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Emoney All Money Card

Updated: Sep 14, 2026

Emoney All Money Card is a crypto-friendly Mastercard debit card offered by Georgian fintech platform Emoney, combining traditional fiat accounts with digital asset spending. Through the Emoney/MyCoins ecosystem, users can manage GEL, USD, EUR and various crypto assets and use either fiat or digital assets in their account when making payments. Available as a digital or physical card, it can be used for everyday shopping, international spending, ATM withdrawals and mobile wallet payments.
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Confirmed unavailable on App Store
Card network
Product type
Stablecoin payment card
Card form
Virtual + physical card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
60-69
Supported assets
USDTUSDCBTCETHSOLXRPADADOGETRXLTCBCHXLM
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Emoney is a Georgian digital wallet and payment service platform operated by JSC eMoney Georgia, offering fiat balance management, bill payments, transfers, bank card top-ups, and payment card services for individuals and businesses. Its All Money Card is a Mastercard card supporting multi-currency accounts in GEL, USD, EUR, and more, with access to digital asset purchase, sale, transfer, and spending via MyCoins. JSC eMoney Georgia is a payment service provider registered with the National Bank of Georgia.
Company / issuer
Emoney
Legal name
JSC eMoney Georgia
Registered region
Georgia (GE)
Headquarters
Tbilisi, Georgia
Company type
Payment institution
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

All Money Card was launched after the Emoney 2025 app and financial platform upgrade. Its core positioning is to let users spend both traditional and crypto assets from the same account. The current website divides the product into Smart and Premium plans, both Mastercard Debit, with EUR, USD, and GEL multi-currency accounts, 3D Secure, and physical cards. Emoney's crypto features connect to the MyCoins ecosystem, and the card can use 17 digital assets. When the account lacks traditional fiat, users can convert digital assets to complete spending. Users can also freeze or unfreeze the card and use traditional banking features like mobile wallets and ATM access.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

All Money Card Smart
All Money Card Premium
Card formVirtual + physical cardVirtual + physical card
Fees
Monthly fee——
Card issuance fee——
ATM fee——
Foreign exchange fee——
Top-up fee——
Failed transaction fee——
Rewards
Cashback——
Crypto cashback——
Staking rewards——
Staking APR——
Welcome bonus——
Referral bonus——
Limits
Daily spending limit——
Monthly spending limit——
ATM withdrawal limit
1,250 USD
Daily ATM withdrawal limit
3,500 USD
Daily ATM withdrawal limit
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
GeorgiaGE
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

4
ChinaCNHong KongHKTaiwanTWMacaoMO
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,U.S. residency alone does not qualify for the All Money Card because issuance is tied to eMoney Georgia’s local account and KYC eligibility, while an eligible card issued through the Georgian program can be used in the United States.
2. United Kingdom:Cannot apply,Can use,UK residency alone does not meet eMoney Georgia’s current card-onboarding requirements, but an eligible All Money Card issued through the Georgian program can be used in the United Kingdom.
3. Canada:Cannot apply,Can use,Canadian residents cannot obtain the card solely on the basis of Canadian residency because issuance is linked to eMoney Georgia’s local KYC framework, while an eligible issued card can be used in Canada.
4. Australia:Cannot apply,Can use,Australian residency alone is outside the current Georgian card-onboarding framework, but an eligible All Money Card issued through eMoney Georgia can be used in Australia.
5. South Africa:Cannot apply,Can use,South African residency alone does not qualify for issuance under eMoney Georgia’s current onboarding model, while an eligible card already issued through the program can be used locally.
6. New Zealand:Cannot apply,Can use,New Zealand residents cannot apply solely with New Zealand residency because the card is issued through eMoney Georgia’s local account and KYC framework, but an eligible issued card can be used there.
7. Ireland:Cannot apply,Can use,Irish residency alone does not qualify for the current eMoney Georgia card program, while an eligible All Money Card issued through the Georgian onboarding process can be used in Ireland.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

ID / Passport

Review time / regional limits

Normal identity review can complete in minutes; manual or document review may take up to about three days.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported5
Not supported7
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Not supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Anastasiia Kaiavagoogle_play★ 1 / 5

Emoney Google Play review - 1 star

Waiting for verification for a month already and still no answer.
View original
kaka kakakagoogle_play★ 1 / 5

Emoney Google Play review - 1 star

როცა მჭირდება გაათიშულია.
View original
David Labadzegoogle_play★ 1 / 5

Emoney Google Play review - 1 star

შაბლონები არ მუშაობს ნორმალურად.
View original
Mariam Gabbtrustpilot★ 1 / 5

Scam company

Scam company. Their garbage system holds transactions hostage, then when you request a refund, they IGNORE it and manually force the transaction through. They scam you into paying twice and refuse to take responsibility. Absolute thieves, stay far away from these crooks. Avoid them at all costs!
View original
Boyan Khangoogle_play★ 5 / 5

Emoney Google Play review - 5 star

Di era digital saat ini,emoney juga cocok buat transaksi di supermarket / mini market,jd tidak usah repot" bawa uang tunai
View original
Roman Kovalevgoogle_play★ 1 / 5

Emoney Google Play review - 1 star

Awful app. After many attempts I didn't finally managed to verificate myself. Gave up.
View original
Teimuraz Svanidzegoogle_play★ 5 / 5

Emoney Google Play review - 5 star

Best amd easy, also SAFE.
View original
giga gurashviligoogle_play★ 5 / 5

Emoney Google Play review - 5 star

Good
View original
John Doegoogle_play★ 1 / 5

Emoney Google Play review - 1 star

Unfortunately, dealing a racist organization, please do not use their services.
View original
Tengo Jobavagoogle_play★ 1 / 5

Emoney Google Play review - 1 star

როდესმე გაუკეთებთ აფდეითს ?
Official reply
გამარჯობათ. აპლიკაციიდან გამოდიხართ "გვერდითა მენიუ -> გამოსვლა" თუ როდესაც უბრალოდ გათიშავთ მაშინაც გთხოვთ ახლიდან შეყვანას?
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Emoney All Money Card require KYC?

Our record lists the Emoney All Money Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Emoney All Money Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Emoney All Money Card with?

Our record lists Emoney All Money Card support for: USDT, USDC, BTC, ETH, SOL, XRP, ADA, and DOGE (12 in total).

Is Emoney All Money Card a virtual or a physical card?

Emoney All Money Card is offered as: Virtual + physical card.

Where is Emoney All Money Card available?

Our record lists 1 countries or regions as available and 4 as restricted. Country-by-country status is in the regions section of this page.

Who issues Emoney All Money Card?

Emoney All Money Card is operated by Emoney on the Mastercard network.