp_store5 / 5

Fantástico

Plataforma muy amigable, donde se ve el respeto y la facilidad para nuevos usuarios. Además de tener excelentes comisiones.
View original
machu_03app_store2 / 5

Calienta el teléfono

Poseo un IPhone 15 Pro Max, y al abrir la aplicación inmediatamente mi teléfono comienza a calentar de manera exagerada. De la interfaz no tengo nada que decir. Pero cada vez que abro la app, siento que disminuyo la vida útil de mi celular debido a que esta app parece hacer uso de demasiados recursos.
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Risk factors

Updated: Aug 12, 2026

No risk factors are available