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Fizen Card

Updated: Aug 7, 2026

Fizen Card is a crypto payment product launched by the Web3 crypto payment and application platform Fizen in partnership with an international card network. Based on a non-custodial wallet architecture and on-chain stablecoin settlement, it allows users to spend digital assets such as USDT and USDC directly through the global Visa settlement network, redeem branded gift cards, and make QR code payments in regions including Southeast Asia.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual card / Virtual + metal card
Operating status
Paused
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / BNB / MATIC
Last updated
Aug 7, 2026

Official and company information

Issuer identity and company credentials

Fizen is a fintech infrastructure platform positioned as a "Crypto Neobank," with strategic investment from stablecoin giant Tether. The platform, centered on the Fizen Super App, pioneers a fusion ecosystem of PayFi and InvestFi, primarily targeting Southeast Asia and global travelers and cross-border merchants with Fizen Crypto Card (virtual/physical crypto cards), local fiat QR payment (QR Pay), and non-custodial crypto wallet services. Additionally, the platform integrates on-chain savings and investment features for tokenized U.S. Treasuries, U.S. equities, and tokenized real-world assets (RWA), driven by third-party independent aggregators.
Visit website Application page
Company / issuer
Fizen (Fizen.io / Fizen Super App)
Legal name
Fizen
Registered region
Hong Kong (HK)
Headquarters
Original中国香港
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The platform is built around a self-custodial crypto wallet and aims to bridge digital currencies with everyday in-person spending. Through Fizen Super App, it provides crypto wallets, payment cards, QR payments, gift cards, and travel spending services to crypto asset holders, digital nomads, and cross-border travellers worldwide. Fizen Card is primarily positioned as a stablecoin payment tool that allows users to spend crypto assets on everyday purchases through the Visa network. The Fizen payment ecosystem includes the Fizen Adventure Visa prepaid card for different user needs, the premium Fizen Pioneer metal Visa card, Fizen QR payments integrated with local QR settlement networks, and Fizen crypto gift cards supporting instant on-chain exchange. Through Fizen Super App, users can transfer on-chain assets and use them for contactless payments at VisaPOS terminals in more than 200 countries and regions, online international shopping, flight and hotel bookings, and local cash withdrawals. Its core features are strong stablecoin liquidity support, a broad range of use cases, and low-friction spending.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Fizen Adventure Card
Fizen Pioneer Card
Fizen Frontier Card
Card formVirtual cardVirtual + metal cardVirtual + metal card
Fees
Monthly fee
Free
No fixed monthly maintenance fee
——
Card issuance fee
9.99 USD
Current price for Adventure card
999.99 USD
Current tier price on official website
9,999 USD
Current tier price on official website
ATM fee
Free
Plan includes free ATM allowance; 0 within free allowance
Free
0 within free allowance, inherits Adventure benefits
Free
0 within free allowance, inherits Pioneer benefits
Foreign exchange fee
Free
Zero foreign exchange fee as indicated on current page
——
Top-up fee
Free
Free top-up within plan allowance
Free
Free top-up within plan allowance
Free
Inherits basic plan benefits
Failed transaction fee
Free
No additional fee for failed transactions
——
Rewards
Cashback
1.5%
Cashback 1.5%–5% FiPoint, up to 10% at partner merchants, based on transaction amount and merchant
——
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit
1,000,000 USD
Daily limit for legacy Visa plan
——
Monthly spending limit———
ATM withdrawal limit———
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

17
HungaryHUVietnamVNThailandTHPolandPLIndonesiaIDUnited Arab EmiratesAEBrazilBRMexicoMXBulgariaBGMalaysiaMYCzechiaCZPhilippinesPHRomaniaROSingaporeSGCroatiaHRSlovakiaSKArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

