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Fizen Card

Updated: Sep 20, 2026

The Fizen Card is a USD prepaid card within the Fizen Super App, with a funding structure separate from the app's self-custody wallet. Users can keep their crypto assets in the self-custody Fizen Wallet and top up the card with USDT only when they need to make a purchase; these funds are transferred to a dedicated card balance held by Fizen. Actual card spending draws from this pre-loaded USD balance rather than deducting funds directly from the on-chain wallet in real-time for each transaction.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card / Virtual + metal card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDCBTCETHBNBMATIC
Last updated
Sep 20, 2026

Official and company information

Issuer identity and company credentials

Fizen is a fintech infrastructure platform positioned as a "Crypto Neobank," with strategic investment from stablecoin giant Tether. The platform, centered on the Fizen Super App, pioneers a fusion ecosystem of PayFi and InvestFi, primarily targeting Southeast Asia and global travelers and cross-border merchants with Fizen Crypto Card (virtual/physical crypto cards), local fiat QR payment (QR Pay), and non-custodial crypto wallet services. Additionally, the platform integrates on-chain savings and investment features for tokenized U.S. Treasuries, U.S. equities, and tokenized real-world assets (RWA), driven by third-party independent aggregators.
Visit website Application page
Company / issuer
Fizen (Fizen.io / Fizen Super App)
Legal name
Fizen
Registered region
Hong Kong (HK)
Headquarters
Hong Kong, China
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

This card is part of a payment ecosystem that combines Fizen’s self-custody wallet with a traditional prepaid card. While the Fizen Wallet handles the day-to-day holding and management of on-chain assets, the card itself relies on a separate USDT-backed balance for transaction settlement; consequently, the self-custody aspect applies primarily to funds prior to top-up, whereas funds within the card system are managed by the card program. Designed primarily for stablecoin holders and users of cross-border digital payments, the product integrates with Fizen’s wallet, QR code payment services, and other consumer features. Although the current card program remains operational, the issuance of new cards has been suspended as the company prepares a next-generation product; currently, only registration for availability notifications is offered.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

Fizen Adventure Card
Fizen Pioneer Card
Fizen Frontier Card
Card formVirtual cardVirtual + metal cardVirtual + metal card
Fees
Monthly fee
Free
No fixed monthly maintenance fee
——
Card issuance fee
9.99 USD
Current price for Adventure card
999.99 USD
Current tier price on official website
9,999 USD
Current tier price on official website
ATM fee
Free
Plan includes free ATM allowance; 0 within free allowance
Free
0 within free allowance, inherits Adventure benefits
Free
0 within free allowance, inherits Pioneer benefits
Foreign exchange fee
Free
Zero foreign exchange fee as indicated on current page
——
Top-up fee
Free
Free top-up within plan allowance
Free
Free top-up within plan allowance
Free
Inherits basic plan benefits
Failed transaction fee
Free
No additional fee for failed transactions
——
Rewards
Cashback
1.5%
Cashback 1.5%–5% FiPoint, up to 10% at partner merchants, based on transaction amount and merchant
——
Crypto cashback———
Staking rewards———
Staking APR———
Welcome bonus———
Referral bonus———
Limits
Daily spending limit
1,000,000 USD
Daily limit for legacy Visa plan
——
Monthly spending limit———
ATM withdrawal limit———
Card network
Drag horizontally to view other cards

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

17
HungaryHUVietnamVNThailandTHPolandPLIndonesiaIDUnited Arab EmiratesAEBrazilBRMexicoMXBulgariaBGMalaysiaMYCzechiaCZPhilippinesPHRomaniaROSingaporeSGCroatiaHRSlovakiaSKArgentinaAR
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

