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Fiwind Card

Updated: Sep 14, 2026

Fiwind Card is a virtual Mastercard prepaid card provided by Argentine fintech platform Fiwind and can be linked directly to the user's ARS, USD and crypto asset balances for spending. Users select the payment asset, and Fiwind performs the required conversion when the transaction occurs. The card supports domestic payments in Argentina, international online shopping and digital service subscriptions. It can also be linked to Apple Pay and Google Pay for NFC payments at physical merchants.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDTUSDCBTCETHBNBSOLXRPADATRXDOTDAI
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

Fiwind is a comprehensive digital asset and financial services platform for Argentine users, with core crypto services operated by Financewind S.A., offering digital asset purchase, sale, exchange, custody, and transfer, and integrating Argentine peso and USD accounts, payments, virtual Mastercard, international remittances, and securities investment. Its payment account is provided by affiliated entity Fiwind Pay S.A., while capital market services such as stocks and CEDEAR are handled by Fiwind Capital S.A.
Company / issuer
Fiwind
Legal name
Financewind S.A
Registered region
Argentina (AR)
Headquarters
Rosario, Santa Fe Province, Argentina
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Fiwind integrates crypto asset trading, ARS/USD accounts, international transfers, investments, and payment features into one app. The current Fiwind Card is a 100% virtual Mastercard prepaid card, with no physical card issued. Users can generate it instantly after completing account verification, address, and phone number verification. When spending, users can choose ARS, USD, or supported crypto assets in the account as the payment source; when crypto assets are involved, Fiwind completes the asset conversion during the transaction. Domestic spending incurs no card transaction fee, while international spending is processed in USD and charged a 1.5% foreign transaction fee. The card also supports Apple Pay, Google Pay, international websites, and digital services.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

tarjeta fiwind
Card formVirtual card
Fees
Monthly fee
Free
No card maintenance fee
Card issuance fee
Free
Free issuance
ATM fee—
Foreign exchange fee
1.5%
Overseas transaction processing fee
Top-up fee
Free
No top-up fee for the card itself
Failed transaction fee—
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit
Unlimited
No fixed limit, subject to account transaction limit
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
ArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

77
ChinaCNCôte d’IvoireCIKazakhstanKZHong KongHKLaosLANew ZealandNZNetherlandsNLMaliMLSyriaSYGhanaGHChileCLPhilippinesPHFinlandFIBotswanaBWJapanJPDominican RepublicDOIranIRCanadaCAVanuatuVUAustraliaAUPortugalPTIraqIQSwitzerlandCHItalyITMacaoMONorth KoreaKPSomaliaSOIndonesiaIDThailandTHSerbiaRSZimbabweZWUgandaUGNigeriaNGNorwayNOUnited KingdomGBEthiopiaETPakistanPKUkraineUATrinidad & TobagoTTSouth AfricaZASpainESUnited Arab EmiratesAEIndiaINTajikistanTJTunisiaTNVietnamVNIcelandISBahamasBSSouth KoreaKRAustriaATCubaCUSingaporeSGTürkiyeTRSaudi ArabiaSATaiwanTWPeruPEMexicoMXBrazilBRAlgeriaDZLibyaLYUnited StatesUSSri LankaLKFranceFRGermanyDEDenmarkDKMyanmar (Burma)MMIsraelILEgyptEGLebanonLBColombiaCOMalaysiaMYVenezuelaVEAfghanistanAFYemenYECambodiaKHSwedenSEPolandPL
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States:Cannot apply,Can use,Fiwind Card is issued through an Argentina-based account that requires an Argentine ID and qualifying Argentine status; an eligible card already issued can be used for purchases in the United States, but cash withdrawals outside Argentina are not supported.
2. United Kingdom:Cannot apply,Can use,UK residency alone does not qualify for issuance because Fiwind requires an Argentine ID and qualifying Argentine status; an eligible existing card can be used for purchases in the UK, but not for local ATM withdrawals.
3. Canada:Cannot apply,Can use,Canadian residents are outside Fiwind’s Argentina-based onboarding requirements unless they independently meet its Argentine ID and status rules; an eligible issued card can be used for purchases in Canada, but not for ATM withdrawals there.
4. Australia:Cannot apply,Can use,Australian residency does not satisfy Fiwind’s requirement for an Argentine ID and qualifying Argentine status; an eligible existing card can be used for purchases in Australia, while foreign ATM withdrawals are unavailable.
5. South Africa:Cannot apply,Can use,South African residents cannot qualify solely on local residency because Fiwind onboarding requires an Argentine ID and qualifying Argentine status; an eligible issued card can still be used for purchases locally.
6. New Zealand:Cannot apply,Can use,New Zealand residency alone is not sufficient for Fiwind issuance because applicants must meet its Argentine ID and status requirements; an eligible existing card can be used for purchases in New Zealand.
7. Ireland:Cannot apply,Can use,Irish residents are not eligible solely by Irish residency because Fiwind requires an Argentine ID and qualifying Argentine status; an eligible card already issued can be used for purchases in Ireland.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Argentine DNI

