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Kolan Card

Updated: Sep 14, 2026

Kolan Card is a Visa virtual payment card offered by Kolan for cross-border receipts, stablecoin asset management and international spending. Users can receive USD, EUR and GBP into their Kolan account, hold stablecoin balances and create virtual cards for spending. Its international consumer plan uses a digital asset-backed structure, with the spending limit linked to the value of eligible collateral assets. The card can be used for online shopping, subscriptions and everyday payments through compatible mobile wallets.
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Card network
Product type
Stablecoin payment card
Card form
Virtual card
Operating status
Active
KYC level
Full KYC
Commercial relationship
No commercial relationship
Risk score
70-79
Supported assets
USDTUSDC
Last updated
Sep 14, 2026

Official and company information

Issuer identity and company credentials

HuruPay is a cross-border fintech platform registered in Delaware, USA, offering stablecoin-backed USD, EUR, and GBP virtual accounts, ACH/Wire/SEPA payment rails, USDC settlement, cross-border payments, and virtual USD cards for individuals, freelancers, and businesses. HuruPay is not a bank itself; underlying accounts, banking services, crypto asset accounts, and card services are provided by third-party partner institutions. The brand completed a brand upgrade in August 2026 and is currently rebranding to Kolan, with the new platform planning to add crypto asset trading, perpetual contracts, prediction markets, and stocks.
Visit website Application page
Company / issuer
HuruPay (Kolan)
Legal name
Hurupay Inc.
Registered region
United States (US)
Headquarters
United States
Company type
Fintech
Verification status
Verified
Issuer website
Official link
Application page
Application link

Card overview

Kolan is the current name of Hurupay after a brand upgrade completed in August 2026. The legal entity continues to be Hurupay Inc., and existing agreements and business relationships remain valid. The current platform integrates fiat collection, stablecoin balances, crypto asset services, and Visa card payments into one account system. Users can transfer funds into their account via bank channels, crypto assets, etc., and then create a Virtual USD Card for spending. The international consumer card uses a secured account structure, can connect to blockchain-enabled wallets, uses digital assets as collateral, and forms a dynamic spending limit; US consumers are subject to separate Kolan credit card account terms. The card can be used for international spending via the Visa network, but application country, transaction region, merchant category, and high-risk uses are subject to current compliance policies.
Visa card experienceRegional availabilityTerms may change
Notice: No additional notice is available.

Usage scale & trends

Usage data is not available for this card yet. It will appear here when available.

Card variants and fee differences

Compare verified fee records across card forms and tiers

Kolan Virtual USD Card
Card formVirtual card
Fees
Monthly fee
Free
No monthly account maintenance fee
Card issuance fee
Free
Free to create
ATM fee
1 USD + 0.65%
International card ATM withdrawal
Foreign exchange fee
3%
International plan non-USD transactions
Top-up fee—
Failed transaction fee
0.6 USD
ATM declined transaction fee
Rewards
Cashback—
Crypto cashback—
Staking rewards—
Staking APR—
Welcome bonus—
Referral bonus—
Limits
Daily spending limit—
Monthly spending limit—
ATM withdrawal limit—
Card network

Fees may vary by region, card tier, and official policy. Verify the latest official terms.

Regions and language support

Application status based on public sources, official policy, and user reports. This is not application advice.

Available regions

Applications or normal card activation are supported

17
KenyaKEArgentinaARBrazilBRUnited StatesUSGermanyDEIndonesiaIDColombiaCOSouth AfricaZANigeriaNGGhanaGHCanadaCAMacaoMOSpainESHong KongHKUnited KingdomGBPhilippinesPHTaiwanTW
Evidence
Officially supported

Unsupported or restricted regions

Applications or features are unavailable or restricted

15
UkraineUANorth KoreaKPIndiaINIraqIQBelarusBYCubaCUIranIRNepalNPTürkiyeTRVietnamVNChinaCNRussiaRUVenezuelaVEIsraelILSyriaSY
Evidence
Officially restricted

Unconfirmed regions

Evidence is insufficient

0

No records

Evidence
Public sources

Availability in English-Speaking Markets

1. United States：Can apply，Can use，U.S. residents can apply through Kolan’s separate U.S. consumer card program after completing the issuer’s identity verification, including address and government identification requirements.
2. United Kingdom：Can apply，Can use，UK residents are eligible under Kolan’s international consumer card program after completing identity verification, and issued cards can be used locally.
3. Canada：Can apply，Can use，Canadian residents can apply through Kolan’s international consumer program after completing the required identity verification and issuer approval.
4. Australia：Can apply，Can use，Australian residents are eligible for the international consumer card after completing identity verification, and issued cards can be used in Australia.
5. South Africa：Can apply，Can use，South African residents can apply under Kolan’s international consumer program after completing the required identity verification.
6. New Zealand：Can apply，Can use，New Zealand residents are eligible under the international consumer card program after completing identity verification and the issuer’s approval process.
7. Ireland：Can apply，Can use，Irish residents can apply through Kolan’s international consumer program after completing the required identity verification, and issued cards can be used locally.

Updated: Sep 14, 2026

Policies may change at any time. Verify the latest issuer policy.