127
United StatesUSMaldivesMVGuatemalaGTChadTDEritreaERTanzaniaTZGabonGASamoaWSSão Tomé & PríncipeSTNorth MacedoniaMKComorosKMUkraineUAPapua New GuineaPGCôte d’IvoireCIQatarQALesothoLSGuinea-BissauGWBruneiBNCubaCUJamaicaJMCambodiaKHMozambiqueMZBangladeshBDSt. Kitts & NevisKNSouth SudanSSTrinidad & TobagoTTBahrainBHIndiaINBahamasBSEgyptEGChinaCNTimor-LesteTLNigerNENigeriaNGSudanSDAfghanistanAFTongaTONorth KoreaKPKyrgyzstanKGMoldovaMDDjiboutiDJIranIRMongoliaMNTunisiaTNKazakhstanKZTogoTGSierra LeoneSLBurundiBIBhutanBTMauritaniaMRSri LankaLKRwandaRWAlbaniaALZimbabweZWMontenegroMENamibiaNASt. Vincent & GrenadinesVCKenyaKEBosnia & HerzegovinaBACentral African RepublicCFGhanaGHAntigua & BarbudaAGAlgeriaDZGeorgiaGESyriaSYIraqIQHondurasHNBeninBJHaitiHTLibyaLYBelizeBZTurkmenistanTMBelarusBYBotswanaBWDominicaDMFijiFJSt. LuciaLCPalauPWVanuatuVULaosLATürkiyeTRSerbiaRSSomaliaSORussiaRULiberiaLRSurinameSRTuvaluTVEthiopiaETKiribatiKIZambiaZMUzbekistanUZOmanOMCameroonCMMauritiusMUBarbadosBBMyanmar (Burma)MMSeychellesSCGrenadaGDMoroccoMAGuyanaGYNicaraguaNIDominican RepublicDOMaliMLSenegalSNGuineaGNGambiaGMTajikistanTJEl SalvadorSVUgandaUGMarshall IslandsMHBurkina FasoBFNepalNPKuwaitKWNauruNREquatorial GuineaGQArmeniaAMPakistanPKAzerbaijanAZAngolaAOMalawiMWSolomon IslandsSBYemenYELebanonLBMadagascarMGJordanJOMicronesiaFMCape VerdeCV
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆：不支持居民身份申请注册，符合资格的境外既有持卡人可在 Visa 受理网络及适用国际卡移动支付渠道使用。

2、香港：不支持香港本地居民身份申请开户，符合资格的境外既有持卡人可在香港接受 Visa 的线上及线下商户使用。

3、澳门：当前新卡创建暂停，因此澳门居民暂不能提交新卡申请；既有有效 Fizen Visa 可在澳门接受国际 Visa 的线上及线下商户消费。

4、台湾：当前新卡创建暂停，因此台湾居民暂不能提交新卡申请；既有有效 Fizen Visa 可在台湾接受国际 Visa 的线上及线下商户消费。

Updated: Aug 7, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Automated identity review usually takes about 5 to 10 minutes; abnormal documents go to manual compliance review.

KYC provider

Sumsub

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
David Bryantgoogle_play★ 2 / 5

Fizen: Crypto Pay & Travel Google Play review - 2 star

too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.
Official reply
Hello David Bryant, thank you for your feedback. Crypto fees are constantly changing (increasing or decreasing) over time, they are not fixed. You can top up your card with USDT or USDC, but Fizen Cards is currently undergoing maintenance, so you cannot use it at this time. Best regards, Fizen Support Team
View original
Willeniumgoogle_play★ 1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?
Official reply
Hello, thank you for your feedback, Fizen announced and allowed users to exchange Fipoint for $FIZEN within one month. We regret that you were unaware of the announcement and did not exchange your points in time. We will soon have more great events for our Customers in the future, and we hope you will continue to support Fizen.
View original
lam ductrustpilot★ 5 / 5

I feel comfortable with the experience…

I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort
Official reply
Thank you so much for your support and trust in Fizen 💚 We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day. Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide. We truly appreciate having you as part of the Fizen family 🌍✨
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Ervin Wongtrustpilot★ 5 / 5

This is top 1 travel hack in SEA

This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay
Official reply
Thank you so much for this incredible review - reading this truly made our whole team smile 💚 “Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us. We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family. Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments. Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life. We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏 Thank you for being part of this journey with us! Love,
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Okoro tochukwugoogle_play★ 5 / 5

Fizen: Crypto Pay & Travel Google Play review - 5 star

good
Official reply
Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!
View original
ChamTNtrustpilot★ 5 / 5

Thank you Ben and Fizen support team.

This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here. Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%. I rated 5* in Fizen app and here too to thank the team for the kindness and patience.
Official reply
This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜 What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most. We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust. The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company. Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities. Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward. On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do. We can't wait to welcome you again on your next adventure in SEA 🌏✨
View original
inbtrustpilot★ 5 / 5

Great travel assistant-app for Vietnam.

Great travel assistant-app for Vietnam. Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!
Official reply
Thank you so much for your wonderful review and recommendation! We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam. It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods. We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel. Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day. We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇
View original
Truong Hotrustpilot★ 5 / 5
The app is great
Official reply
Thank you so much for your support and your 5-star review 💚 Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world. We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community. Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨
View original
Shahanur Islamgoogle_play★ 1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

too low exchange value 🤡💩🤬
Official reply
Hello, thank you for your feedback. We’re sorry to hear you’re experiencing difficulties. Could you please let us know what issue you’re facing? You can contact our live chat support directly in the app or ask in our TG, and our team will be happy to assist you.
View original
Jasmine Phamgoogle_play★ 1 / 5

Fizen: Crypto Pay & Travel Google Play review - 1 star

Update: fees for small amounts of payment are like +20%.. pretty insane! not worth it 🥺 Lost some promo coupon code, UI is quite messy 😅
Official reply
Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App! Please contact us through the community or live chat on Fizen Super App, and we will help and solve your concern
View original

Risk factors

Updated: Aug 7, 2026

No risk factors are available