Card database / Visa / Stablecoin payment card

Endl Card

Updated: Sep 14, 2026

Endl Card is a stablecoin corporate payment card offered by Endl to cross-border businesses and global teams. Businesses can fund their account and card system with fiat currency, USDT or USDC and create virtual and physical Visa cards for employees, contractors or specific business purposes. The product focuses on SaaS, advertising, supplier and team expenses and provides card limits, permission controls and real-time transaction management.

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Card network
Product type: Stablecoin payment card
Card form: Virtual + physical card
Operating status: Active
KYC level: Business KYC / KYB
Commercial relationship: No commercial relationship
Risk score: 70-79

Supported assets: USDTUSDC
Last updated: Sep 14, 2026

Official and company information

Issuer identity and company credentials

Endl is a stablecoin fintech platform for cross-border businesses and international teams, offering multi-currency receiving accounts, stablecoin-to-fiat exchange, global payments, treasury management, and virtual and physical corporate cards. The platform handles account interface, payment orchestration, team permissions, and card management; specific banking, custody, exchange, and card issuing services are provided by affiliated entities and third-party licensed financial institutions in different regions.

Visit website Application page

Company / issuer: Endl
Legal name: Zayment Finance Sp. z o.o.
Registered region: Poland (PL)
Headquarters: Dubai, United Arab Emirates
Company type: Fintech
Verification status: Verified
Issuer website: Official link
Application page: Application link

Card overview

Endl combines multi-currency accounts, stablecoin wallets, cross-border payments, and corporate cards on one platform. The current corporate card is legally named Endl Spend Card. Endl provides the technology and account management interface, while the card program runs on the Visa network with a third-party issuer. Its credit line is tied to collateral assets provided by the user, which can be held in a wallet on a supported network. Spending creates a repayable balance. Businesses can also allocate funds and spending permissions to team cards via a unified wallet. The current Standard plan includes 5 free virtual cards, while the Growth plan expands team member capacity and adds Apple Pay and Google Pay.

Visa card experienceRegional availabilityTerms may change

Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

	EEndl Spend Card
Card form	Virtual + physical card
Fees
Monthly fee	Free Starter free, Growth $19
Card issuance fee	Free Included free in the package
ATM fee	—
Foreign exchange fee	1% Additional charge for non-USD card spending
Top-up fee	—
Failed transaction fee	—
Rewards
Cashback	—
Crypto cashback	—
Staking rewards	—
Staking APR	—
Welcome bonus	—
Referral bonus	—
Limits
Daily spending limit	—
Monthly spending limit	—
ATM withdrawal limit	—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

PolandPLLuxembourgLUPhilippinesPHSloveniaSICzechiaCZSwedenSEChileCLNetherlandsNLDenmarkDKMonacoMCPeruPEIndonesiaIDNorwayNOAndorraADSwitzerlandCHPakistanPKEstoniaEETanzaniaTZCôte d’IvoireCIGhanaGHBangladeshBDKenyaKEUnited StatesUSMaltaMTFranceFRBulgariaBGLatviaLVLithuaniaLTZambiaZMRomaniaROIcelandISVatican CityVAIrelandIEUnited KingdomGBCameroonCMPortugalPTAustriaATHungaryHUSpainESSan MarinoSMMalaysiaMYCyprusCYJapanJPArgentinaARCambodiaKHBrazilBRFinlandFIBelgiumBEThailandTHGermanyDEHong KongHKSingaporeSGCanadaCAMexicoMXLiechtensteinLICroatiaHRItalyITGreeceGRNigeriaNGSlovakiaSKColombiaCO

Evidence: Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

IranIRChinaCNIraqIQBelarusBYUkraineUAVietnamVNMyanmar (Burma)MMSyriaSYVenezuelaVENorth KoreaKPCubaCUIsraelILNicaraguaNITürkiyeTRRussiaRUIndiaINNepalNP

Evidence: Officially restricted

Unconfirmed regions

Evidence is insufficient

No records

Evidence: Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents are covered by Endl’s separate U.S. card program and must complete the issuer’s required identity and eligibility verification before receiving a card.

2. United Kingdom：Can apply，Can use，UK residents can apply through Endl’s international card program after completing the required identity and compliance verification.

3. Canada：Can apply，Can use，Canadian residents are not included in Endl’s prohibited issuance jurisdictions and can apply after completing the required identity and compliance checks.

4. Australia：Can apply，Can use，Australian residents can apply through Endl’s international card program after completing the required verification and issuer approval.

5. South Africa：Can apply，Can use，South African residents are eligible under Endl’s international program and can obtain the card after completing the required identity and compliance verification.

6. New Zealand：Can apply，Can use，New Zealand residents can apply through Endl’s international card program after completing the required identity verification.

7. Ireland：Can apply，Can use，Irish residents are eligible for Endl’s international card program and can apply after completing the required identity and compliance checks.

Updated: Sep 14, 2026

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Business KYC / KYBRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license / Government-issued ID / Proof of address / Company registration documents

Review time / regional limits

Standard online KYC/KYB aims to complete within 24 hours; risky accounts go to further compliance review.

KYC provider

Sumsub

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios

Supported5

Not supported7

UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Not supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 3 approved reviews matched to this card

Newest first

Naman Rastogitrustpilot★ 5 / 5Jul 16, 2026

I have used Endl to receive payment in July

I have used Endl to receive payment in India from France and US, the delivery was almost instant and and conversion rate charged was negligible. Thanks to the new user offer they ran in July

View original

Hello MRtrustpilot★ 5 / 5Apr 28, 2026

The experience with endl

The experience is genuinely good , and Didn't face any issues with the platform while using it , does a great job and made me shift from the existing crypto platform because of the good experience.

View original

Danish Chavadatrustpilot★ 5 / 5Apr 13, 2026

Replaced three tools with one

Endl simplified our entire cross-border payment stack. We moved off three separate tools for FX, payouts, and reconciliation. Everything runs through one dashboard now. Settlement is fast, the cards work everywhere, and the team actually responds when you need something. Exactly what modern finance ops should look like.

Official reply

thank you for your feedback

View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Endl Card require KYC?

Our record lists the Endl Card verification requirement as: Business KYC / KYB. Document and review details are in the KYC section of this page.

Does Endl Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Endl Card with?

Our record lists Endl Card support for: USDT and USDC.

Is Endl Card a virtual or a physical card?

Endl Card is offered as: Virtual + physical card.

Where is Endl Card available?

Our record lists 61 countries or regions as available and 17 as restricted. Country-by-country status is in the regions section of this page.

Who issues Endl Card?

Endl Card is operated by Endl on the Visa network.