KYC requirements

Current identity-verification requirements and restrictions

KYC required

YesRequired

KYC level

Full KYCRequirement confirmed

Proof of address

YesRequired

Accepted documents

Passport / National ID card / Driver's license

Review time / regional limits

Automated review usually takes a few minutes; manual compliance review is capped at three business days.

KYC provider

Not disclosed

Updated

Aug 13, 2026

Payment compatibility

Support status and update date by payment scenario · Actual availability may vary by region, merchant, and issuer policy

Compatibility overview12 scenarios
Supported12
Not supported0
UpdatedAug 13, 2026

Wallet payments

Alipay

Supported

Aug 13, 2026

Wallet payments

Apple Pay

Supported

Aug 13, 2026

Cash services

ATM withdrawal

Supported

Aug 13, 2026

AI tools

ChatGPT

Supported

Aug 13, 2026

AI tools

Claude

Supported

Aug 13, 2026

Wallet payments

Google Pay

Supported

Aug 13, 2026

AI tools

Midjourney

Supported

Aug 13, 2026

In-person payments

Offline POS

Supported

Aug 13, 2026

Online shopping

Online shopping

Supported

Aug 13, 2026

Wallet payments

PayPal

Supported

Aug 13, 2026

Subscriptions

Subscription payment

Supported

Aug 13, 2026

Wallet payments

WeChat Pay

Supported

Aug 13, 2026

Review

Read the editorial review, its verdict and latest update.

No review yet

No review has been published for this card. Published reviews appear here.

User reviews

Showing 10 approved reviews matched to this card

Newest first
Ralf Christopher Pascual (RaisukeTV)google_play★ 1 / 5

Kolan: Money, Crypto & Markets Google Play review - 1 star

been using it fine until we get the kyc update.. agent kept saying my account is already approved and verified. but until now it still says "verifying account on the app". my money is stuck i can't withdraw.
View original
Shorav Deygoogle_play★ 1 / 5

Kolan: Money, Crypto & Markets Google Play review - 1 star

They told me they would pay me if I gave them a five star review. Now they haven't paid me and I've decided to tell the truth. In my opinion, they are trying to do something dishonest by giving fake reviews. You should be careful with your money.
Official reply
Hi, We would like to chat with you with regards to your experience with us. Please contact us at hello@kolan.xyz.
View original
Saman Sadegigoogle_play★ 1 / 5

Kolan: Money, Crypto & Markets Google Play review - 1 star

Feedback on the new KYC process: it's too strict and only accepts a small percentage of applicants. While security matters, this risks frustrating genuine customers and driving them to competitors. I'd recommend finding a better balance between compliance and accessibility.
Official reply
We understand that this can be frustrating. Please note that this process is also in place to ensure the security of our users. If you are experiencing any issues, kindly contact us at hello@kolan.xyz, and we will be happy to assist you.
View original
Adeboye Sundaygoogle_play★ 1 / 5

Kolan: Money, Crypto & Markets Google Play review - 1 star

is the USD details not available in Nigeria only or generally
Official reply
Hi, unfortunately, we currently do not support Virtual Accounts in Nigeria. We sincerely apologize for any inconvenience this may cause.
View original
Atikur Rahman Atikgoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

After the latest patch, the push notifications are more reliable. I get price alerts right when they happen, which helps me stay on top of the market. The settings page now lets me customize the alert tone, which is a nice touch. Minor suggestion: a snooze option would be useful.
View original
auntor rrgoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

Loading times have dropped noticeably since the last patch. It feels smoother when I scroll through my transaction list.
View original
imran hasangoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

I noticed the recent UI tweaks right away—they’re cleaner and less cluttered. The color palette is easier on the eyes during long sessions. However, the fingerprint login sometimes fails on the first try, requiring a password entry. If that hiccup is ironed out, the app would be flawless.
View original
Nila Aktergoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

app works fine for what I need - checking my USD balance and seeing recent transactions. Although I wish the transfer option was a little more upfront instead of buried in a submenu
View original
Tahsin Alomgoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

Honestly just glad the navigation feels faster lately.Im in and out checking my balances without any lag
View original
Suraiyagoogle_play★ 5 / 5

Kolan: Money, Crypto & Markets Google Play review - 5 star

I’ve been using the app for weeks and the recent performance boost is evident – pages load in a flash and the interface feels more responsive. The recent changes to the settings layout make tweaking preferences straightforward. It’d be helpful to have a dark‑mode schedule option, but that’s just a nice‑to‑have. Still, very satisfied.
View original

Risk factors

Updated: Aug 13, 2026

No risk factors are available

Frequently asked questions

Answers drawn from the published record on this page.

Does Kolan Card require KYC?

Our record lists the Kolan Card verification requirement as: Full KYC. Document and review details are in the KYC section of this page.

Does Kolan Card support Apple Pay and Google Pay?

Apple Pay: Supported. Google Pay: Supported.

Which assets can I top up Kolan Card with?

Our record lists Kolan Card support for: USDT and USDC.

Is Kolan Card a virtual or a physical card?

Kolan Card is offered as: Virtual card.

Where is Kolan Card available?

Our record lists 17 countries or regions as available and 15 as restricted. Country-by-country status is in the regions section of this page.

Who issues Kolan Card?

Kolan Card is operated by HuruPay (Kolan) on the Visa network.