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KKast Card logo

Kast Card

Updated: Jul 28, 2026

KAST Card is a Visa credit card offered by the KAST stablecoin financial platform, with the spending limit secured by stablecoins, crypto assets or US dollar-equivalent balances deposited by the user. The product offers virtual cards, plastic physical cards, metal cards and precious metal cards for online shopping, offline purchases, subscription payments and ATM withdrawals. Current card levels are Standard, Premium and Private, with themed designs including KAST, Solana, Bitcoin and Pudgy Penguins.
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Card network
Visa
Product type
Stablecoin payment card
Card form
Virtual + physical card / Virtual + metal card
Operating status
Active
KYC level
Tiered KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDT / USDC / BTC / ETH / BNB / SOL / XRP / TRX / LINK / XLM / UNI
Last updated
Jul 28, 2026

Official and company information

Issuer identity and company credentials

KAST is a fintech platform centered on stablecoins, offering USD/EUR accounts, stablecoin top-ups, crypto cards, cross-border payments, and Visa network spending. Current Terms disclose the main legal entity as KAST Tech, registered in Anjouan, Union of the Comoros, Reg No. 16223. However, Troia Corp also appears in card agreements and promotional terms, and the app store developer is Troia Limited in Hong Kong. KAST officially states it is not a bank; virtual accounts, payment cards, custody, and deposit/withdrawal services are provided by licensed partners.
Company / issuer
KAST
Legal name
KAST Tech
Registered region
AUC
Headquarters
Singapore
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

The KAST Card is recognized as a Visa credit card by merchants, but it does not offer traditional revolving credit, borrowing, or deferred repayment. Users first deposit supported stablecoins, crypto assets, or fiat currency into KAST, and the platform denominates the balance in USD; when swiping, the system freezes and converts the corresponding assets to complete settlement, and the spending amount cannot exceed the available balance. Standard is a free plastic card tier, Premium is a metal card tier at $1,000 per year, and Private is a gold-plated card tier at $10,000 per year. Currently, there is no fixed daily or monthly spending limit on the card; the actual available amount depends on the account balance and compliance risk controls. The physical card can be used for ATM withdrawals at Visa ATMs.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Drag or swipe anywhere in the table to view every card; labels stay fixed

