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Fiwind Card

Updated: Aug 12, 2026

Fiwind Card is a virtual Mastercard prepaid card provided by Argentine fintech platform Fiwind and can be linked directly to the user's ARS, USD and crypto asset balances for spending. Users select the payment asset, and Fiwind performs the required conversion when the transaction occurs. The card supports domestic payments in Argentina, international online shopping and digital service subscriptions. It can also be linked to Apple Pay and Google Pay for NFC payments at physical merchants.
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Card network
Mastercard
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
80-89
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / ADA / TRX / DOT / DAI
Last updated
Aug 12, 2026

Official and company information

Issuer identity and company credentials

Fiwind is a comprehensive digital asset and financial services platform for Argentine users, with core crypto services operated by Financewind S.A., offering digital asset purchase, sale, exchange, custody, and transfer, and integrating Argentine peso and USD accounts, payments, virtual Mastercard, international remittances, and securities investment. Its payment account is provided by affiliated entity Fiwind Pay S.A., while capital market services such as stocks and CEDEAR are handled by Fiwind Capital S.A.
Company / issuer
Fiwind
Legal name
Financewind S.A
Registered region
Argentina (AR)
Headquarters
Rosario, Santa Fe Province, Argentina
Company type
Crypto exchange
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Fiwind integrates crypto asset trading, ARS/USD accounts, international transfers, investments, and payment features into one app. The current Fiwind Card is a 100% virtual Mastercard prepaid card, with no physical card issued. Users can generate it instantly after completing account verification, address, and phone number verification. When spending, users can choose ARS, USD, or supported crypto assets in the account as the payment source; when crypto assets are involved, Fiwind completes the asset conversion during the transaction. Domestic spending incurs no card transaction fee, while international spending is processed in USD and charged a 1.5% foreign transaction fee. The card also supports Apple Pay, Google Pay, international websites, and digital services.
Mastercard card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Fiwind virtual prepaid card
Card formVirtual card
Fees
Monthly fee
Free
No card maintenance fee
Card issuance fee
Free
Free issuance
ATM fee
Foreign exchange fee
1.5%
Overseas transaction processing fee
Top-up fee
Free
No top-up fee for the card itself
Failed transaction fee
Rewards
Cashback
Crypto cashback
Staking rewards
Staking APR
Welcome bonus
Referral bonus
Limits
Daily spending limit
Unlimited
No fixed limit, subject to account transaction limit
Monthly spending limit
ATM withdrawal limit
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

1
ArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

77
ChinaCNCôte d’IvoireCIKazakhstanKZHong KongHKLaosLANew ZealandNZNetherlandsNLMaliMLSyriaSYGhanaGHChileCLPhilippinesPHFinlandFIBotswanaBWJapanJPDominican RepublicDOIranIRCanadaCAVanuatuVUAustraliaAUPortugalPTIraqIQSwitzerlandCHItalyITMacaoMONorth KoreaKPSomaliaSOIndonesiaIDThailandTHSerbiaRSZimbabweZWUgandaUGNigeriaNGNorwayNOUnited KingdomGBEthiopiaETPakistanPKUkraineUATrinidad & TobagoTTSouth AfricaZASpainESUnited Arab EmiratesAEIndiaINTajikistanTJTunisiaTNVietnamVNIcelandISBahamasBSSouth KoreaKRAustriaATCubaCUSingaporeSGTürkiyeTRSaudi ArabiaSATaiwanTWPeruPEMexicoMXBrazilBRAlgeriaDZLibyaLYUnited StatesUSSri LankaLKFranceFRGermanyDEDenmarkDKMyanmar (Burma)MMIsraelILEgyptEGLebanonLBColombiaCOMalaysiaMYVenezuelaVEAfghanistanAFYemenYECambodiaKHSwedenSEPolandPL
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不支持以普通中国大陆居民身份申请,需要有效阿根廷 DNI 并通过 Fiwind 身份验证;已持卡可在接受 Mastercard 的国际商户使用。