Review time / regional limits

Automated identity verification usually completes in minutes; unusual documents go to security and manual review.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Cacatuamalditaapp_store★ 5 / 5

Transferencias

Excelente servido hasta ahora , mejor q muchas app
View original
Ligaciónapp_store★ 5 / 5

Excelente billetera virtual

Tenes todo lo que quieras hacer con tu dinero en un solo lugar, muy práctica la app y amigable con el usuario
View original
Hablaertoapp_store★ 1 / 5

Faltos

Me bajaron los límites sin razón alguna, cuando bien expliqué de dónde provenían mis fondos. Me dan qué pensar
View original
Elina Iatcenkogoogle_play★ 1 / 5

Fiwind: Invertí, ahorrá y pagá Google Play review - 1 star

Do not trust them. They blocked my account when I transferred all my monthly money there leaving me broke, never explained why (just said its for legal reasons and that I can write them an email) and never replied me on my emails. They also refuse to transfer my money to another account, they just took my funds and that's it.
View original
Fernando Cassiagoogle_play★ 5 / 5

Fiwind: Invertí, ahorrá y pagá Google Play review - 5 star

una billetera con onramp q acepta transferencias en USD desde cuentas bancarias. por fin.
View original
Lo más ! 👌app_store★ 5 / 5

Transferencia

Súper genial
View original
Tristemente compréapp_store★ 1 / 5

Me estafaron

Al momento que transfiero 1ra vez unos 170.000 pesos me llega un mail automático suspendiendo la cuenta sim decir porque. Me retienen la plata como si fuesen o tuvieran derecho de hacerlo. Es cruel y feo lo que hacen. Si no encuentro solucion rápida en 24 horas denunciarei formalmente por daños y perjuicios, perjúrio y fraude financiero. Gracias.
View original
EduDeLaPlataapp_store★ 2 / 5

Que pasa?

Actualizaciones a cada rato, y siguen sin arreglar el teclado numérico de la pantalla de conversiones No los entiendo.
View original
P brdgoogle_play★ 5 / 5

Fiwind: Invertí, ahorrá y pagá Google Play review - 5 star

10/10 pero si le ponen un modo pure black seria 11/10
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Fiwind Card require KYC?

Our record lists the Fiwind Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Fiwind Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Fiwind Card with?

Our record lists Fiwind Card support for: USDT, USDC, BTC, ETH, BNB, SOL, XRP, and ADA (11 in total).

Is Fiwind Card a virtual or a physical card?

Fiwind Card is offered as: Virtual card.

Where is Fiwind Card available?

Our record lists 1 countries or regions as available and 77 as restricted. Country-by-country status is in the regions section of this page.

Who issues Fiwind Card?

Fiwind Card is operated by Fiwind on the Mastercard network.