K Standard Card
Solana Standard Card
Bitcoin Standard Card
Pengu Standard Card
X Premium Card
Solana Illuma Premium Card
Bitcoin black metal card
Pengu black metal card
Bitcoin Gold Card
KAST Gold Card
Solana Gilded Card
Pengu Gold Card
Solana Pure Gold Card
Card formVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + physical cardVirtual + metal cardVirtual + metal cardVirtual + metal cardVirtual + metal cardVirtual + metal cardVirtual + metal cardVirtual + physical cardVirtual + metal card
Fees
Monthly fee
Free
Free
Free
Free
1,000 USD
Premium membership billed annually
1,000 USD
Premium membership billed annually
1,000 USD
Premium membership billed annually
1,000 USD
Premium membership billed annually
10,000 USD
Private membership billed annually
10,000 USD
Private membership billed annually
10,000 USD
Private membership billed annually
10,000 USD
Private membership billed annually.
10,000 USD
Private eligibility required
Card issuance fee
Free
An additional $40 delivery fee applies.
Free
An additional $40 delivery fee applies.
Free
An additional $40 delivery fee applies.
Free
An additional $40 delivery fee applies.
Free
First card included
Free
First card included
Free
First card included
Free
First card included
Free
First gold-plated card included
Free
First gold-plated card included
Free
First gold-plated card included
Free
First gold-plated card included.
Free
Pricing available through the invitation program
ATM fee
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
3 USD + 2%
An additional foreign exchange fee applies to non-USD transactions.
Foreign exchange fee
1.75%
Applies to non-USD transactions, at a rate of 0.5%–1.75%
1.75%
Applies to non-USD transactions, 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, 0.5%–1.75%
1.75%
Applies to non-USD transactions, at a rate of 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
0.5%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, with a range of 0.5%–1.75%
1.75%
Applies to non-USD transactions, at a rate of 0.5%–1.75%.
1.75%
Applies to non-USD transactions, at a rate of 0.5%–1.75%
Top-up fee
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Free
Free for stablecoins; conversion fees apply to non-stablecoins.
Failed transaction fee
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
0.5 USD
Fee for payment declines due to insufficient balance.
0.5 USD
Fee for declines caused by insufficient balance.
Rewards
Cashback
1.5%
Instant cashback on eligible purchases
1.5%
Instant cashback on eligible purchases
1.5%
Instant cashback on eligible purchases
1.5%
Instant cashback on eligible purchases
2%
Issued instantly on eligible purchases; plus 1% in points
2%
Issued instantly on eligible purchases; plus 1% in points
2%
Issued instantly on eligible purchases; plus 1% in points
2%
Issued instantly on eligible purchases; plus 1% in points
3%
Issued instantly on eligible purchases; plus 2% in points
3%
Issued instantly on eligible purchases; plus 2% in points
3%
Issued instantly on eligible purchases; plus 2% in points
3%
Issued instantly on eligible purchases; plus 2% in points.
3%
Issued instantly on eligible purchases; plus 2% in points
Crypto cashback
Staking rewards
25%
An additional 0.25x points per SOL; a KAST validator node must be used
0.5%
An additional 0.5x points per SOL; a KAST validator node must be used
1%
An additional 1x points per SOL; a KAST validator node must be used
1%
An additional 1x points per SOL; a KAST validator node must be used
Staking APR
Welcome bonus
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days
100 USD
Spend $1,000 within 30 days.
100 USD
Spend $1,000 within 30 days
Referral bonus
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
The referred friend must spend at least $100.
25 USD
Friend spends $100.
25 USD
The referred friend must spend at least $100.
Limits
Daily spending limit
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control limits.
Unlimited
Subject to available balance and risk-control restrictions.
Monthly spending limit
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control restrictions.
Unlimited
Subject to available balance and risk-control limits.
Unlimited
Subject to available balance and risk-control restrictions.
ATM withdrawal limit
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
$750/24 hours, up to three withdrawals per day
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
Up to three withdrawals per day; $750/24 hours
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day
250 USD
Up to three withdrawals per day; $750/24 hours
250 USD
Up to three withdrawals per day; $750/24 hours
250 USD
Up to three withdrawals per day; $750/24 hours
250 USD
$250 per withdrawal, $750/24 hours, up to three withdrawals per day.
250 USD
Up to three withdrawals per day; $750/24 hours
Card network
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Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and China applicability

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

189
BhutanBTGambiaGMEquatorial GuineaGQPanamaPAPhilippinesPHColombiaCONauruNRTrinidad & TobagoTTMonacoMCKazakhstanKZTaiwanTWMongoliaMNGeorgiaGEKenyaKENorwayNOBruneiBNBrazilBRRomaniaROGabonGAIndonesiaIDCzechiaCZEl SalvadorSVCayman IslandsKYAzerbaijanAZComorosKMJapanJPFaroe IslandsFOMauritaniaMRCameroonCMHondurasHNTunisiaTNSouth AfricaZANigeriaNGCuraçaoCWNorth MacedoniaMKCroatiaHRJamaicaJMFrench GuianaGFCape VerdeCVGhanaGHCyprusCYMalawiMWMaldivesMVUnited Arab EmiratesAEDominican RepublicDOUgandaUGSlovakiaSKGreenlandGLAndorraADUzbekistanUZIsraelILSt. LuciaLCBahrainBHBangladeshBDNetherlandsNLMauritiusMULuxembourgLUBahamasBSMaltaMTBelgiumBEUnited KingdomGBCambodiaKHBarbadosBBSt. Kitts & NevisKNKiribatiKIUnited StatesUSSerbiaRSMoroccoMASloveniaSINew ZealandNZEcuadorECPeruPESpainESHong KongHKBeninBJIcelandISIndiaINFinlandFIAustriaATItalyITBoliviaBODominicaDMTimor-LesteTLParaguayPYPuerto RicoPRRéunionREGreeceGRFrench PolynesiaPFCôte d’IvoireCIPortugalPTIsle of ManIMDenmarkDKThailandTHPolandPLLesothoLSGuyanaGYAngolaAOOmanOMAlbaniaALJordanJOIrelandIEGuamGUSeychellesSCChadTDVatican CityVAGrenadaGDKyrgyzstanKGMadagascarMGEstoniaEEMacaoMOTurkmenistanTMLatviaLVTongaTOVietnamVNEswatiniSZArmeniaAMSenegalSNU.S. Virgin IslandsVISurinameSRTanzaniaTZSouth KoreaKRMoldovaMDUruguayUYMartiniqueMQGuernseyGGMarshall IslandsMHFijiFJSt. Vincent & GrenadinesVCCanadaCAVanuatuVUQatarQATogoTGFranceFRTuvaluTVBritish Virgin IslandsVGBotswanaBWGibraltarGICosta RicaCRSwedenSESwitzerlandCHAnguillaAINepalNPEgyptEGArubaAWSan MarinoSMNamibiaNANew CaledoniaNCChileCLAntigua & BarbudaAGTürkiyeTRSão Tomé & PríncipeSTTajikistanTJDjiboutiDJGermanyDEZambiaZMLiechtensteinLIArgentinaARMexicoMXPalauPWLithuaniaLTAlgeriaDZNigerNEMontenegroMEBulgariaBGJerseyJERwandaRWSolomon IslandsSBBelizeBZSamoaWSGuineaGNAustraliaAUAmerican SamoaASEthiopiaETSri LankaLKGuatemalaGTBosnia & HerzegovinaBAMozambiqueMZBermudaBMMalaysiaMYPakistanPKSint MaartenSXSingaporeSGCook IslandsCKSierra LeoneSLHungaryHUPapua New GuineaPGLaosLAKuwaitKWSaudi ArabiaSA
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

