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DDPT Oxygen logo

DPT Oxygen

Updated: Aug 11, 2026

DPT Oxygen is a Visa Platinum stablecoin payment card offered by DPT for everyday spending. Users manage digital assets through DPT Pay and use their account balance directly for real-world purchases, with merchants receiving settlement in fiat currency. Oxygen uses an instant digital card model and supports online shopping, mobile wallets and everyday cross-border spending across the Visa network. It also includes Visa Platinum travel, purchase protection, concierge, hotel and other benefits.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC
Last updated
Aug 11, 2026

Official and company information

Issuer identity and company credentials

DPT Pay is a stablecoin payment fintech platform operated by the Hong Kong company DPT (HK) Limited, offering Visa cards topped up with digital assets such as USDT and USDC, cross-border bank account payments, and stablecoin collection services for merchants. DPT is responsible for the app, account portal, and product operations, but official terms show that card issuance, digital asset custody, exchange, and settlement are completed by third-party service partners. DPT itself is not a bank and should not be considered a direct card issuer.
Visit website Application page
Company / issuer
DPT Pay
Legal name
DPT (HK) LIMITED
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Oxygen is a daily-tier product in the DPT Pay card lineup, currently distinguished on the official website from the higher-tier, invitation-only Obsidian. After registering for DPT Pay, completing identity verification, and funding the wallet, users can instantly activate a virtual USD Visa card and spend via the Visa network. Transactions are processed by relevant service partners for balance deduction, asset conversion, and fiat settlement. The DPT app serves as the user entry point and service integration, while card issuance, payment, and related infrastructure are provided by external service partners. The virtual card can be added directly to mobile wallets, suitable for online subscriptions, cross-border e-commerce, and everyday contactless payments.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Oxygen Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly account fee
Card issuance fee
10 USD
Per card
ATM fee—
Foreign exchange fee—
Top-up fee—
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus
5 USD
Instant credit for new users
Referral bonus
25%
Increases by invitation tier, ranging from 25% to 50% card issuance commission
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

176
SpainESBhutanBTSan MarinoSMJamaicaJMTajikistanTJNigeriaNGFranceFRCambodiaKHPolandPLGeorgiaGEFinlandFIPortugalPTGabonGASouth SudanSSEstoniaEECroatiaHRBelizeBZEgyptEGCosta RicaCROmanOMSudanSDTongaTONamibiaNAUgandaUGHaitiHTLibyaLYMacaoMOHong KongHKBelgiumBEZambiaZMBeninBJUnited KingdomGBDominican RepublicDOMaldivesMVTaiwanTWBosnia & HerzegovinaBASwedenSECape VerdeCVDominicaDMDjiboutiDJLatviaLVAzerbaijanAZSaudi ArabiaSABahamasBSMozambiqueMZEswatiniSZGuyanaGYSloveniaSIZimbabweZWAngolaAOUnited Arab EmiratesAEBrazilBRSouth KoreaKRVanuatuVULiberiaLRArmeniaAMGambiaGMColombiaCOSenegalSNLaosLALuxembourgLUSerbiaRSItalyITGuineaGNMaliMLGreeceGRIrelandIEGuinea-BissauGWRwandaRWEquatorial GuineaGQBruneiBNSt. LuciaLCLebanonLBAlgeriaDZPhilippinesPHBangladeshBDMonacoMCEritreaERQatarQAMontenegroMEPalauPWFijiFJRomaniaROSt. Kitts & NevisKNSão Tomé & PríncipeSTSwitzerlandCHYemenYEMauritiusMUEcuadorECBulgariaBGHondurasHNMaltaMTNetherlandsNLGhanaGHSouth AfricaZAAustriaATMauritaniaMRSlovakiaSKLiechtensteinLIMarshall IslandsMHMalawiMWTrinidad & TobagoTTSingaporeSGMongoliaMNSri LankaLKIcelandISGuatemalaGTKazakhstanKZCyprusCYPeruPEThailandTHSierra LeoneSLUzbekistanUZSurinameSRIndonesiaIDLithuaniaLTJapanJPAntigua & BarbudaAGKiribatiKIPakistanPKMadagascarMGSomaliaSOSamoaWSArgentinaARParaguayPYCentral African RepublicCFMoroccoMAComorosKMGrenadaGDBotswanaBWTuvaluTVTimor-LesteTLBahrainBHHungaryHUBoliviaBONorwayNONauruNRJordanJOTurkmenistanTMVatican CityVAEthiopiaETAustraliaAUNew ZealandNZAlbaniaALPapua New GuineaPGKyrgyzstanKGMoldovaMDTogoTGGermanyDEAndorraADKuwaitKWNigerNENorth MacedoniaMKChileCLCôte d’IvoireCIBurkina FasoBFCzechiaCZBurundiBIAfghanistanAFUruguayUYMalaysiaMYTanzaniaTZBarbadosBBEl SalvadorSVSt. Vincent & GrenadinesVCCameroonCMChadTDMexicoMXTunisiaTNPanamaPAKenyaKESeychellesSCLesothoLSDenmarkDKSolomon IslandsSBIndiaIN
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