2、香港:不支持以普通香港居民身份直接申请,需要有效阿根廷 DNI;已发行卡可在接受 Mastercard 的香港线上及非接触式商户使用。

3、澳门:不支持以普通澳门居民身份直接申请,需要有效阿根廷 DNI 完成账户验证;已持卡可在接受 Mastercard 的商户消费。

4、台湾:不支持以普通台湾居民身份直接申请,需要持有效阿根廷 DNI;已持有的虚拟卡可用于符合规则的 Mastercard 国际商户。

Updated: Aug 12, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

NoNot required

Accepted documents

Argentine DNI

Review time / regional limits

Automated identity verification usually completes in minutes; unusual documents go to security and manual review.

KYC provider

Not disclosed

Updated

Aug 12, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported6
Not supported6
UpdatedAug 12, 2026

Wallet payments

Alipay

Not supported

Aug 12, 2026

Wallet payments

Apple Pay

Supported

Aug 12, 2026

Cash services

ATM withdrawal

Supported

Aug 12, 2026

AI tools

ChatGPT

Not supported

Aug 12, 2026

AI tools

Claude

Not supported

Aug 12, 2026

Wallet payments

Google Pay

Supported

Aug 12, 2026

AI tools

Midjourney

Not supported

Aug 12, 2026

In-person payments

Offline POS

Supported

Aug 12, 2026

Online shopping

Online shopping

Supported

Aug 12, 2026

Wallet payments

PayPal

Not supported

Aug 12, 2026

Subscriptions

Subscription payment

Supported

Aug 12, 2026

Wallet payments

WeChat Pay

Not supported

Aug 12, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
P brdgoogle_play5 / 5

Fiwind: Invertí, ahorrá y pagá Google Play review - 5 star

10/10 pero si le ponen un modo pure black seria 11/10
View original
manuelromero233app_store5 / 5

Sólida experiencia de usuario

Buenas tasas, ausencia de demoras en tiempo de acreditaciones, y UX/UI más que legible. Cumple notoriamente su función como exchange centralizado.
View original
Maita Tapp_store5 / 5

Muy buena

Excelente aplicación. Fácil e intuitiva
View original
Cuervo San Lorenzoapp_store5 / 5

Eze San Lorenzo

Es cómodo, rápido y práctico, una wallet dinámica para redes como la de Solana Phantom y demás, a mi me funciono para mover capital rápido en menos de 1 dia le verificaron la cuenta y pude retirar mis criptas. Además la paleta de colores es muy facheara jaja. 9/10
View original
Gastón Rosetanigoogle_play4 / 5

Fiwind: Invertí, ahorrá y pagá Google Play review - 4 star

I want the card.
View original
Xdiesmeapp_store5 / 5

La mejor de todas 👌

Fácil y segura 💵💵💶💳
View original
_Vanchu_app_store5 / 5

La mejor app para las finanzas

La mejor app para las finanzas personales, no tengo dudas de que el equipo de trabajo que la lleva a delante es de primer nivel desde el desollador front hasta el CEO. Cada día agregan nuevos productos y funcionalidades que nos dan cada vez más valor. Realmente recomendable!
View original
Javiertrustpilot1 / 5

Tendría que ser 0 estrellas.

Tendría que ser 0 estrellas. Experiencia pésima con Fiwind. Intenté registrarme y fue imposible completar el proceso. Después de enviar toda la documentación requerida, rechazaron mi solicitud alegando que los datos estaban “modificados”, algo completamente falso. No brindan explicaciones claras ni soporte real para resolver el problema. Es frustrante perder tiempo con una plataforma que, en lugar de facilitar el acceso, pone trabas injustificadas y acusa sin fundamento. Muy poco profesional. No lo recomiendo en absoluto. No les confiaría mi dinero ni loco.
View original

Risk factors

Updated: Aug 12, 2026

No risk factors are available