127
United StatesUSMaldivesMVGuatemalaGTChadTDEritreaERTanzaniaTZGabonGASamoaWSSão Tomé & PríncipeSTNorth MacedoniaMKComorosKMUkraineUAPapua New GuineaPGCôte d’IvoireCIQatarQALesothoLSGuinea-BissauGWBruneiBNCubaCUJamaicaJMCambodiaKHMozambiqueMZBangladeshBDSt. Kitts & NevisKNSouth SudanSSTrinidad & TobagoTTBahrainBHIndiaINBahamasBSEgyptEGChinaCNTimor-LesteTLNigerNENigeriaNGSudanSDAfghanistanAFTongaTONorth KoreaKPKyrgyzstanKGMoldovaMDDjiboutiDJIranIRMongoliaMNTunisiaTNKazakhstanKZTogoTGSierra LeoneSLBurundiBIBhutanBTMauritaniaMRSri LankaLKRwandaRWAlbaniaALZimbabweZWMontenegroMENamibiaNASt. Vincent & GrenadinesVCKenyaKEBosnia & HerzegovinaBACentral African RepublicCFGhanaGHAntigua & BarbudaAGAlgeriaDZGeorgiaGESyriaSYIraqIQHondurasHNBeninBJHaitiHTLibyaLYBelizeBZTurkmenistanTMBelarusBYBotswanaBWDominicaDMFijiFJSt. LuciaLCPalauPWVanuatuVULaosLATürkiyeTRSerbiaRSSomaliaSORussiaRULiberiaLRSurinameSRTuvaluTVEthiopiaETKiribatiKIZambiaZMUzbekistanUZOmanOMCameroonCMMauritiusMUBarbadosBBMyanmar (Burma)MMSeychellesSCGrenadaGDMoroccoMAGuyanaGYNicaraguaNIDominican RepublicDOMaliMLSenegalSNGuineaGNGambiaGMTajikistanTJEl SalvadorSVUgandaUGMarshall IslandsMHBurkina FasoBFNepalNPKuwaitKWNauruNREquatorial GuineaGQArmeniaAMPakistanPKAzerbaijanAZAngolaAOMalawiMWSolomon IslandsSBYemenYELebanonLBMadagascarMGJordanJOMicronesiaFMCape VerdeCV
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Cannot apply，Can use，Fizen does not offer the card to U.S. Persons, but an eligible non-U.S. cardholder can use an existing Fizen Visa for purchases in the United States.
2. United Kingdom：Cannot apply，Can use，Fizen has temporarily paused new card creation while preparing its next-generation card, but existing eligible cards remain usable in the UK.
3. Canada：Cannot apply，Can use，New Fizen Card creation is currently paused, so Canadian residents cannot obtain a new card, while existing eligible cards can still be used in Canada.
4. Australia：Cannot apply，Can use，Fizen has temporarily suspended new card issuance during its card upgrade, but existing eligible cardholders can continue using their cards in Australia.
5. South Africa：Cannot apply，Can use，New card creation is currently on hold while Fizen prepares its next-generation card, while existing eligible cards remain usable in South Africa.
6. New Zealand：Cannot apply，Can use，Fizen is not currently accepting new card creation during its product upgrade, but existing eligible cards can still be used in New Zealand.
7. Ireland：Cannot apply，Can use，New Fizen Card applications are temporarily paused during the transition to the next-generation card, while existing eligible cards remain usable in Ireland.

Updated: Sep 15, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / Driver's license

Review time / regional limits

Automated identity review usually takes about 5 to 10 minutes; abnormal documents go to manual compliance review.

KYC provider

Sumsub

Updated

Aug 7, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 7, 2026

Wallet payments

Alipay

Supported

Aug 7, 2026

Wallet payments

Apple Pay

Supported

Aug 7, 2026

Cash services

ATM withdrawal

Supported

Aug 7, 2026

AI tools

ChatGPT

Supported

Aug 7, 2026

AI tools

Claude

Supported

Aug 7, 2026

Wallet payments

Google Pay

Supported

Aug 7, 2026

AI tools

Midjourney

Supported

Aug 7, 2026

In-person payments

Offline POS

Supported

Aug 7, 2026

Online shopping

Online shopping

Supported

Aug 7, 2026

Wallet payments

PayPal

Supported

Aug 7, 2026

Subscriptions

Subscription payment

Supported

Aug 7, 2026

Wallet payments

WeChat Pay

Supported

Aug 7, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Bashir Shehu Abubakargoogle_play★ 5 / 5