18
BelarusBYIsraelILTürkiyeTRCubaCUNepalNPCanadaCAVietnamVNUnited StatesUSSyriaSYMyanmar (Burma)MMIraqIQRussiaRUNorth KoreaKPChinaCNNicaraguaNIVenezuelaVEUkraineUAIranIR
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不支持申请，大陆居民无法完成 KYC，已取得卡片的用户可在符合规则的 Visa 商户消费，并兼容微信支付、支付宝等绑卡场景。

2、香港：可申请并使用，DPT Pay 已在香港 App Store 上架，完成身份验证后可开通虚拟 Visa，并用于线上消费及移动钱包支付。

3、澳门：申请受限，需满足 DPT 的地区资格及身份审核要求；已持卡用户可在接受 Visa 的线上、线下及移动钱包支付场景使用。

4、台湾：可申请并使用，DPT Pay 已在台湾 App Store 上架，可快速取得虚拟卡，并通过 Visa、Apple Pay 或 Google Pay 完成消费。

Updated: Aug 11, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Government-issued ID

Review time / regional limits

Routine automated checks take minutes; additional checks may take up to 72 hours.

KYC provider

Not disclosed

Updated

Aug 11, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported11
Not supported1
UpdatedAug 11, 2026

Wallet payments

Alipay

Supported

Aug 11, 2026

Wallet payments

Apple Pay

Supported

Aug 11, 2026

Cash services

ATM withdrawal

Not supported

Aug 11, 2026

AI tools

ChatGPT

Supported

Aug 11, 2026

AI tools

Claude

Supported

Aug 11, 2026

Wallet payments

Google Pay

Supported

Aug 11, 2026

AI tools

Midjourney

Supported

Aug 11, 2026

In-person payments

Offline POS

Supported

Aug 11, 2026

Online shopping

Online shopping

Supported

Aug 11, 2026

Wallet payments

PayPal

Supported

Aug 11, 2026

Subscriptions

Subscription payment

Supported

Aug 11, 2026

Wallet payments

WeChat Pay

Supported

Aug 11, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Sai Kadamgoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

excellent app
View original
Ganesh Reddygoogle_play★ 1 / 5

DPT Pay: Crypto Card & Pay Google Play review - 1 star

it's a fake application before reporting bugs they replied me report bugs we will check and reward you then i reported bugs then those bugs fixed but not replayed me and not rewarded me so don't trust this app and don't use this app.
View original
Durugunta Ganesh reddygoogle_play★ 1 / 5

DPT Pay: Crypto Card & Pay Google Play review - 1 star

it's s fake app don't use this app what they reply initially that is fake response and they don't do that so please don't use this app anyone.
View original
Mahfuz Rmgoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

best card
View original
Testgoogle_play★ 1 / 5

DPT Pay: Crypto Card & Pay Google Play review - 1 star

Do not use
View original
Pratap Aditya Chakrabortygoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

thank
View original
Shakil Sarkergoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

Amazing experience so far! Smooth payments, a clean UI, and useful features. Let's go, DPT. 🔥
View original
Emon Khangoogle_play★ 1 / 5

DPT Pay: Crypto Card & Pay Google Play review - 1 star

usles
View original
Muhammad Jahanzaibgoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

😊
View original
zinou zinougoogle_play★ 5 / 5

DPT Pay: Crypto Card & Pay Google Play review - 5 star

When will it be added p2p
View original

Risk factors

Updated: Aug 11, 2026

No risk factors are available