27
Guinea-BissauGWEritreaERLebanonLBZimbabweZWSomaliaSOSudanSDNicaraguaNILibyaLYLiberiaLRMyanmar (Burma)MMSouth SudanSSIraqIQCubaCUSyriaSYCentral African RepublicCFMaliMLYemenYENorth KoreaKPHaitiHTIranIRChinaCNAfghanistanAFBelarusBYBurundiBIBurkina FasoBFVenezuelaVERussiaRU
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

China applicability

The source text is retained below.

Original

1、中国大陆:不可申请;现行公开配送及注册范围不含中国大陆,境外已发行的 KAST Visa 卡可在支持境外 Visa 的商户使用。

2、香港:可以申请虚拟卡及实体卡,并属于官方实体卡配送地区;卡片可用于 Visa 商户、移动钱包及兼容 ATM。

3、澳门:可以申请虚拟卡及实体卡,并属于官方实体卡配送地区;已发行卡可用于线上、线下消费和实体卡 ATM 取现。

4、台湾:可以申请虚拟卡,实体卡配送范围受限;虚拟卡可通过 Apple Pay、Google Pay 及 Visa 线上商户使用。

Updated: Jul 28, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Tiered KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license / Utility bill / Bank statement / Government letter

Review time / regional limits

Automated review typically takes 10 to 15 minutes; manual review usually takes 1 to 3 business days.

KYC provider

Sumsub

Updated

Jul 28, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedJul 28, 2026

Wallet payments

Alipay

Supported

Jul 28, 2026

Wallet payments

Apple Pay

Supported

Jul 28, 2026

Cash services

ATM withdrawal

Supported

Jul 28, 2026

AI tools

ChatGPT

Supported

Jul 28, 2026

AI tools

Claude

Supported

Jul 28, 2026

Wallet payments

Google Pay

Supported

Jul 28, 2026

AI tools

Midjourney

Supported

Jul 28, 2026

In-person payments

Offline POS

Supported

Jul 28, 2026

Online shopping

Online shopping

Supported

Jul 28, 2026

Wallet payments

PayPal

Supported

Jul 28, 2026

Subscriptions

Subscription payment

Supported

Jul 28, 2026

Wallet payments

WeChat Pay

Supported

Jul 28, 2026

User reviews

Showing 10 approved reviews matched to this card

Newest first
Global Favourstrustpilot1 / 5

hello i had an issue with KAst support…

hello i had an issue with KAst support team to be clear it was a campaign during two month 10% cashback rewards from ads platforms i ve spent on those whole two month (more than 8000usd spent) and still didnt get my rewards untiill this day , ive contacted the support team on the app (Concierge) they asked me to give them the transactions id (this was on 10 august) they confirmed that im eligible to get my rewards i should wait 12 hours to receive them it passed two days after with noo news i asked them again and they told me to wait 24/48 hours after that another one from the concierge team told me the rewards for that campaign has fully distributed and if u have not receive them in ur account your not eligible ( before that two members from the support team confirms that im eligible to get those rewards and when i told him the support team has confirmed that im eligible to have that cashback and giving him again the transactions IDS he said allow me few hours to check again and now more than 24hours i get no replies from the support team through the KAST APP ( to be clear i ve contacted the team support more than 10 times
View original
3xpl015mapp_store1 / 5