Fizen: QR Pay, eSIM & Travel Google Play review - 5 star

Wanderful
Official reply
Hello Bashir Shehu Abubakar, thank you for your feedback. We are truly delighted that you had a wonderful experience using Fizen! Your positive encouragement inspires our team to keep upgrading our services every day. If you ever need assistance or have great ideas to share, please reach out via in-app Live Chat or directly at Cs@fizen.io!
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Dmitrii Gorbatenkogoogle_play★ 1 / 5

Fizen: QR Pay, eSIM & Travel Google Play review - 1 star

not working. don't waste your time.
Official reply
Hello Dmitrii Gorbatenko, thank you for your feedback. We sincerely apologize for this bad experience. Could you please share more details about which feature is not working so our technical team can fix it as soon as possible? Please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app so we can support and resolve this for you!
View original
David Bryantgoogle_play★ 2 / 5

Fizen: QR Pay, eSIM & Travel Google Play review - 2 star

too high fees to swap cryptos. need to use USD to make virtual card but no way to deposit USD.
Official reply
Hello David Bryant, thank you for your feedback. Crypto swap fees fluctuate with market conditions and are not fixed. You can also easily top up your virtual card using USDT or USDC. We would love to assist you directly, so please contact us at Cs@fizen.io or via in-app Live Chat so we can resolve your issue and improve your experience!
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Willeniumgoogle_play★ 1 / 5

Fizen: QR Pay, eSIM & Travel Google Play review - 1 star

They stopped daily rewards from watching ads I had over 300k fi- points they just gone! How can you do that?
Official reply
Hello Willenium, thank you for your feedback. We sincerely apologize for the lack of clear communication regarding your Fi-points after the program ended. We want to make this right for you, please reach out to us at Cs@fizen.io or via Live Chat on the Fizen app with your account email so our VIP support team can verify and assist you directly!
View original
lam ductrustpilot★ 5 / 5

I feel comfortable with the experience…

I feel comfortable with the experience of crypto card and QR Pay. It helps me a lot when I was traveling. I will always support the project like that. Appreciate your effort
Official reply
Thank you so much for your support and trust in Fizen 💚 We're delighted to hear that Crypto Card and QR Pay made your travels easier and more comfortable. That's exactly the experience our team strives to create every day. Your continued support means a lot to us and motivates the entire Fizen team to keep building better products for travelers and crypto users worldwide. We truly appreciate having you as part of the Fizen family 🌍✨
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Ervin Wongtrustpilot★ 5 / 5

This is top 1 travel hack in SEA

This is top 1 travel hack in SEA. Glad I found it! Helpful for family travel. I just send every member few USDT for them to scan to pay themselves. my 9yo kid enjoy the experience a lot. And we don't get back home with leftover changes. Brilliant idea for travel pay
Official reply
Thank you so much for this incredible review - reading this truly made our whole team smile 💚 “Top 1 travel hack in SEA” is honestly one of the best compliments we could ever receive. The fact that Fizen became part of your family trip experience means a lot to us. We especially loved hearing about your 9yo enjoying the payment experience! That is exactly the kind of future we hope to build - Where travel payments feel simple, fun, borderless, and natural for everyone in the family. Sending a little USDT to each family member so they can scan and pay independently is such a smart use case, and you perfectly captured one of the biggest pain points of travel in Asia: leftover cash and coins after the trip. We built Fizen to remove exactly those little frictions so travelers can focus on enjoying memories instead of worrying about payments. Thank you as well for trusting Fizen during your journey across SEA. Your support motivates our entire team every single day to keep improving the product, expanding acceptance, and making crypto spending truly useful in real life. We hope you continue discovering more amazing places with Fizen by your side, and hopefully inspire many more travelers around you to experience a smoother way to travel too ✈️🌏 Thank you for being part of this journey with us! Love,
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Okoro tochukwugoogle_play★ 5 / 5

Fizen: Crypto Pay & Travel Google Play review - 5 star

good
Official reply
Thank you so much for your support and kind feedback 💜 We’re grateful to have you with Fizen Super App!
View original
ChamTNtrustpilot★ 5 / 5

Thank you Ben and Fizen support team.

