UCard Radar

Card database / Mastercard / Stablecoin payment card

EEmoney All Money Card logo

Emoney All Money Card

Updated: Aug 12, 2026

Emoney All Money Card is a crypto-friendly Mastercard debit card offered by Georgian fintech platform Emoney, combining traditional fiat accounts with digital asset spending. Through the Emoney/MyCoins ecosystem, users can manage GEL, USD, EUR and various crypto assets and use either fiat or digital assets in their account when making payments. Available as a digital or physical card, it can be used for everyday shopping, international spending, ATM withdrawals and mobile wallet payments.
Submit usage feedback
Confirmed unavailable on App Store
Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDT / USDC / BTC / ETH / SOL / XRP / ADA / DOGE / TRX / LTC / BCH / XLM
Last updated
Aug 12, 2026

Official and company information

Issuer identity and company credentials

Emoney is a Georgian digital wallet and payment service platform operated by JSC eMoney Georgia, offering fiat balance management, bill payments, transfers, bank card top-ups, and payment card services for individuals and businesses. Its All Money Card is a Mastercard card supporting multi-currency accounts in GEL, USD, EUR, and more, with access to digital asset purchase, sale, transfer, and spending via MyCoins. JSC eMoney Georgia is a payment service provider registered with the National Bank of Georgia.
Company / issuer
Emoney
Legal name
JSC eMoney Georgia
Registered region
Georgia (GE)
Headquarters
Tbilisi, Georgia
Company type
Payment institution
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

All Money Card was launched after the Emoney 2025 app and financial platform upgrade. Its core positioning is to let users spend both traditional and crypto assets from the same account. The current website divides the product into Smart and Premium plans, both Mastercard Debit, with EUR, USD, and GEL multi-currency accounts, 3D Secure, and physical cards. Emoney's crypto features connect to the MyCoins ecosystem, and the card can use 17 digital assets. When the account lacks traditional fiat, users can convert digital assets to complete spending. Users can also freeze or unfreeze the card and use traditional banking features like mobile wallets and ATM access.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Smart Card
Premium
Card formVirtual + physical cardVirtual + physical card
Fees
Monthly fee
Card issuance fee
ATM fee
Foreign exchange fee
Top-up fee
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Monthly spending limit
ATM withdrawal limit
1,250 USD
Daily ATM withdrawal limit
3,500 USD
Daily ATM withdrawal limit
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
GeorgiaGE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

4
ChinaCNHong KongHKTaiwanTWMacaoMO
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不支持以中国大陆居民身份直接申请;持有符合格鲁吉亚要求的当地身份或居留资料并通过 KYC 后,可按当地规则申请,已持卡可在 Mastercard 商户使用。

2、香港:不支持以香港居民身份直接申请;符合格鲁吉亚本地身份及完整 KYC 条件后可申请,已发行卡可在接受 Mastercard 的香港及境外商户使用。

3、澳门:不支持以澳门居民身份直接申请;需满足格鲁吉亚账户和身份验证条件,已持有的 All Money Card 可在接受 Mastercard 的澳门商户消费。

4、台湾:不支持以台湾居民身份直接申请;满足格鲁吉亚身份和 KYC 要求后可按当地规则开卡,已持卡用户可在 Mastercard 受理网络使用。

Updated: Aug 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

ID / Passport

Review time / regional limits

Normal identity review can complete in minutes; manual or document review may take up to about three days.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Not supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Anastasiia Kaiavagoogle_play1 / 5

Emoney Google Play review - 1 star

Waiting for verification for a month already and still no answer.
View original
kaka kakakagoogle_play1 / 5

Emoney Google Play review - 1 star

როცა მჭირდება გაათიშულია.
View original
David Labadzegoogle_play1 / 5

Emoney Google Play review - 1 star

შაბლონები არ მუშაობს ნორმალურად.
View original
Mariam Gabbtrustpilot1 / 5

Scam company

Scam company. Their garbage system holds transactions hostage, then when you request a refund, they IGNORE it and manually force the transaction through. They scam you into paying twice and refuse to take responsibility. Absolute thieves, stay far away from these crooks. Avoid them at all costs!
View original
Boyan Khangoogle_play5 / 5

Emoney Google Play review - 5 star

Di era digital saat ini,emoney juga cocok buat transaksi di supermarket / mini market,jd tidak usah repot" bawa uang tunai
View original
Roman Kovalevgoogle_play1 / 5

Emoney Google Play review - 1 star

Awful app. After many attempts I didn't finally managed to verificate myself. Gave up.
View original
Teimuraz Svanidzegoogle_play5 / 5

Emoney Google Play review - 5 star

Best amd easy, also SAFE.
View original
giga gurashviligoogle_play5 / 5

Emoney Google Play review - 5 star

Good
View original
John Doegoogle_play1 / 5

Emoney Google Play review - 1 star

Unfortunately, dealing a racist organization, please do not use their services.
View original
Tengo Jobavagoogle_play1 / 5

Emoney Google Play review - 1 star

როდესმე გაუკეთებთ აფდეითს ?
Official reply
გამარჯობათ. აპლიკაციიდან გამოდიხართ "გვერდითა მენიუ -> გამოსვლა" თუ როდესაც უბრალოდ გათიშავთ მაშინაც გთხოვთ ახლიდან შეყვანას?
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available