High fx fees low cashback

I don’t like it. First of all it is not clear that there’s at least $2 cashback when you fund. On ach details screen it just tells you bank details no fee info. Second, fx rate seems higher than in ether.fi even though I’m spending in aed and the rate is officially fixed by the govt. third, cashback has lock up period of 14 days which is way too high. Ether gives you it instantly. Overall don’t recommend
View original
Mohamed Yassine Kalleltrustpilot1 / 5

Terrible experience and I haven't even started using it

They misspelled my name on the "Beneficiary name" on the global SWIFT account after I provided a clear ID, rendering it useless to me. It's not a slight misspelling as well, and their support ignorantly keeps assuring me "it's fine to use as is", which definitely isn't after I verified with my client. The customer support's only solution is "close this account and use a new email and phone number to open a new one" instead of owning THIER own mistake and fixing it. I also suggested closing that account on their end and opening a new one attaching it to my profile and they refused.
Official reply
We’re sorry for the frustration this has caused. We understand how important it is for your beneficiary name to match correctly, especially for SWIFT transfers. We’ve shared your issue and the details you provided with our support team so they can review your case. They’ll check what happened and get back to you shortly with an update.
View original
Jashem Yousufgoogle_play4 / 5

KAST: Global USD Account Google Play review - 4 star

Add Bank transfer options for deposit funds from bank account from Bangladesh
Official reply
Thanks for your suggestion. We understand that local bank transfer options would make deposits easier for users in Bangladesh. We’ll share this feedback with our team as we continue working to improve funding options and availability across different regions.
View original
Mohamed amine Benamartrustpilot1 / 5

All the comments are negative!!

All the comments are negative!!! 🤔 Is the platform really that bad? Should people think twice before using this bank? Are their funds at risk? If they're holding people's money, that's extremely dangerous!! 😑
Official reply
Thanks for raising your concerns. We take trust and safety seriously and want to make sure accurate information is shared. We couldn’t identify you as a KAST user based on this review. If you have a specific account-related concern, please contact us at support@kast.xyz so our team can look into it directly.
View original
apollagateapp_store5 / 5

Love this app

Best crypto card I’ve used. Seamless, fair fees.
View original
TOMY GAMERSgoogle_play5 / 5

KAST: Global USD Account Google Play review - 5 star

This app is great, keep up the updates!
Official reply
We're always working hard to improve the app. Thanks for your download and feedback.
View original
Niatrustpilot1 / 5

Inexistent customer service, they freeze your cashback if you invite people.

I've been using Kast for months now, referred by a good friend. I referred two of my friends and, despite offering me a free upgrade to the Premium plan, they have frozen my cashback rewards. What do I want the 2% cashback now if I can't use it?! I've been waiting for over a week for a resolution but their customer service is simply appalling, and as you can see on their Telegram channel, I'm not the only one having issues that are being ignored. I use this card for my everyday spending and so do my friends, but because of this awful experience we will be moving to a different provider. Many other fishes in the sea. Oh, and don't reply to this post saying my issue is being looked after, because it's clearly not. It's been a week since you told me if would take between 24/48 hours! Edit: I did as the person who replied to my review suggested, and they immediately closed my new request under that email subject, merging it into the old, ignored one. Once again, not looking promising.
Official reply
We’re sorry for the frustration and for not meeting the timeframe we shared. We understand how disappointing it is to have cashback rewards unavailable, especially when you use KAST for everyday spending and referred friends. Please contact us at support@kast.xyz with the subject line “Nia - Cashback rewards review” so our team can prioritize this and provide a clear update. We appreciate your patience and the chance to make this right.
View original
Umar Sandhu Officialgoogle_play1 / 5

KAST: Global USD Account Google Play review - 1 star

why it's not installing in android
Official reply
Hi! Sorry you’re having trouble installing the app on Android. Please try clearing the Google Play Store cache, restarting your device, and checking that your Android version and available storage meet the app requirements. If it still won’t install, please contact our support team support@kast.xyz so we can help investigate.
View original
Moto X Thailandgoogle_play5 / 5

KAST: Global USD Account Google Play review - 5 star

easy lay out. .very good
Official reply
Thanks a lot for your feedback
View original

Risk factors

Updated: Jul 28, 2026

No risk factors are available