This is dedicated for Fizen customer support team for showing up all the time to help. I highly recommend this to everyone, crypto users who are traveling in SEA, especially Vietnam to use USDT to get eSIM, pay via qr code and also the Visa Card. Ben from Fizen has personally sent me eth for gas fee when i made wrong transfer. She even once helped me to pay for my banhmi as the merchant qr was broken. It was 25 vnd, not a big amount but i saw the kind and honest in people here. Sometimes it’s a bit buggy with the app but they resolve it quickly and secure your fund 100%. I rated 5* in Fizen app and here too to thank the team for the kindness and patience.
Official reply
This review touched our hearts deeply. Thank you for taking the time to write such a thoughtful and personal message about your experience with Fizen 💜 What you described is exactly the culture we strive to build every day at Fizen - not just a payment app, but a team of real humans genuinely showing up to help travelers when they need it most. We are especially grateful for your kind words about Ben and our support team. We will absolutely share this with them internally. Stories like yours remind us why customer support is never “just support” sometimes a small action during travel can completely change someone’s day, reduce stress, and restore trust. The story about helping with gas fees and even the "Bánh mì" moment honestly made many of us emotional. As you said, it was never about the amount, it was about kindness, honesty, and being there for someone in an unfamiliar place. Those are values we care deeply about as a company. Thank you as well for openly mentioning that the app can sometimes be buggy. We truly appreciate honest feedback because it helps us improve faster. What matters most to us is making sure users always feel supported, heard, and secure. Protecting user funds and continuously improving stability will always remain our top priorities. Your recommendation to crypto travelers visiting Vietnam and SEA means more than you know. Reviews like yours help new users feel confident trying something new, and they inspire our entire team to keep pushing forward. On behalf of Ben and everyone at Fizen: Thank you for your trust, your patience, and your kindness toward our team! Customers like you are the reason we love what we do. We can't wait to welcome you again on your next adventure in SEA 🌏✨
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inbtrustpilot★ 5 / 5

Great travel assistant-app for Vietnam.

Great travel assistant-app for Vietnam. Really enjoyed QR Pay as I managed to setup it before my trip to Hanoi and Ha Giang. I just paid via QRs in every stall, restaurant and shop. Rate was nicer that other options. Recommend!
Official reply
Thank you so much for your wonderful review and recommendation! We are incredibly happy to hear that Fizen became your travel companion during your trip to Hanoi and Ha Giang. Those are beautiful places, and knowing you could enjoy the journey without worrying about payments is exactly what we hope to achieve for every traveler visiting Vietnam. It’s amazing to hear that you were able to set up QR Pay before the trip and use it smoothly across stalls, restaurants, and local shops. One of our biggest goals at Fizen is helping travelers experience local life more naturally and conveniently - just scan and pay like a local, without needing to constantly exchange cash or worry about complicated payment methods. We are also very glad you found the rates competitive compared to other options. We work hard behind the scenes to make crypto spending practical, transparent, and cost-efficient for real-world travel. Thank you again for trusting Fizen during your Vietnam adventure and for recommending us to other travelers. Support from users like you helps our community grow stronger every day. We hope Fizen continues to accompany you on many more journeys across Vietnam and Southeast Asia. Safe travels and see you again soon 😇😇
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Truong Hotrustpilot★ 5 / 5
The app is great
Official reply
Thank you so much for your support and your 5-star review 💚 Simple words like “The app is great” genuinely mean a lot to our team because behind every smooth payment experience is a group of people working hard every day to make Fizen faster, easier, and more reliable for travelers and crypto users around the world. We’re very grateful that you chose Fizen and had a positive experience with the app. Your support motivates us to keep improving and building even better features for our community. Thank you for being part of Fizen. We hope to continue making your payments and travels smoother every day ✨✨
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Risk factors

Updated: Aug 7, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Fizen Card require KYC?

Our record lists the Fizen Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Fizen Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Fizen Card with?

Our record lists Fizen Card support for: USDT, USDC, BTC, ETH, BNB, and MATIC.

Is Fizen Card a virtual or a physical card?

Fizen Card is offered as: Virtual card and Virtual + metal card.

Where is Fizen Card available?

Our record lists 17 countries or regions as available and 127 as restricted. Country-by-country status is in the regions section of this page.

Who issues Fizen Card?

Fizen Card is operated by Fizen (Fizen.io / Fizen Super App) on the Visa network.